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NATIONAL AFFAIRS

Land Acquisition, Rehabilitation and
Resettlement Bill, 2011
Bowing to agrarian States like Punjab and Haryana,
the Government has introduced in the Lok Sabha an
amended version of the Land Acquisition,
Rehabilitation and Resettlement Bill 2011, deleting
from it the previously proposed provision to impose
a blanket-ban on the acquisition of multi-cropped,
irrigated land.

The new Bill, which, as and when it is passed, will
replace the 117-year old Act of 1894 and will allow
acquisition of multi-cropped irrigated land as a "last
resort¨.

The Bill makes even the permission `as a last resort´
conditional by providing that an equivalent area of
culturable wasteland would have to be developed if
multi-crop land is acquired. In districts with net
sown less than 50 per cent of the geographical area,
not more than 10 per cent of the net sown area will
be allowed to be acquired.

The Bill states that the law will apply when the
government acquires land for its own use or with the
ultimate aim of transferring it for use of private
companies for stated public purpose or for
immediate and declared use by private companies
for public purpose.

The consent of 80 per cent project affected families
would have to be obtained prior to acquisition and
urgency clause has been limited to exigencies of
national defence, security and rehabilitation
following calamities.

The Bill also provides that any land, not used within
10 years for the purpose for which it was acquired,
will be transferred to the States' land bank and upon
every such transfer, 20 per cent of its appreciated
value will be shared with the original land owner.

The Bill, for the first time, ensures a comprehensive
compensation package for land owners and
livelihood losers. It proposes that market value
calculated for the land will be multiplied by a factor
of two in the rural areas.

Solatium will also be increased up to 100 per cent of
the total compensation. Where land is acquired for
urbanisation, 20 per cent of developed land will be
INTERNATIONAL AFFAIRS

Libya's new rulers lay a road map for polls
Libya´s National Transitional Council (NTC) has set
out steps leading to democratic elections monitored
by the UN within 18 months. The plan goes into
effect with a "declaration of liberation¨ which the
NTC has not defined precisely, though NTC
chairman Abdel Mustafa Jalil said the conditions for
such a declaration included the capture or death of
Muammar Gaddafi.

The NTC´s Constitution Declaration for governing
during the transitional period sets out the main
guidelines for the way the country is to be overseen
as it emerges from six months of war.

Libya is a democratic, independent State with
Tripoli its capital, Islam its religion, sharia, Islamic
law as the main source of legislation and Arabic as
its official language. The rights of minority groups
are guaranteed.

The State will establish a democratic political
system based on political and party pluralism
aiming for a peaceful, democratic transition of
power. All Libyans are equal before the law and are
not discriminated against because of religion, faith,
language, wealth, gender, ancestry, political views,
social status or tribal, group or family affiliation.

The NTC is the highest authority. It is made up of
representatives of local councils who are chosen to
reflect population density.

The NTC will be based in Tripoli and will appoint an
Executive Office, or interim government, consisting
of a head and members to run specific portfolios.
The Executive Office is responsible to the NTC for
implementing NTC policy.

After "declaring liberation¨, the NTC will move to its
headquarters in Tripoli and form a transitional
government within 30 days. Within 90 days of
declaring liberation, the NTC will issue legislation
about the election of a Public National Conference
(PNC), appoint an elections commission and call for
the election of the PNC.

The PNC will be elected within 240 days of the
declaration of liberation. It will consist of 200
elected members. The NTC will be dissolved at the
first meeting of the PNC. Within 30 days of its first
offered to the affected owners.

For SCs and STs affected by acquisition, protections
have been given. The Bill envisages additional
benefits of 2.5 acres of land to each affected SC/ST
family; one-time financial assistance of Rs 50,000;
25 per cent additional rehabilitation/resettlement
benefits for families settled outside the district.

raft Mining Bill
In a landmark decision that will impact the entire
mining and mineral-based industry in India, the
government has announced an overhaul of the law
governing the sector. The new framework will
introduce a benefit-sharing regime while laying down
the policy contours for leases given out by state
governments. The changes are aimed at dealing with
popular resistance to mining projects on the grounds
of corruption and adverse social and environmental
impact. The industry fears it will make mining
unattractive in the country.

The government plans to repeal the existing Mines
and Minerals (Development and Regulation) Act,
1957 and instead place a new Bill in Parliament in
the Winter session. To tackle illegal mining, the Bill
proposes punitive action, as well as creation of
special courts at the state level for speedier disposal
of cases.

It will also make it compulsory for all non-coal
mining companies to share an amount equal to their
royalty payment to State governments for the
benefit of project-affected people. In the case of coal
companies, the amount will be equal to 26 per cent
of their profit. This will directly impact purely mining
companies like Coal India, Sesa Goa and NMDC, as
well as companies like Tata Steel, SAIL, NTPC and
RPower that have captive mines associated with
their projects. Besides, it will increase the cost of
companies into the businesses of cement, aluminium
and other mineral-based produce.

The industry had opposed the benefit-sharing
proposal, saying it would squeeze their margins. In
the case of coal, the effective rate of taxation will
rise to 61 per cent from 43 per cent at present. On
iron ore, it will increase to 55 per cent from 43 per
cent.

Industry also sees the proposal would create
problems for existing mines where affected persons
are not easily identifiable. Besides, the increased
meeting, the PNC will appoint a PM who will
nominate his government which will become an
interim government.

The PNC will appoint a Constituent Authority for
drafting a constitution which should submit a draft
constitution to the PNC within 60 days of its first
meeting.

The PNC will approve the draft constitution and will
put it to a referendum within 30 days. If it is
approved by a two-thirds majority, the Constituent
Authority will endorse it as the constitution, and it
will be ratified by the PNC. If it is rejected, the
Constituent Authority will have to re-draft it and put
it to a referendum again within 30 days.

The PNC will issue a general elections law in line
with the constitution within 30 days and a general
election will be held within 180 days of the
declaration of the laws.

Euro zone debt crisis
The 17 nations sharing the euro are in deep crisis,
saddled with massive debts and weakened by
political division over how to find a way out, just as
the world economy flirts with another downturn.

With the euro introduction in 1999, unified interest
rates allowed members to borrow heavily. Bonds
issued by southern European nations were taken to
be as safe as German ones. Money flowed into
Greece. Spain and Ireland had realty booms.

The bursting of the housing bubble in the US and
Europe in late 2007 dealt the first blow to the Euro
zones aura of invincibility. Then, in late 2009, when
a new Greek government found that its predecessor
lied about its borrowings and had run up huge
debts, the revelation provoked a drastic loss in
investor confidence that spread across the currency
bloc.

Euro zone politicians were slow to react and
nervous investors who began pulling their money
out of the country and demanding punitive interest
rates on its debt. Larger Euro zone economies and
the IMF extended Athens an emergency credit line
in May 2010, but by then Greece´s finances had
destroyed the illusion that all Euro zone members
were equal. Investors quickly turned on the weaker
economies of Portugal and Spain, driving up
borrowing costs.
revenues collected with District Mineral Development
Fund will be frittered away as the absorptive
capacity does not exist.

Though mining activities are controlled by the
States, the Centre´s overarching legislation, MMDR
Act, set the rules of the game.

Apart from compensating the project-affected people
through profit-sharing and royalty, the new Bill also
obligates mining companies to pay a Central cess
equivalent to 2.5 per cent of excise or customs duty.
The activities of an independent National Mining
Tribunal and National Mining Regulatory Authority at
the Central level, and the expenditure involved in
the capacity building of the Indian Bureau of Mines
would be met from the cess levy. Besides, there will
be a State cess of 10 per cent of total royalty.

The Bill also had punitive provisions to prevent
illegal mining. The new Bill would introduce a better
legislative environment for attracting investment and
technology into the mining sector.

'isit of Prime Minister Manmohan Singh to
haka
On September 6, 2011, India and Bangladesh signed
a slew of agreements and resolved their long-
standing boundary dispute, but failed to ink any
water-sharing deal.

Upset at India backing out of the Teesta water-
sharing treaty at the eleventh hour, following West
Bengal Chief Minister Mamata Banerjee´s refusal to
endorse the accord, Bangladesh retaliated by holding
back the big-ticket transit treaty that would have
given the North-Eastern States in India easier and
faster access to the rest of the country.

Prime Minister Manmohan Singh, who arrived at
Dhaka on a two-day visit, sought to calm down
tempers in Bangladesh over the Teesta controversy
by telling Sheikh Hasina that the two sides would
continue discussions on water-sharing accords to
reach a mutually acceptable, fair and amicable
arrangement for the sharing of Teesta and Feni river
waters.

Prime Minister Singh also announced that India
would provide duty-free access to 46 textile "tariff
lines¨ as requested by Bangladesh. He said the two
countries would also improve border infrastructure
that would facilitate Bangladesh´s exports to India

Massive losses at banks in Ireland´s stemming from
the housing bubble forced Ireland to take a bailout
six months after Greece; uncompetitive Portugal
then followed in May 2011.

Still, Euro zone leaders missed another chance to
reassure markets. Reluctance in Germany to fully
commit to helping member States meant the
rescues did not constitute an effective firewalls.

To get out of the crisis some European politicians
and economists say euro zone States should
consider issuing bonds jointly underwritten by all
countries in the bloc. The bonds would create a
common interest rate for the bloc and allow weaker
States to access markets at reasonable rates. But
implementation of such an idea could take years
and there is fierce opposition to the idea in
Germany.

More immediate solutions include sorting out weak
banks and helping economies where growth has
been hit by budget-cutting measures, weakening
government finances.

The central bank could also increase its program of
buying Italian debt to contain the widening spreads
over German benchmark bonds, but the bank is
divided and the scheme has already prompted ECB
chief economist Juergen Stark to resign in protest.

The risk of a collapse of the euro or even of the
European Union itself could eventually force
Germany, the EU´s pay master, to do whatever it
takes to back weaker Euro zone nations, whether it
be with the ECB intervening in markets to buy
riskier debt or providing more funding to
recapitalize European banks. But for now, European
politicians seem more divided than ever,
particularly on issues such as budget sovereignty.
Even countries central to the European project,
such as the Netherlands, are increasingly wary.

Swiss set exchange rate cap on soaring franc
The Swiss National Bank (SNB) shocked markets on
September 6, 2011, by setting an exchange rate
cap on the soaring franc to stave off a recession,
and discouraging investors anxious about flagging
global growth from using the currency as a safe
haven. Using some of the strongest language from
a central bank in the modern era, the SNB said it
would no longer tolerate an exchange rate below
and provide it greater opening to India and other
neighbouring countries. India would supply bulk
power to Bangladesh by connecting its national
grids.

The outstanding issues addressed in the boundary
accord include: un-demarcated land boundary in
three sectors, viz Daikhata-56 (West Bengal),
Muhuri River-Belonia (Tripura) and Dumabari
(Assam); (ii) enclaves; and (iii) adverse
possessions. The un-demarcated boundary in all
three segments has now been demarcated. The
status of 111 Indian enclaves in Bangladesh with a
population of 37,334 and 51 Bangladesh enclaves in
India with a population of 14,215 has been
addressed. The issue of Adversely Possessed Lands
along the India-Bangladesh border in West Bengal,
Tripura, Meghalaya and Assam has also been
mutually finalised.

Other highlights of the visit were: Agreement on
development programmes, MoU on renewable
energy, Pact on overland transit traffic between
Nepal and Bangladesh, MoU on conservation of
Sundarban, Protocol on conservation of Royal Bengal
Tiger, Cooperation between Dhaka University and
JNU, Delhi, Understanding on promoting fisheries,
Cooperation between Doordarshan and Bangladesh
TV, MoU between NIFT, New Delhi, and the BGMEA
Institute of Fashion Technology, Bangladesh.

hina warns against oil exploration in 'ietnam
India and China appear to be on a collision course
over Beijing´s objection to ONGC Videsh Limited´s
(OVL) plans to undertake oil exploration in two
Vietnamese blocks in the South China Sea.

"Our cooperation with Vietnam or any other country
is always as per international laws, norms and
conventions,¨ External Affairs Ministry spokesman
Vishnu Prakash told reporters here, virtually
dismissing Beijing´s objection.

According to a Chinese Foreign Ministry
spokesperson, China enjoyed indisputable
sovereignty over the South China Sea and, without
directly referring to India, asked all countries to
refrain from oil exploration in maritime areas offered
by Vietnam.

New Delhi said the OVL had been in Vietnam for
quite some time in offshore oil and natural gas
exploration field and was in the process of further
1.20 francs to the euro and would defend the target
by buying other currencies in unlimited quantities.

The move immediately knocked about eight per
cent off the value of the franc, which had soared by
a third since the collapse of Lehman Brothers in
2008, as investors used it as a safe haven from the
euro zone´s debt crisis and stock market turmoil.

Analysts said that the SNB should be able to defend
1.20 as it can print unlimited francs but that long-
term success depended on efforts to deal with the
euro zone´s debt problems.

The move was seen as a new shot in the currency
wars, with Japan expected to try to weaken the yen
if the Swiss action diverts more safe-haven inflows
into the currency.

Earlier also, in 1978, the SNB had set a formal
exchange rate target-above 0.80 francs per
German Mark-when the franc was soaring in the
aftermath of an oil crisis, and successfully defended
that rate, but at the price of soaring inflation.

The strong franc had started to dampen exports,
hurting companies like specialty chemicals maker
Clariant AG which cut its 2011 sales target, while
the tourism sector was also suffering as foreign
visitors started staying away.

The SNB step will also help economies in eastern,
with two-thirds of mortgages in Hungary and about
half of Poland´s denominated in Swiss francs.

EU plan on emission trading opposed
India and 25 other countries including the US,
China, Russia and Brazil, have opposed the
European Union´s plan to include aviation under its
emission trading scheme (ETS) and impose
emission charges on airlines flying into the region
starting 2012.

The non-EU ICAO members have termed as
"unilateral¨ the imposition of EU Emissions Trading
Scheme (EU-ETS), saying it was "inconsistent with
applicable international law¨.

The EU move would lead to a hike in air fares on
these flights as the airlines, which would be paying
the ETS charges, would pass them to their
customers.

expanding its operations. Essar, a subsidiary of
Essar Oil Ltd, has also been awarded a gas block in
Vietnam.

India said it supported freedom of navigation in the
South China Sea and hoped all countries would abide
by the 2002 Declaration on the Conduct of Parties in
the South China Sea.

The Indian spokesman explained that cooperation in
the field of energy, hydrocarbon and renewable
energy was an important facet of India-Vietnam
relations. Of the nearly 400 million dollars worth of
investments by India in Vietnam, the OVL alone had
made investments to the tune of about 225 million
dollars.

India´s stand is apparently guided by Vietnam´s
claim that it had the rights over the two blocks
under the 1982 UN Convention on the Law of the
Seas. With claims over the entire South China Sea,
China is engaged in running disputes with several
members of ASEAN and Japan. China and Vietnam,
besides the Philippines, had a major spat over the
issue recently after Chinese maritime vessels
stopped exploration activities in the waters they
claims as theirs.
The EU-ETS, also known as the European Union
Emissions Trading System, is the largest multi-
national emissions trading scheme in the world.

