CAN YOU
THINK OF OVER
1,000 WAYS
TO SPOIL
YOURSELF?
WE CAN.
THE BIGGEST CREDIT
CARD REWARDS
PROGRAM OF ANY
BANK IN AUSTRALIA
IS ALL YOURS.
You can check out even more great Awards
waiting for you online. To redeem now log on to:
netbank.com.au
Welcome to CommBank Awards.
Inside, you’ll find all the information you need to
make the most of the biggest credit card rewards
program of any bank in Australia*.
We’ll give you a taste of more than 1,000 Awards
available to you. To check out the full range, go to
the Awards website by jumping onto netbank.com.au
and clicking on the Awards icon
next to your
credit card details.
OVERVIEW
Your guide to the Awards program
02 – 03
PAY WITH POINTS PARTNERS
Myer 04
Flight Centre
05
TRAVEL
Flight Centre
05
Frequent Flyer
06
GIFT CARDS & MERCHANDISE
Gift Cards
Merchandise
07
08 – 09
HOW TO REDEEM
How to Redeem
*
Source: Roy Morgan Research September 2014. Based on number of customers with rewards or loyalty cards.
10
01
YOUR GUIDE TO
THE AWARDS PROGRAM.
It’s never
been easier to earn
It’s simple – any time you’re using your CommBank
Awards American Express® Card or CommBank
Awards MasterCard® on eligible purchases, you’re
earning points towards rewards. Check out our table
to see how your points can grow.
Awards points earned per dollar spent
Tier
American Express
MasterCard/Visa*
Awards
up to 1.5
up to 1
Gold
up to 2
up to 1
Platinum
up to 2.5
up to 1
Diamond
up to 3
up to 1.25
* Diamond Awards Visa Card is available for existing
customers only.
You can check out even more great Awards
waiting for you online. To redeem now log on to:
netbank.com.au
Howdy, partners
We believe in spreading good cheer. That’s why
we’ve teamed up with a range of partners who
will help you earn Bonus Points. Check out our
current deals on the Partner Offers page of the
Awards website.
Don’t have a CommBank Awards
American Express Card?
Just register online via NetBank or call us on
13 2221, and we’ll get you set up.
YOUR GUIDE TO
THE AWARDS PROGRAM.
Get ‘em while
they’re hot
Visit the Award Specials page on the
Awards website to find the latest specials
including points discount offers, as well as
bonus offers and brand new Awards.
Something to
look forward to
If you’ve got an Award you would like
to save your points for, just add it to
your online Wish List and we’ll email
you when your dream has come true.
Cash is king
Turn your Awards points into Cash Back on your CommBank
Awards credit card.^ To find out how much your Awards points
are worth, and to redeem online go to the Awards website and
select Redeem Awards > Cash Back. Or call 13 1661.
Cash Back does not contribute to any minimum monthly payment due.
^
It’s easy to redeem
Rewarding yourself (or someone else) is as easy as jumping
on to the Awards website anytime or calling 13 1661 between
8am and 8pm, Monday to Friday (Sydney/Melbourne time).
Just log on to netbank.com.au, click
, find the Redeem
Awards tab, and once you’ve found what you like, Add to Cart
and Checkout. It’s that simple.
03
POINTS BECOME
PURCHASES AT MYER.
Rewards on the spot with Myer and
CommBank Awards
It makes sense to give you options for redeeming your points.
So in an Australian department store first, we’ve teamed up with
Myer to give you access to thousands of rewards in-store.
How it works
1
Head in to any Myer store and get browsing.
2
hoose what you’d like to purchase, then:
C
·P
resent your CommBank Awards credit card
at the register and ask to pay with points.
·N
ot enough points? Choose Points Plus Pay and split your
purchase between your CommBank Awards points and your
CommBank credit card.
3
Enjoy. And don’t forget, if you have a MYER one card,
you can earn credits on these purchases too.
Exclusive to CommBank Awards credit card customers.
