Banks That Provide Credit Card
Content
BANKS THAT PROVIDE CREDIT CARD FACILITIES
Axis Bank was the first of the new private banks to have begun operations in 1994, after the Government of India allowed new private banks to be established. The Bank was promoted jointly by the Administrator of the specified undertaking of the Unit Trust of India (UTI - I), Life Insurance Corporation of India (LIC) and General Insurance Corporation of India (GIC) and other four PSU insurance companies, i.e. National Insurance Company Ltd., The New India Assurance Company Ltd., The Oriental Insurance Company Ltd. and United India Insurance Company Ltd. The Bank as on 31st March, 2012 is capitalized to the extent of Rs. 413.20 crores with the public holding (other than promoters and GDRs) at 54.08%. The Bank's Registered Office is at Ahmedabad and its Central Office is located at Mumbai. The Bank has a very wide network of more than 1600 branches (including 169 Service Branches/CPCs as on 31st March, 2012). The Bank has a network of over 10000 ATMs (as on 31st March, 2012) providing 24 hrs a day banking convenience to its customers. This is one of the largest ATM networks in the country. The Bank has strengths in both retail and corporate banking and is committed to adopting the best industry practices internationally in order to achieve excellence.
Infinite Credit Card Platinum Credit Card Silver Credit Card Titanium Smart Traveler Credit Card Easy Credit Card Corporate Credit Card Signature / Wealth Credit Card Gold Credit Card
Axis Bank Silver Credit Card
Interest Rate 2.95% per month
PlusPoint Rewards eShop Card Comprehensive Insurance Cover Revolve Facility Cash Advance Facility Auto Debit Facility Mobile Alerts EMI Facility
The Housing Development Finance Corporation Limited (HDFC) was amongst the first to receive an 'in principle' approval from the Reserve Bank of India (RBI) to set up a bank in the private sector, as part of the RBI's liberalisation of the Indian Banking Industry in 1994. The bank was incorporated in August 1994 in the name of 'HDFC Bank Limited', with its registered office in Mumbai, India. HDFC Bank commenced operations as a Scheduled Commercial Bank in January 1995. HDFC Bank was incorporated in August 1994, and, currently has an nationwide network of 2,544 Branches and 8,913 ATM's in 1,399 Indian towns and cities.
HDFC Silver Credit Card HDFC Bank Value Plus Credit Card HDFC Health Plus Credit Card HDFC Gold Credit Card HDFC Titanium Credit Card HDFC Women's Gold Credit Card HDFC Platinum Plus Credit Card HDFC Corporate Card Features:
HDFC Bank Silver Visa (International Credit Card)
All-purpose credit card Earn while you spend Add on cards- Get upto 3 add-on cards Zero liability on lost card Widely accepted
2.95 41.75
Rate (% p.m.)
Effective Interest Rate Per Annum (in %) Maximum Credit Minimum Payment Due
50 days 5 % of the total outstanding amount
Late Payment Charges Transaction Fee Interest Rate (% p.m.) Cash Advance Limit (in Rs.)