Under the EU-ETS, large emitters of carbon dioxide,
including airlines, within the EU must monitor and
annually report their carbon dioxide emissions.
They are obliged every year to return an amount of
emission allowances to the government that is
equivalent to their carbon dioxide emissions in that
year.

US links Pakistan to Haqqani network
The US has evidence linking the Pakistan
government to the Haqqani network, which was
behind this attack on the American embassy in
Kabul, in September 2011, according to US
Ambassador to Pakistan Cameron Munter.

A "lot of work¨ is needed to put Pakistan-US ties
back on track and Islamabad must sever its links
with militant groups like the Haqqani network,
Munter said in a wide-ranging interview with `Radio
Pakistan´.

Munter´s remarks came close on the heels of a
warning from Defence Secretary Leon Panetta that
the US would retaliate against attacks on its forces
in Afghanistan by Pakistan-based militants.

US Vice-President Joe Biden too has criticised
Pakistan as an unreliable ally in the war against
terrorism.

Pakistan has angrily rejected the US
administration´s charges, saying such accusations
were "out of line¨ with ongoing counter-terrorism
cooperation between the two sides.

US declares Indian Mujahideen a terror entity
The United States has designated Indian
Mujahideen, which has claimed responsibility for
many terrorist attacks inside India, including the
most recent bombings in Mumbai and New Delhi, as
a global terrorist organization with links to Pakistan.

In a surprising move, the US State department also
clearly and bluntly identified and cited the terrorist
group´s significant links to Pakistan, despite the
efforts of some analysts in Washington and leaders
in India to attribute an entirely indigenous hue to
the group and its attacks.

IM maintains close ties to other US-designated
terrorist entities, including the Pakistan-based
Lashkar-e-Taiba, Jaish-e-Mohammad and Harakat
ul-Jihad-i-Islami. IMs stated goal is to carry out
terrorist actions against non-Muslims in furtherance
of its ultimate objective of an Islamic Caliphate
across South Asia.

Business News

The Securities and Exchange Board of India
(SEBI) has notified a new take-over rule under
which an entity buying 25% stake in a listed
company will have to mandatorily make an
open offer to buy an additional 26% shares
from the public.

SabMiller Plc (SAB), the world´s second biggest
brewer by volume, has agreed to acquire
Foster´s Group Ltd (FGL) in a $10.2-bn deal.

Hospital chain Fortis Healthcare (India) Ltd
has decided to buy Singapore-based sister firm
Fortis Healthcare International, in a move to
bring all of the group´s health businesses under
one company.

Prime Minister Manmohan Singh has selected
Anil Ambani, Chairman of Anil Dhirubhai
Ambani Group (ADAG) to head the ambitious
India-China CEO Forum. The Forum aims to
achieve $100 billion worth of two-way trade by
2015. The CEOs Forum was announced during
the visit of Chinese Prime Minister Wen Jiabao
to India in December 2010.

Mahindra & Mahindra has launched its new
global sport utility vehicle, XUV500 in India and
South Africa. This is M&M´s first global offering
with significant inputs in styling and
development taken from customers across the
globe.

Marking its re-entry into India, French auto
major PSA Peugeot Citroen has inked an MoU
with the Gujarat government to set up an
integrated manufacturing facility at Sanand,
near Ahmedabad, at an investment of Rs 4,000
crore.

India's largest retailer, the Future Group, has
entered into an agreement with Himachal
Pradesh government for providing direct market
linkages to the State´s agricultural produce.

ahoo!, AOL and Microsoft have created an
unusual partnership in which they will sell ads
for one another. The move represents an effort
to challenge Google, which dominates the
search advertising market.

In the first public-private participation in
defence sector, Pipavav Defence anfd Offshore
Engineering Company (earlier Pipavav
Shipyard) has entered into a joint venture with
Mazagon Dock to build warships for the Indian
Navy.

French car maker Renault has launched its
premium sports utility vehicle `Koleos´ in India.

O OU KNOW

AdAsia, the Asian Advertising Congress, has
come back to India after eight years. It will be
held in New Delhi from October 30 to
November 3, 2011.

National 'oluntary Blood Donation Day is
celebrated on October 1.

International ay of Older Persons is
celebrated on October 1.

World Heart ay is celebrated on September
29.

TRAI has renamed the National Do Not Call
list as the National Consumer Preference
Registry.

India's first "Bamboo Museum¨ is located at
the Institute of Himalayan Bio-resource
Technology (IHBT) in Palampur, Himachal
Pradesh. The museum happens to be the
largest bamboo structure in India. It has been
built by the Uttarakhand Bamboo Board at a
cost of Rs 65 lakh.

SLINEX-II was the joint Indo-Lankan naval
exercise held at the Trincomalee navy base,
275 km east of Colombo, in September 2011.

ammu & Kashmir has become the first
State of India to get "MY Stamp¨ by which
people will get personalised stamps with their
photographs on these.

Uttarkhand's Tehri district is all set to
become the first Himalayan site to host a wind
energy farm, which is being set-up on a hill
top in Bachhelikhal.

The Food Safety and Standards Authority of
India (FSSAI), the regulatory body which
makes rules for food safety, has
recommended the use of Stevia, a natural
sweetener, for use in carbonated water, soft
drink concentrates, chewing-gums and table-
top sweeteners.

A 69 cm tall college student of USA,
Bridgette Jordan, 22, has been declared as
the world´s shortest woman by Guinness Book
of World Records.

Goldplus is the world´s first pure gold
jewellery car. It has been made jointly by
Tata Motors and Titan Industries, on a Nano
car platform, to celebrate 5,000 years of
Indian jewellery

In a tribute to Indian soldiers, the
municipality of Haifa, Israel, has decided to
include the stories of their valiant efforts in
liberating the city during the First World War
in Israeli school curricula, as part of the
history textbooks.

India and hina launched their first
economic dialogue in end-September. Montek
Singh Ahluwalia, deputy chairman of Planning
Commission, led the strategic dialogue from
Indian side, with an aim to increasing Indian
investment in China and addressing the
burgeoning trade deficit.

The annual Global Competitveness Report
(GCR) of the World Economic Forum (WEF)
has ranked Switzerland as the most
competitive country globally. Singapore is the
second most competitive country. China is
ranked 26, while India is ranked 56th. India
has fallen 5 notches since 2010.

International Literacy Day is celebrated on
September 8.

The University of Cambridge has retained its
premier status in the QS World University
Rankings, beating Harvard for the second
year. MIT was ranked third and Yale
University fourth. The University of Oxford
ranked fifth.

On September 16, 2011, Reserve Bank of
India (RBI) raised the repo rate (the rate at
which it lends to the bank) and the reverse
repo rate (the rate at which it borrows from
the banks) by 25 basis points each (100 basis
points equals one per cent). These now stand
at 8.25 per cent and 7.25 per cent,
respectively.

Former atomic energy commission chairman
Anil Kakodkar has been made head of the
high-level committee to review railway safety.

In 2011 Delhi is celebrating 100 years of
completion.

As per data compiled on participation of
women in the Parliaments, by Inter-
Parliamentary Union (IPU), a group of 154
national Parliaments across the world, India
ranks 100th, with just 10.8 per cent women in
the Parliament. The highest representation of
women is in Rwanda (56.3%), followed by
Sweden (46.4%) and South Africa (44.5%).
The lowest-nil-is in Saudi Arabia, Solomon
Islands and Tuvalu. In South Asia, Nepal is
best placed at 17th rank, with 33.2% women
in Parliament, beating Germany which stands
at rank 18th. Also ahead of India are
Singapore, Pakistan and China, at 44th, 49,th
and 55th levels, respectively.

Health Insurance portability service, which
would allow policy holders to switch insurers,
is all set to to be implemented from October
1, 2011.

Shooter Abhinav Bindra and cricketer M.S.
Dhoni have been conferred the honorary rank
of Lt. Colonel in the Indian Army.

The Union government has decided to reduce
the lock-in period of investment by FIIs in
long-term infra bonds to one year.






ABBRE'IATIONS
PAK-FA: Prospective Airborne Complex of Frontline Aviation.

AWARS
Shanti Swarup Bhatnagar Awards
Eleven scientists have been selected for the prestigious Shanti Swarup Bhatnagar Prize for Science and
Technology, 2011. First given in 1958, the country's highest award in science is named after the founder
director of CSIR, Shanti Swarup Bhatnagar. It is given to a scientist up to 45 years of age and carries a prize
of Rs 5 lakh.

The winners include Amit Prakash Sharma of International Centre for Genetic Engineering and
Biotechnology, New Delhi and Rajan Sankaranarayanan of Centre for Cellular and Molecular Biology,
Hyderabad for the biological sciences category. In the chemical sciences category, Balasubramanian
Sundaram of Jawaharlal Nehru Centre for Advanced Scientific Research, Banglore and Garikapati N have
won the award.

The award for earth, atmosphere, ocean and planetary sciences category went to Shankar
Doraiswamy of National Institute of Oceanography, Goa. In the engineering sciences category,
Sirshendu De of IIT, Kharagpur and Upadrasta Ramamurty of Indian Institute of Science (IISc), Banglore,
were given the award. Mahan Maharaj of Ramakrishna Mission Vivekananda University, Howrah and Palash
Sarkar of Indian Statistical Institute, Kolkata were picked for the award in mathematical sciences
category.

In the medical sciences category, Kithiganahalli N Balaji of IISc, Banglore, was nominated while the
award for physical sciences category went to Shiraz Minwalla of Tata Institute of Fundamental Research,
Mumbai.

nanpith Award, 2009 & 2010
Eminent Hindi authors Srilal Shukla and Amar Kant have been chosen for Jnanpith award 2009. Renowned
Kannada litterateur Chandrasekhar Kambar has won it for the year 2010.

For most readers in Hindi, Srilal Shukla's name is synonymous with Raag Darbari, the novel that made
reading Hindi books fashionable. The novel was translated into English by Gillian Wright, to introduce English
readers to the hard-hitting satire of the Hindi hinterland.

A former IPS officer later inducted into IAS, Srilal Shukla (born 1925) authored about 25 books, important
among which are Makaan, Sooni Ghaati Ka Sooraj, Pehla Padaav, Ahyatvas and Bisrampur Ka Sant. He also
wrote a detective novel titled Aadmi Ka Zahar, which was serialised in the weekly magazine Hindustan. He
has already been conferred with the Sahitya Akademi Award, Vyas Samman and Padma Shree (2008).

Amar Kant, who shares his year of birth with Shukla, is the author of Inhin Hashiyon Se, that earned him
Sahitya Akademi Award (2007). At one time, fighting penury, Kant was willing to sell his Akademi Award.
His short stories like Hatyare, Dopahar Ka Bhojan and Diptee Collector were part of syllabi in several Indian
universities. Kant also authored Sukha Patta, Kale Ujale, Beech Ki Deewar and Desh Ke Log.

Kambar, who has won the Jnanpith for the year 2010, is a novelist and playwright. His noted works include
Takararinavaru, Saavirada Neralu, Chakori (poetry collection) and Harakeya Kuri (plays). He is also a
recipient of Sangeet Natak Akademi and Sahitya Akademi awards.

EFENE
Stealth fighter PAK-FA
Hindustan Aeronautics Limited expects an indigenous fight-generation stealth fighter aircraft to be inducted
into the Indian Air Force (IAF) in about six years. The aircraft, called PAK-FA, is being developed with
Russia.

Russian aircraft manufacturer Sukhoi has unveiled PAK-FA, also dubbed as the T-50, which will be the base
variant for developing a version that specifically caters to Indian requirements.

PAK-FA is a Russian acronym for Prospective Airborne Complex of Frontline Aviation and its designers have
claimed that it is comparable to the F-22 Raptor, US Air Force's latest fighter.

A joint venture company on the lines of cruise missile manufacturer BrahMos will be set up for the purpose.
HAL's contribution will include fuselage composites, flight software, including the mission computer,
navigation systems, avionics and cockpit displays and counter-measure dispensing systems.

Unlike the Russian version, the Indian aircraft will be a two-seater aircraft, which will involve limited re-
designing of the fuselage, wings and control surfaces that will be undertaken by HAL. The project had kicked
off in 2007.

Amphibious vessels to strengthen Indian navy
The Union government has cleared the Rs 2,176-crore acquisition of eight specialised vessels or LCUs
(landing craft utility), capable of "hard beaching" on enemy shores, to boost the countryís amphibious
warfare and island protection capabilities. The LCUs will help in swiftly transporting thousands of troops,
heavy weapon systems and infantry combat vehicles over long distances to take the battle right to the
enemy mainland.

The vessels will be built by the Kolkata-based Garden Reach Shipbuilders and Engineers Ltd.

The LCUs are likely to be based at India's first and only regional "theatre command", the strategically-
located Andaman and Nicobar Command (ANC). With additional airstrips, OTR (operational turn around)
bases and jetties, ANC is slowly being transformed into a major amphibious warfare hub. A strong military
presence in the 572-island archipelago is considered imperative to counter China's strategic moves in the
Indian Ocean, as well as ensure security of the sea lanes converging towards Malacca Strait.

N-ENERG
BAR develops spent fuel automation system
The Bhabha Atomic Research Centre has designed and developed the first of its kind advanced automation
system for transferring spent fuel bundles of pressurised heavy water reactors for nuclear reprocessing
plants. Introduction of this automation system for reprocessing plant is aimed at transferring the fuel
bundles directly from fuel handling area (FHA) of storage pool to the dissolver cell in an automated way,
without the necessity of using charging cask. This contributes in eliminating dependency on skilled
manpower and thus reduction of man-rem (radiation dose) consumption by workers.

The system design is such that it can easily be adopted to handle fuel from 220 MW PHWR as well as from
550 MW/700 MW with minimum changes. Provision has also been kept for manual changing of spent fuel in
case of non-availability of automation system.

The spent fuel bundles from nuclear power reactors are stored under water at reactor site. After allowing it
to cool down for a given period, the bundles from the reactor site are transferred to underwater storage
facility at the nuclear fuel reprocessing plant site.

PERSONS
Pataudi, Mansur Ali Khan
Mansur Ali Khan Pataudi, India's youngest-ever Test captain, also known in the cricketing fraternity as
"Tiger" Pataudi, died on September 22, 2011.

Born on January 5, 1941 in Bhopal, the right-handed batsman made his debut for India at the age of 21 in a
drawn match against England here in 1961. In a career spanning almost two decades, he played a total of
46 Test matches.

In 1964, Pataudi was bestowed the Arjuna Award before being honoured with a Padma Shri in 1967. A star
not just on field but off it too, Pataudi married the then reigning queen of Indian cinema Sharmila Tagore in
1969 and the glamorous couple had three children - Saif Ali Khan, Soha Ali Khan and Saba Ali Khan.

PROETS
NTP to set up first overseas power plant in Sri Lanka
State-run power producer NTPC will set up a 500-Mw coal-based power plant in Sri Lanka by 2016, which
will mark its foray into the overseas market. The unit will come up at Sampur in Trincomalee at an
estimated cost of Rs 3,150 crore.

A joint venture agreement to this effect was signed between NTPC and the Ceylon Electricity Board (CEB).
The Sri Lankan government will give land for the project on a long-term lease. Coal for the project will be
imported and supplied by Lanka Coal Company (LCC) and the power generated will be supplied to the CEB.

