A-Plus Med Brochure

HEALTH A-PlusMed

The Complete Medical Plan

PT0810284/0414

Comprehensive Cover, For A Worry-Free You

aia.com.my

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A-PlusMed

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A-PlusMed

The Complete Medical Plan

Getting adequate medical cover is fast becoming a necessity and no longer a luxury, as rising costs of living push prices everywhere ever higher, medical treatments inclusive. We could all use a medical plan that not only provides for the unexpected but also helps to alleviate the effects of price inflation. Introducing A-PlusMed, the comprehensive medical plan designed to keep you worry-free.

A-PlusMed offers innovative, market-leading benefits such as protection up to age 100 and an automatically increasing annual limit1. Moreover there are no lifetime limits on your cover, and zero co-insurance and deductible charges apply.

Why A-PlusMed ? LIFELONG coverage up to age 100. INCREASING Annual Limit1. NO Lifetime Limit2. ZERO co-insurance and deductible charges.

Its pioneering "Just Swipe" medical card facility means admissions to panel hospitals will be hassle-free. When it comes to choosing the complete medical plan, A-PlusMed ticks all the boxes.

Hassle-free "JUST SWIPE" hospital admissions. OPTIONAL protection for the whole family. Referral Emergency Assistance (REA) Programme. Subject to terms and conditions. Refer to page 3 under ”Increasing Annual Limit” for details. Only available for Hospital Room and Board RM 150 and above. Refer to Schedule of Benefits in page 5 for details. 1 2

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A closer look at the benefits... Lifelong Coverage up to age 100

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Referral Emergency Assistance (REA) Programme5 • Enjoy worldwide assistance services by calling our 24-hour service hotline 603-21665421 and reverse the call charges. • Referral Emergency Assistance (REA) Programme services includes:

• A-PlusMed provides you the medical coverage up to age 100.

Increasing Annual Limit • The Annual Limit shall increase by 5% of the initial Annual Limit every 2 years starting from the 3rd policy year, for 20 policy years. • The Increasing Annual Limit shall be granted if there is no claim or if there are claims, the total claim amount is less than RM 5,000 for the previous 2 policy years. • If the total claim amount in the previous 2 policy years is RM 5,000 and above, the Increasing Annual Limit shall remain at the level which was last granted to you. • The Increasing Annual Limit is only available for Hospital Room and Board RM 150 and above.

International Medical Assistance Programme

Emergency medical evacuation and repatriation, repatriation of mortal remains, medical assistance and travel information.

Domestic Medical Assistance Programme

Emergency medical evacuation and repatriation and medical assistance.

Car Assistance Programme6

Emergency towing and minor roadside repair, car rental assistance and referral to service centres.

Home Assistance Programme6

Plumbing, locksmith, general repair, air conditioning and pest control assistance.

Travel Assistance Programme6

Provides information such as Visa, passport and inoculation requirements, assists in location of lost items, emergency message relay etc.

No Lifetime Limit2 • With no Lifetime Limit, you can rest assure that you and / or your family’s healthcare needs will be taken care of, for life3.

Zero Co-insurance and Deductible Charges • A-PlusMed pays your medical treatment in full3, without imposing co-insurance or deductible charges.

Hassle-free "Just Swipe" Hospital Admissions4 • A-PlusMed provides you with hassle-free admission at all panel hospitals. • A medical card will be given to you to ease any hospital admission and discharge.

Optional Protection for the Whole Family • You can choose to protect your spouse and / or your children under one plan. • A maximum of 4 children is allowed per each Family Plan’s coverage.

Subject to Annual Limit. If you are hospitalized for the first 3 months of your policy, you are required to pay first and submit the claim to the Company for reimbursement later. 5 The benefits described under the Referral Emergency Assistance (REA) Programme are not exhaustive. Please refer to your policy contract for detailed benefits, exclusions, terms and conditions. Please note that AIA Bhd. reserves the right to vary any of the services and /or benefits under REA Programme from time to time. 6 These services are confined to referral services only. The cost of the actual services shall be borne by the policyholder. These services are not guaranteed as they are provided by a third party and the continuation of these services are subject to the agreement between the Company and the third party service provider. 3 4

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The Schedule of Benefits of A-PlusMed is as follows: No

Benefit Limits

Plan 100 (RM)

Plan 150 (RM)

Plan 200 (RM)

Plan 250 (RM)

Plan 300 (RM)

Plan 400 (RM)

Plan 500 (RM)

No

Benefit Limits

Plan 100 (RM)

Plan 150 (RM)

Plan 200 (RM)

Plan 250 (RM)

Plan 300 (RM)

Plan 400 (RM)

Plan 500 (RM)

1

Hospital Room and Board (120 days maximum per policy year)

100

150

200

250

300

400

500

13

Home Nursing Care (per confinement) (180 days Lifetime Limit)

N/A

3,000

4,000

5,000

6,000

8,000

10,000

Additional Hospital Room and Board Whilst Overseas (120 days maximum per policy year)

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Organ/Bone Marrow Transplant

As charged, subject to Reasonable and Customary Charges

2

150

200

250

300

400

500 15

Daily Cash Allowance at Government Hospital (120 days maximum per policy year)

50

100

100

100

200

200

200

16

Daily Guardian (120 days maximum per policy year)

60

90

110

130

160

220

280

17

Malaysian Government Service Tax

3

Intensive Care Unit (120 days maximum per policy year)

4

Hospital Supplies and Services

5

Surgical Fees

6

Operating Theatre Fees

7

Anaesthetist’s Fees

8

In-Hospital Physician’s Visit (240 visits maximum per policy year)

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100

10

11

Day Procedure

12

Out-Patient Physiotherapy and Acupuncture (per policy year and within 60 days after hospitalization)

Annual Limit Per Insured (item 1 to 17)

75,000 100,000 125,000 150,000 180,000 220,000 260,000

Overall Lifetime Limit Per Insured

200,000

Increasing Annual Limit

N/A

As charged, subject to Reasonable and Customary Charges

Pre-Hospitalization (within 60 days prior to hospitalization) - Diagnostic Tests - Specialist Consultation Medication and Treatment (RM 300 maximum per disability) Post-Hospitalization Treatment (within 120 days after hospitalization) - Out-Patient Diagnostic X-ray and Lab Tests - Medical Expenses and Consultation

As charged, subject to Hospital Room and Board entitlement

2,000

4,000

6,000

8,000

10,000

12,000

14,000

N/A

N/A

N/A

N/A

N/A

N/A

Annual Limit shall increase by 5% of the initial Annual Limit every 2 years for 20 years if there is no claim for the previous 2 policy years or if there are claims, the total claim amount is less than RM 5,000

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Emergency Accidental Out-Patient Treatment and 30 days Follow-up Treatment at Hospital and Clinic (per accident)

1,500

2,000

2,500

3,000

3,500

4,500

5,000

19

Emergency Accidental Out-Patient Dental Treatment (per accident)

N/A

3,000

4,000

5,000

6,000

8,000

10,000

20

Out-Patient Kidney Dialysis Treatment and Out-Patient Cancer Treatment (per Lifetime)

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Emergency Medical Evacuation and Repatriation5 (per event)

75,000 250,000 312,500 375,000 450,000 550,000 650,000

USD 1 mil

USD 1 mil

USD 1 mil

USD 1 mil

Please refer to the policy contract for full details of the benefit coverage.

USD 1 mil

USD 1 mil

USD 1 mil

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Find the answers to your questions here Q

What is

A-PlusMed

?

Q

On top of this, A-PlusMed provides Increasing Annual Limit of 5% every 2 years starting from the 3rd policy year, for 20 policy years. A-PlusMed also provides you an option to extend the coverage to your immediate family members. Note: • No Lifetime Limit and Increasing Annual Limit are only applicable to Hospital Room and Board RM 150 and above. • The Increasing Annual Limit is granted if there is no claim or if there are claims, the total claim amount is less than RM 5,000 for the previous 2 policy years.

A-PlusMed

guaranteed?

A The Cost of Insurance for this rider is not guaranteed and the Company reserves the right to revise the Cost of Insurance by giving the policyholders 3 months written notice prior to the next policy anniversary. Q

A A-PlusMed is a unit deducting rider attachable to a regular premium Investment-Linked Insurance plan. A-PlusMed covers hospitalization and surgical expenses up to age 100, with no Lifetime Limit.

Is the Cost of Insurance for

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What are the fees and charges that I have to pay?

A There are no fees and charges other than the Cost of Insurance deducted. Q

Are the premiums paid for A-PlusMed

eligible for income tax relief?

A Yes, the premiums apportioned to this unit deducting rider may qualify you for a personal tax relief of up to RM 3,000 for medical and education insurance, subject to the final decision of the Inland Revenue Board of Malaysia. Q

What are the major exclusions for

A-PlusMed

?

A This rider shall not cover: • Pre-existing illness; or

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Who is eligible to buy A-PlusMed

?

A This rider is available to individuals aged between 14 days and 70 years old. Q

What is the coverage for family members in a plan?

A All family members under the family plan will enjoy individual benefit limit of the same plan. Q

Where am I Covered?

A You are covered worldwide but subject to a maximum of 90 days protection if you are travelling outside Malaysia, Singapore and Brunei. If you are a foreigner, your coverage is confined to hospitalization within Malaysia and hospitalization due to medical emergency only whilst overseas. Q

Will my Cost of Insurance increase as my age increases?

A For A-PlusMed, the Cost of Insurance is deducted depending on your attained age and it will increase as your age increases.

• Treatment or surgery for Specified Illnesses for a period of 120 days immediately preceding for such treatment and surgery; or • Any medical or physical conditions arising within 30 days from the Issue Date or Commencement Date of this rider, whichever is later except for covered injury; or • Out-Patient Kidney Dialysis Treatment where the symptoms first occurred prior to or within 30 days from the Issue Date or Commencement Date of this rider, whichever is later; or • Out-Patient Cancer Treatment Benefit where the symptoms first occurred prior to or within 60 days from the Issue Date or Commencement Date of this rider, whichever is later; or • Any medical or physical abnormalities existing at the time of birth, as well as neo-natal physical abnormalities developing within 6 months from the time of birth or any congenital or hereditary conditions which has manifested or was diagnosed before the insured attains 17 years of age; or • Any disability caused by self-destruction, intentional self-inflicted injuries, willful exposure to danger or any attempt of self-destruction while sane or insane; or • War, declared or undeclared, strikes, riots, civil war, revolution or any warlike operations; or

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Q

What are the major exclusions for

A-PlusMed

A-PlusMed

(continued)?

A This rider shall not cover (continued):

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For your attention:

• Service in the armed forces in time of declared or undeclared war or while under orders for warlike operations or restoration of public order; or

1. You should satisfy yourself that this rider will best serve your needs and that the premium payable under this policy is an amount you can afford.

• Any violation or attempted violation of the law or resistance to arrest; or

2. If the basic policy of the Investment-Linked Insurance to which this rider is attached, is cancelled within the 15-day free look period, the unallocated premiums of the basic policy, value of units (if any), any insurance charges and Monthly Service Charge that have been deducted less medical expenses (if any) will be refunded.

• Pregnancy, miscarriage or child birth; or • Mental or nervous disorders, treatment of alcoholism, or drug abuse or any other complications arising therefrom or any drug not prescribe by treating doctor; or • Plastic / cosmetic surgery, circumcision, all corrective glasses, contact lenses and intraocular lens except monofocal intraocular lenses in cataract surgery; or • Dental treatment unless necessitated by accidental injury; or • Hospitalization primarily for investigatory purposes, diagnosis, X-ray examination, general physical or medical examinations, not incidental to treatment or diagnosis of a covered disability or any treatment which is not medically necessary and any preventive treatments, preventive medicines or examinations carried out by a physician, vitamins / food supplements and treatments specifically for weight reduction or gain; or

3. You are advised to refer to the sales illustration for further information. 4. You should ensure that important information regarding this rider is disclosed to you and you understand the information disclosed. If there is ambiguity, you should seek clarification from the Company. 5. Should you require additional information about medical and health insurance, you may also refer to the insurance info booklet on ‘Medical and Health Insurance’ available at all our branches or you can obtain a copy from your AIA Life Planner or visit www.insuranceinfo.com.my. 6. It may not be advantageous to switch from one health plan to another, as you may be subject to new underwriting requirements, full waiting period and any applicable period for the exclusion of specific illnesses / pre-existing conditions of the new plan.

• Any treatment or investigation which is not medically necessary, or convalescence, custodial or rest care; or • Ionizing radiation or contamination by radioactivity from any nuclear fuel or nuclear waste from process of nuclear fission or from any nuclear weapon material; or • Overseas treatment if insured person insured resides or travel outside Malaysia (excluding Singapore and Brunei) for more than 90 consecutive days. Note: This list is not exhaustive. Please refer to the policy contract for the full list of exclusions.

This brochure contains only a brief description of the product and is not exhaustive. It is recommended that you request for a copy of the AIA Sales Illustration to know more about this product. For a detailed explanation of its benefits, exclusions, terms and conditions, please refer to the policy contract.

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Perlindungan Perubatan Yang Lengkap

Memiliki perlindungan perubatan yang mencukupi telah menjadi satu keperluan dan bukan lagi satu kemewahan disebabkan kenaikan harga dengan lebih ketara, termasuk kos rawatan perubatan akibat kenaikan kos kehidupan. Kita semua boleh menggunakan satu pelan perubatan yang bukan sahaja menyediakan perlindungan untuk keadaan yang tidak dijangka tetapi juga membantu mengurangkan kesan inflasi harga. Memperkenalkan A-PlusMed, pelan perubatan yang lengkap direka untuk membebaskan anda daripada kerisauan.