No Penalty 2.5 % (Min Rs. No Charge) 2.95 30% of credit limit
ICICI Bank is India's second-largest bank with total assets of Rs. 4,062.34 billion (US$ 91 billion) at March 31, 2011 and profit after tax Rs. 51.51 billion (US$ 1,155 million) for the year ended March 31, 2011. The Bank has a network of 2,752 branches and 9,225 ATMs in India, and has a presence in 19 countries, including India. ICICI Bank offers a wide range of banking products and financial services to corporate and retail customers through a variety of delivery channels and through its specialised subsidiaries in the areas of investment banking, life and non-life insurance, venture capital and asset management. The Bank currently has subsidiaries in the United Kingdom, Russia and Canada, branches in United States, Singapore, Bahrain, Hong Kong, Sri Lanka, Qatar and Dubai International Finance Centre and representative offices in United Arab Emirates, China, South Africa, Bangladesh, Thailand, Malaysia and Indonesia. Our UK subsidiary has established branches in Belgium and Germany. ICICI Bank's equity shares are listed in India on Bombay Stock Exchange and the National Stock Exchange of India Limited and its American Depositary Receipts (ADRs) are listed on the New York Stock Exchange (NYSE). ICICI Bank is the largest credit card issuer in the country and has a wide range of credit cards designed to cater the needs of different sections of the society. The bank has classified its card segment under different categories such as premium cards, classic cards, value for money cards, co-branded cards, affinity cards and EMI cards. ICICI Platinum Card ICICI BANK Travel Smart Gold Credit Card ICICI BANK Golf Card ICICI Bank Titanium Credit Card ICICI Bank Solid Gold Credit Card ICICI Bank Thomas Cook Titanium Credit Card ICICI American Express Gold Credit Card ICICI Bank Signature Credit Card ICICI Bank Platinum Premiere Credit Card ICICI BankOnline Credit Card ICICI Bank Visa Mini Card ICICI Bank American Express® Green Credit Card ICICI Bank Sterling Silver Credit Card ICICI Bank – Toyota Credit Card ICICI Bank – Indiatimes Credit Card ICICI Bank Big Bazaar Shakti Credit Card
Features:
ICICI Bank HPCL Visa (International Credit Card)
The card holder can avail Rs. 500 cash back offer with the card. On the fuel purchases at HPCL petrol pumps customer can save upto 5%. ON every Rs. 100 spent at HPCL petrol pumps, the customer can earn 5 payback points and 2 points on other regular purchases. Special offers available on the movie tickets booked through the card at www.bookmyshow.com. Card holder is also entitled to avail special platinum offers from VISA.
Interest Rate (% p.m.) Maximum Credit Minimum Payment Due Late Payment Charges
2.5 34.49 50 days 5 % of the total outstanding amount 15% of the minimum amount due subject to minimum 2.5 % (Min Rs. 100) 2.5 Can withdraw cash upto 30% of the credit limit
Effective Interest Rate Per Annum (in %)
of Rs. 75 and a maximum of Rs. 500
Transaction Fee Interest Rate (% p.m.) Cash Advance Limit (in Rs.)
subject to a maximum of Rs. 15,000 per day
State Bank of India (SBI) is the largest banking and financial services company in India by revenue, assets and market capitalisation. It is a state-owned corporation with its headquarters in Mumbai, Maharashtra. As of March 2011, it had assets of US$370 billion with over 13,577 outlets including 157 overseas branches and agents globally. The bank traces its ancestry to British India, through the Imperial Bank of India, to the founding in 1806 of the Bank of Calcutta, making it the oldest commercial bank in the Indian Subcontinent. Bank of Madras merged into the other two presidency banks—Bank of Calcutta and Bank of Bombay—to form the Imperial Bank of India, which in turn became the State Bank of India. The Government of India nationalised the Imperial Bank of India in 1955, with the Reserve Bank of India taking a 60% stake, and renamed it the State Bank of India. In 2008, the government took over the stake held by the Reserve Bank of India. SBI is ranked No. 292 globally in Fortune Global 500 list in 2011.
The Bank is actively involved since 1973 in non-profit activity called Community Services Banking. All the branches and administrative offices throughout the country sponsor and participate in large number of welfare activities and social causes. The business is more than banking because they touch the lives of people anywhere in many ways.