RESEARH
Scientists find way to "disarm" AIS virus
Scientists have found a way to prevent HIV from damaging the immune system and say their discovery may
offer a new approach to developing a vaccine against AIDS.

Researchers from the United States and Europe, working in laboratories on the human immunodeficiency
virus (HIV), found it is unable to damage the immune system if cholesterol is removed from the membrane
of the virus.

HIV takes its membrane from the cell that it infects, the researchers explained in their study. This
membrane contains cholesterol, which helps keep it fluid and enables it to interact with particular types of
cell.

Normally, a subset of immune cells, called plasmacytoid dendritic cells (pDCs), recognise HIV quickly and
react by producing signalling molecules called interferons. These signals activate various processes which
are initially helpful, but which damage the immune system if switched on for too long.

Scientists have now found that if cholesterol is removed from HIV's envelope, it can no longer activate
pDCs. As a result, T cells, which orchestrate the adaptive response, can fight the virus more effectively.

The team now plans to investigate how to use this way of inactivating the virus and possibly develop it into
a vaccine.

Usually when a person becomes infected with HIV, the body's innate immune response puts up an
immediate defence. But some researchers believe HIV causes the innate immune system to overreact. This
weakens the immune system's next line of defence, known as the adaptive immune response.

AIDS kills around 1.8 million people a year worldwide. An estimated 2.6 million people caught HIV in 2009,
and 33.3 million people are living with the virus.

Neutrinos make light of Einstein's theory of relativity
Albert Einstein's 1905 theory of relativity is one of the most fundamental pillars of physics -- but now
scientists say his conclusion that nothing can travel faster than light could be proved wrong.

Scientists at the European Organisation for Nuclear Research, or CERN, the world's largest physics
laboratory say they have recorded sub-atomic particles, known as neutrinos, travelling faster than the speed
of light.

CERN says as part of its "OPERA" experiment, a neutrino beam fired from a particle accelerator near Geneva
to a lab 730 km away in Italy travelled 60 nanoseconds faster than the speed of light. It revealed that
neutrinos travel at a velocity of 20 parts per million above the speed of light.

Scientists calculated the margin of error at just 10 nanoseconds, making the difference statistically
significant.

If the findings are correct, it would force a major rethink of the fundamental laws of nature, including how
the universe works.

Einstein's theory states that energy is equal to mass multiplied by the speed of light squared, so firing an
object faster than that would require an infinite amount of energy.

World's Smallest Electric Motor
Chemists at Tufts University's School of Arts and Sciences have developed the world's first single molecule
electric motor, a development that may create a new class of devices applicable to sectors like medicine to
engineering.

In a report published in Nature Nanotechnology, the Tufts team reported an electric motor only one
nanometer across -- groundbreaking work, considering the current world record is a 200-nanometer motor.
A single strand of human hair is about 60,000 nanometers wide.

E Charles H Sykes, associate professor of chemistry at Tufts and senior author of the paper, says, "There
has been significant progress in the construction of molecular motors powered by light, and by chemical
reactions. But this is the first time electrically-driven molecular motors have been demonstrated, despite a
few theoretical proposals -- we have been able to show one can provide electricity to a single molecule and
get it to do something that is not just random."

Sykes and his colleagues were able to control a molecular motor with electricity by using a state-of-the-art,
low-temperature scanning tunneling microscope (LT-STM), one of about only 100 in the United States. The
LT-STM uses electrons instead of light to 'see' molecules. The team used the metal tip on the microscope to
provide an electrical charge to a butyl methyl sulfide molecule placed on a conductive copper surface. This
sulfur-containing molecule had carbon and hydrogen atoms radiating to form what looked like two arms,
with four carbons on one side and one on the other. These carbon chains were free to rotate around the
sulfur-copper bond.

While there are foreseeable practical applications of this electric motor, breakthroughs would need to be
made in the temperatures at which electric molecular motors operate. The motor spins much faster at
higher temperatures, making it difficult to measure and control the rotation of the motor.

SPAE RESEARH
Looking inside the moon
More than 100 spacecraft have been to the moon, including six with U.S. astronauts, but one key piece of
information about Earth's natural satellite is still missing --nwhat's inside.

Learning about the interior of the moon is the primary goal of a new NASA mission called Gravity Recovery
and Interior Laboratory, or GRAIL, which was launched on September 8, 2011.

Overall, the moon has about one-sixth the gravity of Earth, but it is not evenly distributed. On the moon, a
mountain actually might be a molehill, gravitationally speaking.

Likewise, gravity maps of lunar flat lands show unexplained pockets of extra heft, an indication of
subterranean deposits or structures. Learning the interior structure of the moon is considered critical to
piecing together the story about what happened to the moon since its formation some 4.5 billion years ago.

Scientists believe the moon's building blocks were large chunks of debris jettisoned from Earth after a
collision with an object as big as Mars. In addition to un-ravelling the moon's history, GRAIL scientists
expect to extrapolate their findings to other rocky bodies, both in our solar system and eventually to those
beyond.

The two spacecraft will take a long, slow journey to the moon, arriving on December 31 and January 1. After
a few months to manoeuvre into the proper orbit, the pair will spend 82 days flying over the lunar poles,
linked by radio waves.

When one spacecraft flies over a region of higher gravity, it will speed up, momentarily changing the
distance between itself and its sibling probe. Less dense regions likewise will affect the satellites' positions.
Using the radio waves as a ruler, changes as tiny as a micron -- the width of a red blood cell -- can be
detected.

With gravity maps in hand, scientists can then use computer models and data from other lunar missions to
determine whether the moon's core is solid, liquid or a combination of the two, and what elements it
contains.

MISELLANEOUS
Asterix creator retires after 52 years
Albert Uderzo, co-creator of one of France's greatest comic book heroes, Asterix the Gaul, has decided to
hang up his pen at the age of 84. The Italian-born artist, who dreamt up the indomitable warrior with his
scriptwriter friend Rene Goscinny in 1959, said he was "a bit tired" after 52 years of drawing and that it was
time to hand over his creation to younger talent.

The announcement came on the day publishing house Hachette celebrated the sale of 350 million Asterix
books around the world, making the diminutive hero one of France's biggest-selling exports.

Asterix and his jovial sidekick Obelix first appeared in print in October 1959, and their adventures fighting
the Roman invaders have since been translated into over 100 languages.




SPORTS NEWS IN BRIEF: SEPTEMBER 2011
ARHER
Indian team creates history
The Indian women Recurve archers created history by becoming the world champions
during the World Cup at Shanghai. The trio of Deepika Kumari, Bombayla Laishram
Devi and Chekrovol Swuro defeated Italy by a huge margin of 11 points.

The men's Compound archers lost in the final to USA. The team -- consisting of Jignas
Chittibomma, Rtan Singh Khuraijam and Chinna Raj Srither -- won it's first-ever medal
in the world cup series.

ATHLETIS
National Open Athletics hampionships, 51st
The championships were held in Kolkata. Sadly, not one of the India's elite athletes
achieved the Olympic qualifying standards. Defending champions Railways, with 17
gold, 13 silver and 8 bronze medals, kept their stranglehold over the team
championship. They finished way ahead on second-placed ONGC.

BASKETBALL
Asian hampionship
China defeated Jordan 70-69 to win the championship and secure a berth to the 2012
London Olympics.

RIKET
Sri Lanka-Australia Test Series
Australia clinched the Test series 1-0 after resurgent skipper Michael Clarke led from
the front to snatch a draw in the third and final Test. Australia had won the first Test
by 125 runs and the second Test ended in a rain-affected draw.

England-India OI Series
India signed off their nightmarish tour of England without a win as they lost the last
ODI by six wickets and the five-match series 3-0. Captain Alastair Cook led from the
front as England won the second ODI by seven wickets. The first ODI had to be
abandoned due to rain. In the third ODI England defeated India by three wickets. The
fourth ODI ended in a tie due to rain interruptions.

I Awards, 2011
ICC Cricketer of the Year: Jonathan Trott (England)
Test Cricketer of the Year: Alastair Cook (England)
ODI Cricketer of the Year: Kumsr Sangakkara (Sri Lanka)
Spirit of Cricket Award: M.S. Dhoni ( India)
Emerging Player of the Year: Devendra Bishoo (West Indies)
ICC Women's Cricketer of the Year: Stefanie Taylor (West Indies)
T20 International Performance of the Year: Tim Southee (New Zealand)
Umpire of the Year: Aleem Dar (Pakistan)

FOOTBALL
Federation up
Salgaocar defeated East Bengal 3-1 to win the Federation Cup.

GOLF
Solheim up
Europe regained the Solheim Cup for the first time since 2003 after a dramatic 15-13
final day victory over USA.

HOKE
Gurmeet Singh Memorial Trophy
Indian Oil Corporation (IOC) defeated Punjab & Sind Bank 5-2 to win the tournament.

Asian hampions Trophy
India defeated Pakistan 4-2 in a penalty shoot-out to win the Asian Champions trophy.
The tournament was held in Ordos, in northern China's inner Mongolia.

TENNIS
US Open, 2011
en's Singles: Djokovic battled back problems but used his superior return game,
defense and speed to play with confidence to defeat the 10-time Grand Slam champion
Nadal, 6-2, 6-4, 6-7 (3), 6-1, to win his first career US Open crown and fourth Grand
Slam title.
Women's Singles: Samantha Stosur stunned three-time champion Serena Williams
6-2, 603 to win the title.
en's Doubles: Jurgen Melzer (Austria) and Pilipp Petzschner (Germany)
Women's Doubles: Vania King (USA) and Yaroslava Shvedova (Kazakistan).
ixed Doubles: Melanie Oudin (USA) and Jack Sock (USA).



EVENTS; APPOINTMENTS; ETC.: SEPTEMBER 2011
APPOINTE ELETE Etc.
Helle Thorning-Schmidt: She has been elected as the first woman Prime Minister of
Denmark.
B.. Khandure: He has been elected as the Chief Minister of Uttarkhand.
RESIGNE
ustice Soumitra Sen: Judge of Calcutta High Court. He resigned to avoid ignominy
of becoming the first judge to be impeached by the Parliament. The Rajya Sabha had
passed the motion making him the first judge to have been impeached by the Upper
House. Following his resignation the Lok Sabha decided to drop the impeachment
proceedings.
IE
Wangari Maathai: The first African woman recipient of Nobel Peace Prize. She was
71.
Mansur Ali Khan Pataudi: Former captain of India´s cricket team and husband of
Hindi film actress Sharmila Tagore. He was 70.
ehangir Sabavala: One of India´s most elegant artists who painted in a style that
was influenced by cubism and impressionism. He was 89.
Gautam Rajadhyakasha: Celebrity photographer who became famous for his candid
portrayals of Hindi film stars from Durga Khote to Aishwarya Rai. He was 61.
E'ENTS
SEPTEMBER
3¬In its effort to bring lasting peace in Assam, the Union government signs an
agreement with the banned ULFA to end violence the the troubled State and set the
ball rolling for peace talks. The suspension of operation (SoO) pact will ensure that the
outfit will not carry out any subversive activities till finding a political solution to the
vexed insurgency problem. The security forces will also not take any action against
ULFA cadres.
6¬India and Bangladesh resolve their long-standing boundary dispute during the visit
of Prime Minister Manmohan Singh to Dhaka.
7¬Eleven people are killed in a terrorist strike outside Delhi High Court. A high
intensity briefcase bomb is used by the terrorist.
18¬More than 75 people are killed as a strong earthquake strikes Sikkim and Nepal.
Roads and buildings are extensively damaged in Sikkim. The epicentre of the 6.8
magnitude quake-the biggest in two decades-was located at Mangan and Sakyong
areas, about 50 km from Gangtok, on Sikkim-Nepal border.
14¬A marathon 20 hours siege by militants in Kabul´s diplomatic enclave ends with
the killing of the last two of the group of gunmen. The US Embassy in Kabul was the
primary target of the militants.
20¬Former Afghanistan President Burhanuddin Rabbani, who was leading government
peace efforts, is killed by a Taliban suicide bomber.
MILESTONES
'eena Sahajwalla: She is India-born engineering professor whose research has led
to the world´s first "green steel¨ manufacturing process. She is helping the materials
industries with a technology that reduces carbon emissions and uses recycled rubber
tyres.
Indarjit Singh: He is the first turbaned Sikh selected to sit the UK´s House of Lords.
Prof B.R. eepak: He has been conferred China´s highest literary award for his book
which is a translation of 88 classical Chinese poems into Hindi.
Leila Lopes: Belonging to Angola, she has been crowned Miss Universe 2011. The first
runner-up was Olesia Stefanko of Ukraine and the second runner-up was Priscila
Machado of Brazil. The pageant ceremony was held in Sao Paulo.












Wednesday, November Ŷŷ, ŶŴŵŵ
IBPS CWE GENERAL AWARENESS ODEL
PAPER
1.Which of the following statements about new RBi policy on bank loans to non-banking
finance companies (NBFCs) is / are correct ?
Ì) Bank loans to NBFCs will not come under 'priority sector' lending
ÌÌ) NBFCs cannot charge a rate of interest higher than the RBÌ prescribed rate in lending
funds borrowed from banks
ÌÌÌ) The interest margin earned by NBFCs in lending funds borrowed from banks cannot
exceed the ceiling prescribed by the RBÌ
1) Ì only
2) Ì and ÌÌ only
3) ÌÌ only
4) Ì and ÌÌÌ only
5) None of these

2.Which of the following has proposed the setting up of a National Knowledge Functional
Hub (NKFH) to facilitate interaction between the industry and institutions of higher education
to produce better quality manpower recently ?
1) National Knowledge Commission
2) CÌÌ
3) ASSOCHAM
4) FÌCCÌ
5) None of these

3.The Reserve bank of Ìndia has increased the amount of money that can be loaded on
mobile phones (mobile - wallet) to ..... from the existing limit of Rs. 5,000 recently
1) Rs. 10,000
2) Rs. 15,000
3) Rs. 25,000
4) Rs. 50,000
5) None of these

4.What are 'structural adjustment programmes'?
1) Programmes to increase the spread of financial services in developing countries
2) Programmes to improve road safety in developing countries
3) Requirements to qualify for World Bank and ÌMF loans
4) UN building regulations for disaster preparedness
5) None of these

5.Nuclear plants in Ìndia have an 'Exclusion Zone' of .... surrounding the power station, in
which no habitation is permitted.
1) 1.6 km
2) 4.2 km
3) 8.4 km
4) 11.6 km
5) None of these

6.Ìmproving regulation of which of the following was the subject of the Finance Ministry
appointed KP Krishnan Committee ?
1) Microfinance institutions
2) Mutual funds
3) General insurance companies
4) Credit rating agencies
5) None of these

7. 'Asha' is a low - priced milk food drink introduced for rural consumers by which of the
following ?
1) Nestle
2) Cadbury
3) Heinz
4) GlaxoSmithKline
5) None of these

8.ONGC Videsh Ltd (OVL) signed an agreeemtn to acquire 25% stake in the Satpayev oil
block in Central Asia recentlyh. Which of the following statements is / are correct ?
Ì) Satpayev s in Turkmenistan
ÌÌ) Satpayev is in Black Sea
ÌÌÌ) Satpayev is believed to hold 1.75 billion barrels of oil reserves
1) Ì only
2) Ì and ÌÌ only
3) ÌÌ only
4) ÌÌÌ only
5) None of these