A-PlusMed menawarkan anda manfaat yang inovatif, menerajui pasaran seperti perlindungan sehingga umur 100 tahun dan peningktan had1 tahunan secara automatik. Tambahan, pelan ini tidak mempunyai had seumur hidup pada perlindungan anda dan tiada caj ko-insurans dan deduktibel. Dengan kemudahan kad perubatan perintis "Just Swipe", ia memberi kemudahan kemasukan ke panel hospital tanpa gangguan. Apabila hendak memilih pelan perubatan yang lengkap, A-PlusMed memenuhi segalanya.

Kenapa A-PlusMed ? Perlindungan SEPANJANG HAYAT sehingga umur 100 tahun. PENINGKATAN Had Tahunan1. TIADA Had Seumur Hidup2. TIADA caj ko-insurans dan deduktibel. Kemasukan hospital tanpa gangguan dengan "JUST SWIPE". Perlindungan PILIHAN untuk seluruh keluarga anda. Program Rujukan Bantuan Kecemasan. 1 Tertakluk kepada terma-terma dan syarat-syarat. Rujuk kepada halaman 13 di bawah ”Peningkatan Had Tahunan” untuk maklumat selanjutnya. 2 Hanya untuk pelan Bilik dan Penginapan Hospital RM 150 dan ke atas. Sila rujuk kepada Jadual Manfaat pada halaman 15 untuk maklumat selanjutnya.

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Meneliti manfaat-manfaatnya… Perlindungan Sepanjang Hayat sehingga Umur 100 Tahun

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Perlindungan Pilihan untuk Seluruh Keluarga Anda • Anda boleh memilih untuk melindungi pasangan anda dan/atau anak-anak anda di bawah satu pelan. • Perlindungan maksimum sehingga 4 orang anak dibenarkan untuk setiap Pelan Keluarga.

• A-PlusMed menyediakan anda perlindungan perubatan sehingga umur 100 tahun.

Program Rujukan Bantuan Kecemasan5 Peningkatan Had Tahunan • Had Tahunan akan meningkat sebanyak 5% daripada Had Tahunan asal, setiap 2 tahun bermula dari tahun polisi ke-3 selama 20 tahun polisi.

• Nikmati bantuan di seluruh dunia dengan menelefon talian perkhidmatan 24 jam kami di nombor 603-21665421 dengan panggilan caj balikan. • Perkhidmatan Program Rujukan Bantuan Kecemasan termasuk:

• Peningkatan Had Tahunan akan diberikan jika tiada tuntutan atau jika terdapat tuntutan, jumlah tuntutan adalah kurang daripada RM 5,000 untuk 2 tahun polisi sebelumnya. • Jika jumlah tuntutan dalam 2 tahun polisi sebelumnya ialah RM 5,000 dan lebih, Peningkatan Had Tahunan akan kekal pada had terakhir yang diberikan kepada anda. • Peningkatan Had Tahunan hanya untuk pelan Bilik dan Penginapan Hospital RM 150 dan ke atas.

Tiada Had Seumur Hidup2 • Dengan ketiadaan Had Seumur Hidup, anda boleh yakin bahawa keperluan penjagaan kesihatan anda dan/atau keluarga anda akan dijaga untuk sepanjang hayat3.

Tiada Caj Ko-insurans dan Deduktibel • A-PlusMed membayar rawatan perubatan anda sepenuhnya3 tanpa mengenakan sebarang caj ko-insurans atau deduktibel.

Kemasukan4 Hospital Tanpa Gangguan dengan "Just Swipe" • A-PlusMed memberikan anda kemudahan kemasukan ke hospital tanpa gangguan di semua panel hospital. • Kad perubatan akan diberikan kepada anda untuk memudahkan kemasukan dan pelepasan hospital.

Program Bantuan Perubatan Antarabangsa

Pemindahan dan penghantaran pulang perubatan kecemasan, penghantaran pulang jenazah, bantuan perubatan dan maklumat perjalanan.

Program Bantuan Perubatan Domestik

Pemindahan dan penghantaran pulang perubatan kecemasan dan bantuan perubatan.

Program Bantuan Kereta6

Penundaan kecemasan dan pembaikan kecil di tepi jalan, bantuan sewa kereta dan rujukan kepada pusat perkhidmatan.

Program Bantuan Rumah6

Kerja paip, tukang kunci, pembaikan am, penyaman udara dan bantuan kawalan serangga perosak.

Program Bantuan Perjalanan6

Memberikan maklumat mengenai Visa, pasport dan keperluan inokulasi, membantu mencari barang yang hilang, menyampaikan pesanan kecemasan dan sebagainya.

Tertakluk kepada Had Tahunan. Jika anda dimasukkan ke hospital dalam masa 3 bulan pertama polisi, anda perlu membayar dahulu dan kemukakan tuntutan anda kepada Syarikat untuk dibayar balik kemudiannya. 5 Manfaat yang diterangkan bagi Program Rujukan Bantuan Kecemasan di atas adalah tidak menyeluruh. Sila rujuk kepada kontrak polisi anda untuk manfaat, pengecualian, terma dan syarat yang terperinci. Sila ambil perhatian bahawa AIA Bhd. berhak untuk mengubah mana-mana perkhidmatan dan / atau manfaat di bawah Program Rujukan Bantuan Kecemasan dari semasa ke semasa. 6 Perkhidmatan ini terbatas kepada perkhidmatan rujukan sahaja. Kos perkhidmatan sebenar akan ditanggung oleh pemegang polisi. Perkhidmatan ini tidak terjamin kerana ia disediakan oleh pihak ketiga dan penerusan perkhidmatan ini adalah tertakluk kepada persetujuan di antara Syarikat dan pembekal perkhidmatan pihak ketiga. 3 4

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Jadual Manfaat A-PlusMed adalah seperti berikut: No.

Had Manfaat

Pelan 100 (RM)

Pelan 150 (RM)

Pelan 200 (RM)

Pelan 250 (RM)

Pelan 300 (RM)

Pelan 400 (RM)

Pelan 500 (RM)

No.

Had Manfaat

Pelan 100 (RM)

Pelan 150 (RM)

Pelan 200 (RM)

Pelan 250 (RM)

Pelan 300 (RM)

Pelan 400 (RM)

Pelan 500 (RM)

1

Bilik dan Penginapan Hospital (maksimum 120 hari setiap tahun polisi)

100

150

200

250

300

400

500

13

T/B

3,000

4,000

5,000

6,000

8,000

10,000

2

Bilik dan Penginapan Hospital Tambahan Semasa Di Luar Negera (maksimum 120 hari setiap tahun polisi)

Penjagaan Kejururawatan Di Rumah (setiap kemasukan hospital) (had seumur hidup 180 hari)

100

150

200

250

300

400

500

14

Pemindahan Organ/Sumsum Tulang

Seperti caj yang dikenakan, tertakluk kepada Caj Munasabah dan dan Biasa Diamalkan

3

Unit Rawatan Rapi (maksimum 120 hari setiap tahun polisi)

15

Elaun tunai harian di Hospital Kerajaan (maksimum 120 hari setiap tahun polisi)

50

100

100

100

200

200

200

4

Bekalan dan Perkhidmatan Hospital

16

60

90

110

130

160

220

280

5

Yuran Pembedahan

Penjaga Harian (maksimum 120 hari setiap tahun polisi)

6

Yuran Bilik Pembedahan

17

Cukai Perkhidmatan Kerajaan Malaysia

7

Yuran Pakar Bius

8

Lawatan Pakar Perubatan Dalam Hospital (maksimum 240 lawatan setiap tahun polisi)

9

Sebelum Penghospitalan (dalam tempoh 60 hari sebelum penghospitalan) - Ujian Diagnostik - Rundingan Doktor Pakar Perubatan dan Rawatan (RM 300 maksimum untuk setiap kemalangan)

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Had Tahunan setiap Orang Diinsuranskan 75,000 100,000 125,000 150,000 180,000 220,000 260,000 (no. 1 hingga 17) Had Seumur Hidup Keseluruhan setiap Orang Diinsuranskan Seperti caj yang dikenakan, tertakluk kepada Caj Munasabah dan dan Biasa Diamalkan

Rawatan Selepas Penghospitalan (dalam tempoh 120 hari selepas penghospitalan) - X-ray Diagnostik dan Ujian Makmal Pesakit Luar - Perbelanjaan Perubatan dan Rundingan

11

Prosedur Harian

12

Akupunktur dan Fisioterapi Pesakit Luar (setiap tahun polisi dan dalam tempoh 60 hari selepas penghospitalan)

Seperti caj yang dikenakan tertakluk kepada jumlah Bilik dan Penginapan Hospital

2,000

4,000

6,000

8,000

10,000

12,000

14,000

Peningkatan Had Tahunan

200,000

T/B

T/B

T/B

T/B

T/B

T/B

T/B

Had Tahunan akan meningkat sebanyak 5% daripada Had Tahunan asal, setiap 2 tahun selama 20 tahun polisi jika tiada tuntutan atau jika terdapat tuntutan, jumlah tuntutan adalah kurang daripada RM 5,000 untuk 2 tahun polisi sebelumnya

18

Rawatan Kecemasan Pesakit Luar Akibat Kemalangan dan Rawatan Susulan 30 hari di Hospital dan Klinik (setiap kemalangan)

19

Rawatan Pergigian Kecemasan Pesakit Luar Akibat Kemalangan (setiap kemalangan)

20

Rawatan Dialisis Buah Pinggang Pesakit Luar dan Rawatan Kanser 75,000 250,000 312,500 375,000 450,000 550,000 650,000 Pesakit Luar (Had Seumur Hidup)

21

Pemindahan dan penghantaran pulang perubatan kecemasan5 (setiap kejadian)

1,500

2,000

2,500

3,000

3,500

4,500

5,000

T/B

3,000

4,000

5,000

6,000

8,000

10,000

USD 1 juta

USD 1 juta

USD 1 juta

USD 1 juta

USD 1 juta

USD 1 juta

USD 1 juta

Sila rujuk kepada kontrak polisi untuk maklumat lengkap berkenaan dengan manfaat perlindungan.

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Dapatkan jawapan kepada soalan-soalan anda di sini Q

Apakah itu A-PlusMed

?

Q

Selain daripada ini, A-PlusMed memberikan Peningkatan Had Tahunan sebanyak 5% setiap 2 tahun bermula dari tahun polisi ke-3, selama 20 tahun polisi. A-PlusMed juga memberi pilihan kepada anda untuk melindungi ahli-ahli keluarga terdekat anda. Nota: • Tiada Had Seumur Hidup dan Peningkatan Had Tahunan hanya untuk pelan Bilik dan Penginapan Hospital RM 150 dan ke atas. • Peningkatan Had Tahunan akan diberikan jika tiada tuntutan atau jika terdapat tuntutan, jumlah tuntutan adalah kurang daripada RM 5,000 untuk 2 tahun polisi sebelumnya.

A-PlusMed

terjamin?

A Kos Insurans untuk rider ini adalah tidak terjamin dan Syarikat berhak untuk mengubah Kos Insurans dengan memberi notis bertulis 3 bulan terdahulu kepada pemegang polisi sebelum ulang tahun polisi berikutnya. Q

A A-PlusMed merupakan rider potongan unit yang boleh dilampirkan kepada pelan Insurans Berkaitan Pelaburan berpremium tetap. A-PlusMed melindungi kemasukan ke hospital dan perbelanjaan pembedahan sehingga umur 100 tahun tanpa Had Seumur Hidup.

Adakah Kos Insurans untuk

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Apakah yuran-yuran dan caj-caj yang perlu saya bayar?

A Tiada yuran-yuran dan caj-caj yang lain selain daripada Kos Insurans yang ditolak. Q

Adakah premium-premium yang dibayar untuk mendapat pelepasan cukai?

A-PlusMed

layak

A Ya, premium-premium yang diagihkan kepada rider potongan unit ini melayakkan anda mendapat pelepasan cukai sehingga RM 3,000 untuk insurans perubatan dan pendidikan, tertakluk kepada keputusan muktamad Lembaga Hasil Dalam Negeri Malaysia. Q

Apakah pengecualian- pengecualian utama untuk

A-PlusMed

?

A Rider ini tidak melindungi: • Penyakit Sedia Ada; atau

Q

Siapakah yang layak membeli A-PlusMed

?

A Rider ini boleh disertai oleh individu yang berumur di antara 14 hari dan 70 tahun. Q

Apakah perlindungan untuk ahli keluarga dalam pelan ini?

A Semua ahli keluarga di bawah pelan keluarga akan menikmati had manfaat individu untuk pelan yang sama. Q

Di manakah saya dilindungi?

A Anda dilindungi di seluruh dunia tetapi tertakluk kepada perlindungan maksimum 90 hari jika anda melancong ke luar Malaysia, Singapura dan Brunei. Jika anda adalah warga negara asing, perlindungan anda akan terhad kepada penghospitalan di Malaysia dan penghospitalan akibat kecemasan perubatan sahaja di luar negara. Q

Adakah Kos Insurans saya akan meningkat apabila umur saya meningkat?

A Untuk A-PlusMed, Kos Insurans yang ditolak akan bergantung kepada umur yang anda capai dan akan meningkat dengan peningkatan umur anda.

• Rawatan atau pembedahan bagi Penyakit Tertentu untuk tempoh 120 hari sebelum rawatan dan pembedahan tersebut; atau • Mana-mana keadaan perubatan atau fizikal yang timbul dalam tempoh 30 hari pertama dari Tarikh Penyertaan atau Tarikh Mula rider, yang mana kemudian kecuali kecederaan yang disebabkan oleh kemalangan; atau • Rawatan Dialisis Buah Pinggang Pesakit Luar yang mana tanda-tanda atau gejala-gejala, yang pertama kali berlaku dalam tempoh 30 hari selepas Tarikh Penyertaan atau Tarikh Mula rider, yang mana kemudian; atau • Manfaat Rawatan Kanser Pesakit Luar yang mana tanda-tanda atau gejala-gejala, yang pertama kali berlaku dalam tempoh 60 hari selepas Tarikh Penyertaan atau Tarikh Mula rider, yang mana kemudian; atau • Sebarang keabnormalan perubatan atau fizikal yang wujud pada masa kelahiran, serta keabnormalan fizikal neonatal yang wujud dalam tempoh 6 bulan dari masa kelahiran atau sebarang keadaan kongenital atau keadaan keturunan yang ditunjukkan dengan jelas atau didiagnosis sebelum orang diinsuranskan mencapai umur 17 tahun; atau • Sebarang hilang upaya yang diakibatkan oleh pemusnahan diri, kecederaan diri yang disengajakan, pendedahan kepada bahaya secara sengaja atau sebarang cubaan pemusnahan diri dalam keadaan siuman atau tidak siuman; atau

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Q

Apakah pengecualian- pengecualian utama untuk A-PlusMed (sambungan)?