Things to know before you Can: CommBank Awards points are redeemable in store at Myer only. Minimum of 186 points and a maximum of 1 million points redemption per day applies. Myer in its sole
discretion may refuse the use of Awards points, for any reason, including without limitation, in cases of communication network failure, tampering, unauthorised intervention, fraud (actual or suspected), technical
failure or any cause beyond the control of Myer. Awards points cannot be used at Myer towards payment of Myer Store or Myer Visa card accounts, lay-by accounts; purchase of ‘Coles Group and Myer’ Gift
Cards; purchases at some food and service outlets; and Miele appliances. Product is for illustrative purposes only. Refer to the CommBank Awards Program Terms and Conditions for full details.
GET FROM POINT TO POINT,
WITH COMMBANK AWARDS.
Turn your CommBank Awards points into
travel at Flight Centre
There are no blackout dates when you redeem your points for
travel at Flight Centre. Your points convert into dollars to spend
at Flight Centre for travel anywhere, anytime.
Visit a Flight Centre Airfare Expert in-store.
Call 1300 165 033.
isit the CommBank Awards website to book domestic
V
and international flights and domestic accommodation.
Things to know before you Can: Minimum redemption of 2,500 Awards points applies. All travel products and offers from Flight Centre Limited are subject to availability and can only be booked by the general public.
The redemption of Awards points for travel at Flight Centre Limited is subject to terms and conditions of the CommBank Awards program available at commbank.com.au as well as booking agency online and retail
booking terms and conditions. Flight Centre Travel Group Limited (ABN 25003 377 188) trading as Flight Centre, Escape Travel, Student Flights, Travel Associates & Cruiseabout. ATAS - Travel Accredited No. A10412.
Travel Agent Licence Numbers: WA 9TA 589.
05
THE SKY’S THE LIMIT
WITH YOUR AWARDS POINTS.
CommBank Awards are all about flexibility. There’s a variety of ways to transfer points
to our airline partners, helping you get closer to that holiday you’ve been dreaming of.
For more information, jump on to Redeem Travel > Velocity and Qantas Frequent Flyer on the Awards website.
Qantas Frequent Flyer1
Velocity Frequent Flyer2
To start earning Qantas points,
you need to be a member of the
Qantas Frequent Flyer program, and
opt into Qantas Frequent Flyer Direct.
With Velocity Frequent Flyer, the global frequent
flyer program of Virgin Australia, you can earn and
redeem Velocity Frequent Flyer Points around the
globe with their network of program partners.
Use your Velocity Frequent Flyer Points to
travel to over 500 destinations worldwide with
Virgin Australia and their airline partners,
including Singapore Airlines, Etihad Airways,
Air New Zealand and Delta Air Lines.
Once you’re signed up, all future CommBank
Awards points earned will be automatically
transferred to your Qantas Frequent Flyer
account monthly.
1Q
antas Frequent
Flyer point =
Awards
2.5 CommBank Awards points
Gold
2.5 CommBank Awards points
Platinum
2 CommBank Awards points
Diamond 2 CommBank Awards points
1 Velocity Frequent
Flyer point =
Awards
2.5 CommBank Awards points
Gold
2.5 CommBank Awards points
Platinum
2 CommBank Awards points
Diamond 2 CommBank Awards points
Things to know before you Can: 1To opt-in to Qantas Frequent Flyer Direct, call 13 1661. There is a $10 annual fee charged for opting in. Qantas Points are offered by CommBank and accrue in accordance with and are subject to the CommBank Awards Program
Terms and Conditions available at commbank.com.au/creditcardstc. Exclusions, points caps and limitations apply. Points are earned on eligible transactions (most purchases, but not, for example, BPAY transactions, cash advances or balance transfers – see
commbank.com.au/creditcardstc for more information) and are subject to points capping. Points caps reset each year in January. Customers must be opted in to Qantas Frequent Flyer Direct to earn Qantas Points. Once a customer has opted in to Qantas Frequent
Flyer Direct, all CommBank Awards points earned after opting in will be automatically redeemed for Qantas Points and transferred monthly to their Qantas Frequent Flyer account at the applicable conversion rate. It is important to note that any CommBank Awards
points earned prior to the date of your opt-in cannot be transferred to your Qantas Frequent Flyer account. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership and the earning and
redemption of points are subject to the Qantas Frequent Flyer program terms and conditions. Further information on the Qantas Frequent Flyer program including the terms and conditions of the program are available at qantas.com/terms or by calling 13 11 31.