9.Which of the following is the new income tax return form for salaried employees
introduced by the Finance Ministry recently ?
1) Suvidha
2) Sugam
3) Sahaj
4) Saral
5) None of these

10.The Commerce Ministry has launched 'Buyer's Credit under the National Export
Ìnsurance Account (NEÌA)' to :
1) Facilitate foreign direct investment in Ìndia
2) Facilitate project exports of Ìndian companies
3) Facilitate acquisitions by Ìndian companies overseas
4) Facilitate employment of Ìndian professionals abroad
5) None of these

11.Which of the following banks has launched 'Tiny Cards' with biometric identification to
expand the coverage of banking services in rural parts of the country ?
1) ÌCÌCÌ Bank
2) NABARD
3) State Bank of Ìndia
4) Bank of Ìndia
5) None of these

12.Which of the following statements about ÌRDA guidelines for distance marketing of
products issued recently is / are correct ?
Ì) Telemarketing of all Unit - Linked Ìnsurance Products (ULÌPs) has been disallowed
ÌÌ) Only telemarketers trained by institutes accredited by ÌRDA can be employed
ÌÌÌ) All telemarketing calls will have to be recorded
1) Ì only
2) Ì and ÌÌ only
3) Ì and ÌÌÌ only
4) ÌÌ and ÌÌÌ only
5) None of these

13.The Bureau of Energy Efficiency labelling is compulsory for all of the following except :
1) Laptops
2) Frost-free refrigerators
3) Tubular fluorescent lamps
4) Ceiling fans
5) None of these

14.What is the investment limit in plant and machinery for classification under Small Scale
Ìndustries ?
1) Rs. 10 lakh
2) Rs. 50 lakh
3) Rs. 1 crore
4) Rs. 10 crore
5) None of these

15.The government has recently decided to allow FÌÌs investment in infrastructure bonds
upto ..... annually.
1) $5 billion
2) $ 10 billion
3) $ 15 billion
4) $ 25 billion
5) None of these

16.The term ASBA (Applications Supported by Blocked Amount) is used in which of the
following financial services ?
1) General Ìnsurance
2) Capital markets
3) Life Ìnsuracne
4) Micro finance
5) None of these

17.The Government has decided to notify a provision exempting people of salary income up
to ..... a year from filing returns
1) Rs. 2 lakh
2) Rs. 2.5 lakh
3) Rs. 4 lakh
4) Rs. 5 lakh
5) None of these

18.Which of the following is the largest mutual fund in Ìndia with assets under management
(AUM) exceeding Rs. 100,000 crore on March 31, 2011 ?
1) UTÌ MF
2) HDFC MF
3) Reliance MF
4) birla Sun Life
5) None of these

19.Which of the following identifies and funds social welfare projects under its Ìndia
Development Marketplace initiative ?
1) ÌMF
2) USAÌD
3) Ìntel
4) World Bank
5) None of these

20.Which of the following has been set up by the government to fund energy saving
technologies recently ?
1) National Renewable Energy Fund
2) National Green Energy Fund
3) National Carbon Reduction Fund
4) National Clean Energy Fund
5) None of these

21.Which of the following is the new income tax return form for small businessmen and self-
employed professionals introduced by the Finance Ministry recently ?
1) Suvidha
2) Sugam
3) Sahaj
4) Saral
5) None of these

22.A Committee was constituted to review the functioning fo the Central Economic
Ìntelligence Bureau (CEÌB) recently. What is the objective of CEÌB ?
1) TO gie suggestions for promoting financial inclusion
2) TO compile data for calculating GDP growth and per capita income
3) To gather data on tax evasion and other financial crimes
4) To assist the RBÌ in formulating monetary policy
5) None of these

23.Mission Document of the National Water Mission (NWM) was approved byt he Union
Cabinet recently. Which of the following statements is / are correct ?
Ì) NWM is one of the constituents of the National Action Plan for Climate Change
ÌÌ) Ìmproving share of hydroelectricity in country's total energy production is one of the
objective of NWM
ÌÌÌ) NWM will adjudicate in water sharing disputes involving inter-state rivers
1) Ì only
2) Ì and ÌÌ only
3) Ì and ÌÌ only
4) ÌÌ and ÌÌÌ only
5) None of these

24.Which country's 'Zero Kero' LPG programme is being considred for use in Ìndia to
encourage customers to switch from kerosene to LPG recently ?
1) Thailand
2) Sri Lanka
3) Malaysia
4) Ìndonesia
5) None of these

25.Which of the folowing was launched by Union Ministry for Youth Affairs and SPorts in
association with National Skill Development Corporation (NSDC) at Ìmphal, Manipur
recently?
1) Sports Employability SKill Project
2) Youth Skill Development Project
3) Youth Employability Skill Project
4) Tribal Employability Skill Project
5) None of these

26. Government has decided to introduce biometric ...... to weed out duplicate and fake
ones recently
1) Debit cards
2) Passports
3) Driving licenses
4) PAN cards
5) None of these

27.Which country is the single largest source for foreign direct investment to Ìndia,
accounting for 40 percent of FDÌ flows in the last ten years, according to the Reserve bank
of Ìndia ?
1) USA
2) UK
3) Singapore
4) Mauritius
5) None of these

28.The government plans to set up a Green National Accounting (GNA) system to evaluate
impact of economic growth on environment. Who has been selected as the Chairperson of
the expert group on GNA ?
1) Parthasarathi Shome
2) Madhav Gadgil
3) Partha Dasgupta
4) B. Ulhas Karanth
5) None of these

29.Global Assessment Report (GAR) of which of the following has complimented the
Government of Ìndia for its National Rural Employment Guarantee Act (NREGA) recently ?
1) European Union
2) ÌLO
3) ÌMF
4) UN
5) None of these

30. The regulations pertaining to mergers and amalgamations (M & A) were issued by the
Competition Commission of Ìndia (CCÌ) on May 12, 2011. Which of the following statements
is / are correct ?
Ì) Overseas acquisitions of Ìndina companies with no impact on the domestic market will not
come under the ambit of CCÌ
ÌÌ) M & A deals that were initiated before June 1, 2011 will not come under the ambit of CCÌ
ÌÌÌ) Scrutiny of all M & A deals will be completed by the CCÌ within 180 calendar days
1) Ì only
2) Ì and ÌÌ only
3) ÌÌ and ÌÌÌ only
4) Ì, ÌÌ and ÌÌÌ
5) None of these

31.Which of then following statements about foreign investment in Limited Liability
Partnership (LLP) companies is / are correct ?
Ì) FDÌ will be allowed in LLPs in sectors like mining, power, roads and highways,
manufacturing activities, drugs and pharmaceuticals
ÌÌ) FDÌ will not be allowed in LLPs engaged in agricultural and plantation activities, print
media or real estate business
ÌÌÌ) LLPs have been allowed to access external commercial borrowings
1) Ì only
2) Ì and ÌÌ only
3) ÌÌ and ÌÌÌ only
4) ÌÌÌ and Ì only
5) None of these

32.Which is the first state to introduce e-payment system for commercial tax payers recently
?
1) Maharashtra
2) Uttarakhand
3) Karnataka
4) Madhya Pradesh
5) None of these

33.Which of the following is not among the industries / sectors given priority in natural gas
supply in the country ?
1) Fertiliser
2) LPG
3) Steel
4) Power
5) None of these

34.Where was the World Spice Organisation (WSO) set up recently ?
1) Kannur
2) Kochi
3) Kollam
4) Kottayam
5) None of these

35.Which of the following submitted a report titled 'Social Protection for a Changing Ìndia' -
a comprehensive review of anti-poverty schemes such as PDS, MGNREGS, RSBY and ÌAY
recently ?
1) World Economic Forum
2) CMÌE
3) World Bank
4) ÌMF
5) None of these

36.Which of the following not one of the objectives of setting up the Warehousing
Development and Regulatory Authority ?
1) To improve farm sector yiled
2) To enable farmers to avail of loans against foodgrains stored
3) To reduce post-harvest losses in foodgrain storage
4) To prevent post-harvest distress sales by farmers
5) None of these

37.The government approved the revival of Scooters Ìndia Limited (SÌL) through induction
of a joint venture partner recently. SÌL sells scooters under which trademark ?
1) Mayur
2) Bharat
3) Vijay
4) Vikram
5) None of these

38.The Petroleum Conservation and Research Association (PCRA) has unveiled plans to
set up Ìndia's first Carbon Credit Aggregation Centre (CCA) in which state ?
1) Himachal Pradesh
2) Uttarakhand
3) Rajasthan
4) Chhattisgarh
5) None of these

39.Which sectors were added to the list of six 'core sector infrastructure industries' recently?
Ì) Water supply
ÌÌ) Natural gas
ÌÌÌ) Fertilisers
1) Ì only
2) Ì and ÌÌ only
3) ÌÌ only
4) ÌÌÌ and ÌÌ only
5) None of these

40.Bina Refinery is a joint venture of Bharat Petroleum and ........ Oil Company to set up a 6
MMTPA grass root refinery at Bina in Madhya Pradesh.
1) Shell
2) Qatar
3) Emirates
4) Oman
5) None of these

41.A high level committee of Bankers submitted its report on Rural Housing recently. Which
of the following statements regarding its recommendations for Below the Poverty Line (BPL)
Households is / are correct ?
Ì) Allocation of grants for construction of rural housing units for BPL Households should be
increased to Rs. 75,000 per dwelling unit
ÌÌ) Repayment period should be reduced to ten years
ÌÌÌ) BPL households should be provided a loand of Rs. 50,000 at 4% rate of interest
1) ÌÌ only
2) Ì and ÌÌ only
3) ÌÌ only
4) ÌÌÌ and Ì only
5) None of these

42.'Aichi Targets' refers to which of the following?
1) Trade
2) Education
3) Nuclear safety
4) Environment
5) None of these

43.Scheduled commercial banks do not require permission from the Reserve bank of Ìndia
for opening new branches in towns with population less than .........
1) 49,999
2) 99,999
3) 2,49,999
4) 4,99,999
5) None of these

44.The National Rural Livelihoods Mission (NRLM) was launched recently. Which of the
following statements is / are correct ?
Ì) NRLM seeks to bring the rural poor under the Self Help Group (SHG) network
ÌÌ) Services of Business Correspondents (BCs) will be utilised to spread the concept of
NRLM
ÌÌÌ) NLRM will facilitate access of bank credit to those covered under the Mission
1) Ì only
2) Ì and ÌÌ only
3) ÌÌ and ÌÌÌ only
4) Ì and ÌÌÌ only
5) None of these

45.A committee headed by RBÌ deputy governor Shyamala Gopinath has recommended a
'holding company' structure for both banking and nonbanking financial groups recently.
Which of the following statements is / are correct ?
Ì) Both the holding company as well as the subsidiaries can be listed on stock exchange
ÌÌ) The subsidiaries will own equity stake in the holding company
1) ÌÌ only
2) Ì and ÌÌ only
3) Ì only
4) All of these
5) None of these

46.Which Ìndian corporate group has decided to enter the financial services business in a
tie up with D.E. Shaw of the US ?
1) AV Birla Group
2) Wipro Ltd
3) Mahindra & Mahindra
4) RÌL
5) None of these

47.The Reserve Bank of Ìndia (RBÌ) recently relaxed the eligibility norms for using credit
default swaps (CDS) on corporate bonds. What are CDS ?
1) A form of loan that can be taken by pledging shares of a company
2) A form of credit rating that compares companies on their cash flow
3) A form of insurance that protects the lender in case of loand default
4) A form of loan that can be converted into equaity
5) None of these

48.Which of the following statements is /a re correct about Ìndian Depository Receipts
(ÌDRs) ?
1) They are issued by Ìndian companies to raise funds from overseas stock markets
2) They are issued by foreign companies to raise funds from Ìndian stock markets
3) They are denominated in foreign currency
4) None of the above
5) None of these

49.Which is the first state in the country to sign an agreement with the World Bank for
securing carbon credits for its 'Clean Development Mechanism' (CDM) recently ?
1) Sikkim
2) Uttarakhand
3) Jammu Kashmir
4) Himachal Pradesh
5) None of these

50. From which state was the National Rural Livelihood Mission launched recently ?
1) Kerala
2) Maharashtra
3) Haryana
4) Rajasthan
5) None of these

$#$
1) 1 2) 4 3) 4 4) 3 5) 1 6) 4 7) 4 8) 4 9) 3 10) 2
11) 3 12) 4 13) 1 14) 3 15) 4 16) 2 17) 4 18) 3 19) 4 20) 4
21) 2 22) 3 23) 1 24) 4 25) 3 26) 4 27) 4 28) 3 29) 4 30) 4
31) 2 32) 3 33) 3 34) 2 35) 3 36) 1 37) 4 38) 3 39) 4 40) 4
41) 2 42) 4 43) 1 44) 4 45) 2 46) 4 47) 3 48) 2 49) 4 50) 4
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aesday, November ŶŶ, ŶŴŵŵ
A.P. INERAL DEVELOPENT CORPORATION
LTD. RECRUITENT

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VIZAG STEEL RECRUITENT

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IBPS CWE DATES

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onday, November Ŷŵ, ŶŴŵŵ


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IBPS CWE GENERAL AWARENESS ODEL
PAPER
1. We often come across the term Production Sharing Contract [PS(3)] in financial news
these days. PSC refers to sharing of output with the government by companies, public
sector as well private ones, in which sector ?
1) Fertiliser
2) Food processing
3) Telecom
4) Petroleum
5) None of these

2.What is the meant by recent news reports saying ÷ "Ìndian Rupee is appreciating"?
Ì) THe purchasing power of the Rupee in Ìndia has declined
ÌÌ) The exchange rate of Rupee in Ìndia has gone up
ÌÌÌ) The purchasing power of the Rupee in Ìndia has gone up
1) Ì only
2) ÌÌ only
3) ÌÌ or ÌÌÌ only
4) ÌÌÌ only
5) None of these

3.Which state was in news for passing a Bill for regulating Micro Finance Ìnstitutions
recently?
1) Tamil Nadu
2) Bihar
3) Karnataka
4) Andhra Pradesh
5) None of these

4.Which of the following has become the first state to sign a MoU with the Ministry of
Statistics and Programme Ìmplementation under the state statistical strengthening project
(SSSP) that will aim at building statistical capacity and infrastructure recently ?
1) Uttar Pradesh
2) Karnataka
3) Kerala
4) Tamil Nadu
5) None of these

5.The Pension Fund Regulatory and Development Authority (PFRDA) has taken which of
the following decisions to popularise the New Pension System (NPS) recently ?
1) Ìt has increased the interest rate on NPS deposits
2) Ìt has allowed premature withdrawals
3) Ìt has increased govt. subsidy for NPS deposit holders
4) Ìt has increased distributors' commission
5) None of these

6.The All Ìndia Federation of Horoogical Ìndustries represents the interests of which of the
following sectors ?
1) Horticulture
2) Gems & Jewellery
3) Watch
4) Pharmaceuticals
5) None of these

7.The Ministry of New and Renewable Energy has decided to ti-up with which country to tap
the latter's expertise in exploiting geo-thermal energy resources recently ?
1) South Africa
2) Ìran
3) Ìceland
4) Bolivia
5) None of these