A Rider ini tidak melindungi (sambungan): • Peperangan, sama ada diisytiharkan ataupun tidak, mogok, rusuhan, perang saudara atau sebarang operasi sedia berperang; atau • Berkhidmat dalam angkatan bersenjata semasa peperangan yang diisytiharkan ataupun tidak diisytiharkan atau semasa di bawah perintah untuk operasi sedia berperang atau memulihkan ketenteraman awam; atau • Sebarang pelanggaran atau cubaan untuk melanggar undang-undang atau menentang daripada ditahan; atau • Kehamilan, keguguran atau melahirkan anak; atau • Penyakit mental atau penyakit saraf, rawatan ketagihan arak, atau penyalahgunaan dadah atau sebarang komplikasi lain yang timbul daripadanya atau sebarang dadah yang tidak dipreskripsikan oleh doktor yang merawat; atau • Pembedahan plastik / kosmetik, khatan, cermin mata untuk pembetulan penglihatan, kanta sentuh, kanta intraocular kecuali kanta intraocular monofocal dalam pembedahan katarak; atau • Rawatan pergigian melainkan perlu dilakukan akibat kecederaan; atau • Penghospitalan terutamanya untuk tujuan penyiasatan, diagnosis, pemeriksaan sinar-x, pemeriksaan fizikal atau perubatan am, tidak berkaitan dengan rawatan atau diagnosis hilang upaya yang dilindungi atau sebarang rawatan yang tidak perlu dari segi perubatan dan apa-apa rawatan pencegahan, ubat atau pemeriksaan pencegahan yang dijalankan oleh pakar perubatan, vitamin / makanan tambahan dan rawatan khusus untuk mengurangkan atau menaikkan berat badan; atau

A-PlusMed

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Untuk perhatian anda: 1. Anda harus memastikan rider ini memenuhi keperluan anda dan anda mampu membayar amaun premium yang perlu dibayar di bawah polisi ini. 2. Jika pelan asas Insurans Berkaitan Pelaburan dimana rider ini dilampirkan kepada, dibatalkan dalam tempoh percubaan 15 hari, premium polisi asas yang tidak diperuntukkan, nilai unit (jika ada), sebarang caj insurans dan Caj Perkhidmatan Bulanan yang telah ditolak dikurangkan perbelanjaan perubatan (jika ada) akan dipulangkan sepenuhnya. 3. Anda dinasihatkan supaya merujuk ilustrasi jualan untuk maklumat lanjut. 4. Anda hendaklah memastikan bahawa maklumat penting mengenai rider ini dinyatakan kepada anda dan anda memahami maklumat yang dinyatakan itu. Jika terdapat ketidakpastian, anda hendaklah mendapatkan penjelasan daripada Syarikat. 5. Sekiranya anda memerlukan maklumat tambahan mengenai insurans perubatan dan kesihatan, anda juga boleh merujuk buku kecil info insurans mengenai ‘Insurans Perubatan Dan Kesihatan’ yang boleh didapati di semua cawangan kami atau anda boleh mendapatkan satu naskah daripada Perancang Hayat AIA atau kunjungi www.insuranceinfo.com.my. 6. Adalah tidak menguntungkan untuk bertukar daripada satu pelan kesihatan kepada pelan kesihatan yang lain kerana anda mungkin tertakluk kepada keperluan penajajaminan yang baru, tempoh tangguh penuh dan sebarang tempoh yang dikenakan bagi pengecualian penyakit-penyakit tertentu / keadaan sedia ada dalam pelan baru itu.

• Sebarang rawatan atau siasatan yang tidak perlu dari segi perubatan, atau penyembuhan, penjagaan atau rehat pulih; atau • Pengionan radiasi atau jangkitan melalui radioaktif daripada mana-mana bahan api nuklear atau sisa nuklear daripada proses pembelahan nuklear atau daripada apa-apa bahan senjata nuklear; atau • Rawatan di luar negara jika orang diinsuranskan tinggal atau mengembara di luar Malaysia (kecuali Singapura and Brunei) selama lebih daripada 90 hari berturut-turut. Nota: Senarai ini adalah tidak menyeluruh. Sila rujuk kepada kontrak polisi untuk senarai pengecualian yang sepenuhnya.

Risalah ini hanya mengandungi keterangan ringkas mengenai produk ini dan tidak menyeluruh. Anda digalakkan untuk mendapat satu salinan Ilustrasi Jualan AIA untuk mengetahui dengan lebih lanjut mengenai produk ini. Untuk penjelasan terperinci berkenaan manfaat, pengecualian, terma dan syaratnya, sila rujuk kepada kontrak polisi.

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A-PlusMed

A-PlusMed 完整的医药保险计划

获取足够的医疗保 障正迅速地成为一 个必要性，已不再 是一种奢侈。生活 水平提升导致物价 包括医药治疗，一 再被推高。 我们需要一个医药 保险，不仅能提供 不测事件的保障， 而且有助于缓解价 格上涨的影响。 介绍您A-PlusMed ，全面的医药保险 计划，让您无后顾 之忧。

A-PlusMed提供创新，市场领先的利 益如提供您直至100岁的保障以及每年 自动增长的年度限额1。此计划也无终 生限额，无共同保险以及扣除额，让 您安枕无忧。

为何选择 A-PlusMed ? 终身保障直至100岁。 增长的年度限额1。 无终生限额2。

其领先的“即刷”医药卡设施也意味着 您在指定医院入院时，享有无烦恼的 入院手续。

无共同保险以及扣除额。 “即刷”让您无烦恼的入院手续。

当您选择一个完整的医药保险计划时， A-PlusMed将成为您的最佳选择。

提供您选择性的家庭计划。 紧急援助计划。 1 2

须符合规则与条款。请参见第23页以获取有关增长的年度限额之详情。 仅适用于住院和膳食RM 150或以上。请参见第25页以获取有关利益表之详情。

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再仔细看看有关的利益... 终身保障直至100岁

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紧急援助计划5 • 您只需拨我们24小时服务热线603-21665421，既可在全球享有广泛的援助。此 电话收费将由接听者缴付。 • 所提供的紧急援助计划服务如下:

• A-PlusMed提供您直至100岁的医药保障。 国际医药援助计划

紧急医药拯救及遗返，遗返遗体，医药援助以及提供 旅游资讯。

国内医药援助计划

紧急医药拯救及遗返以及医药援助。

汽车援助计划6

紧急拖车及轻微的路边修补，租车援助以及维修中心推荐。

家庭援助计划6

水管，锁头，普通维修，空调及以及害虫控制援助。

旅游援助计划6

提供办出国签证，护照及预防注射等方面的资讯，在遗 失物件地点提供支援以及传递紧急信息等。

增长的年度限额 • 年度限额将从第3个保单年开始，每两年增长5%，为期20个保单年。 • 此增长的年度限额将获给予，若在之前的两个保单年内不曾作出索赔，或若有 作出任何索赔，其索赔总额须低于RM 5,000。 • 若在之前的两个保单年内作出的索赔总额是RM 5,000或以上，此年度限额将会 维持在您最后给予的限额。 • 此增长的年度限额仅适用于住院和膳食RM 150或以上。

无终生限额2 • 无终生限额，您可确保您与 / 或您家人的终生 保健需求获得保障。 3

无共同保险以及扣除额 • A-PlusMed将支付您所有3的医药治疗，不受共同保险或扣除额的限制。

“即刷”让您无烦恼的入院手续4 • 在所有的指定医院，A-PlusMed提供您没有烦恼的入院手续。 • 提供您医药卡，以纾缓您在入院及出院手续的不便。

提供您选择性的家庭计划 • 您可选择在同一个计划里保障您的配偶与 / 或您的孩子。 • 每个家庭计划可允许保障高达4个孩子。 3

受限于年度限额。 若您在保单生效的首3个月内住院，您必需先缴付帐单再将索赔呈交公司以获取陪偿。 5 以上紧急援助计划所推荐的利益并非概括全部。详细利益，不受保情形，规则与条规可参考您的保单契约。 请注意，友邦保险有权在任何时候更改紧急援助计划的服务和/或利益。 6 只限于获推荐的服务，真正服务的费用须由保单持有人承担。这些服务并不受保证，因由第3者提供，而服 务的持续性视公司与第3服务提供者之间的协议而定。 4

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A-PlusMed的利益表如下: 项 目

利益

计划 100 (RM)

计划 150 (RM)

计划 200 (RM)

计划 250 (RM)

计划 300 (RM)

计划 400 (RM)

计划 500 (RM)

项 目

利益

计划 100 (RM)

计划 150 (RM)

计划 200 (RM)

计划 250 (RM)

计划 300 (RM)

计划 400 (RM)

计划 500 (RM)

1

住院与膳食 (每个保单年最高120天)

100

150

200

250

300

400

500

15

入住政府医院的每日津贴 (每个保单年最高120天)

50

100

100

100

200

200

200

2

在海外住院的额外住院与膳食 (每个保单年最高120天)

100

150

200

250

300

400

500

16

监护人每日利益 (每个保单年最高120天)

60

90

110

130

160

220

280

3

深切治疗部 (每个保单年最高120天)

17

马来西亚政府服务税

4

医院供应及服务

5

手术费

6

手术室费用

每投保人的年度限额(项目1至17)

75,000 100,000 125,000 150,000 180,000 220,000 260,000

每投保人的终生限额

200,000

增长的年度限额 7

麻醉剂费用

8

住院期间的医生诊查费 (每个保单年最高240次)

9

住院前 (住院前60天内) - 诊断检查 - 专科咨询 - 医药及治疗 (每宗残废最高RM 300)

10

照单赔偿， 受限于一般合理收费

住院后治疗 (住院后120天内) - 门诊X-光诊断及化验费 医药开销及诊查费 日间程序

12

门诊物理治疗及针灸 (每个保单年以及出院后60天内)

13

住家看护(每宗)(终生限额为180天)

14

器官/骨髓之移植

2,000

4,000

6,000

8,000

10,000

12,000

14,000

无

3,000

4,000

5,000

6,000

8,000

10,000

照单赔偿，受限于一般合理收费

无

无

无

无

无

无

无

年度限额每两年增长5%，为期20个保单年，若在 之前的两个保单年内不曾作出索赔，或若有作出 任何索赔，其索赔总额须低于RM 5,000

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紧急意外门诊治疗以及 30天在医院和诊所的后续治疗 (每宗意外)

19

紧急意外门诊牙齿治疗 (每宗意外)

20

门诊洗肾治疗以及门诊癌症治疗 (终生限额)

75,000 250,000 312,500 375,000 450,000 550,000 650,000

21

紧急医药拯救及遗返5(每宗限额)

USD 1 百万

请参阅保单契约以获取详细的利益保障。 11

照单赔偿，受限于住院与膳食的数额

1,500

2,000

2,500

3,000

3,500

4,500

5,000

无

3,000

4,000

5,000

6,000

8,000

10,000

USD 1 百万

USD 1 百万

USD 1 百万

USD 1 百万

USD 1 百万

USD 1 百万

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在此寻找您问题的答案 Q

什么是 A-PlusMed

Q

除此之外，A-PlusMed提供增长的年度限额，从第3个保单年开始，每两年增长5%， 为 期20个保单年。A-PlusMed也可让您将此保障延伸至您的家庭成员。 备注: • 无终生限额以及增长的年度限额仅适用于住院和膳食RM 150或以上。 • 此增长的年度限额将获给予，若在之前的两个保单年内不曾作出索赔，或若有作出任何索赔，其索 赔总额须低于RM 5,000。

A 此附条的保险费用是不受保证的。公司有权修改其保险费用，并在下一个保单周 年的3个月之前，以书面通知保单持有人。 Q

谁符合资格购买 A-PlusMed

?

A 此附条提供给年龄介于14 天至 70 岁的人士。

在同一个家庭计划里, 我家人的保障是多少?

A 所有的家庭成员在同一个家庭计划里将享有个别的相同利益限额。 Q

我在哪里获得保障?

A 您在全球都获得保障。但若您到国外旅游，新加坡与汶莱除外，将受限于90天的 保障。若您是外国人，您的保障将受限于在马来西亚内住院，以及在国外因紧急 治疗而住院而已。 Q

保费是否会随着我的年龄增长而增加?

A A-PlusMed的保险费用将根据您届时的年龄扣除以及其保险费用将随着您年龄的 增长而增加。

我该支付的费用及收费是多少?

A 除了保险费用，您无需缴付其他的费用及收费。 Q

A-PlusMed

之保费是否享有税务减免?

A 是的，此项单位扣除的附条，其保费可让您在医疗及教育保险组别里享有高达 RM 3,000的个人税务减免，惟需经过马来西亚内陆税收局的最终决定。 Q

Q

的保险费用是否获得保证?

?

A A-Plus Med是一项单位扣除的附条并附加于定期保费投资联结保险计划。A-PlusMed 提供您直至100岁以及无终生限额的住院及手术费用保障。

Q

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有哪些不受保情形?