SBI Cards launched by SBI in association with GE Money offers you a variety of credit cards that are designed to meet your needs as per your profession. The credit cards provided by the bank include
Platinum card, SBI gold and more card, SBI silver and more card and co-branded cards that offer schemes and discounts in tie-up with different companies. SBI International Card SBI Gold Card SBI Pune Card SBI Mumbai Card SBI Kolkata Card SBI Hyderabad Card SBI Delhi Card SBI Bangalore Card SBI Ahmedabad Card SBI Gold Master Card SBI UBI Advantage Card SBI Social Card SBI SpiceJet Card SBI Vishal Mega Mart Card SBI UBI Gold Card SBI Railway Card SBI Lifestyle Credit Card SBI Employee Card SBI Card for Doctors SBI Advantage Card LG SBI Card Hero Honda SBI Card SBI UBI International Card SBI Gold & More Card SBI Silver & More Card SBI Platinum Card SBI GoAir Card SBI UBI card SBI NRI Platinum Card SBI Maruti Card
Features:
SBI Cards Gold Visa (International Credit Card)
Cash Back in Departmental Stores & Groceries Utility Bill Payment Facility Add on card. Cash on the go 0% Fuel Surcharge Balance Transfer facility. Flexipay Credit facility Book your railway tickets online Easy Money Facility SBI Card Alerts
2.5 34.49
Interest Rate (% p.m.)
Effective Interest Rate Per Annum (in %) Maximum Credit Minimum Payment Due Late Payment Charges Transaction Fee Interest Rate (% p.m.) Cash Advance Limit (in Rs.)
50 days 5 % of the total outstanding amount No Penalty 2.25 % (Min Rs. No Charge) No Charge 40% of the available limit
The Chartered Bank opened its first overseas branch in India, at Kolkata, on 12 April 1858. Eight years later the Kolkata agent described the Bank's credit locally as splendid and its business as flourishing, particularly the substantial turnover in rice bills with the leading Arab firms. When The Chartered Bank first established itself in India, Kolkata was the most important commercial city, and was the centre of the jute and indigo trades. With the growth of the cotton trade and the opening of the Suez Canal in 1869, Bombay took over from Kolkata as India's main trade centre. Today the Bank's branches and subbranches in India are directed and administered from Mumbai (Bombay) with Kolkata remaining an important trading and banking centre. Standard Chartered Bank has designed a range of credit cards so that you can choose which matches your lifestyle needs. Bank have tailored cards so that you can enjoy unique flying experience, card to offer priority services for international travel, card with cashback offer, card which provide privileged access to exclusive areas when traveling, card for profession who have to travel for official work and a card to keep pace with your life combining unique benefits with unmatched convenience. StanChart Manhattan Platinum Card Standard Chartered Platinum Card Standard Chartered Gold Card Standard Chartered Emirates Platinum Card Standard Chartered Bank Executive Card Standard Chartered Bank Rotary Card Standard Chartered Bank Classic Card Standard Chartered Emirates Titanium Card Standard Chartered Bank Sapnay Card Standard Chartered Bank Wild Life Card Standard Chartered Super Value Titanium Credit Card Standard Chartered Bajaj Allianz Super Value Titanium Credit Card Standard Chartered EMI Credit card Air Sahara Standard Chartered Gold Card Standard Chartered RCI Gold Card Stanchart Manhattan Credit Card Standard Chartered Business Card Standard Chartered Platinum Elite Card Standard Chartered Platinum Rewards Card Standard Chartered Gold Rewards
Standard Chartered Bank Classic Master (International Credit Card)
An international credit card designed to keep pace with your life, the Standard Chartered Classic Card combines unique benefits with unmatched convenience, and is valid across the world. Earn 1 Reward point for every Rs.125/- spent in India and Rs.80/- spent abroad. You may redeem these rewards against your card renewal fees or for exciting Rewards Plus offers. An attractive balance transfer option at 0.99% for the first 6 months* *rates may vary subject to promotional offers Make high value purchases instantly and pay for them later, that too in low installments and in several instances at 0% interest, through the Instabuys facility.
2.95 41.75
Interest Rate (% p.m.) Effective Interest Rate Per Annum (in %) Maximum Credit Minimum Payment Due
50 days 5 % of the total outstanding amount
Late Payment Charges
15% of minimum amount due subject to a minimum of Rs 75
and a maximum of Rs 500
Transaction Fee Interest Rate (% p.m.) Cash Advance Limit (in Rs.)