8.Which public sector bank copelted the acquisition JSC Dana Bank of Kazakhstan
recently?
1) Dena Bank
2) Canara Bank
3) PNB
4) Bank of Ìndia
5) None of these

9.GRÌHA rating system is used for which of the following ?
1) Cement
2) NBFCs
3) Buildings
4) Gold
5) None of these

10.The Genetic Engineering Appraisal Committee (GAC) recently gave its approval for field
trials of a genetically modified variety of which of the following cash crops ?
1) Coconut
2) Pepper
3) Cardamom
4) Rubber
5) None of these

11.Which of the following statements is/are correct about the distribution of Central financial
assistance to states ?
Ì) Central financial assistance for states is calculated according to the Gadgil Formula
ÌÌ) The highest weightage is given to the per capita income of the state
ÌÌÌ) The lowest weightage is given to the population of the state
1) Ì only
2) Ì and ÌÌ only
3) ÌÌ only
4) Ì and ÌÌÌ only
5) None of these

12.Which of the following public sector companies sells gold coins and silver ornaments
under the trademark 'Sanchi'?
1) Rare Earths Ltd
2) State Trading Corporation (STC)
3) National Mineral Development Corporation (NMDC)
4) Minerals and Metals Trading Corporation (MMTC)
5) None of these

13.Power produced from which of the following sources has the highest share in Ìndia's
annual power generation capacity ?
1) Hydro
2) Coal
3) Gas
4) Nuclear
5) None of these

14.What is the share of private expenditure on health in the total health expenditure in Ìndia
according to the World Health Report of the World Health Organisation released recently?
1) 12%
2) 37%
3) 46%
4) 72%
5) None of these

15.BHAVÌNÌ is a public sector company in which sector ?
1) Shipping
2) Metals trading
3) Space
4) Nuclear energy
5) None of these

16.Which of the following statements about the Ìndian Economy in 2050 as per a recent
report by Pricewaterhouse Coopers (Pwc) is / are correct ?
Ì) Ìndia's GDP in Market Exchange Rate (MER) terms will be the fourth highest in the world
in 2050
ÌÌ) Ìndia's GDP in Purchasing Power Parity (PPP) terms is the second highest in the world in
2050
ÌÌÌ) Only China will be ahead of Ìndia in both MER and PPP terms in 2050
1) Ì only
2) Ì and ÌÌ only
3) ÌÌ only
4) ÌÌ and ÌÌÌ only
5) None of these

17.Which of the following are not listed on stock exchanges in Ìndia ?
1) Fertiliser companies
2) NBFCs
3) Ìnsurance companies
4) Airlines
5) None of these

18.What should be the minimum share of solar energy in states' total power purchases by
2022 as per the amendment in power tariff policy recently ?
1) 1%
2) 2%
3) 3%
4) 4%
5) None of these

19.Which of the following statements about FDÌ in retail sector is / are correct ?
Ì) 100 per cent FDÌ is permitted in cold chain through the automatic route.
ÌÌ) Up to 33 per cent FDÌ is permitted in single brand retail
ÌÌÌ) 100 per cent FDÌ is permitted in wholesale cash and carry
1) Ì only
2) Ì and ÌÌ only
3) ÌÌ only
4) ÌÌÌ and Ì only
5) None of these

20.Which of the following pairs of large banks and their countries of origin is / are correctly
matched ?
Ì) JPM organ Chase - Britain
ÌÌ) ÌNG Group - Netherlands
ÌÌÌ) Standard Bank - South Africa
1) Ì only
2) Ì and ÌÌ only
3) ÌÌ and ÌÌÌ only
4) Ì, ÌÌ and ÌÌÌ
5) None of these

21.Which of the following statements about exicise duty on cotton and man - made
(synthetic) fibres is / are correct ?
Ì) Man - made (synthetic) fibres attract a higher excise duty than cotton fibres
ÌÌ) Man-made (synthetic) fibres attract lower excise duty than cotton fibres
ÌÌÌ) No excise duty is levied on cotton fibres
1) Ì only
2) ÌÌ only
3) Ì and ÌÌÌ only
4) ÌÌÌ only
5) None of these

22.The Bombay Stock Exchange launched the BSE TASÌS Shariah 50 - a stock index that
is compliant with Shariah - recently. The Ìndex cannot invest in shares of companies in
which of the following sectors ?
Ì) Banking
ÌÌ) Cement & Steel
ÌÌÌ) Alcohol & tobacco products
1) Ì only
2) Ì and ÌÌ only
3) ÌÌÌ only
4) Ì and ÌÌÌ only
5) None of these

23.Which of the following has launched the 'Bank on Bike' initiative to cover villages
untouched by banking facilities so far recently ?
1) Bank of Ìndia
2) Bank of Baroda
3) Central Bank of Ìndia
4) SBÌ
5) None of these

24.Which of the following has decided to enter the nuclear power sector following an
agreement with the Nuclear Power Corporation recently ?
1) Tata Power
2) NHPC
3) Ìndian Oil
4) ONGC
5) None of these

25. Which of the following pairs of Ìndia's public sector banks and their headquarters are
correctly matched ?
Ì) Punjab National Bank - New Delhi
ÌÌ) Allahabad bank ÷ Kolkata
ÌÌÌ) Bank of Ìndia - Mumbai
1) Ì only
2) Ì and ÌÌ only
3) ÌÌ and ÌÌÌ only
4) Ì, ÌÌ and ÌÌÌ
5) None of these

26.The tax on short - term capital inflows is named after which Nobel Laureate in economics
?
1) Gary Becker
2) james M. Buchanan
3) James Tobin
4) Myron Scholes
5) None of these

27.The term 'round - tripping' often appears in financial news these days. What does it
mena?
1) Ìmporting products that are not easily available in the domestic markes
2) Ìndian companies re-exporting imported products without any value addtion
3) Brining back illicit money hiddern aborad by Ìndians under a different name
4) Ìmposing high customs duty to discourage dumping of goods in Ìndian market
5) None of these

28.Ìnfant Mortality Rate (ÌMR) data for high focus states (states where ÌMR is above
national average) is collected once every five years. The Union Health Ministry has now
decided to collect such data .......
1) half yearly
2) annually
3) once every two years
4) once every three years
5) None of these

29.Which country's gold output of 340.88 tonnes was the highest in the world in 2010 ?
1) Canada
2) South Africa
3) China
4) USA
5) None of these

30.Which of the following became the first oil & gas company to find shale gas deposits in
Ìndia recently ?
1) Reliance Ìndustries Ltd.
2) Cairn Ìndia
3) Essar Oil
4) ONGC
5) None of these

31.'Anushakti Vidhyut Nigam Ltd' was incorporated as a joint venture between Nuclear
Power Corporation of Ìndia Ltd and which of the following recently ?
1) NMDC
2) NHPC
3) BEL
4) NTPC
5) None of these

32.Which of the following was founded in 1956 by the Government of Ìndia with funding
from the Ford Foundation ?
1) National Ìnstitute of Public FÌnance and Policy
2) National Ìnstitute of Bank Management
3) National Ìnstitute of Findnancial Management
4) National Council of Applied Economic Research
5) None of these

33.China emerged as the world's second largest economy in 2010 overtaking ......
1) France
2) Britain
3) Germany
4) Japan
5) None of these

34.CARÌNGS has been launched by Ministry of Womena nd Child Development to :
1) improve gender parity
2) reduce infant mortality
3) improve child immunisation
4) facilitate adoption
5) None of these

35.The Union Cabinet has approved amendments in the Coinage Bill 2009 that seeks to
amalgamate four existing Acts relating to coinage recently. Which of the following Acts is
the oldest ?
1) The Ìndian Coinage Act
2) The Small Coins (Offences) Act
3) The Metal Token Act
4) The Bronze Coin (Legal Tender) Act
5) None of these

36.Which of the following is not a hedge fund ?
1) Magellan
2) Hibhbridge
3) Gartner
4) D.E. Shaw
5) None of these

37.Preferred Provder Network (PPN) is a term used n which of the following businesses ?
1) Commodities trading
2) Retailing
3) Health insurance
4) Foreign trade
5) None of these

38.Which of the following has introduced a new tool named Data Ware Housing and
Business Ìntelligence System (DWBÌS) for speedy analysis of data and identification of
violations?
1) ÌRDA
2) SEBÌ
3) RBÌ
4) TRAÌ
5) None of these

39.The government has introduced three new consumer price indices ÷ CPÌ (Rural), CPÌ
(Urban) & CPÌ (Combined) ÷ with 2010 as the base year recently. Which of the following is
not among the five major commodity groups covered in the indics ?
1) Food, beverages and tobacco
2) Fuel and light
3) Education and schooling
4) Housing
5) None of these

40.Which of the following has launched the 'Everywhere Teller Machine' (ETM) in Ìndia ?
1) Stanchart Bank
2) HDFC Bank
3) SBÌ
4) Axis Bank
5) None of these

41.Regional Rural Banks (RRBs) are owned b :
Ì) Their Sponsor Bank
ÌÌ) Government of the state where they are located
ÌÌÌ) Union government
1) Ì only
2) Ì and ÌÌ only
3) ÌÌ and ÌÌÌ only
4) Ì, ÌÌ and ÌÌÌ
5) None of these

42.'Easy Exit Scheme 2011' floated by the Ministry of Corporate Affairs refers to which of
the following ?
1) Privatisation of loss-making public sector companies
2) Removal of names of defunct companies from the Registrar of Companies
3) Closure of loss-making industries after paying off creditors
4) Removal of SEZ status for companies not fulfilling export obligations
5) None of these

43.What is the financial inclusion campaign lacunched by the government to bring banking
services to vast unbanked rural areas in the country recently named ?
1) Swawlamban
2) Swatantra
3) Swadhar
4) Swabhiman
5) None of these

44.Whch of the following statements about Ìndia's population and surface area is are
correct as per the provisional figures of Census 2011 ?
Ì) Ìndia accounts for 2.4 percent of the world surface area
ÌÌ) Ìndia sustains 17.5 percent of the world population
ÌÌÌ) Population density has increased between 2001 and 2011
1) Ì only
2) Ì and ÌÌ only
3) ÌÌÌ and Ì only
4) Ì, ÌÌ and ÌÌÌ
5) None of these

45.According to the RBÌ, branches serving population of ........ and above are classified as
Metropolitan branches
1) 5 lakh
2) 10 lakh
3) 25 lakh
5) 50 lakh
5) None of these

46.Which state government has announced introduction of 'Vanita Family Card' for below
poverty line families that will enable them travel in road transport corporation buses at
concessional fares recently ?
1) Karnataka
2) Tamil Nadu
3) Maharashtra
4) Andhra Pradesh
5) None of these

47.'French Auction' is a term used in which of the following sectors of financial services ?
1) Banking
2) Ìnsurance
3) Capital markets
4) Micro-finance
5) None of these

48.The department of industrial policy and promotion (DPP) is promoting NMÌZs to improve
the spread of industrilisation in the country. NMÌZ refers to which of the following ?
1) New Manufacturing and Ìnvestment Zones
2) National Medium Ìndustry Zones
3) National Manufacturing Ìndustry Zones
4) National Manufacturing and Ìnvestment Zones
5) None of these

49.Which state / union territory has the lowest literacy rate as per provisional figures of
Census 2011 ?
1) Orissa
2) Mizoram
3) Bihar
4) Rajasthan
5) None of these

50.The Department of Ìndustrial Poliyc and Promotion announced changes in FDi policy
recently. Which of the following statements is / are correct ?
Ì) Ìndian companies have been allowe to convert foreign debt into equity
ÌÌ) Ìndian companies have been allowed to issue equity to fund imports of machinery and
capital goods
ÌÌÌ) 51 per cent FDÌ is currently allowed in multi-branch retail trade
1) Ì only
2) Ì and ÌÌ only
3) ÌÌ and ÌÌÌ only
4) ÌÌÌ and Ì only
5) None of these

$#$
1) 4 2) 2 3) 4 4) 2 5) 4 6) 3 7) 3 8) 3 9) 3 10) 4
11) 1 12) 4 13) 2 14) 4 15) 4 16) 4 17) 3 18) 3 19) 4
20) 3 21) 3 22) 4 23) 4 24) 3 25) 4 26) 3 27) 3 28) 2 29) 3
30) 4 31) 4 32) 4 33) 4 34) 4 35) 3 36) 3 37) 3 38) 2 39) 3 40) 4
41) 4 42) 2 43) 4 44) 4 45) 2 46) 4 47) 3 48) 4 49) 3 50) 2
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IBPS CWE COPUTER KNOWLEDGE ODEL
PAPER
1. Which operation is not performed by computer
1) Ìnputting
2) Processing
3) Controlling
4) Understanding
5) thinking

2. The computer that process both analog and digital is called
1) Analog computer
2) Digital computer
3) Hybrid computer
4) Mainframe computer
5) Super computer

3.A right click ont he desktop itself will ........
1) open the Display Properties dialog box
2) show a context - sensitive menu
3) open the Control Panel
4) minimize all open applications
5) None of these

4. The window which shows icons for things like the mouse, sound, and display is .......
1) My Computer
2) Explorer
3) Control Panel
4) Taskbar
5) Programs

5. ........... refers to a computer's ability to configure nd use a device without human
interaction
1) CPU
2) Plug and Play
3) Cache
4) ALU
5) Format

6. This type of memory improves processing by acting as a temporary high - speed holding
area between the memory and the CPU.
1) RAM
2) ROM
3) Cache memory
4) Flash memory
5) Virtual memory

7.These provide expansion capacbility for a computer system
1) sockets
2) slot
3) ports
4) both 2 and 3
5) all 1, 2, and 3

8. When was teh first Windows operating system launched ?
1) 1984
2) 1985
3) 1988
4) 1989
5) 1990

9.Today's computer giant ÌBM was earlier known by different name which was changes in
1924. What was that name ?
1) Tabulator Machine Co.
2) Computing Tabulating Recording Co.
3) The Tabulator Ltd.
4) Ìnternational Computer Ltd.
5) None of these

10. The process of starting a or restarting a compute system by loading instructions from
a secondary sstorage device into the computer memory is called
1) Duping
2) Booting
3) Padding
4) CPS
5) None of these

11.What does the disk drive of a computer do ?
1) Rotate the disk
2) Read the disk
3) Load a program from the disk into the memory
4) Both 2 and 3
5) All 1, 2, & 3

12.ÌBM launched its first personal computer called ÌBM-PC in 1981. Ìt had chips from Ìntel,
disk drives from Tandon, operatng system from Microsoft, the printer from Epson and the
application software from everywhere. Can you name the country which contributed the
video display ?
1) Ìndia
2) China
3) Germany
4) Taiwan
5) Japan

13.Ìn H2O the figure 2 appeared lowered. Which effect has been applied ?
1) Superscript
2) Lowered
3) Subscript
4) Laid down
5) None

14. A talptop or Notebook marked 802.11n in its feature, it means device support
1) Bluetooth
2) WiMAX
3) USB
4) Wi-Fi LAN
5) 3G

15.You Tube service fo streaming videos online is provided by
1) Google
2) Mirosoft
3) ÌBM
4) APPle
5) Sony