A 此附条将不会支付: • 已存在的疾病；或 • 特定疾病的治疗或手术，发生在其治疗或手术前的120天内；或 • 任何医药或身体状况(受伤除外)发生在附条发出日期或生效日期后的首30 天内，视何者为后；或 • 门诊洗肾治疗的症状，发生在附条发出日期或生效日期后的首30天内，视何者 为后；或 • 门诊癌症治疗的症状，发生在附条发出日期或生效日期后的首60天内，视何者 为后；或 • 在出生的时的任何医药或身理异常，以及婴儿在出生后的6个月内的身理 异常，或因先天性或遗传性疾病，并在受保人未满17岁即获证实或被诊断 出来；或 • 神智清醒或不清醒的情况下自残，企图自残或有意造成的伤害；或 • 任何已宣布或未宣布的战争，罢工，暴乱，内战，或革命或任何军事行动；或 • 在已宣布或未宣布的战争，或任何军事行动命令下，或恢复公共秩序时服务；或 • 任何违反或企图违反法律或拒捕；或 • 怀孕，流产或分娩；或 • 精神或神经失调，酗酒治疗，滥用药物，任何其他并发症或服用任何未经治疗 医生的处方药物；或

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有哪些不受保情形 (继续)?

A 此附条将不会支付(继续): • 整型 / 整容手术，包皮环切，所有的修正眼镜，隐形眼镜和人工晶状体(白内 障手术的单焦点人工晶状体除外)；或 • 牙齿治疗，因受伤而必须进行的牙齿治疗除外；或 • 以检验调查为主的住院，诊断，光检验，普通身体或医药检验，或非医学 上必要的治疗，或医师执行的预防性治疗及药物，或为减重和增重的维他 命 / 食物补充及治疗；或

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敬请留意: 1. 您应确保此附条最能迎合您的需求以及您有能力负担在此保单所须缴付之保费。 2. 如果此附条附加于的投资联结保险计划在15天的免费阅览期内撤消，其基本保 单所未分配的保费，单位价值(若有)，保险费用以及每月服务费，减去医药开 销(若有)，将全数退还。 3. 请您参考销售说明书以获取进一步的详情。

• 任何治疗或调查，并无需医疗的，或疗养，监护或休养护理；或

4. 您应确保关于此附条的重要资料都已向您透露，而您也了解这些资料。若您有 所疑惑，应向保险公司寻求更清楚的解说。

• 任何核子分裂或武装所释放的核子燃料及废物所造成的离子放射或放射性 污染；或

5. 欲知有关医疗和健康保险，您可在我们分行获取“医疗与健康保险”小册子， 或向 您的AIA寿险策划师索取或到www.insuranceinfo.com.my查阅。

• 国外的医药治疗，若投保人连续居住或到国外旅游(新加坡与汶莱除外)超 过90天。

6. 从一种健康保单转换至另一种也许对您没有好处，因为您必须遵守新保险的条 件、等待期及适用于免除特定疾病 / 原己存在状况的任何期限。

备注: 此不受保情形并不详尽。请参阅保单契约以获取详细的不受保情形。

此小册子仅包含了产品的概要简述，并不详尽。因此建议您参考AIA销售说明书以 更了解此产品。欲获取详细的保单利益，不受保情形，规则与条款，请参阅您的保 单契约。

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Appendix / Apendiks / 附录 –

Appendix / Apendiks / 附录(continued)

A-PlusMed Cost of Insurance / Kos Insurans / 保险费用 For Occupational Classes 1 and 2 / Untuk Kelas Pekerjaan 1 dan 2 / 职业等级1及2 Attained Age/ Umur Dicapai/ Plan 100 届时年龄 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50

579.00 579.00 579.00 579.00 550.00 474.50 372.00 372.00 372.00 372.00 372.00 302.50 302.50 302.50 302.50 302.50 406.00 406.00 406.00 406.00 406.00 406.00 406.00 406.00 406.00 406.00 386.50 386.50 386.50 386.50 386.50 485.00 485.00 485.00 485.00 485.00 485.00 485.00 485.00 485.00 485.00 534.50 534.50 534.50 534.50 534.50 874.00 874.00 874.00 874.00 874.00

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Male Insured / Orang Diinsuranskan Lelaki / 男性投保人 Plan 150

Plan 200

Plan 250

Plan 300

Plan 400

Plan 500

738.50 714.50 705.00 705.00 662.50 593.00 541.50 541.50 541.50 541.50 541.50 445.50 445.50 445.50 445.50 445.50 480.00 480.00 480.00 480.00 480.00 480.00 480.00 480.00 480.00 480.00 446.50 446.50 446.50 446.50 446.50 503.00 503.00 503.00 503.00 503.00 570.00 570.00 570.00 570.00 570.00 713.00 713.00 713.00 713.00 738.50 1,010.50 1,010.50 1,010.50 1,010.50 1,010.50

883.50 855.00 823.00 767.50 742.50 699.50 645.00 645.00 645.00 645.00 645.00 526.50 526.50 526.50 526.50 526.50 525.00 525.00 525.00 525.00 525.00 558.00 558.00 558.00 558.00 558.00 554.00 554.00 554.00 554.00 554.00 648.00 648.00 648.00 648.00 648.00 714.00 714.00 714.00 714.00 714.00 898.00 898.00 898.00 898.00 952.00 1,196.00 1,196.00 1,196.00 1,196.00 1,290.00

1,039.00 1,005.00 971.00 901.00 849.50 849.50 772.00 772.00 772.00 772.00 772.00 630.00 630.00 630.00 630.00 630.00 630.00 630.00 630.00 630.00 630.00 650.00 650.00 685.50 685.50 685.50 685.50 685.50 685.50 685.50 741.50 741.50 741.50 741.50 741.50 741.50 806.00 806.00 806.00 806.00 960.00 1,044.00 1,044.00 1,044.00 1,044.00 1,334.00 1,344.00 1,344.00 1,344.00 1,344.00 1,786.50

1,184.00 1,148.00 1,107.00 1,028.00 1,010.00 1,010.00 943.50 943.50 943.50 943.50 943.50 790.00 790.00 790.00 790.00 790.00 819.00 819.00 819.00 819.00 819.00 828.00 828.00 828.00 828.00 828.00 828.00 828.00 828.00 828.00 828.00 930.00 930.00 930.00 930.00 930.00 1,056.00 1,056.00 1,056.00 1,056.00 1,056.00 1,278.00 1,278.00 1,278.00 1,278.00 1,335.00 1,743.00 1,743.00 1,743.00 1,743.00 1,786.50

1,327.00 1,282.00 1,266.00 1,266.00 1,195.50 1,092.00 988.00 988.00 988.00 988.00 988.00 832.00 832.00 832.00 832.00 832.00 1,156.00 1,156.00 1,156.00 1,156.00 1,156.00 1,120.00 1,120.00 1,120.00 1,120.00 1,120.00 1,056.00 1,056.00 1,056.00 1,056.00 1,056.00 1,464.00 1,464.00 1,464.00 1,464.00 1,464.00 1,404.00 1,404.00 1,404.00 1,404.00 1,404.00 1,684.00 1,684.00 1,684.00 1,684.00 1,740.00 2,636.00 2,636.00 2,636.00 2,636.00 2,636.00

1,503.50 1,503.50 1,503.50 1,503.50 1,364.00 1,239.50 1,115.00 1,115.00 1,115.00 1,115.00 1,115.00 955.00 955.00 955.00 955.00 955.00 1,425.00 1,425.00 1,425.00 1,425.00 1,425.00 1,370.00 1,370.00 1,370.00 1,370.00 1,370.00 1,225.00 1,225.00 1,225.00 1,225.00 1,225.00 1,845.00 1,845.00 1,845.00 1,845.00 1,845.00 1,740.00 1,740.00 1,740.00 1,740.00 1,740.00 1,935.00 1,935.00 1,935.00 1,935.00 1,955.00 3,335.00 3,335.00 3,335.00 3,335.00 3,335.00

Attained Age/ Umur Dicapai/ Plan 100 届时年龄

Plan 150

Plan 200

Plan 250

Plan 300

Plan 400

Plan 500

1,042.00 1,042.00 1,042.00 1,042.00 1,042.00 1,256.00 1,256.00 1,256.00 1,256.00 1,256.00 2,517.00 2,517.00 2,517.00 2,517.00 2,517.00 3,538.50 3,538.50 3,538.50 3,538.50 3,711.50 3,894.50 4,086.00 4,288.00 4,499.50 4,722.00 4,954.50 5,199.50 5,456.00 5,726.00 6,010.00 6,307.50 6,620.00 6,948.00 7,292.00 7,654.00 7,882.00 8,116.00 8,358.50 8,607.50 8,864.00 9,128.00 9,400.00 9,681.00 9,970.00 10,267.50 10,573.00 10,889.00 11,214.00 11,548.00

1,189.50 1,189.50 1,189.50 1,189.50 1,332.50 1,603.50 1,603.50 1,603.50 1,603.50 1,936.00 2,968.00 2,968.00 2,968.00 2,968.00 2,968.00 5,509.50 5,509.50 5,509.50 5,509.50 5,759.00 5,970.00 6,242.50 6,527.00 6,827.00 7,140.00 7,471.50 7,818.00 8,182.00 8,563.50 8,965.50 9,385.50 9,829.50 10,294.00 10,782.00 11,294.50 11,617.50 11,951.00 12,292.00 12,644.50 13,006.00 13,381.50 13,768.00 14,162.50 14,572.00 14,993.00 15,426.00 15,874.00 16,332.00 16,806.00

1,356.00 1,356.00 1,356.00 1,356.00 1,716.00 2,058.00 2,058.00 2,058.00 2,058.00 2,472.00 3,468.00 3,468.00 3,468.00 3,468.00 3,576.00 6,328.00 6,328.00 6,328.00 6,328.00 6,635.50 6,899.50 7,237.00 7,594.00 7,968.00 8,360.00 8,770.00 9,203.50 9,656.00 10,133.00 10,632.00 11,157.00 11,709.00 12,290.00 12,898.00 13,536.00 13,939.50 14,352.00 14,781.00 15,219.50 15,674.00 16,139.50 16,621.00 17,115.50 17,624.00 18,149.00 18,688.00 19,245.00 19,819.50 20,410.00

1,786.50 1,520.00 1,786.50 1,786.50 2,389.50 2,389.50 2,389.50 2,389.50 2,389.50 3,467.00 4,010.00 4,010.00 4,010.00 4,010.00 4,925.00 8,892.00 8,892.00 8,892.00 8,892.00 9,256.00 9,572.00 9,972.00 10,392.00 10,834.00 11,296.00 11,784.00 12,296.00 12,834.00 13,398.00 13,990.00 14,614.00 15,268.00 15,950.00 16,672.00 17,430.00 17,904.00 18,394.00 18,902.00 19,424.00 19,960.00 20,512.00 21,080.00 21,668.00 22,272.00 22,894.00 23,534.00 24,194.00 24,874.00 25,574.00

1,971.00 1,971.00 1,971.00 1,971.00 2,389.50 2,904.00 2,904.00 2,904.00 2,904.00 3,468.00 5,034.00 5,034.00 5,034.00 5,034.00 5,034.00 9,846.00 9,846.00 9,846.00 9,846.00 10,236.00 10,560.00 10,983.00 11,430.00 11,898.00 12,387.00 12,900.00 13,446.00 14,013.00 14,607.00 15,234.00 15,894.00 16,581.00 17,307.00 18,069.00 18,867.00 19,371.00 19,890.00 20,427.00 20,973.00 21,540.00 22,122.00 22,725.00 23,346.00 23,982.00 24,639.00 25,317.00 26,013.00 26,733.00 27,471.00

2,788.00 2,788.00 2,788.00 2,788.00 3,020.00 3,672.00 3,672.00 3,672.00 3,672.00 4,236.00 6,940.00 6,940.00 6,940.00 6,940.00 6,940.00 11,804.00 11,804.00 11,804.00 11,804.00 12,284.00 12,676.00 13,200.00 13,736.00 14,312.00 14,916.00 15,544.00 16,212.00 16,912.00 17,640.00 18,404.00 19,212.00 20,052.00 20,936.00 21,872.00 22,852.00 23,472.00 24,108.00 24,756.00 25,436.00 26,132.00 26,844.00 27,576.00 28,336.00 29,124.00 29,928.00 30,756.00 31,616.00 32,496.00 33,400.00

3,565.00 3,565.00 3,565.00 3,565.00 3,565.00 4,415.00 4,415.00 4,415.00 4,415.00 4,805.00 8,825.00 8,825.00 8,825.00 8,825.00 8,825.00 13,715.00 13,715.00 13,715.00 13,715.00 14,280.00 14,730.00 15,350.00 15,970.00 16,650.00 17,360.00 18,095.00 18,875.00 19,695.00 20,555.00 21,450.00 22,395.00 23,380.00 24,410.00 25,515.00 26,665.00 27,400.00 28,140.00 28,895.00 29,690.00 30,515.00 31,355.00 32,200.00 33,090.00 34,025.00 34,970.00 35,935.00 36,945.00 37,975.00 39,040.00

51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71* 72* 73* 74* 75* 76* 77* 78* 79* 80* 81* 82* 83* 84* 85* 86* 87* 88* 89* 90* 91* 92* 93* 94* 95* 96* 97* 98* 99*

Male Insured / Orang Diinsuranskan Lelaki / 男性投保人

* For renewals only / Untuk pembaharuan sahaja / 更新保单而已 A-PlusMed’s 1st and 2nd policy year Cost of Insurance shall be discounted by 20% and 10% respectively based on the above table. / Kos Insurans A-PlusMed bagi tahun polisi pertama dan kedua akan didiskaunkan sebanyak 20% dan 10% masing-masing berdasarkan jadual di atas. / A-PlusMed 的保险费 用将在第一个及第二个保单年，根据以上图表分别折扣20%及10%。

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A-PlusMed

A-PlusMed

Appendix / Apendiks / 附录(continued)

Appendix / Apendiks / 附录(continued)