2.5 % (Min Rs. 75) 2.95
15% of credit limit for cardholders less than six months old and 40% of credit limit for cardholders more than six months old
Axis Bank was the first of the new private banks to have begun operations in 1994, after the Government of India allowed new private banks to be established. The Bank was promoted jointly by the Administrator of the specified undertaking of the Unit Trust of India (UTI - I), Life Insurance Corporation of India (LIC) and General Insurance Corporation of India (GIC) and other four PSU insurance companies, i.e. National Insurance Company Ltd., The New India Assurance Company Ltd., The Oriental Insurance Company Ltd. and United India Insurance Company Ltd. The Bank as on 31st March, 2012 is capitalized to the extent of Rs. 413.20 crores with the public holding (other than promoters and GDRs) at 54.08%. The Bank's Registered Office is at Ahmedabad and its Central Office is located at Mumbai. The Bank has a very wide network of more than 1600 branches (including 169 Service Branches/CPCs as on 31st March, 2012). The Bank has a network of over 10000 ATMs (as on 31st March, 2012) providing 24 hrs a day banking convenience to its customers. This is one of the largest ATM networks in the country. The Bank has strengths in both retail and corporate banking and is committed to adopting the best industry practices internationally in order to achieve excellence.
Infinite Credit Card Platinum Credit Card Silver Credit Card Titanium Smart Traveler Credit Card Easy Credit Card Corporate Credit Card Signature / Wealth Credit Card Gold Credit Card
Axis Bank Silver Credit Card
Interest Rate 2.95% per month
PlusPoint Rewards eShop Card Comprehensive Insurance Cover Revolve Facility Cash Advance Facility Auto Debit Facility Mobile Alerts EMI Facility
The Housing Development Finance Corporation Limited (HDFC) was amongst the first to receive an 'in principle' approval from the Reserve Bank of India (RBI) to set up a bank in the private sector, as part of the RBI's liberalisation of the Indian Banking Industry in 1994. The bank was incorporated in August 1994 in the name of 'HDFC Bank Limited', with its registered office in Mumbai, India. HDFC Bank commenced operations as a Scheduled Commercial Bank in January 1995. HDFC Bank was incorporated in August 1994, and, currently has an nationwide network of 2,544 Branches and 8,913 ATM's in 1,399 Indian towns and cities.
HDFC Silver Credit Card HDFC Bank Value Plus Credit Card HDFC Health Plus Credit Card HDFC Gold Credit Card HDFC Titanium Credit Card HDFC Women's Gold Credit Card HDFC Platinum Plus Credit Card HDFC Corporate Card Features:
HDFC Bank Silver Visa (International Credit Card)
All-purpose credit card Earn while you spend Add on cards- Get upto 3 add-on cards Zero liability on lost card Widely accepted
2.95 41.75
Rate (% p.m.)
Effective Interest Rate Per Annum (in %) Maximum Credit Minimum Payment Due
50 days 5 % of the total outstanding amount
Late Payment Charges Transaction Fee Interest Rate (% p.m.) Cash Advance Limit (in Rs.)