16. When using charaters in Windows, what code does Windows use ?
1) ASCÌÌ
2) UNÌCODE
3) MORSE
4) ÌDBC
5) WESTRN

17.Which is the latest type of primter interface ?
1) Serial
2) DVÌ
3) Parallel
4) USB
5) none

18.To produce a high - quality graphics (hardcopy) in color, you would want to use a
1) Virtual Printer
2) Laser Printer
3) Ìnk - jet Printer
4) Plotter
5) RGB Monitor

19.What is Mail-Merge ?
1) a web based e-mail service with no spam
2) a name of Yahoo! MÌNDSET search feature
3) a new virus-hoax which can delete data fro mail-inbox
4) a feature of MS-Word used to create multiple documents like letters, mailing labels, name
tags etc.
5) None

20.The process of checking the validity of information held in a trasncation file is
1) Verification
2) Test data
3) Validation
4) Updating
5) None

21. A .......... shares hardware, software, and data among authorized users.
1) network
2) protocol
3) hyperlink
4) transmitter
5) None of these

22.Which of the following is not a function of teh control unit ?
1) Read instructions
2) Execute instructions
3) Ìnterpret instructions
4) Direct operations
5) None of these

23.Software for organizing storage and retrieval of information is a(n) ..........
1) operating system
2) database
3) database program
4) data warehouse
5) None of these

24.Which of the following is not true about RAM?
1) RAM is a temporary storage area
2) RAM is the same as hard disk storage
3) RAM is volatile
4) Ìnformation stored in RAM is gone when you turn the computer off
5) None of these

25.The main directory of a disk is called the ...... directory
1) root
2) sub
3) folder
4) network
5) None of these

26.SUM (B1 : B8) is an example of a .........
1) function
2) formula
3) cell address
4) value
5) None of these

27.The most common input devices include .............. & .............
1) Monitor and keyboard
2) Monitor and mouse
3) Mouse and keyboard
4) Printer and mouse
5) None of these

28.What is the differene between a CD-ROM and a CD-RW ?
1) They are the same; just two different terms used by different manufacturers
2) A D-ROM can be written to and a CD-RW cannot
3) A CD-RW can be writen to, but a CD-ROM can only be read from
4) A CD-ROM holds more information than a CD-RW
5) None of these

29.Holding the mouse button down while moving an object or text is known as :
1) Moving
2) Dragging
3) Dropping
4) Highlighting
5) None of these

30. A ........ is a professionally designed document that can be adapted to the user's needs.
1) file
2) guide
3) template
4) user guide file
5) None of these

31.What is the intersection of a column and a row on a worksheet called ?
1) Column
2) Value
3) Address
4) Cell
5) None of these

32. ........ are often delivered to a PC through an e-mail attachment and are often designed
to do harm
1) Viruses
2) Spam
3) Portals
4) Email messages
5) None of these

33.Documents converted to .......... can be published to the Web.
1) .doc file
2) http
3) machine language
4) HTML
5) None of these

34.All are included in removable media except the following
1) CD-ROMs
2) Diskette
3) DVDs
4) High disk drive
5) None of these

35.Ìf you open some menu and then decide that you do not want to select soe option, then
click the menu title again or press the key to layout the menu
1) shift
2) tab
3) escape
4) F1
5) None of these

36. Straight and Uniform margins on both the sides indicate that there is ....... in the
document
1) full justification
2) full alignment
3) left justification
4) right justification
5) None of these

37.Which of the following terms is used for the form in which the word will appear on the
page?
1) Text formatting
2) Character formatting
3) Point size
4) Type face
5) Layout

38................ Key combination that lets you toggle between open windows
1) ALT+SHÌFT+TAB
2) ALT+CTRL+TAB
3) ALT+CTRL
4) ALT+TAB
5) None of these

39.The secondary storage memory is also called as
1) Auxiliary Memory
2) Attractive Memory
3) Chip Memory
4) Read Only Memory
5) None of these

40......... is known as unauthorized access into others system
1) Hacking
2) Encryption
3) Decryption
4) Trafficking
5) None of these

41. VÌRUS stands for
1) Vital Ìnformation Recourse Under Siege
2) Vital Ìnfomation Reason Under Siege
3) Vital Ìnformation Recourse Under System
4) Virus Ìnformation Recourse Under Siege
5) None of these

42.Which of the following mode we use to deliver e-mail
1) Postal
2) Courier
3) Computer
4) Fax
5) None of these

43.A person needs to design invitation card. What type of computer program is suitable ?
1) MS-Word
2) Desktop Publishing
3) Simulation
4) Accounting
5) None of these

44.The term that we use to describe physical components of the system
1) Hardware
2) Ìnput
3) Software
4) Output
5) None of these

45.Which of the following is different from other ?
1) Ìnternet
2) WÌndows
3) Unix
4) Linux
5) None of these

46.QWERTY is used with reference to :
1) Monitor
2) Printer
3) Keyboard
4) Mouse
5) None of these

47.What is object of UPS ?
1) Using for storage
2) To increase the speed of a computer
3) Provids backup power
4) All of these
5) None of these

48. CPU capacity can be measured in
1) BPS
2) MÌPS
3) MHz
4) MPÌ
5) KHz

49.Ìn processing cheques which of the following Ì/O techniques have banks traditionally
followed ?
1) OCR
2) MÌCR
3) Barcode
4) VRT
5) None of these

50. "Zipping" a fie means
1) Encrypting the message
2) Compressing the message
3) Transfer the message
4) All of these
5) None of these

$#$
1) 4 2) 3 3) 1 4) 3 5) 2 6) 3 7) 4 8) 2 9) 2 10) 2
11) 4 12) 4 13) 3 14) 4 15) 1 16) 2 17) 4 18) 4 19) 4
20) 3 21) 1 22) 4 23) 3 24) 2 25) 1 26) 2 27) 3 28) 3 29) 2 30) 3
31) 4 32) 1 33) 4 34) 4 35) 3 36) 1 37) 1 38) 4 39) 1 40) 1
41) 1 42) 3 43) 3 44) 2 45) 1 46) 3 47) 3 48) 3 49) 2 50) 2
Posted by AP STATE EXAMS at 10:51 PM 0 comments
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anday, November ŶŴ, ŶŴŵŵ
Indian Institute of Chemical Technology
Technician Recruitment
Indian Institute of Chemical Technology (IICT)
(Council oI ScientiIic & Industrial Research - CSIR)
Tarnaka, Uppal Raod, Hyderabad - 500007

Indian Institute of Chemical Technology (IICT), Hyderabad is a Premier Research Laboratory under
the Council oI ScientiIic & Industrial Research (CSIR), New Delhi, which is an autonomous body under
the Government oI India. Applications are invited Irom Indian Nationals in prescribed proIorma Ior the
Iollowing Technician posts:

O Technician (1) : 24 posts in various trades, Pay Scales : Rs.5200-20200 grade pay
Rs.1900/-, Age : 28 years
How to Apply : Application in the prescribed Iormat should be send on or beIore 09/01/2012.

Please view http://www.iictindia.org/latest/jobs/TecPosAdvt1911.pdI to get all the details and application
Iormat.

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riday, November ŵ8, ŶŴŵŵ
ARKFED RECRUITENT
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arsday, November ŵŻ, ŶŴŵŵ
APSRTC CHITTORE REGION CONDUCTORS
RECRUITENT
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Wednesday, November ŵź, ŶŴŵŵ

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ECONOIC SURVEY 2010-11 CQs
1. According to the Economic survey 2010-11 what percentage growth was recorded by
the manufacturing sector in 2010?
a. 9.1%
b. 8.6%
c. 7.3%
d. 8%
nswer a

2. As per the economic Survey of Ìndia 2010-11, the production of food grains is
estimated at over 232 million tonnes with record production of which food crop?
a. Rice
b. Wheat
c. Bajra
d. Maize
nswer b

3. What is the percentage growth of GDP predicted by The Economic Survey for the
financial year 2010-11?
a. 8.6%
b. 8.3%
c. 8.0%
d. 9.1%
nswer a

4. The Economic Survey estimated the Forex reserves of Ìndia at over 297 billion US
dollars. The surge in Forex is attributed to growth in which of the following sector?
a. Export sector
b. Foreign Direct Ìnvestments
c. Agricultural output
d. Ìndustrial output
nswer a

5. Gross Fiscal Deficit stands at 4.8% of GDP. What was the percentage of Gross
Fiscal Deficit in 2010?
a. 6.3%
b. 5.8%
c. 5.0%
d. 7.1%
nswer a

6. Agriculture is expected to grow by what percentage in 2010-11 as per the Economic
Survey?
a. 5.0%
b. 5.1%
c. 5.4%
d. 5.5%
nswer c

7. What percentage of GDP growth at market prices was estimated by the Economic
Survey 2010-11? a. 9.0%
b. 9.5%
c. 9.7%
d. 10.0%
nswer c

8. Exports surged by what percentage in the period between April to December 2010?
a. 25.0%
b. 29.5%
c. 18.1%
d. 33.0%
nswer b

9. Finance Minister Pranab Mukherjee proposed to increase the Ìncome Tax Exemption
Limit for individual tax payers from 1 lakh 60 to _?
a. 1 lakh 80 thousand
b. 1 lakh 90 thousand
c. 2 lakh
d. 2 lakh 20 thousand
nswer a

10. Which of the following was not proposed in the Union Budget 2011-12 presented by
pranab Mukherjee?
1. Special vehicles were proposed to be created in the form of Ìnfrastructure Debt
Funds to attract foreign funds.
2. Rs. 300 crore expenditure was proposed to promote horticulture centres in rain fed
areas for increasing crop productivity.
3. For the manufacturing sector, the budget proposed reduction of basic customs duty
on raw silk from 30 to 5 per cent.
4. Concessional 10 per cent Excise Duty was also proposed for fuel cell or Hydrogen
cell-technology-based vehicles.
a. 1 & 3
b. Only 2
c. Only 4
d. 3 & 4
nswer b

11. Ìn the Budget it was proposed to provide sum of money for implementation of
vegetable initiative to set in motion a virtuous cycle of higher production and incomes for the
farmers. What was the proposed amount?
a. Rs 500 crore
b. Rs 300 crore
c. Rs 10000 crore
d. Rs 650 crore
nswer b

12. Rashtriya Swasthya Bima Yojana was proposed to be being extended to the
beneficiaries of which of the following Union Government schemes?
a. Mahatma Gandhi NREGA beneficiaries
b. Beneficiaries of Swavlamban pension scheme
c. Ìndira Gandhi National old Age Pension scheme beneficiaries
d.Beneficiaries of Rajiv Gandhi Grameen Vidyutikaran Yojana
nswer a

13. Acknowledging the need for development of J&K and North-east, Mamata Banerjee
introduced in the Railway Budget 2011 a number measures for these two regions. Ìn which
of the following North-eastern cities did the budget propose to set up a diesel locomotive
centre?
a. Ìmphal
b. Manipur
c. Guwahati
d. Tripura
nswer b

14. Read the two statements with regard to the passenger benefit plans proposed in the
Railway Budget 2011.
1.The budget proposed extension of Train Management System to New Delhi,
Bangalore, Secunderabad, Ahmedabad and Lucknow stations to provide information on
running of trains.
2.Mamta Banerjee introduced a new concept of Smart Card - Go Ìndia for long distance
travel by Ìndian railways.
Which of the two statements are true?
a. Only 1
b. Only 2
c. Both 1 & 2
d. None of the above
nswer c

15. According to Railway Budget 2011, railway card passes would be extended to the
parents of the unmarried posthumous winners of which of the following Awards?
1. Param Vir Chakra
2. Bharat Ratna
3. Ashok Chakra gallantry award
4. Padma Shri
a. 1 & 2
b. 2 & 3
c. 1, 2 & 3
d. 1 & 3
nswer d

16. Which of the following schemes proposed in the Railway Budget 2011 is/are not meant
for Railway Employees?
1. Expansion of Liberalized Active Retirement Scheme for Guaranteed Employment
2. Railway Vidyalaya Prabandhan Board
3. Sukhi Griha Scheme
4. Pradhan Mantri Rail Vikas Yojana
a. 1 & 3
b. 3 & 4
c. 2 & 4
d. 1 & 4
nswer b

17. The electrical energy requirement of railways is growing rapidly with the expansion of
the rail infrastructure and traffic. Considering the rising demand the Ministry of Railways
proposed to set up 700 MW power plant at Thakurli in Maharashtra. The power plant is
proposed to be based on what form of energy?
a. gas-based
b. coal-based
c. solar power
d. nuclear energy based
nswer a

18. Ministry of Railways proposed to extend Anti Collision Device (ACD) to which of the
following Railway zones in Ìndia?
1. Eastern zone
2. East Central
3. North Eastern
4. South Central
a. 1 & 4
b. 2 & 4
c. 1 & 2
d. 1 & 3
nswer c

19. With regard to the infrastructure development of Railways as proposed in Railway
Budget 2011 which statement/statements is/are false?
1. The budget proposed to lay 40 new lines, covering 1075 km.
2. The Ministry has allocated Rs 5406 crore for doubling of 867 km of lines
3. A greater thrust was given to the expansion of the rail network with a larger allocation
of Rs 9583 cr for new lines.
4. for gauge conversion over 1017 km. Rs 13820 crore was proposed
a. Only 1
b. 1 & 2
c. Only 4
d. 2 & 4
nswer c

20. Read the two statements mentioned with regard to the budgetary allocations for
addressing environmental concerns.
1. The budget proposed that the solar lantern used in far-flung villages will attract no
duty from 10 per cent charged earlier.
2. To provide green and clean transportation for the masses, National Mission for
Hybrid and Electric Vehicles will be launched in the year 2011 in collaboration with all
stakeholders.
Which of them is true?
a. Only 1
b. Only 2
c. Both 1 & 2
d. None of the above
nswer b

21. To enhance credit worthiness of economically weaker sections and LÌG households,
a Mortgage Risk Guarantee Fund was announced to be created under which of the
following scheme or Yojana?
a. Rajiv Awas Yojana
b. Rajiv Gandhi Grameen Vidyutikaran Yojana
c. Ìndira Awas Yojana
d. Mahatama Gandhi NREGA
nswer a

22. Read the following statements with regard to the allocation in the Educational sector
as proposed by Union Budget 2011-12.
1. For Sarva Siksha Abhiyan the allocation was increased by 40 percent to 21000 crore
rupees.
2. All institutions of higher learning will be connected through optical fibers by March
2012.
3. 500 crore rupees was proposed to be provided for national skill development fund.
4. For the needy scheduled castes ad scheduled tribe candidates studying in class-ÌX
and Xth pre-matric scholarship scheme was proposed to be introduced.
Which of the above mentioned statements is not true?
a. 1
b. 2
c. 3 & 4
d. 4
nswer b

23. The Basic Customs Duty exemption was proposed to be extended to which of the
following sectors?
a. art and antiquities for exhibition or display in private art galleries
b. Cinematographic film, factory-built ambulances
c. syringes and needles
d. agricultural machinery
nswer a

24. What amount of money was allocated for Bharat Nirman?
a. 1000 crore
b. 58000 crore
c. 55438 crore
d. 14362 crore
nswer b