Attained Age/ Female Insured / Orang Diinsuranskan Perempuan / 女性投保人 Umur Dicapai/ Plan 100 Plan 150 Plan 200 Plan 250 Plan 300 Plan 400 届时年龄 1,015.50 804.00 681.00 641.00 575.00 452.00 0 1,015.50 804.00 681.00 641.00 575.00 452.00 1 1,015.50 804.00 681.00 641.00 575.00 452.00 2 1,015.50 804.00 681.00 641.00 571.50 452.00 3 1,015.50 804.00 681.00 641.00 571.50 452.00 4 902.50 804.00 681.00 622.50 524.50 400.50 5 896.00 886.00 730.00 611.50 512.50 349.00 6 896.00 886.00 730.00 611.50 512.50 349.00 7 896.00 886.00 730.00 611.50 512.50 349.00 8 896.00 886.00 730.00 611.50 512.50 349.00 9 896.00 886.00 730.00 611.50 512.50 349.00 10 700.00 689.00 580.00 486.50 410.50 279.50 11 700.00 689.00 580.00 486.50 410.50 279.50 12 700.00 689.00 580.00 486.50 410.50 279.50 13 700.00 689.00 580.00 486.50 410.50 279.50 14 700.00 689.00 580.00 486.50 410.50 279.50 15 956.00 891.00 732.00 619.50 514.00 354.50 16 956.00 891.00 732.00 619.50 514.00 354.50 17 956.00 891.00 732.00 619.50 514.00 354.50 18 956.00 891.00 732.00 619.50 514.00 354.50 19 956.00 891.00 732.00 619.50 514.00 354.50 20 996.00 912.00 752.00 621.00 522.00 356.00 21 996.00 912.00 752.00 621.00 522.00 356.00 22 996.00 912.00 752.00 621.00 522.00 356.00 23 996.00 912.00 752.00 621.00 522.00 356.00 24 996.00 912.00 752.00 621.00 522.00 356.00 25 992.00 912.00 752.00 621.00 522.00 356.00 26 992.00 912.00 752.00 621.00 522.00 356.00 27 992.00 912.00 752.00 621.00 522.00 356.00 28 992.00 912.00 752.00 621.00 522.00 356.00 29 1,004.00 925.50 925.50 633.50 522.00 356.00 30 1,076.00 930.00 925.50 633.50 526.00 363.50 31 1,076.00 930.00 925.50 633.50 526.00 363.50 32 1,076.00 930.00 925.50 633.50 526.00 363.50 33 1,076.00 930.00 925.50 633.50 526.00 363.50 34 1,076.00 930.00 925.50 633.50 526.00 363.50 35 1,408.00 1,218.00 974.00 819.50 684.00 477.00 36 1,408.00 1,218.00 974.00 819.50 684.00 477.00 37 1,408.00 1,218.00 974.00 819.50 684.00 477.00 38 1,408.00 1,218.00 974.00 819.50 684.00 477.00 39 1,408.00 1,218.00 1,136.50 819.50 684.00 477.00 40 1,900.00 1,641.00 1,308.00 1,102.50 918.00 638.50 41 1,900.00 1,641.00 1,308.00 1,102.50 918.00 638.50 42 1,900.00 1,641.00 1,308.00 1,102.50 918.00 638.50 43 1,900.00 1,641.00 1,308.00 1,102.50 918.00 638.50 44 1,900.00 1,641.00 1,416.50 1,102.50 918.00 638.50 45 2,384.00 2,085.00 1,698.00 1,426.00 1,176.00 821.00 46 2,384.00 2,085.00 1,698.00 1,426.00 1,176.00 821.00 47 2,384.00 2,085.00 1,698.00 1,426.00 1,176.00 821.00 48 2,384.00 2,085.00 1,698.00 1,426.00 1,176.00 821.00 49 2,384.00 2,085.00 1,698.00 1,426.00 1,176.00 821.00 50

Attained Age/ Female Insured / Orang Diinsuranskan Perempuan / 女性投保人 Umur Dicapai/ Plan 100 Plan 150 Plan 200 Plan 250 Plan 300 Plan 400 届时年龄 2,892.00 2,529.00 1,982.00 1,675.50 1,362.00 999.50 51 2,892.00 2,529.00 1,982.00 1,675.50 1,362.00 999.50 52 2,892.00 2,529.00 1,982.00 1,675.50 1,362.00 999.50 53 2,892.00 2,529.00 1,982.00 1,675.50 1,362.00 999.50 54 2,892.00 2,529.00 2,003.00 1,675.50 1,362.00 999.50 55 3,584.00 3,243.00 2,594.00 2,160.00 1,772.50 1,237.00 56 3,584.00 3,243.00 2,594.00 2,160.00 1,772.50 1,237.00 57 3,584.00 3,243.00 2,594.00 2,160.00 1,772.50 1,237.00 58 3,584.00 3,243.00 2,594.00 2,160.00 1,772.50 1,237.00 59 3,584.00 3,243.00 2,829.00 2,160.00 1,772.50 1,237.00 60 6,016.00 5,049.00 4,008.00 3,328.00 2,820.00 2,523.50 61 6,016.00 5,049.00 4,008.00 3,328.00 2,820.00 2,523.50 62 6,016.00 5,049.00 4,008.00 3,328.00 2,820.00 2,523.50 63 6,016.00 5,049.00 4,008.00 3,328.00 2,820.00 2,523.50 64 6,016.00 5,049.00 4,008.00 3,328.00 2,820.00 2,523.50 65 11,900.00 9,888.00 8,830.00 6,312.00 5,465.00 3,548.00 66 11,900.00 9,888.00 8,830.00 6,312.00 5,465.00 3,548.00 67 11,900.00 9,888.00 8,830.00 6,312.00 5,465.00 3,548.00 68 11,900.00 9,888.00 8,830.00 6,312.00 5,465.00 3,548.00 69 10,275.00 12,380.00 9,194.00 6,621.00 5,712.00 3,718.00 70 10,599.00 12,780.00 9,506.00 6,885.00 5,921.00 3,896.00 71* 11,022.00 13,312.00 9,910.00 7,224.00 6,191.00 4,086.50 72* 10,330.00 11,469.00 13,864.00 7,581.00 6,472.00 4,289.00 73* 10,770.00 11,937.00 14,440.00 7,954.00 6,769.50 4,500.00 74* 11,234.00 12,429.00 15,048.00 8,344.00 7,080.00 4,722.50 75* 11,722.00 12,945.00 15,680.00 8,755.50 7,408.00 4,955.50 76* 12,236.00 13,488.00 16,356.00 9,189.00 7,752.00 5,200.00 77* 12,772.00 14,058.00 17,060.00 9,642.00 8,112.00 5,458.00 78* 10,117.00 13,334.00 14,652.00 17,796.00 8,491.50 5,727.50 79* 10,618.00 13,926.00 15,282.00 18,572.00 8,888.50 6,011.50 80* 11,144.00 14,548.00 15,939.00 19,384.00 9,306.00 6,309.00 81* 11,694.50 15,200.00 16,626.00 20,236.00 9,744.00 6,622.00 82* 10,205.00 12,274.00 15,886.00 17,355.00 21,136.00 6,950.00 83* 10,690.00 12,882.00 16,606.00 18,114.00 22,076.00 7,294.00 84* 11,197.50 13,522.00 17,364.00 18,918.00 23,068.00 7,655.50 85* 11,516.50 13,922.00 17,838.00 19,422.00 23,688.00 7,883.50 86* 11,846.50 14,338.00 18,330.00 19,941.00 24,328.00 8,118.00 87* 12,185.00 14,763.50 18,834.00 20,475.00 24,988.00 8,360.00 88* 12,534.00 15,203.50 19,356.00 21,027.00 25,672.00 8,609.00 89* 12,894.00 15,656.00 19,894.00 21,594.00 26,376.00 8,866.00 90* 13,265.00 16,122.00 20,446.00 22,182.00 27,100.00 9,130.00 91* 13,649.00 16,602.00 21,014.00 22,782.00 27,848.00 9,402.50 92* 14,044.00 17,094.50 21,600.00 23,403.00 28,620.00 9,682.50 93* 14,450.50 17,605.00 22,202.00 24,042.00 29,408.00 9,971.50 94* 10,269.00 14,869.50 18,130.00 22,824.00 24,699.00 30,224.00 95* 10,575.50 15,301.50 18,669.00 23,464.00 25,377.00 31,064.00 96* 10,891.50 15,744.00 19,226.00 24,124.00 26,076.00 31,928.00 97* 11,216.00 16,202.50 19,800.00 24,802.00 26,796.00 32,812.00 98* 11,550.50 16,673.00 20,390.50 25,500.00 27,537.00 33,732.00 99*

Plan 500 1,215.00 1,215.00 1,215.00 1,165.00 1,165.00 1,055.00 945.00 945.00 945.00 945.00 945.00 730.00 730.00 730.00 730.00 730.00 1,095.00 1,095.00 1,095.00 1,095.00 1,095.00 1,170.00 1,170.00 1,170.00 1,170.00 1,170.00 1,150.00 1,150.00 1,150.00 1,150.00 1,160.00 1,295.00 1,295.00 1,295.00 1,295.00 1,295.00 1,735.00 1,735.00 1,735.00 1,735.00 1,735.00 2,305.00 2,305.00 2,305.00 2,305.00 2,305.00 2,825.00 2,825.00 2,825.00 2,825.00 2,825.00

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Plan 500 3,575.00 3,575.00 3,575.00 3,575.00 3,575.00 4,235.00 4,235.00 4,235.00 4,235.00 4,235.00 8,460.00 8,460.00 8,460.00 8,460.00 8,460.00 14,015.00 14,015.00 14,015.00 14,015.00 14,585.00 15,050.00 15,690.00 16,345.00 17,025.00 17,750.00 18,495.00 19,310.00 20,145.00 21,020.00 21,940.00 22,910.00 23,920.00 24,990.00 26,115.00 27,295.00 28,035.00 28,795.00 29,580.00 30,395.00 31,235.00 32,090.00 32,985.00 33,905.00 34,845.00 35,820.00 36,820.00 37,845.00 38,900.00 39,995.00

* For renewals only / Untuk pembaharuan sahaja / 更新保单而已 A-PlusMed’s 1st and 2nd policy year Cost of Insurance shall be discounted by 20% and 10% respectively based on the above table. / Kos Insurans A-PlusMed bagi tahun polisi pertama dan kedua akan didiskaunkan sebanyak 20% dan 10% masing-masing berdasarkan jadual di atas. / A-PlusMed 的保险费 用将在第一个及第二个保单年，根据以上图表分别折扣20%及10%。

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A-PlusMed

A-PlusMed

Appendix / Apendiks / 附录(continued)

Appendix / Apendiks / 附录(continued)

Attained Age/ Male Insured and Children / Orang Diinsuranskan Lelaki dan Anak / 男性投保人与孩子 Umur Dicapai/ Plan 100 Plan 150 Plan 200 Plan 250 Plan 300 Plan 400 Plan 500 届时年龄 4,565.00 3,920.00 3,303.00 2,702.50 2,302.00 2,004.00 16 1,536.00 4,565.00 3,920.00 3,303.00 2,702.50 2,302.00 2,004.00 17 1,536.00 4,565.00 3,920.00 3,303.00 2,702.50 2,302.00 2,004.00 18 1,536.00 4,565.00 3,920.00 3,303.00 2,702.50 2,302.00 2,004.00 19 1,536.00 4,565.00 3,920.00 3,303.00 2,702.50 2,302.00 2,004.00 20 1,536.00 4,510.00 3,884.00 3,312.00 2,722.50 2,336.00 2,004.00 21 1,536.00 4,510.00 3,884.00 3,312.00 2,722.50 2,336.00 2,004.00 22 1,536.00 4,510.00 3,884.00 3,312.00 2,757.50 2,336.00 2,004.00 23 1,536.00 4,510.00 3,884.00 3,312.00 2,757.50 2,336.00 2,004.00 24 1,536.00 4,510.00 3,884.00 3,312.00 2,757.50 2,336.00 2,004.00 25 1,536.00 4,365.00 3,820.00 3,312.00 2,757.50 2,332.00 1,969.50 26 1,516.00 4,365.00 3,820.00 3,312.00 2,757.50 2,332.00 1,969.50 27 1,516.00 4,365.00 3,820.00 3,312.00 2,757.50 2,332.00 1,969.50 28 1,516.00 4,365.00 3,820.00 3,312.00 2,757.50 2,332.00 1,969.50 29 1,516.00 4,365.00 3,820.00 3,312.00 2,812.50 2,332.00 1,969.50 30 1,516.00 4,985.00 4,228.00 3,414.00 2,812.50 2,426.00 2,026.50 31 1,615.00 4,985.00 4,228.00 3,414.00 2,812.50 2,426.00 2,026.50 32 1,615.00 4,985.00 4,228.00 3,414.00 2,812.50 2,426.00 2,026.50 33 1,615.00 4,985.00 4,228.00 3,414.00 2,812.50 2,426.00 2,026.50 34 1,615.00 4,985.00 4,228.00 3,414.00 2,812.50 2,426.00 2,026.50 35 1,615.00 4,880.00 4,168.00 3,540.00 2,877.50 2,492.00 2,094.00 36 1,615.00 4,880.00 4,168.00 3,540.00 2,877.50 2,492.00 2,094.00 37 1,615.00 4,880.00 4,168.00 3,540.00 2,877.50 2,492.00 2,094.00 38 1,615.00 4,880.00 4,168.00 3,540.00 2,877.50 2,492.00 2,094.00 39 1,615.00 4,880.00 4,168.00 3,540.00 3,032.50 2,492.00 2,094.00 40 1,615.00 5,075.00 4,448.00 3,762.00 3,115.00 2,676.00 2,236.50 41 1,664.00 5,075.00 4,448.00 3,762.00 3,115.00 2,676.00 2,236.50 42 1,664.00 5,075.00 4,448.00 3,762.00 3,115.00 2,676.00 2,236.50 43 1,664.00 5,075.00 4,448.00 3,762.00 3,115.00 2,676.00 2,236.50 44 1,664.00 5,095.00 4,504.00 3,819.00 3,405.00 2,730.00 2,262.00 45 1,664.00 6,475.00 5,400.00 4,227.00 3,415.00 2,974.00 2,533.50 46 2,004.00 5,400.00 4,227.00 3,415.00 2,974.00 2,533.50 47 2,004.00 6,475.00 5,400.00 4,227.00 3,415.00 2,974.00 2,533.50 48 2,004.00 6,475.00 5,400.00 4,227.00 3,415.00 2,974.00 2,533.50 49 2,004.00 6,475.00 5,400.00 4,269.00 3,857.50 3,068.00 2,533.50 50 2,004.00 6,475.00 5,552.00 4,455.00 3,857.50 3,134.00 2,713.50 51 2,172.00 6,705.00 5,552.00 4,455.00 3,592.50 3,134.00 2,713.50 52 2,172.00 6,705.00 5,552.00 4,455.00 3,857.50 3,134.00 2,713.50 53 2,172.00 6,705.00 5,552.00 4,455.00 3,857.50 3,134.00 2,713.50 54 2,172.00 6,705.00 5,784.00 4,872.00 4,462.50 3,494.00 2,856.00 55 2,172.00 6,705.00 6,436.00 5,388.00 4,462.50 3,836.00 3,127.50 56 2,386.00 7,555.00 6,436.00 5,388.00 4,462.50 3,836.00 3,127.50 57 2,386.00 7,555.00 6,436.00 5,388.00 4,462.50 3,836.00 3,127.50 58 2,386.00 7,555.00 6,436.00 5,388.00 4,462.50 3,836.00 3,127.50 59 2,386.00 7,555.00 7,000.00 5,952.00 5,540.00 4,250.00 3,459.00 60 2,386.00 7,945.00 9,704.00 7,518.00 6,082.50 5,246.00 4,491.00 61 3,647.00 11,965.00 9,704.00 7,518.00 6,082.50 5,246.00 4,491.00 62 3,647.00 11,965.00 9,704.00 7,518.00 6,082.50 5,246.00 4,491.00 63 3,647.00 11,965.00 9,704.00 7,518.00 6,082.50 5,246.00 4,491.00 64 3,647.00 11,965.00 9,704.00 7,518.00 6,997.50 5,354.00 4,491.00 65 3,647.00 11,965.00 10,965.00 12,330.00 14,568.00 16,855.00 8,106.00 7,033.50 66 4,668.00