No Penalty 2.5 % (Min Rs. No Charge) 2.95 30% of credit limit
ICICI Bank is India's second-largest bank with total assets of Rs. 4,062.34 billion (US$ 91 billion) at March 31, 2011 and profit after tax Rs. 51.51 billion (US$ 1,155 million) for the year ended March 31, 2011. The Bank has a network of 2,752 branches and 9,225 ATMs in India, and has a presence in 19 countries, including India. ICICI Bank offers a wide range of banking products and financial services to corporate and retail customers through a variety of delivery channels and through its specialised subsidiaries in the areas of investment banking, life and non-life insurance, venture capital and asset management. The Bank currently has subsidiaries in the United Kingdom, Russia and Canada, branches in United States, Singapore, Bahrain, Hong Kong, Sri Lanka, Qatar and Dubai International Finance Centre and representative offices in United Arab Emirates, China, South Africa, Bangladesh, Thailand, Malaysia and Indonesia. Our UK subsidiary has established branches in Belgium and Germany. ICICI Bank's equity shares are listed in India on Bombay Stock Exchange and the National Stock Exchange of India Limited and its American Depositary Receipts (ADRs) are listed on the New York Stock Exchange (NYSE). ICICI Bank is the largest credit card issuer in the country and has a wide range of credit cards designed to cater the needs of different sections of the society. The bank has classified its card segment under different categories such as premium cards, classic cards, value for money cards, co-branded cards, affinity cards and EMI cards. ICICI Platinum Card ICICI BANK Travel Smart Gold Credit Card ICICI BANK Golf Card ICICI Bank Titanium Credit Card ICICI Bank Solid Gold Credit Card ICICI Bank Thomas Cook Titanium Credit Card ICICI American Express Gold Credit Card ICICI Bank Signature Credit Card ICICI Bank Platinum Premiere Credit Card ICICI BankOnline Credit Card ICICI Bank Visa Mini Card ICICI Bank American Express® Green Credit Card ICICI Bank Sterling Silver Credit Card ICICI Bank – Toyota Credit Card ICICI Bank – Indiatimes Credit Card ICICI Bank Big Bazaar Shakti Credit Card
Features:
ICICI Bank HPCL Visa (International Credit Card)
The card holder can avail Rs. 500 cash back offer with the card. On the fuel purchases at HPCL petrol pumps customer can save upto 5%. ON every Rs. 100 spent at HPCL petrol pumps, the customer can earn 5 payback points and 2 points on other regular purchases. Special offers available on the movie tickets booked through the card at www.bookmyshow.com. Card holder is also entitled to avail special platinum offers from VISA.
Interest Rate (% p.m.) Maximum Credit Minimum Payment Due Late Payment Charges
2.5 34.49 50 days 5 % of the total outstanding amount 15% of the minimum amount due subject to minimum 2.5 % (Min Rs. 100) 2.5 Can withdraw cash upto 30% of the credit limit
Effective Interest Rate Per Annum (in %)
of Rs. 75 and a maximum of Rs. 500
Transaction Fee Interest Rate (% p.m.) Cash Advance Limit (in Rs.)
subject to a maximum of Rs. 15,000 per day
State Bank of India (SBI) is the largest banking and financial services company in India by revenue, assets and market capitalisation. It is a state-owned corporation with its headquarters in Mumbai, Maharashtra. As of March 2011, it had assets of US$370 billion with over 13,577 outlets including 157 overseas branches and agents globally. The bank traces its ancestry to British India, through the Imperial Bank of India, to the founding in 1806 of the Bank of Calcutta, making it the oldest commercial bank in the Indian Subcontinent. Bank of Madras merged into the other two presidency banks—Bank of Calcutta and Bank of Bombay—to form the Imperial Bank of India, which in turn became the State Bank of India. The Government of India nationalised the Imperial Bank of India in 1955, with the Reserve Bank of India taking a 60% stake, and renamed it the State Bank of India. In 2008, the government took over the stake held by the Reserve Bank of India. SBI is ranked No. 292 globally in Fortune Global 500 list in 2011.
The Bank is actively involved since 1973 in non-profit activity called Community Services Banking. All the branches and administrative offices throughout the country sponsor and participate in large number of welfare activities and social causes. The business is more than banking because they touch the lives of people anywhere in many ways.