25. Which of the following statement/statements is/are true with reference to the Railway
Budget 2011?
1. Railway Minister Mamata Banerjee proposed Annual Plan for the year 2011-12 at Rs
57630 cr which is the highest ever plan investment by the railways in a single year.
2. Under the proposed Pradhan Mantri Rail Vikas Yojana the pending socially desirable
lines would be completed and other similar new line projects would also be taken up.
3. Mamata Banerjee declared 2010-11 as the Year of Green Energy.
4. 2 AC Double Decker Trains in the Jaipur-Delhi and Delhi-Ahmedabad routes were
proposed.
Choose Answers:
a. 1,2 & 3
b. 1 & 4
c. 2 & 3
d. 1 & 2
nswer d









Bank Clerical Exams

Test I : Reasoning ability and Numerical Aptitude
1. Suresh is taller than Prabhu but shorter than Ram,
Prabhu is as tall as Neeraj but taller than Nilesh.
Which
of the following statements is definitely true for
Neeraj.
(a) Neeraj is shorter than Nilesh
(b) Neeraj is the tallest
(c) Neeraj is the shortest
(d) Neeraj is taller than Nilesh
(e) None of these
Ans: ( d ) Neeraj is taller than Nilesh

2. How many such pairs of letters are there in the
word STAINLESS each of which has as many letters between
them in the word as they have in the English alphabet, in
the same sequence.
(a) Two
(b) Three
(c) Four
(d) Five
(e) None of these
Ans: ( e ) None of these

3. What will come in place of the question mark (.) in
the following sequence.
ARRANGEMENTS, RRANGEMENT, RANGEMEN, ., NGEM
(a) RANGEME
(b) ANGEME
(c) ANGEMENT
(d) NGEMEN
(e) None of these
Ans: ( b ) ANGEME

4. Four of the following five are alike in a certain
way and so form a group. Which is the one that does not
belong to that group.
(a) Baking
(b) Steaming
(c) Cooking
(d) Frying
(e) Boiling
Ans: ( c ) Cooking

5. Four of the following five are alike in a certain
way and so form a group which is the one that does not
belong to that group.
(a) Radish
(b) Jrange
(c) Pear
(d) Mango
(e) Apple
Ans: ( a ) Radish

6. Four of the following five are alike in a certain
way and so form a group. Which is the one that does not
belong to that group.
(a) Earth
(b) Moon
(c) Saturn
(d) Pluto
(e) Venus
Ans: ( b ) Moon

7. If water is called food, food is called drink,
drink is called blue, blue is called red, red is called
white and white is called brown, then what is the colour
of .blood. .
(a) Blue
(b) Red
(c) Brown
(d) White
(e) Drink
Ans: ( d ) White

8. In a certain code language, the word ENQUIRY is
written as YRIUQNE. How will the word REQUIRE be
written
in the code language .
(a) QERUERI
(b) REQUERI
(c) ERIUQER
(d) IREUQER
(e) None of these
Ans: ( c ) ERIUQER

9. In a certain code language DESERT is written
RTSEDE. How will the word FAULTS the written in that
code
language.
(a) TSULFA
(b) AFLUST
(c) LUAFST
(d) UAFSTL
(e) None of these
Ans: ( a ) TSULFA

10. How many meaningful English word can be formed by
using the second, the fifth, the seventh and the tenth
letters of the word APPRJPRIATIJN, each only once, but in
different sequence .
(a) Jne
(b) Two
(c) Three
(d) None of these
(e) More than three
Ans: ( a ) Jne

Directions (Qs. 11.15) : What will come in place of
the question mark (.) in the following questions.
11. 7589 . . = 3434
(a) 3721
(b) 4155
(c) 3246
(d) 11023
(e) None of these
Ans: ( b ) 4155

12. 300 + (10)2 x 2 = .
(a) 450
(b) 800
(c) 500
(d) 550
(e) None of these
Ans: ( c ) 500

13. 12.05 x 5.4 - 0.6 = .
(a) 105.55
(b) 108.45
(c) 118.45
(d) 118.55
(e) None of these
Ans: ( b ) 108.45

14. 2435 - 24 = 24.
(a) 2.5
(b) 3.5
(c) 2
(d) 3
(e) None of these
Ans: ( a ) 2.5

15. 78 x 14 + 7645 . . = 8247
(a) 580
(b) 590
(c) 490
(d) 480
(e) None of these
Ans: ( c ) 490

Directions (Qs. 16.17) :
I. .P + Q. means P is the brother of Q
II. .P x Q. means P is the mother of Q
III. .P - Q. means P is the sister of Q
IV. .P . Q. means Q is the father of P
16. Which of the following represents .B is the
material uncle of C..
(a) B + A x C
(b) B x C + A
(c) B - C + A
(d) B x A + c
(e) None of these
Ans: ( a ) B + A x C

17. Which of the following statements is not necessary
to answer the above question.
(a) Jnly I and II
(b) Jnly III
(c) Jnly III and IV
(d) Either II or III
(e) All are necessary
Ans: ( c ) Jnly III and IV

18. Pointing towards a woman a boy said, .she is the
only daughter of my mother.s brother.s only brother-in-
law.. How the woman is related to the boy.
(a) Mother
(b) Aunt
(c) Sister-in-law
(d) Sister
(e) None of these
Ans: ( d ) Sister

19. Four of the following five are alike in a certain
way and hence form a group. Which one of the following
does not belong to that group.
(a) 63
(b) 64
(c) 39
(d) 48
(e) 79
Ans: ( e ) 79

20. Ina certain code language DJWNBEAT is written as
TABEWNDJ. How will the word PRJSPECT be written in that
code language.
(a) RPSJEPTC
(b) TCPEJSPR
(c) JRPSPTCE
(d) TCPREPJS
(e) None of these
Ans: ( b ) TCPEJSPR

Directions (Qs. 21.26) : What will come in place of
the question mark (.) in the following questions.
21. 37.5 - (27)1.5 x 92 = 3.
(a) 5
(b) 4.5
(c) 7
(d) 6.5
(e) None of these
Ans: ( c ) 7

22. 28% of 450 + 45% of 280 = .
(a) 126
(b) 252
(c) 324
(d) 212
(e) None of these
Ans: ( b ) 252

23. 1027.05 . 314.005 + 112.25 = .
(a) 825.395
(b) 825.095
(c) 825.305
(d) 825.295
(e) None of these
Ans: ( d ) 825.295

24. (103.7 x 101.3)2 = 10.
(a) 6
(b) 7
(c) 10
(d) 3
(e) None of these
Ans: ( c ) 10

25. 40.83 x 1.02 x 1.2 = .
(a) 49.97592
(b) 41.64660
(c) 58.7952
(d) 42.479532
(e) None of these
Ans: ( a ) 49.97592

26. 3978 + 112 x 2 = . - 2
(a) 8180
(b) 2101
(c) 4090
(d) 8404
(e) None of these
Ans: ( d ) 8404

27. Four of the following five are alike in a certain
way and hence form a group. Which one of the following
does not belong to that group.
(a) 21
(b) 35
(c) 49
(d) 63
(e) 56
Ans: ( c ) 49

28. P is heavier than Q but lighter than R. Q is
heavier than T. S is heavier than P but lighter than V.
Who among them is the lightest.
(a) V
(b) S
(c) T
(d) R
(e) None of these
Ans: ( c ) T

29. In a certain code language TRANSPJRT is written as
RTASNPJRT. How will the word GATEHJUSE be written in
that
code language .
(a) ETGAHJESU
(b) ETAGHESUJ
(c) AGTHEJUSE
(d) AGETHUJES
(e) None of these
Ans: ( c ) AGTHEJUSE

30. In a certain code language .si re ga. MEANS .Shyam
is smart. and .pa si ga. means. Animesh is smart.. What
is
the code for .smart. in that code language.
(a) si
(b) re
(c) ga
(d) pa
(e) None of these
Ans: ( e ) None of these

Directions (Qs. 31.34) : What will come in place of
the question-mark (.) in the following questions .
31. 12.05 x 5.4 - 0.3 = .
(a) 108.55
(b) 216.90
(c) 118.45
(d) 118.55
(e) None of these
Ans: ( b ) 216.90

32. 99 - 11 + 7 x 16 = (.)2
(a) 11
(b) 121
(c) 12
(d) 144
(e) None of these
Ans: ( a ) 11

33. 8400 - 120 x 15 + 150 = .
(a) 1050
(b) 1200
(c) 1100
(d) 1514
(e) None of these
Ans: ( b ) 1200

34. 45% of 1500 + 35% of 1700 = .% of 3175
(a) 40
(b) 55
(c) 45
(d) 35
(e) None of these
Ans: ( a ) 40

Directions (Qs. 35.39) : Study the following
information carefully and answer the questions given
below:
The number 0 to 9 are coded in the following manner
considering the exception given below:

3 6 9 7 0 2 8 1
5 4
H P V S G D J K
M R
.
Exception 1: If a number starts and ends with non-
zero
odd number then the first and the last digits should be
coded as X and Z.
Exception 2: If a number starts and ends with non-
zero
even number then the first and the last digits should be
coded as A and B respectively.
35. What is the code for 5 2 1 8 6 3 .
(a) MDKJPH
(b) ZDKJPX
(c) XDKJPZ
(d) ADKJPB
(e) None of these
Ans: ( c ) XDKJPZ

36. What is the code for 492310 .
(a) RVDHKG
(b) AVDHKB
(c) VRDKHG
(d) BVDHKA
(e) None of these
Ans: ( a ) RVDHKG

37. Which of the following numbers is represented by
ASGHKB.
I. 670312 II. 470313 III. 270318
(a) Jnly I and III
(b) Jnly I and II
(c) Jnly Ii and III
(d) Jnly I
(e) Jnly III
Ans: ( a ) Jnly I and III

38. What is the code for 3186452 .
(a) HKJDMRP
(b) KHPJMRD
(c) DMRPHKJ
(d) HKJPRMD
(e) None of these
Ans: ( d ) HKJPRMD

39. Which of the following numbers is represented by
DPJRSV .
(a) 628794
(b) 268479
(c) 246793
(d) 168359
(e) None of these
Ans: ( b ) 268479

40. Animesh and Anand together got a profit of Rs.
9,600 and they distributed between themselves in the
ratio
of 5 : 7. What is the share of Animesh.
(a) Rs. 4,000
(b) Rs. 5,600
(c) Rs. 4,800
(d) Rs. 5,200
(e) None of these
Ans: ( a ) Rs. 4,000

41. A man bought some fruits at the rate of 16 for Rs.
24 and sold them at the rate of 8 for Rs. 18. What is
the
profit per cent.
(a) 50%
(b) 60%
(c) 40%
(d) 25%
(e) None of these
Ans: ( a ) 50%

42. A cow is tethered in the middle of a field with a
14 feet long rope. If the cow grazes 100 sq feet per day
approximately. What time will be taken by the cow to
graze
the grazeable area of the field.
(a) 2 days
(b) 18 days
(c) 24 days
(d) 6 days
(e) None of these
Ans: ( d ) 6 days

43. 7/8 of 3/7 of a number is equal to 25% of 45% of
another number. What is the ratio of the first and the
second numbers respectively.
(a) 3 : 7
(b) 9: 10
(c) 3 : 10
(d) 3 : 2
(e) None of these
Ans: ( c ) 3 : 10

44. Mr. Rahul spends 30% of his monthly salary on
domestic expenses. He spends respectively 20% and 10% of
the remaining salary on education of children and
conveyance. Jf the remaining amounts now he spends
respectively 20% and 30% on entertainment and maintenance
of house. He saves Rs. 5512.50. what is the monthly
salary of Mr. Rahul.
(a) Rs. 22,500
(b) Rs. 20,000
(c) Rs. 25,000
(d) Rs. 24,500
(e) None of these
Ans: ( a ) Rs. 22,500

45. The ratio of the present ages of Suman and Renu is
5 : 7 respectively. Four years hence the ratio will
become
3 : 4 respectively. What is the present age of Renu in
years.
(a) 28
(b) 24
(c) 20
(d) 21
(e) None of these
Ans: ( a ) 28

46. If instead of multiplying a number by 7 the number
was divided by 7. What should be the percentage error.
(a) 100%
(b) 96.8%
(c) 92.70%
(d) 97.9%
(e) None of these
Ans: ( d ) 97.9%

47. A car covers a certain distance taking 7 hours in
forward journey. During the return journey, speed was
increased by 12 kmph and it takes 5 hours. What is total
distance covered.
(a) 210 km
(b) 70 km
(c) 440 km
(d) 220 km
(e) None of these
Ans: ( a ) 210 km

48. The LCM of two numbers is 2079 and their HCF is
27. If one of the numbers is 189, find the other
number.
(a) 248
(b) 128
(c) 297
(d) 336
(e) None of these
Ans: ( c ) 297

49. The average between a two digit number and the
number obtained by interchanging the digits is 9. What
is
the difference between the two digits of the number.
(a) 8
(b) 2
(c) 5
(d) Cannot be determined
(e) None of these
Ans: ( d ) Cannot be determined

50. A circle and a rectangle have the same perimeter.
The sides of the rectangle are 18 cm and 26 cm. What
will
be the area of the circle.
(a) 88 cm2
(b) 1250 cm2
(c) 154 cm2
(d) 128 cm2
(e) None of these
Ans: ( e ) None of these

51. The difference between a number and its three-fifth
is 50. What is the number.
(a) 75
(b) 100
(c) 125
(d) 80
(e) None of these
Ans: ( c ) 125

52. Some persons decide to raise Rs. 3 lakhs by equal
contribution from each of them. If they contributed Rs.
50
extra each, the contribution increased to Rs. 3.25 lakhs.
How many persons were there .
(a) 400
(b) 500
(c) 600
(d) 700
(e) None of these
Ans: ( b ) 500

53. A sample of milk contains 5% water. What quantity
of pure milk should be added to 10 litres of milk to
reduce
the water content to 2%.
(a) 5 litres
(b) 7 litres
(c) 15 litres
(d) 12 litres
(e) None of these
Ans: ( c ) 15 litres

54. The difference between the compound interest and
the simple interest on a certain sum of money at 5% per
annum for 2 years is Rs. 1.50. Find the sum.
(a) Rs. 800
(b) Rs. 1200
(c) Rs. 400
(d) Rs. 600
(e) None of these
Ans: ( d ) Rs. 600

55. A, B and C contract a work for Rs. 550. Together A
and B are supposed to do 7/11th of the work. How much
does
C get.
(a) Rs. 270
(b) Rs. 200
(c) Rs. 310
(d) Rs. 175
(e) None of these
Ans: ( b ) Rs. 200

Directions (Qs. 56.60) : Study the following
information carefully and answer the questions given
below:
There is a five storey building including the
ground floor and each floor has only one flat. All these
flats have been occupied by the five Bank Probationary
Jfficers. Each officer owns a different car. The cars
are : Indica, Ikon, Indigo, Elentra and Santro. The
five
officers.A, B, X, Y and Z . are employed in the different
banks, viz., State Bank of India (SBI), Punjab National
Bank (PNB), UCJ Bank, ICICI Bank and HDFC Bank but not
necessarily in the same order. Mr. X works in HDFC Bank
and lives on the ground floor. The officer who lives on
fourth (top) floor does not own Elentra or Santro. Mr. B
works in PNB and owns Elentra car. The officer who works
in UCJ Bank and lives on second floor owns Indica car.
Mr.
Y lives on third floor and owns Indigo. Mr. Z works in
ICICI Bank and Mr. Y works in State Bank of India.
56. Who among the following does own Santro car .
(a) A
(b) B
(c) X
(d) Cannot be determined
(e) None of these
Ans: ( c ) X