Attained Age/ Male Insured and Children / Orang Diinsuranskan Lelaki dan Anak / 男性投保人与孩子 Umur Dicapai/ Plan 100 Plan 150 Plan 200 Plan 250 Plan 300 Plan 400 Plan 500 届时年龄 10,965.00 12,330.00 14,568.00 16,855.00 8,106.00 7,033.50 67 4,668.00 10,965.00 12,330.00 14,568.00 16,855.00 8,106.00 7,033.50 68 4,668.00 10,965.00 12,330.00 14,568.00 16,855.00 8,106.00 7,033.50 69 4,668.00 11,327.50 12,720.00 15,048.00 17,420.00 8,414.00 7,282.50 70 4,841.00 11,645.00 13,044.00 15,440.00 17,870.00 8,678.00 7,494.00 71* 5,024.00 12,045.00 13,467.00 15,964.00 18,490.00 9,014.00 7,765.50 72* 5,216.00 12,465.00 13,914.00 16,500.00 19,110.00 9,372.00 8,050.50 73* 5,418.00 12,905.00 14,382.00 17,076.00 19,790.00 9,746.00 8,350.50 74* 5,629.00 10,138.00 13,367.50 14,871.00 17,680.00 20,500.00 8,664.00 75* 5,852.00 10,548.00 13,855.00 15,384.00 18,308.00 21,235.00 8,995.50 76* 6,084.00 10,982.00 14,367.50 15,930.00 18,976.00 22,015.00 9,342.00 77* 6,329.00 11,434.00 14,905.00 16,497.00 19,676.00 22,835.00 9,705.00 78* 6,586.00 10,087.50 11,910.00 15,470.00 17,091.00 20,404.00 23,695.00 79* 6,856.00 10,489.50 12,410.00 16,062.50 17,718.00 21,168.00 24,590.00 80* 7,140.00 10,909.50 12,934.00 16,685.00 18,378.00 21,976.00 25,535.00 81* 7,437.00 11,353.50 13,486.00 17,340.00 19,065.00 22,816.00 26,520.00 82* 7,750.00 11,817.00 14,068.00 18,022.50 19,791.00 23,700.00 27,550.00 83* 8,078.00 12,306.00 14,676.00 18,745.00 20,553.00 24,636.00 28,655.00 84* 8,422.00 12,817.50 15,314.00 19,502.50 21,351.00 25,616.00 29,805.00 85* 8,784.00 13,141.50 15,718.00 19,975.00 21,855.00 26,236.00 30,540.00 86* 9,012.00 13,474.50 16,130.00 20,465.00 22,374.00 26,872.00 31,280.00 87* 9,246.00 13,815.00 16,558.00 20,975.00 22,911.00 27,520.00 32,035.00 88* 9,488.00 14,167.50 16,998.00 21,495.00 23,457.00 28,200.00 32,830.00 89* 9,737.00 14,529.00 17,452.00 22,032.50 24,024.00 28,896.00 33,655.00 90* 9,994.00 91* 10,258.00 14,905.50 17,918.00 22,585.00 24,606.00 29,608.00 34,495.00 92* 10,530.00 15,291.00 18,398.00 23,152.50 25,209.00 30,340.00 35,340.00 93* 10,811.00 15,685.50 18,894.00 23,740.00 25,830.00 31,100.00 36,230.00 94* 11,100.00 16,095.00 19,402.00 24,345.00 26,466.00 31,888.00 37,165.00 95* 11,397.00 16,516.50 19,926.00 24,965.00 27,123.00 32,692.00 38,110.00 96* 11,703.00 16,950.00 20,466.00 25,605.00 27,801.00 33,520.00 39,075.00 97* 12,019.00 17,397.00 21,022.00 26,265.00 28,497.00 34,380.00 40,085.00 98* 12,344.00 17,856.00 21,598.00 26,945.00 29,217.00 35,260.00 41,115.00 99* 12,678.00 18,330.00 22,188.00 27,645.00 29,955.00 36,164.00 42,180.00

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* For renewals only / Untuk pembaharuan sahaja / 更新保单而已 A-PlusMed’s 1st and 2nd policy year Cost of Insurance shall be discounted by 20% and 10% respectively based on the above table. / Kos Insurans A-PlusMed bagi tahun polisi pertama dan kedua akan didiskaunkan sebanyak 20% dan 10% masing-masing berdasarkan jadual di atas. / A-PlusMed 的保险费 用将在第一个及第二个保单年，根据以上图表分别折扣20%及10%。

36

37

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A-PlusMed

A-PlusMed

Appendix / Apendiks / 附录(continued)

Appendix / Apendiks / 附录(continued)

Attained Age/ Female Insured and Children / Orang Diinsuranskan Perempuan dan Anak / 女性投保人与孩子 Umur Dicapai/ Plan 100 Plan 150 Plan 200 Plan 250 Plan 300 Plan 400 Plan 500 届时年龄 4,235.00 3,720.00 3,375.00 2,805.00 2,398.00 2,037.00 16 1,484.00 4,235.00 3,720.00 3,375.00 2,805.00 2,398.00 2,037.00 17 1,484.00 4,235.00 3,720.00 3,375.00 2,805.00 2,398.00 2,037.00 18 1,484.00 4,235.00 3,720.00 3,375.00 2,805.00 2,398.00 2,037.00 19 1,484.00 4,235.00 3,720.00 3,375.00 2,805.00 2,398.00 2,037.00 20 1,484.00 4,310.00 3,760.00 3,396.00 2,825.00 2,398.00 2,046.00 21 1,486.00 4,310.00 3,760.00 3,396.00 2,825.00 2,398.00 2,046.00 22 1,486.00 4,310.00 3,760.00 3,396.00 2,825.00 2,398.00 2,046.00 23 1,486.00 4,310.00 3,760.00 3,396.00 2,825.00 2,398.00 2,046.00 24 1,486.00 4,310.00 3,760.00 3,396.00 2,825.00 2,398.00 2,046.00 25 1,486.00 4,290.00 3,756.00 3,396.00 2,825.00 2,398.00 2,046.00 26 1,486.00 4,290.00 3,756.00 3,396.00 2,825.00 2,398.00 2,046.00 27 1,486.00 4,290.00 3,756.00 3,396.00 2,825.00 2,398.00 2,046.00 28 1,486.00 4,290.00 3,756.00 3,396.00 2,825.00 2,398.00 2,046.00 29 1,486.00 4,300.00 3,768.00 3,408.00 2,997.50 2,412.00 2,046.00 30 1,486.00 4,435.00 3,840.00 3,414.00 2,997.50 2,412.00 2,049.00 31 1,493.00 4,435.00 3,840.00 3,414.00 2,997.50 2,412.00 2,049.00 32 1,493.00 4,435.00 3,840.00 3,414.00 2,997.50 2,412.00 2,049.00 33 1,493.00 4,435.00 3,840.00 3,414.00 2,997.50 2,412.00 2,049.00 34 1,493.00 4,435.00 3,840.00 3,414.00 2,997.50 2,412.00 2,049.00 35 1,493.00 4,875.00 4,172.00 3,702.00 3,045.00 2,598.00 2,208.00 36 1,607.00 4,875.00 4,172.00 3,702.00 3,045.00 2,598.00 2,208.00 37 1,607.00 4,875.00 4,172.00 3,702.00 3,045.00 2,598.00 2,208.00 38 1,607.00 4,875.00 4,172.00 3,702.00 3,045.00 2,598.00 2,208.00 39 1,607.00 4,875.00 4,172.00 3,702.00 3,207.50 2,598.00 2,208.00 40 1,607.00 5,445.00 4,664.00 4,125.00 3,380.00 2,880.00 2,442.00 41 1,768.00 5,445.00 4,664.00 4,125.00 3,380.00 2,880.00 2,442.00 42 1,768.00 5,445.00 4,664.00 4,125.00 3,380.00 2,880.00 2,442.00 43 1,768.00 5,445.00 4,664.00 4,125.00 3,380.00 2,880.00 2,442.00 44 1,768.00 5,445.00 4,664.00 4,125.00 3,487.50 2,880.00 2,442.00 45 1,768.00 5,965.00 5,148.00 4,569.00 3,770.00 3,204.00 2,700.00 46 1,951.00 5,148.00 4,569.00 3,770.00 3,204.00 2,700.00 47 1,951.00 5,965.00 5,148.00 4,569.00 3,770.00 3,204.00 2,700.00 48 1,951.00 5,965.00 5,148.00 4,569.00 3,770.00 3,204.00 2,700.00 49 1,951.00 5,965.00 5,148.00 4,569.00 3,770.00 3,204.00 2,700.00 50 1,951.00 5,965.00 5,656.00 5,013.00 4,055.00 3,454.00 2,886.00 51 2,129.00 6,715.00 5,656.00 5,013.00 4,055.00 3,454.00 2,886.00 52 2,129.00 6,715.00 5,656.00 5,013.00 4,055.00 3,454.00 2,886.00 53 2,129.00 6,715.00 5,656.00 5,013.00 4,055.00 3,454.00 2,886.00 54 2,129.00 6,715.00 5,656.00 5,013.00 4,075.00 3,454.00 2,886.00 55 2,129.00 6,715.00 6,348.00 5,727.00 4,665.00 3,938.00 3,295.50 56 2,367.00 7,375.00 6,348.00 5,727.00 4,665.00 3,938.00 3,295.50 57 2,367.00 7,375.00 6,348.00 5,727.00 4,665.00 3,938.00 3,295.50 58 2,367.00 7,375.00 6,348.00 5,727.00 4,665.00 3,938.00 3,295.50 59 2,367.00 7,375.00 6,348.00 5,727.00 4,900.00 3,938.00 3,295.50 60 2,367.00 7,375.00 8,780.00 7,533.00 6,080.00 5,106.00 4,344.00 61 3,653.00 11,600.00 8,780.00 7,533.00 6,080.00 5,106.00 4,344.00 62 3,653.00 11,600.00 8,780.00 7,533.00 6,080.00 5,106.00 4,344.00 63 3,653.00 11,600.00 8,780.00 7,533.00 6,080.00 5,106.00 4,344.00 64 3,653.00 11,600.00 8,780.00 7,533.00 6,080.00 5,106.00 4,344.00 65 3,653.00 11,600.00 10,902.50 12,372.00 14,664.00 17,155.00 8,090.00 6,988.50 66 4,678.00

