Credit Card Option

Published on August 2018 | Categories: Documents | Downloads: 17 | Comments: 0 | Views: 211
of 8
Download PDF   Embed   Report

Comments

Content

EASTWEST BANK  APPLICATION APPLICAT ION REQUIREMENTS •

Filipino Citizen or local resident foreigners



Principal Cardholder must be at least 21 years old



Minimum gross annual income must be: o

- Php120,000 for ast!est ast!est Practical MasterCard



Must ha"e a residence landline or mobile phone and business landline



#eside #esidence nce or busine business ss addres addresss must must be $ithin $ithin Davao del Sur   %&a"ao City, 'anang, Mandug, Matina, Mintal, Panacan, (ta) *na, +alomo, +alomo, +oril, +oril, &igos City

DOCUMENTARY REQUIREMENTS: (For Pr!"#al a!d Su##le$e!%ar& Card A##l"a!%' •

Completely filled-out and signed ast!est ast!est Credit Card *pplication Form



Photocopy of %1 "alid photo-bearing & %i)e) Company &, &ri"er.s 'icense, Passport, Professional #egulation Commission %P#C &, (((, /# &, oter.s oter.s &, etc)

I! add%o! %o %)e a*ove+ #lea'e 'u*$% a!& %)e ,ollo-!.: I, e$#lo&ed+ 'u*$%: (For Pr!"#al Card A##l"a!% o!l& •

Photocopy of Certificate of Compensation Payment +a +a !ithheld !ithheld %/# Form 2314



Photocopy of Certificate of mployment stating stating brea5do$n of compensation



'etter of *ppointmentPersonnel *ppointmentPersonnel *ction *ction Memo



(alary *d6ustment *d6ustment Memo issued $ithin $ithin the latest month month



'atest three %3 Months Payslip



'atest copy of (er"ice (er"ice #ecord for go"ernment employees



alid alid Credit Card #eference and 'atest Month (tatement of *ccount *ccount

I, Sel,/e$#lo&ed+ 'u*$% *o%): (For Pr!"#al Card A##l"a!% o!l& •

'atest +# 



*udited Financial (tatements

I, Lo"al Re'de!% Fore.!er+ 'u*$% a!& o!e o, %)e ,ollo-!.: (For Pr!"#al Card A##l"a!% o!l& •

*lien Certificate of #egistration %*C# accompanied by income document



!or5 Permit accompanied by income document



For diplomat or embassy personnel, "isa and embassy certification are re7uired)



For epatriates employed in the +op 1,000 corporations, Certificate of mployment stating salary and tenure are re7uired)

 Documents submitted related to the credit card application will be kept by the Bank and not be returned. Your credit card application will take about 10-15 days to process. No%e: 1st year *nnual Membership Fee $ai"er applies to ne$-to-ban5 cardholders only) 8e$-to ban5 is defined as cardholders $ho do not ha"e an eisting ast!est Credit Card) UNIQUE BENEFITS AND FEATURES Lo- Mo!%)l& I!%ere'% Ra%e

!hy pay more9 our ast!est Practical MasterCard offers one of the lo$est monthly interest rates at 01234 for basic purchases from supermar5ets, drugstores and gasoline stations and 01564 for other purchases) L.)% Mo!%)l& Pa&$e!%

ou only need to pay the minimum payment due on your payment due date $hich is only e7ui"alent to 3);< of your total statement balance or Php200, $hiche"er is higher) ou may also  pay in full or any amount in bet$een your total statement balance and minimum payment due) (hould you opt to pay an amount less than your total statement balance, an interest charge $ill  be applied) Fle7*le Me$*er')# Fee Pa&$e!% O#%o!