SBI Cards launched by SBI in association with GE Money offers you a variety of credit cards that are designed to meet your needs as per your profession. The credit cards provided by the bank include
Platinum card, SBI gold and more card, SBI silver and more card and co-branded cards that offer schemes and discounts in tie-up with different companies. SBI International Card SBI Gold Card SBI Pune Card SBI Mumbai Card SBI Kolkata Card SBI Hyderabad Card SBI Delhi Card SBI Bangalore Card SBI Ahmedabad Card SBI Gold Master Card SBI UBI Advantage Card SBI Social Card SBI SpiceJet Card SBI Vishal Mega Mart Card SBI UBI Gold Card SBI Railway Card SBI Lifestyle Credit Card SBI Employee Card SBI Card for Doctors SBI Advantage Card LG SBI Card Hero Honda SBI Card SBI UBI International Card SBI Gold & More Card SBI Silver & More Card SBI Platinum Card SBI GoAir Card SBI UBI card SBI NRI Platinum Card SBI Maruti Card
Features:
SBI Cards Gold Visa (International Credit Card)
Cash Back in Departmental Stores & Groceries Utility Bill Payment Facility Add on card. Cash on the go 0% Fuel Surcharge Balance Transfer facility. Flexipay Credit facility Book your railway tickets online Easy Money Facility SBI Card Alerts
2.5 34.49
Interest Rate (% p.m.)
Effective Interest Rate Per Annum (in %) Maximum Credit Minimum Payment Due Late Payment Charges Transaction Fee Interest Rate (% p.m.) Cash Advance Limit (in Rs.)
50 days 5 % of the total outstanding amount No Penalty 2.25 % (Min Rs. No Charge) No Charge 40% of the available limit
The Chartered Bank opened its first overseas branch in India, at Kolkata, on 12 April 1858. Eight years later the Kolkata agent described the Bank's credit locally as splendid and its business as flourishing, particularly the substantial turnover in rice bills with the leading Arab firms. When The Chartered Bank first established itself in India, Kolkata was the most important commercial city, and was the centre of the jute and indigo trades. With the growth of the cotton trade and the opening of the Suez Canal in 1869, Bombay took over from Kolkata as India's main trade centre. Today the Bank's branches and subbranches in India are directed and administered from Mumbai (Bombay) with Kolkata remaining an important trading and banking centre. Standard Chartered Bank has designed a range of credit cards so that you can choose which matches your lifestyle needs. Bank have tailored cards so that you can enjoy unique flying experience, card to offer priority services for international travel, card with cashback offer, card which provide privileged access to exclusive areas when traveling, card for profession who have to travel for official work and a card to keep pace with your life combining unique benefits with unmatched convenience. StanChart Manhattan Platinum Card Standard Chartered Platinum Card Standard Chartered Gold Card Standard Chartered Emirates Platinum Card Standard Chartered Bank Executive Card Standard Chartered Bank Rotary Card Standard Chartered Bank Classic Card Standard Chartered Emirates Titanium Card Standard Chartered Bank Sapnay Card Standard Chartered Bank Wild Life Card Standard Chartered Super Value Titanium Credit Card Standard Chartered Bajaj Allianz Super Value Titanium Credit Card Standard Chartered EMI Credit card Air Sahara Standard Chartered Gold Card Standard Chartered RCI Gold Card Stanchart Manhattan Credit Card Standard Chartered Business Card Standard Chartered Platinum Elite Card Standard Chartered Platinum Rewards Card Standard Chartered Gold Rewards
Standard Chartered Bank Classic Master (International Credit Card)
An international credit card designed to keep pace with your life, the Standard Chartered Classic Card combines unique benefits with unmatched convenience, and is valid across the world. Earn 1 Reward point for every Rs.125/- spent in India and Rs.80/- spent abroad. You may redeem these rewards against your card renewal fees or for exciting Rewards Plus offers. An attractive balance transfer option at 0.99% for the first 6 months* *rates may vary subject to promotional offers Make high value purchases instantly and pay for them later, that too in low installments and in several instances at 0% interest, through the Instabuys facility.
2.95 41.75
Interest Rate (% p.m.) Effective Interest Rate Per Annum (in %) Maximum Credit Minimum Payment Due
50 days 5 % of the total outstanding amount
Late Payment Charges
15% of minimum amount due subject to a minimum of Rs 75
and a maximum of Rs 500
Transaction Fee Interest Rate (% p.m.) Cash Advance Limit (in Rs.)
2.5 % (Min Rs. 75) 2.95
15% of credit limit for cardholders less than six months old and 40% of credit limit for cardholders more than six months old