Attained Age/ Female Insured and Children / Orang Diinsuranskan Perempuan dan Anak / 女性投保人与孩子 Umur Dicapai/ Plan 100 Plan 150 Plan 200 Plan 250 Plan 300 Plan 400 Plan 500 届时年龄 10,902.50 12,372.00 14,664.00 17,155.00 8,090.00 6,988.50 67 4,678.00 10,902.50 12,372.00 14,664.00 17,155.00 8,090.00 6,988.50 68 4,678.00 10,902.50 12,372.00 14,664.00 17,155.00 8,090.00 6,988.50 69 4,678.00 11,265.00 12,759.00 15,144.00 17,725.00 8,398.00 7,236.00 70 4,848.00 11,577.50 13,083.00 15,544.00 18,190.00 8,662.00 7,444.50 71* 5,026.00 11,982.50 13,506.00 16,076.00 18,830.00 9,002.00 7,714.50 72* 5,216.00 12,402.50 13,953.00 16,628.00 19,485.00 9,358.00 7,995.00 73* 5,419.00 12,842.50 14,421.00 17,204.00 20,165.00 9,732.00 8,293.50 74* 5,630.00 10,122.00 13,305.00 14,913.00 17,812.00 20,890.00 8,604.00 75* 5,852.00 10,534.00 13,795.00 15,429.00 18,444.00 21,635.00 8,931.00 76* 6,085.00 10,966.00 14,307.50 15,972.00 19,120.00 22,450.00 9,276.00 77* 6,330.00 11,420.00 14,845.00 16,542.00 19,824.00 23,285.00 9,636.00 78* 6,588.00 10,015.50 11,894.00 15,405.00 17,136.00 20,560.00 24,160.00 79* 6,857.00 10,411.50 12,396.00 15,997.50 17,766.00 21,336.00 25,080.00 80* 7,141.00 10,830.00 12,922.00 16,620.00 18,423.00 22,148.00 26,050.00 81* 7,439.00 11,268.00 13,472.00 17,272.50 19,110.00 23,000.00 27,060.00 82* 7,752.00 11,728.50 14,052.00 17,957.50 19,839.00 23,900.00 28,130.00 83* 8,080.00 12,213.00 14,660.00 18,677.50 20,598.00 24,840.00 29,255.00 84* 8,424.00 12,721.50 15,300.00 19,435.00 21,402.00 25,832.00 30,435.00 85* 8,785.00 13,039.50 15,700.00 19,910.00 21,906.00 26,452.00 31,175.00 86* 9,013.00 13,369.50 16,116.00 20,402.50 22,425.00 27,092.00 31,935.00 87* 9,248.00 13,708.50 16,542.00 20,905.00 22,959.00 27,752.00 32,720.00 88* 9,490.00 14,058.00 16,982.00 21,427.50 23,511.00 28,436.00 33,535.00 89* 9,739.00 14,418.00 17,434.00 21,965.00 24,078.00 29,140.00 34,375.00 90* 9,996.00 91* 10,260.00 14,788.50 17,900.00 22,517.50 24,666.00 29,864.00 35,230.00 92* 10,532.00 15,172.50 18,380.00 23,085.00 25,266.00 30,612.00 36,125.00 93* 10,812.00 15,567.00 18,872.00 23,672.50 25,887.00 31,384.00 37,045.00 94* 11,101.00 15,973.50 19,382.00 24,275.00 26,526.00 32,172.00 37,985.00 95* 11,399.00 16,393.50 19,908.00 24,895.00 27,183.00 32,988.00 38,960.00 96* 11,705.00 16,825.50 20,446.00 25,535.00 27,861.00 33,828.00 39,960.00 97* 12,021.00 17,268.00 21,004.00 26,195.00 28,560.00 34,692.00 40,985.00 98* 12,346.00 17,725.50 21,578.00 26,875.00 29,280.00 35,576.00 42,040.00 99* 12,680.00 18,196.50 22,168.00 27,572.50 30,021.00 36,496.00 43,135.00

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* For renewals only / Untuk pembaharuan sahaja / 更新保单而已 A-PlusMed’s 1st and 2nd policy year Cost of Insurance shall be discounted by 20% and 10% respectively based on the above table. / Kos Insurans A-PlusMed bagi tahun polisi pertama dan kedua akan didiskaunkan sebanyak 20% dan 10% masing-masing berdasarkan jadual di atas. / A-PlusMed 的保险费 用将在第一个及第二个保单年，根据以上图表分别折扣20%及10%。

38

39

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A-PlusMed

A-PlusMed

Appendix / Apendiks / 附录(continued)

Appendix / Apendiks / 附录(continued)

Attained Age/ Insured and Spouse / Orang Diinsuranskan dan Pasangan / 投保人与配偶 Umur Dicapai/ Plan 150 Plan 200 Plan 250 Plan 300 Plan 400 Plan 500 Plan 100 届时年龄 2,520.00 2,112.00 1,710.00 1,362.50 1,144.00 994.50 761.00 16 2,520.00 2,112.00 1,710.00 1,362.50 1,144.00 994.50 761.00 17 2,520.00 2,112.00 1,710.00 1,362.50 1,144.00 994.50 761.00 18 2,520.00 2,112.00 1,710.00 1,362.50 1,144.00 994.50 761.00 19 2,520.00 2,112.00 1,710.00 1,362.50 1,144.00 994.50 761.00 20 2,540.00 2,116.00 1,740.00 1,402.50 1,180.00 1,002.00 762.00 21 2,540.00 2,116.00 1,740.00 1,402.50 1,180.00 1,002.00 762.00 22 2,540.00 2,116.00 1,740.00 1,437.50 1,180.00 1,002.00 762.00 23 2,540.00 2,116.00 1,740.00 1,437.50 1,180.00 1,002.00 762.00 24 2,540.00 2,116.00 1,740.00 1,437.50 1,180.00 1,002.00 762.00 25 2,375.00 2,048.00 1,740.00 1,437.50 1,176.00 969.00 743.00 26 2,375.00 2,048.00 1,740.00 1,437.50 1,176.00 969.00 743.00 27 2,375.00 2,048.00 1,740.00 1,437.50 1,176.00 969.00 743.00 28 2,375.00 2,048.00 1,740.00 1,437.50 1,176.00 969.00 743.00 29 2,385.00 2,060.00 1,755.00 1,667.50 1,188.00 969.00 743.00 30 3,140.00 2,540.00 1,860.00 1,667.50 1,282.00 1,029.00 849.00 31 3,140.00 2,540.00 1,860.00 1,667.50 1,282.00 1,029.00 849.00 32 3,140.00 2,540.00 1,860.00 1,667.50 1,282.00 1,029.00 849.00 33 3,140.00 2,540.00 1,860.00 1,667.50 1,282.00 1,029.00 849.00 34 3,140.00 2,540.00 1,860.00 1,667.50 1,282.00 1,029.00 849.00 35 3,475.00 2,812.00 2,274.00 1,780.00 1,534.00 1,254.00 962.00 36 3,475.00 2,812.00 2,274.00 1,780.00 1,534.00 1,254.00 962.00 37 3,475.00 2,812.00 2,274.00 1,780.00 1,534.00 1,254.00 962.00 38 3,475.00 2,812.00 2,274.00 1,780.00 1,534.00 1,254.00 962.00 39 3,475.00 2,812.00 2,274.00 2,097.50 1,534.00 1,254.00 962.00 40 4,240.00 3,584.00 2,919.00 2,352.50 2,000.00 1,630.50 1,173.00 41 4,240.00 3,584.00 2,919.00 2,352.50 2,000.00 1,630.50 1,173.00 42 4,240.00 3,584.00 2,919.00 2,352.50 2,000.00 1,630.50 1,173.00 43 4,240.00 3,584.00 2,919.00 2,352.50 2,000.00 1,630.50 1,173.00 44 4,260.00 3,640.00 2,976.00 2,750.00 2,054.00 1,656.00 1,173.00 45 6,160.00 5,020.00 3,828.00 3,042.50 2,622.00 2,187.00 1,695.00 46 5,020.00 3,828.00 3,042.50 2,622.00 2,187.00 1,695.00 47 6,160.00 5,020.00 3,828.00 3,042.50 2,622.00 2,187.00 1,695.00 48 6,160.00 5,020.00 3,828.00 3,042.50 2,622.00 2,187.00 1,695.00 49 6,160.00 5,020.00 3,873.00 3,485.00 2,716.00 2,187.00 1,695.00 50 6,160.00 5,680.00 4,500.00 3,767.50 3,032.00 2,551.50 2,042.00 51 7,140.00 5,680.00 4,500.00 3,502.50 3,032.00 2,551.50 2,042.00 52 7,140.00 5,680.00 4,500.00 3,767.50 3,032.00 2,551.50 2,042.00 53 7,140.00 5,680.00 4,500.00 3,767.50 3,032.00 2,551.50 2,042.00 54 7,140.00 5,912.00 4,920.00 4,392.50 3,392.00 2,694.00 2,042.00 55 7,140.00 7,256.00 6,147.00 4,982.50 4,218.00 3,376.50 2,493.00 56 8,650.00 7,256.00 6,147.00 4,982.50 4,218.00 3,376.50 2,493.00 57 8,650.00 7,256.00 6,147.00 4,982.50 4,218.00 3,376.50 2,493.00 58 8,650.00 7,256.00 6,147.00 4,982.50 4,218.00 3,376.50 2,493.00 59 8,650.00 7,820.00 6,711.00 6,295.00 4,632.00 3,708.00 2,493.00 60 9,040.00 10,083.00 12,956.00 17,285.00 8,017.50 6,796.00 5,788.50 5,041.00 61 10,083.00 12,956.00 17,285.00 8,017.50 6,796.00 5,788.50 5,041.00 62 10,083.00 12,956.00 17,285.00 8,017.50 6,796.00 5,788.50 5,041.00 63 10,083.00 12,956.00 17,285.00 8,017.50 6,796.00 5,788.50 5,041.00 64 10,083.00 12,956.00 17,285.00 8,932.50 6,904.00 5,788.50 5,041.00 65 10,974.00 12,640.00 17,722.50 19,734.00 23,704.00 27,730.00 7,087.00 66

Attained Age/ Insured and Spouse / Orang Diinsuranskan dan Pasangan / 投保人与配偶 Umur Dicapai/ Plan 150 Plan 200 Plan 250 Plan 300 Plan 400 Plan 500 Plan 100 届时年龄 10,974.00 12,640.00 17,722.50 19,734.00 23,704.00 27,730.00 7,087.00 67 10,974.00 12,640.00 17,722.50 19,734.00 23,704.00 27,730.00 7,087.00 68 10,974.00 12,640.00 17,722.50 19,734.00 23,704.00 27,730.00 7,087.00 69 11,470.50 13,256.00 18,450.00 20,511.00 24,664.00 28,865.00 7,430.00 70 11,890.50 13,784.00 19,077.50 21,159.00 25,456.00 29,780.00 7,791.00 71* 12,433.50 14,462.00 19,882.50 22,005.00 26,512.00 31,040.00 8,173.00 72* 12,999.00 15,176.00 20,722.50 22,899.00 27,600.00 32,315.00 8,577.00 73* 13,596.00 15,922.00 21,605.00 23,835.00 28,752.00 33,675.00 9,000.00 74* 14,220.00 16,704.00 22,530.00 24,816.00 29,964.00 35,110.00 9,445.00 75* 14,880.00 17,526.00 23,505.00 25,845.00 31,224.00 36,590.00 9,910.00 76* 10,400.00 15,570.00 18,392.00 24,532.50 26,934.00 32,568.00 38,185.00 77* 10,914.00 16,294.50 19,298.00 25,605.00 28,071.00 33,972.00 39,840.00 78* 11,454.00 17,055.00 20,250.00 26,732.50 29,259.00 35,436.00 41,575.00 79* 12,022.00 17,854.50 21,250.00 27,915.00 30,516.00 36,976.00 43,390.00 80* 12,617.00 18,691.50 22,302.00 29,162.50 31,833.00 38,596.00 45,305.00 81* 13,242.00 19,573.50 23,404.00 30,467.50 33,207.00 40,288.00 47,300.00 82* 13,898.00 20,499.00 24,564.00 31,835.00 34,662.00 42,072.00 49,400.00 83* 14,586.00 21,472.50 25,780.00 33,277.50 36,183.00 43,948.00 51,630.00 84* 15,310.00 22,492.50 27,058.00 34,795.00 37,785.00 45,920.00 53,960.00 85* 15,766.00 23,134.50 27,862.00 35,742.50 38,793.00 47,160.00 55,435.00 86* 16,234.00 23,797.50 28,690.00 36,725.00 39,831.00 48,436.00 56,935.00 87* 16,719.00 24,477.00 29,544.00 37,735.00 40,902.00 49,744.00 58,475.00 88* 17,217.00 25,179.00 30,424.00 38,780.00 42,000.00 51,108.00 60,085.00 89* 17,730.00 25,900.50 31,330.00 39,855.00 43,134.00 52,508.00 61,750.00 90* 18,258.00 26,646.00 32,262.00 40,957.50 44,304.00 53,944.00 63,445.00 91* 18,803.00 27,417.00 33,224.00 42,095.00 45,507.00 55,424.00 65,185.00 92* 19,364.00 28,206.00 34,210.00 43,267.50 46,749.00 56,956.00 66,995.00 93* 19,942.00 29,022.00 35,230.00 44,475.00 48,024.00 58,532.00 68,870.00 94* 20,537.00 29,862.00 36,280.00 45,717.50 49,338.00 60,152.00 70,790.00 95* 21,149.00 30,727.50 37,358.00 46,997.50 50,694.00 61,820.00 72,755.00 96* 21,781.00 31,618.50 38,472.00 48,317.50 52,089.00 63,544.00 74,790.00 97* 22,430.00 32,535.00 39,620.00 49,675.00 53,529.00 65,308.00 76,875.00 98* 23,099.00 33,478.50 40,800.00 51,075.00 55,008.00 67,132.00 79,035.00 99*

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* For renewals only / Untuk pembaharuan sahaja / 更新保单而已 A-PlusMed’s 1st and 2nd policy year Cost of Insurance shall be discounted by 20% and 10% respectively based on the above table. / Kos Insurans A-PlusMed bagi tahun polisi pertama dan kedua akan didiskaunkan sebanyak 20% dan 10% masing-masing berdasarkan jadual di atas. / A-PlusMed 的保险费 用将在第一个及第二个保单年，根据以上图表分别折扣20%及10%。

40

41

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A-PlusMed

A-PlusMed

Appendix / Apendiks / 附录(continued)

Appendix / Apendiks / 附录(continued)