Choose ho$ you $ant to pay for your membership fee = annually, 7uarterly or monthly)

Ea'%We'% Pra"%"al Ma'%erCard Pr!"#al Card

Su##le$e!%ar& Card

Php1,>00

Php?00

A!!ual Me$*er')# Fee8

I!%ere'% C)ar.e

3)2;< per month for supermar5et, drugstore and gasoline  purchases %or 3@< effecti"e rate annually, computed based on a"erage daily balanceA 3)>@< per month for other purchases %or  >1)BB< effecti"e rate annually, computed based on a"erage daily balance

Ca') Adva!"e Serv"e Fee 9 I!%ere'% C)ar.e

3< of the cash ad"ance amount or Php400, $hiche"er is higherA and 3)>@< interest charge imposed on the cash ad"ance amount, $hich shall accrue from the date of a"ailment until full settlement or payment)

Ca') Adva!"e Over/%)e/Cou!%er Fee

* fee of P;00 $ill be charged for cash ad"ance transactions a"ailed o"er-the-counter at ast!est stores in addition to the Cash *d"ance (er"ice Fee and applicable nterest Charge) +he  proceeds of the o"er-the-counter cash ad"ance transaction shall  be net of the "er-the-Counter Fee)

La%e Pa&$e!% C)ar.e

?);0< of the minimum payment due or Php;00, $hiche"er is higher

Over Cred% L$% Fee

Php;00 $ill be charged $hene"er the outstanding balance eceeds the prescribed credit limit $ithin the billing period)

Re%ur!ed C)e" Fee Re%reval Fee

Php1,000 for e"ery returned chec5 Php200 for the retrie"al of each retailinstallment and mailordertelephone-order charge slipA Php1,2;0 for the retrie"al of  each tra"el and entertainment charge slip

Card Re#la"e$e!% Fee

P>00 for e"ery card replacement

Fore.! Curre!"& Co!ver'o! Fee

+ransactions made in foreign currenciesmerchants or those  processed by foreign ac7uirers shall be automatically con"erted to Philippine Peso at the MasterCard currency con"ersion rate on the day the transaction is processed, plus a Foreign Currency Con"ersion Fee of 2);0< $hich is comprised of the MasterCard *ssessment Fee and ast!est (er"ice Fee)

* ;< ser"ice fee shall be charged on gaminggambling transactions andor transactions made at gaminggambling ;a$*l!. a!d ;a$!. Fee establishments, including the placement of $agers, purchase of  lottery tic5ets or other "alues in con6unction $ith any gaming or gambling acti"ities) Mul%#le Pa&$e!% Fee

Cardholders are allo$ed a maimum of three %3 payment

transactions in ast!est *ccredited Payment Channels posted $ithin a statement cycle) * P;0 fee $ill be charged for each ast!est Credit Card posted payment after the 3rd posted  payment transaction) Payments made in ast!est Payment Channels $ill not incur any charges) I!'%all$e!% Pre/Ter$!a%o! Pro"e''!. Fee

;< of the remaining principal balance or Php;00, $hiche"er is higher

Clo'ed Card A""ou!% Serv"e Fee

For Closed Card *ccounts $hich ha"e credit balances, the cardholder shall ma5e the appropriate arrangement $ith ast!est to collect the credit balance $ithin three %3 months from the date $hen the Card *ccount is closed) ther$ise, ast!est shall deduct from such credit balance a monthly ser"ice fee of Php200 to co"er for administrati"e costs incurred  by ast!est in maintaining the cardholder.s account)

M!$u$ Pa&$e!% Due Co$#u%a%o!

our (tatement of *ccount shall sho$ your Minimum Payment &ue composed of the follo$ing: %a past due amountA %b 3);< of your total statement balance inclusi"e of all fees and charges and monthly installments, if any, but eclusi"e of any unbilled installment amountA and %c any amount in ecess of your  credit limit) +he Minimum Payment &ue is the sum of %a, %b and %cA or Php200, $hiche"er is higher)

I!%ere'% C)ar.e Co$#u%a%o!