2
Awards members can earn 1 Velocity Point for every 2.5 Awards points redeemed for Standard and Gold customers, and 1 Velocity Point for every 2 Awards points redeemed for Platinum and Diamond customers as advised in CommBank Awards Terms and
Conditions. A minimum of 3,600 Awards points must be redeemed for Velocity Points and additional points must be in increments of 1,000 points. Velocity Points will appear on Member’s accounts within 5 business days. Please note that points can only be transferred
to a Velocity Account in the same name as the primary cardholder of the CommBank Awards account. Once CommBank Awards points have been redeemed for Velocity Points, they are governed by the Velocity Membership Terms & Conditions and cannot be reversed.
GIFT CARD
GIVING.
Discover our huge range of
Gift Cards.
$25 Gift card
4,900 pts
$50 Gift card
9,800 pts
$100 Gift card
18,600 pts
$250 Gift card
46,500 pts
$500 Gift card
93,000 pts
Gift Card
Can’t find what you want here?
There is even greater choice online. Simply visit
netbank.com.au and click on the
Awards icon
next to your credit card details. Or call 13 1661.
07
AWARD YOURSELF
HOWEVER YOU LIKE.
You can always find the perfect way to treat
yourself with our huge range of Apple products.
IPAD AIR
iPad Air is even more affordable,
yet it still packs remarkable
performance and a gorgeous
Retina display into a thin, durable
aluminium enclosure.
Wi-Fi 16GB - Space Grey.
112,000 pts.Code 818809.
Points + Pay: 33,600 + $400.
IPHONE 6
iPhone 6 isn’t just bigger — it’s
better in every way. A 4.7-inch
Retina HD display. An A8 chip with
64-bit desktopclass architecture.
A new 8-megapixel iSight camera
with Focus Pixels. The Touch ID
fingerprint identity sensor. Faster 4G
LTE and Wi-Fi. Longer battery life.
And iOS 8 and iCloud. All in a 6.9
mm–thin seamless design.
Apple, the Apple logo, iPhone, iPad and iPod nano are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
YOU CAN SPOIL YOURSELF
(OR SOMEONE ELSE).
There’s something for everyone with these
great gift ideas (including you).
HOW TO REDEEM
YOUR POINTS.
Redeeming points is easy – all you need to do is hop online to the Awards website.
From there, you can see the full range of Awards, as well as view your points balance
and enjoy great specials, all day, every day.
Here’s how you can start rewarding yourself today:
1
2
3
4
5
Log on to netbank.com.au
Click on the Awards icon
next to your credit card details.
Go to the Redeem Awards tab – and check out what’s on offer.
Click Add to Cart if you see something you like.
Click Checkout, pop in your details – and enjoy.
Access to the Awards website via mobile app versions of NetBank is unavailable.
To redeem now log on to:
netbank.com.au
or call 13 16 61 between 8am and 8pm Sydney/Melbourne time, Monday to Friday.
Things to know before you Can: To ensure delivery prior to Christmas please place your order before 2 December 2014. The earning and redemption of Commonwealth (CommBank) Awards points are subject to the Terms and Conditions of the CommBank Awards
Program available at commbank.com.au. Points are earned on eligible transactions (most purchases, but not, for example, BPAY transactions, cash advances or balance transfers) and are subject to points capping. Awards and the number of points required for Awards
are subject to change at any time. Offers and Awards may be changed, amended or varied at any time without notification. Please allow up to 10 business days for delivery from date of redemption. MasterCard and the MasterCard Brand Mark are registered trademarks
of MasterCard International Incorporated. American Express is a trademark of American Express. The CommBank Awards American Express Card is issued by Commonwealth Bank of Australia pursuant to a license from American Express. Commonwealth Bank of
Australia ABN 48 123 123 124. Australian Credit Licence Number 234945. ADV13416 271114.