Attained Age/ Insured and Family / Orang Diinsuranskan dan Keluarga / 投保人与家庭 Umur Dicapai/ Plan 150 Plan 200 Plan 250 Plan 300 Plan 400 Plan 500 Plan 100 届时年龄 5,660.00 4,876.00 4,194.00 3,435.00 2,922.00 2,518.50 1,891.00 16 5,660.00 4,876.00 4,194.00 3,435.00 2,922.00 2,518.50 1,891.00 17 5,660.00 4,876.00 4,194.00 3,435.00 2,922.00 2,518.50 1,891.00 18 5,660.00 4,876.00 4,194.00 3,435.00 2,922.00 2,518.50 1,891.00 19 5,660.00 4,876.00 4,194.00 3,435.00 2,922.00 2,518.50 1,891.00 20 5,680.00 4,880.00 4,224.00 3,475.00 2,958.00 2,526.00 1,892.00 21 5,680.00 4,880.00 4,224.00 3,475.00 2,958.00 2,526.00 1,892.00 22 5,680.00 4,880.00 4,224.00 3,510.00 2,958.00 2,526.00 1,892.00 23 5,680.00 4,880.00 4,224.00 3,510.00 2,958.00 2,526.00 1,892.00 24 5,680.00 4,880.00 4,224.00 3,510.00 2,958.00 2,526.00 1,892.00 25 5,515.00 4,812.00 4,224.00 3,510.00 2,954.00 2,493.00 1,873.00 26 5,515.00 4,812.00 4,224.00 3,510.00 2,954.00 2,493.00 1,873.00 27 5,515.00 4,812.00 4,224.00 3,510.00 2,954.00 2,493.00 1,873.00 28 5,515.00 4,812.00 4,224.00 3,510.00 2,954.00 2,493.00 1,873.00 29 5,525.00 4,824.00 4,239.00 3,740.00 2,966.00 2,493.00 1,873.00 30 6,280.00 5,304.00 4,344.00 3,740.00 3,060.00 2,553.00 1,979.00 31 6,280.00 5,304.00 4,344.00 3,740.00 3,060.00 2,553.00 1,979.00 32 6,280.00 5,304.00 4,344.00 3,740.00 3,060.00 2,553.00 1,979.00 33 6,280.00 5,304.00 4,344.00 3,740.00 3,060.00 2,553.00 1,979.00 34 6,280.00 5,304.00 4,344.00 3,740.00 3,060.00 2,553.00 1,979.00 35 6,615.00 5,576.00 4,758.00 3,852.50 3,312.00 2,778.00 2,092.00 36 6,615.00 5,576.00 4,758.00 3,852.50 3,312.00 2,778.00 2,092.00 37 6,615.00 5,576.00 4,758.00 3,852.50 3,312.00 2,778.00 2,092.00 38 6,615.00 5,576.00 4,758.00 3,852.50 3,312.00 2,778.00 2,092.00 39 6,615.00 5,576.00 4,758.00 4,170.00 3,312.00 2,778.00 2,092.00 40 7,380.00 6,348.00 5,403.00 4,425.00 3,778.00 3,154.50 2,303.00 41 7,380.00 6,348.00 5,403.00 4,425.00 3,778.00 3,154.50 2,303.00 42 7,380.00 6,348.00 5,403.00 4,425.00 3,778.00 3,154.50 2,303.00 43 7,380.00 6,348.00 5,403.00 4,425.00 3,778.00 3,154.50 2,303.00 44 7,400.00 6,404.00 5,460.00 4,822.50 3,832.00 3,180.00 2,303.00 45 9,300.00 7,784.00 6,312.00 5,115.00 4,400.00 3,711.00 2,825.00 46 7,784.00 6,312.00 5,115.00 4,400.00 3,711.00 2,825.00 47 9,300.00 7,784.00 6,312.00 5,115.00 4,400.00 3,711.00 2,825.00 48 9,300.00 7,784.00 6,312.00 5,115.00 4,400.00 3,711.00 2,825.00 49 9,300.00 7,784.00 6,357.00 5,557.50 4,494.00 3,711.00 2,825.00 50 9,300.00 8,444.00 6,984.00 5,840.00 4,810.00 4,075.50 3,172.00 51 10,280.00 8,444.00 6,984.00 5,575.00 4,810.00 4,075.50 3,172.00 52 10,280.00 8,444.00 6,984.00 5,840.00 4,810.00 4,075.50 3,172.00 53 10,280.00 8,444.00 6,984.00 5,840.00 4,810.00 4,075.50 3,172.00 54 10,280.00 8,676.00 7,404.00 6,465.00 5,170.00 4,218.00 3,172.00 55 10,280.00 10,020.00 11,790.00 8,631.00 7,055.00 5,996.00 4,900.50 3,623.00 56 10,020.00 11,790.00 8,631.00 7,055.00 5,996.00 4,900.50 3,623.00 57 10,020.00 11,790.00 8,631.00 7,055.00 5,996.00 4,900.50 3,623.00 58 10,020.00 11,790.00 8,631.00 7,055.00 5,996.00 4,900.50 3,623.00 59 10,584.00 12,180.00 9,195.00 8,367.50 6,410.00 5,232.00 3,623.00 60 10,090.00 12,567.00 15,720.00 20,425.00 8,574.00 7,312.50 6,171.00 61 10,090.00 12,567.00 15,720.00 20,425.00 8,574.00 7,312.50 6,171.00 62 10,090.00 12,567.00 15,720.00 20,425.00 8,574.00 7,312.50 6,171.00 63 10,090.00 12,567.00 15,720.00 20,425.00 8,574.00 7,312.50 6,171.00 64 11,005.00 12,567.00 15,720.00 20,425.00 8,682.00 7,312.50 6,171.00 65 12,498.00 14,418.00 19,795.00 22,218.00 26,468.00 30,870.00 8,217.00 66

Attained Age/ Insured and Family / Orang Diinsuranskan dan Keluarga / 投保人与家庭 Umur Dicapai/ Plan 150 Plan 200 Plan 250 Plan 300 Plan 400 Plan 500 Plan 100 届时年龄 12,498.00 14,418.00 19,795.00 22,218.00 26,468.00 30,870.00 8,217.00 67 12,498.00 14,418.00 19,795.00 22,218.00 26,468.00 30,870.00 8,217.00 68 12,498.00 14,418.00 19,795.00 22,218.00 26,468.00 30,870.00 8,217.00 69 12,994.50 15,034.00 20,522.50 22,995.00 27,428.00 32,005.00 8,560.00 70 13,414.50 15,562.00 21,150.00 23,643.00 28,220.00 32,920.00 8,921.00 71* 13,957.50 16,240.00 21,955.00 24,489.00 29,276.00 34,180.00 9,303.00 72* 14,523.00 16,954.00 22,795.00 25,383.00 30,364.00 35,455.00 9,707.00 73* 10,130.00 15,120.00 17,700.00 23,677.50 26,319.00 31,516.00 36,815.00 74* 10,575.00 15,744.00 18,482.00 24,602.50 27,300.00 32,728.00 38,250.00 75* 11,040.00 16,404.00 19,304.00 25,577.50 28,329.00 33,988.00 39,730.00 76* 11,530.00 17,094.00 20,170.00 26,605.00 29,418.00 35,332.00 41,325.00 77* 12,044.00 17,818.50 21,076.00 27,677.50 30,555.00 36,736.00 42,980.00 78* 12,584.00 18,579.00 22,028.00 28,805.00 31,743.00 38,200.00 44,715.00 79* 13,152.00 19,378.50 23,028.00 29,987.50 33,000.00 39,740.00 46,530.00 80* 13,747.00 20,215.50 24,080.00 31,235.00 34,317.00 41,360.00 48,445.00 81* 14,372.00 21,097.50 25,182.00 32,540.00 35,691.00 43,052.00 50,440.00 82* 15,028.00 22,023.00 26,342.00 33,907.50 37,146.00 44,836.00 52,540.00 83* 15,716.00 22,996.50 27,558.00 35,350.00 38,667.00 46,712.00 54,770.00 84* 16,440.00 24,016.50 28,836.00 36,867.50 40,269.00 48,684.00 57,100.00 85* 16,896.00 24,658.50 29,640.00 37,815.00 41,277.00 49,924.00 58,575.00 86* 17,364.00 25,321.50 30,468.00 38,797.50 42,315.00 51,200.00 60,075.00 87* 17,849.00 26,001.00 31,322.00 39,807.50 43,386.00 52,508.00 61,615.00 88* 18,347.00 26,703.00 32,202.00 40,852.50 44,484.00 53,872.00 63,225.00 89* 18,860.00 27,424.50 33,108.00 41,927.50 45,618.00 55,272.00 64,890.00 90* 19,388.00 28,170.00 34,040.00 43,030.00 46,788.00 56,708.00 66,585.00 91* 19,933.00 28,941.00 35,002.00 44,167.50 47,991.00 58,188.00 68,325.00 92* 20,494.00 29,730.00 35,988.00 45,340.00 49,233.00 59,720.00 70,135.00 93* 21,072.00 30,546.00 37,008.00 46,547.50 50,508.00 61,296.00 72,010.00 94* 21,667.00 31,386.00 38,058.00 47,790.00 51,822.00 62,916.00 73,930.00 95* 22,279.00 32,251.50 39,136.00 49,070.00 53,178.00 64,584.00 75,895.00 96* 22,911.00 33,142.50 40,250.00 50,390.00 54,573.00 66,308.00 77,930.00 97* 23,560.00 34,059.00 41,398.00 51,747.50 56,013.00 68,072.00 80,015.00 98* 24,229.00 35,002.50 42,578.00 53,147.50 57,492.00 69,896.00 82,175.00 99*

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* For renewals only / Untuk pembaharuan sahaja / 更新保单而已 A-PlusMed’s 1st and 2nd policy year Cost of Insurance shall be discounted by 20% and 10% respectively based on the above table. / Kos Insurans A-PlusMed bagi tahun polisi pertama dan kedua akan didiskaunkan sebanyak 20% dan 10% masing-masing berdasarkan jadual di atas. / A-PlusMed 的保险费 用将在第一个及第二个保单年，根据以上图表分别折扣20%及10%。

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About AIA Bhd.

AIA Bhd., formerly American International Assurance Bhd., is a leading insurer in Malaysia, where we have been privileged to do business since 1948. We offer a suite of high quality products including Protection, Health, Personal Accident, General Insurance, Employee Benefits, Retirement and Family Takaful options to meet our customers’ protection and financial security needs at every life stage. Through our wide and diverse distribution footprint which comprises a tied agency force of close to 17,000 members, our exclusive bank partner’s branches nationwide as well as corporate sales teams and brokers, we give our customers the choice of deciding how, when and where they connect with us. Part of the AIA Group, the largest independent publicly listed pan-Asian life insurance group, AIA Bhd. in Malaysia has the financial strength, experience, service centre network as well as a well-trained team of more than 2,000 staff to serve its over 2.6 million customers nationwide.  As at end 2013, AIA Bhd.’s total asset worth was RM42 billion, with a paid-up capital of RM767 million.

Mengenai AIA Bhd.

AIA Bhd., dahulunya American International Assurance Bhd., adalah peneraju utama syarikat insurans di Malaysia, di mana kami mendapat penghormatan menjalankan perniagaan sejak 1948. Kami menawarkan rangkaian produk berkualiti tinggi termasuk opsyen Perlindungan, Kesihatan, Kemalangan Peribadi, Insurans Am, Faedah Pekerja, Persaraan dan Takaful Keluarga untuk memenuhi keperluan dan jaminan kewangan pelanggan kami pada setiap peringkat kehidupan mereka. Melalui rangkaian pengedaran kami yang pelbagai dan luas yang terdiri daripada satu pasukan agensi dengan hampir 17,000 anggota, cawangan rakan kongsi bank kami yang eksklusif di seluruh negara serta pasukan jualan korporat dan broker, kami memberi pelanggan kami pilihan dalam menentukan bagaimana, bila dan di mana mereka menghubungi kami. Sebahagian daripada Kumpulan AIA, kumpulan insurans nyawa pan-Asia tersenarai awam terbesar dan bebas, AIA Bhd. di Malaysia mempunyai kekuatan kewangan, pengalaman, rangkaian pusat perkhidmatan serta satu pasukan cukup terlatih terdiri daripada lebih 2,000 kakitangan yang memberi perkhidmatan kepada lebih 2.6 juta pelanggan di seluruh negara. Sehingga akhir 2013, jumlah aset AIA Bhd. bernilai RM42 bilion, dengan modal berbayar sebanyak RM767juta.

大马友邦保险简介 大马友邦保险有限公司 (AIA Bhd.)，之前以 American International Assurance Bhd. 为称 ， 领先于马来西亚保险业市场，并于 1948 年在马来西亚开始运作。我们提供一系列高 品质的产品，包括保障、健康、个人意外、普通保险、雇员福利保险、退休计划及回教 保险以迎合客户们在生命中每一个阶段的健康与财务保障需求。透过广泛及多元的经销 管道，包括近一万七千名代理员，首选银行合作伙伴于全国的分行以及企业行销团队和 中介员，让客户可以选择他们喜欢的方式、时间和地点与我们联系。 大马友邦保险是友邦保险集团，最大的泛亚地区独立上市人寿保险集团，属下的成员 公司。大马友邦保险拥有雄厚的财力、丰富的经验、广泛的服务中心网络及受过良好训 练的逾两千名员工为全国各地超过 260 万名客户提供服务。截至 2013 年，大马友邦保 险的总资产为 420 亿令吉，而缴足资本为 7.67 亿令吉。

Contact Us & Find Out More If you have any further queries, kindly contact your AIA Life Planner / AIA authorized representative at:

AIA Bhd. (790895-D) Menara AIA, 99 Jalan Ampang 50450 Kuala Lumpur Care Line : 1300 88 1899 T : 03-2056 1111 F : 03-2056 3891 AIA.COM.MY

AIA Bhd. is licensed under the Financial Services Act 2013 and regulated by the Central Bank of Malaysia (Bank Negara Malaysia).