*t e"ery billing cycle, you ha"e the option to pay the total statement balance, the minimum payment due, or any amount in bet$een) *n nterest Charge $ill be imposed should you choose not to pay the +otal (tatement /alance on or before the  payment due date as set out in your (tatement of *ccount) +he nterest Charge is based on your *"erage &aily /alance %*&/ computed from transaction date for cash ad"ance, creditspayments and retail transactionsmonthly installmentsfees until the net cycle cut-off) *ny nterest Charge due but unpaid shall form part of the principal balance and $ill continue to earn nterest Charges)

D!ith options to pay *nnually, Euarterly or Monthly

CHINA BANK  

W)a% are %)e <ual,"a%o!' ,or a##l&!. ,or a C)!a Ba! Cred% Card= •

ou must be a resident of the #epublic of the Philippines



*ge re7uirement: o

o



 8on-&epositors: /et$een 21 to 4; years of age for PrincipalA at least 13 years of age for (upplementary China /an5 &epositors: /et$een 21 to ?0 years of age for PrincipalA at least 13 years of age for (upplementary

ross *nnual ncome: o

Php 120,000)00 for Prime

o

Php ;00,000)00 for Platinum

o

Php 1,000,000)00 for !orld



W)a% do"u$e!%a%o! do I )ave %o #rovde -)e! a##l&!. ,or a C)!a Ba! Ma'%erCard= +he follo$ing documents are re7uired:

1) Fully accomplished and signed China /an5 MasterCard application form) 2) Proof of dentification %*t least one alid Photo /earing o"ernment issued & = &ri"erGs 'icense, ((( &, +8 card, oterGs &, Hnified Multi-Purpose Card, Professional #egulation Commission %P#C &, ntegrated /ar of the Philippines &, Postal &, Philhealth &, 8ational /ureau of n"estigation %8/ Clearancerene$al card, Firearms 'icense card, /arangay Certification, Passport %PhilippineForeign, Police Clearance, *lien Certificate of #egistration %*C#, (( &, !!* &F! &, (eamanGs boo5, (eniorGs Citizen card, Certification& from 8ational Council for the !elfare of &isabled Persons %8C!&P 3) Proof of ncome a) For Pri"ate and o"ernment mployees, submit any of the follo$ing: 



'atest 3 monthsG salary payslip Certificate of mployment8otice of (alary ncreasemployment Contract



ther /an5 card %must be 12 months on boo5s

 b) For (elf-mployed(elf-employed Professional, submit all documents belo$: 

'atest ncome +a return %/# form 1?01



'atest *udited Financial (tatement



/usiness #egistration %&+(C

>) *dditional #egulatory #e7uirement a) 'atest ncome +a #eturn %/# form 2314 or 1?00  b) Proof of Current and Permanent *ddress %must be under the applicantGs name c) Proof of &ate of /irth, Place of /irth and 8ationality o

For 8on-mmigrants and mbassy employees, aside from re7uirements abo"e the follo$ing documents should also be submitted)

a) Photocopy of unepired passport or "isa  b) *lien Certificate of #egistration-Card %*C#C#

ASIA

UNITED BANK 

>o- -ll I *e <ual,ed %o aval o, %)e "ard=

'/'+: •

Must be 21 to ;; years old



Must ha"e a ross *nnual ncome %* of at least: o

I120,000 for mployed(alaried

o

I2>0,000 for (elf-employed and 'icensed Professional



f employed, must be on regular status $ith a registered CompanyCorporation for at least one %1 year 



f self-employed, must be in a registered business, operating profitably for at least one %1 year 



f a licensed professional, must be practicing for at least one %1 year 



Must ha"e a mobile phone and at least one %1 landline phone at either residence or office



Must ha"e an acti"e email address

W)a% do"u$e!%ar& re<ure$e!%' do I !eed %o 'u*$%= •

Copy of any go"ernment issued & $ith photo # employment &



ncome &ocuments: F# MP'& *PP'C*8+( %at least one of the follo$ing: o

'atest +# %Form 2314

o

Certificate of mploymentCompensation

o

'atest three %3 months payslip

F# ('F-MP'& *PP'C*8+(:

• • • •

o

+# %Form 1?0?, 1?01E

o

'atest Financial (tatements and

o

&+ #egistration %preferably under the card applicant.s name

>o- $u") ' %)e ,!a!"e?!%ere'% ")ar.e #er $o!%)= 2)@;< >o- $u") ' %)e a!!ual $e$*er')# ,ee= our *nnual Membership Fee is F# for life)

Sponsor Documents

Or use your account on DocShare.tips

Hide

Forgot your password?

Or register your new account on DocShare.tips

Hide

Lost your password? Please enter your email address. You will receive a link to create a new password.

Back to log-in

Close