57. Who lives on the second floor .
(a) X
(b) Y
(c) Z
(d) A
(e) None of these
Ans: ( d ) A

58. Jn which floor does B live .
(a) First
(b) Second
(c) Fourth
(d) Cannot be determined
(e) None of these
Ans: ( a ) First

59. Who among the following owns Indica car .
(a) X
(b) A
(c) Y
(d) B
(e) None of these
Ans: ( b ) A

60. Which of the following combinations of the officer
and car is correct .
(a) Mr. X : Elentra
(b) Mr. Y : Ikon
(c) Mr. A : Santro
(d) Mr. Z : Ikon
(e) None of these
Ans: ( d ) Mr. Z : Ikon

61. For which of the following values of x the
inequality x (x + 3) < 10 is satisfied .
(a) X 2, x < -5
(b) -3 < x < 0
(c) -2 < x < 5
(d) X < -2, x 5
(e) None of these
Ans: ( b ) -3 < x < 0

62. There is a leak in the bottom of a cistern. When
the cistern is thoroughly repaired, it would be filled in
3
½ hours. It now takes half an hour longer. If the
cistern
is full, how long will the leak take to empty the
cistern.
(a) 24 hours
(b) 28 hours
(c) 21 hours
(d) 27 hours
(e) None of these
Ans: ( a ) 24 hours

63. If the diagonals of a rhombus are 8 cm and 10 cm
respectively what will be the area of the rhombus.
(a) 35 sq cm
(b) 40 sq cm
(c) 30 sq cm
(d) 20 sq cm
(e) None of these
Ans: ( b ) 40 sq cm

64. Some toys were distributed equally among 18
children in such a way that the number of toys each child
gets is equal to the total number of children and after
distribution 6 toys are left out. What was the total
number of toys.
(a) 324
(b) 330
(c) 336
(d) 320
(e) None of these
Ans: ( b ) 330

65. A shopkeeper allows 10% discount on the price of an
article and sells it for Rs. 7,600. What is the market
price of the article .
(a) Rs. 8,250
(b) Rs. 8,500
(c) Rs. 8,540
(d) Rs. 8,415
(e) None of these
Ans: ( e ) None of these

Directions (Qs. 66.70) : Below in each question five
words are given. Which of them will come in the middle
place if all of them are arranged alphabetically. Serial
number of that word is the answer.

66. (a) Encounter
(b) Enormous
(c) Engineer
(d) Enlarge
(e) Encroach
Ans: ( c ) Engineer

67. (a) Network
(b) Nepotism
(c) Neutral
(d) Neighbour
(e) Nervous
Ans: ( e ) Nervous

68. (a) Granular
(b) Gratuity
(c) Gravitate
(d) Greatness
(e) Grateful
Ans: ( b ) Gratuity

69. (a) Residential
(b) Reputation
(c) Resistant
(d) Residence
(e) Reschedule
Ans: ( d ) Residence

70. (a) Bracelet
(b) Boutique
(c) Bourgeois
(d) Brackish
(e) Bramble
Ans: ( a ) Bracelet

Directions (Qs. 71.75) : the number group in each
question is to be codified in the following codes :

Number 3 8 7 0 1 9 6
4 2 5
Codes N L D M H B V
R G P
.
You have to find out which of the answers (A), (B), (C)
and
(D) has the correct coded form of the given number group.
If none of the coded form is correct, mark (E) as the
answer.
71. 6182734
(a) HBGPLDM
(b) VBLGRNH
(c) VHLGDNR
(d) BHNDGHR
(e) None of these
Ans: ( c ) VHLGDNR

72. 349805
(a) NRBLMP
(b) BRNLPM
(c) LRDGMP
(d) PMLHBR
(e) None of these
Ans: ( a ) NRBLMP

73. 57920642
(a) DPBGMVRH
(b) PDBRLNGH
(c) MVRGHLDP
(d) PDBGMVRG
(e) None of these
Ans: ( d ) PDBGMVRG

74. 7561024
(a) DPVGMRH
(b) DPVHMGR
(c) HMRLDVP
(d) VHDPGRL
(e) None of these
Ans: ( b ) DPVHMGR

75. 48236017
(a) RLGDLMHV
(b) BNDPGMRH
(c) VHMGDMRL
(d) HNPGBMHV
(e) None of these
Ans: ( e ) None of these

Directions (Qs. 76.80) : the news item given in each
question below is to be classified into one of the
following five areas.
(a) Political and Social, (b) sports and Culture, (c)
Science and Health
(d) Economics and Commerce, and (e) Miscellaneous
76. International Film Festival of India was organized
in Chennai recently.
Ans: ( b ) sports and Culture

77. India will host 2010 Commonwealth Games
Ans: ( b ) sports and Culture

78. Sustained efforts are needed to secure the release
of hotages.
Ans: ( e ) Miscellaneous

79. India and Japan are considering to have dialogue on
defence issue.
Ans: ( a ) Political and Social

80. New vaccine MMR has been developed for children.
Ans: ( c ) Science and Health

TEST .III :: ENGLISH LANGUAGE
Directions (Qs. 81.90) : In the following
passage there are blanks, each of which has been
numbered.
These numbers are printed below the passage and against
each, five words are suggested, one of which fills the
blank appropriately. Find out the appropriate word in
each
case.
Fourteen centuries ago when the world was
much younger, the ruler of all India, Rajah Balhait, was
....(151) about his people. A new game of dice, called
hard, had ...(152) the imagination of his subjects,
teaching them that chance alone-a-roll of the dice guided
the ...(153) of men. All who played this game of
fortune
lost their ...(155) in the virtues of courage, prudence,
wisdom and hope. It bred a fatalism that was ...(155)
the
spirit of the kingdom.
Raja Balhait commissioned Sissa, an
intelligent courter at his court to find an answer to
this
...(156) After much ...(157) the clever Sissa invented
another game. Chaturanga, the exact ...(158) of hard,
in
which the four elements of the Indian army were the key
pleces. In the game these pieces-chariots, horses,
elephants and foot soldiers-joined with a royal counselor
to defend their king and defeat the enemy. Forceful ...
(159) was demanded of the players.not luck. Chaturanga
soon became more popular than hard, and the ...(160) to
the Kingdom was over.

81. (a) concerned
(b) confident
(c) ignorant
(d) indifferent
(e) partisan
Ans: ( a ) concerned

82. (a) propelled
(b) enshrined
(c) captured
(d) activated
(e) enhanced
Ans: ( c ) captured

83. (a) communities
(b) ways
(c) abnormalities
(d) destiny
(e) groups
Ans: ( d ) destiny

84. (a) bravado
(b) interest
(c) peace
(d) wealth
(e) faith
Ans: ( b ) interest

85. (a) appalling
(b) crushing
(c) moistening
(d) promoting
(e) overwhelming
Ans: ( e ) overwhelming

86. (a) apprehension
(b) risk
(c) problem
(d) game
(e) destiny
Ans: ( e ) destiny

87. (a) deliberation
(b) absorption
(c) insight
(d) hesitation
(e) reluctance
Ans: ( a ) deliberation

88. (a) nature
(b) equivalent
(c) picture
(d) opposite
(e) replica
Ans: ( d ) opposite

89. (a) prediction
(b) concentration
(c) manipulation
(d) attack
(e) fortune
Ans: ( b ) concentration

90. (a) devastation
(b) anxiety
(c) impeachment
(d) nuisance
(e) threat
Ans: ( e ) threat

Directions (Qs. 91.95) : Read each sentence
to find out whether there is any grammatical error in it.
The error, if any, will be in one part of the sentence.
The number of that part is the answer. If there is not
error, the answer is .E.. (Ignore errors of punctuation,
if any)
91. If your don.t (a) / understand any of these words
(b) / you could (c) / always refer a dictionary. (d) / No
error (e)
Ans: ( e )

92. Tea is so hot (a) / that she (b) / can (c) / take
it. (d) / No error (e)
Ans: ( a )

93. The teacher said (a) / that the earth (b) / moves
round (c) / the sun. (d) / No error (e)
Ans: ( e )

94. He told to me (a) / that he (b) / was going away
(c) / the next day. (d) / No error (e)
Ans: ( b )

95. The lecturer says (a) / that Solomon won the
respect (b) / of all races and (c) / classes by his
justice. (d) / No error (e)
Ans: ( e )

Directions (Qs. 96.100) : In each of the
following questions, select the most appropriate word
from
among the five words given below the sentence to fill in
the blanks in the sentence so as to complete it
meaningfully.
96. Sunil was ...asleep and could not be easily
awakened.
(a) high
(b) fast
(c) severe
(d) total
(e) has
Ans: ( b ) fast

97. The vehicle did not come to a sudden halt since he
braked ...
(a) immediately
(b) silently
(c) gently
(d) completely
(e) detected
Ans: ( c ) gently

98. I saw him going escorted ... two policemen.
(a) with
(b) against
(c) by
(d) on
(e) for
Ans: ( c ) by

99. Madhav is a sick man and has to be taken to the
doctor ...
(a) usually
(b) timely
(c) seldom
(d) frequently
(e) avoided
Ans: ( d ) frequently

100. The child was left in the servants ...
(a) care
(b) duty
(c) work
(d) help
(e) innocence
Ans: ( a ) care

Directions (Qs. 101.105) : Rearrange the
following six sentences I, II, III, IV, V and VI in
proper
sequence so as to form a meaningful paragraph. Then
answer
the questions given below them.
I. We were interested by contrast in
understanding what lessons actual teams and non-teams had
for others to choose to struggle with change and
performance.
II. Still, we suspected that most of these focused on
persuading readers that .terms are important..
III. After all we thought teams are a well-known subject
and there must be a thousand books on the subject
already.
IV. By going down this path we hope to discover
something to say that was different from most books on
the
subject.
V. We approached the idea of a book on teams
cautiously.
VI. Alternatively they focused on providing you to
advise on building teams as an objective in it self.
101. Which of the following will be the SECJND sentence.
(a) I
(b) II
(c) VI
(d) III
(e) IV
Ans: ( d ) III

102. Which of the following will be the FIRST sentence .
(a) V
(b) I
(c) II
(d) III
(e) IV
Ans: ( a ) V

103. Which of the following will be the THIRD sentence .
(a) V
(b) III
(c) II
(d) VI
(e) IV
Ans: ( c ) II

104. Which of the following will be the FIFTH sentence .
(a) III
(b) IV
(c) II
(d) VI
(e) I
Ans: ( e ) I

105. Which of the following will be the LAST sentence .
(a) III
(b) IV
(c) V
(d) VI
(e) II
Ans: ( b ) IV

Directions (Qs. 106.110) : In each sentence
below four words have been printed in bold type, which
are
numbered (A), (B), (C), (D). Jne of these words may be
either wrongly spelt or inappropriate in the context of
the
sentence. The number of that word is the answer. If all
the four words are spelt correctly, the answer is (E),
i.e., all correct.
106. He had experienced (a) / a purposefully (b) /
discussion (c) / on topics of our interest. (d) / All
correct (e)
Ans: ( b )

107. To solve a (a) / problem, one needs to have (b) /
intelligent and firm (c) / determination. (d) / All
correct
(e)
Ans: ( c )

108. Many legends (a) / superstions endow the moon with
(b) / a beauty and mistery which will (c) / linger for
countless years. (d) / All correct (e)
Ans: ( c )

109. People in our country are distressed (a) / by the
spate of strikes, an almost (b) / perpetual go-slow and
(c) / increadibly low productivity. (d) / All correct (e)
Ans: ( d )

110. The faces of the (a) / twins were so (b) /
identical that we could not (c) / differentiate between
them. (d) / All correct (e)
Ans: ( c )

Directions (Qs. 111.115) : In each of the following
questions five words are given, which are numbered I, II,
III, IV and V. By using all the five words, each only
once, you have to frame a meaningful and grammatically
correct sentence. The correct order of the words is the
answer. Choose from the five alternatives the one having
the correct order of words and mark it as your answer on
the answer sheet.
111. I. interested II. in III.
children
IV. are V. games
(a) III, IV, I, II, V
(b) V, IV, I, II, III
(c) III, IV, V, I, II
(d) III, V, IV, I, II
(e) III, IV, II, V, I
Ans: ( a ) III, IV, I, II, V

112. I. was II. to III. he
VI. go V. ready
(a) III, I, II, IV, V
(b) I, III, IV, II, V
(c) III, IV, II, V, I
(d) I, II, IV, III, V
(e) III, I, V, II, IV
Ans: ( e ) III, I, V, II, IV

113. I. found II. lost III. his
IV. book V. we
(a) V, II, III, I, IV
(b) III, IV, II, V, I
(c) V, I, III, II, IV
(d) V, II, III, IV, I
(e) III, IV, V, II, I
Ans: ( c ) V, I, III, II, IV

114. I. of II. he III. proud
IV. me V. was
(a) V, II, IV, I, III
(b) II, V, IV, I, III
(c) IV, V, III, I, II
(d) II, V, III, I, IV
(e) II, III, V, I, IV
Ans: ( d ) II, III, V, I, IV

115. I. decision II. happy III. made
IV. your V. me
(a) IV, III, V, II, I
(b) IV, I, III, V, II
(c) II, I, III, V, IV
(d) IV, I, V, III, II
(e) II, III, V, IV, I
Ans: ( b ) IV, I, III, V, II

Directions (Qs. 116.120) : In the following
questions, five words are given out of which only one is
mis-spelt. Find that mis-spelt word and indicate it in
the
Answer Sheet.
116. (a) combination
(b) exageration
(c) hallucination
(d) admonition
(e) clinical
Ans: ( b ) exageration

117. (a) sacrosanct
(b) sacrelege
(c) sacred
(d) sacrament
(e) segment
Ans: ( b ) sacrelege

118. (a) allitration
(b) allowance
(c) almighty
(d) almanac
(e) illicit
Ans: ( a ) allitration

119. (a) idiosyncrasy
(b) idealise
(c) idiosy
(d) ideology
(e) ieonoclass
Ans: ( c ) idiosy

120. (a) jaundise
(b) jasmine
(c) jevelin
(d) jarving
(e) judgement
Ans: ( a ) jaundise

Directions (Qs. 121.130) : Read the following
passage carefully and answer the questions given below
it.
Certain words/phrases in the passage are printed in bold
to
help you locate them while answering some of the
questions.
Nature is an infinite source of beauty. Sunrise
and sunset, mountains and rivers, lakes and glaciers,
forests and fields provide joy and bliss to the human
mind
and heart for hours together. Everything in nature is
splendid and divine. Everyday and every season of the
year
has a peculiar beauty to unfold. Jnly one should have
eyes to behold it and a heart to feel it like the English
poet William Wordsworth who after seeing daffodils
said: .And then my heart with pleasure fills and dances
with the daffodils..
Nature is a great teacher. The early man was
thrilled with beauty and wonders of nature. The Aryans
worshipped nature. Jne can learn the lessons in the vast
school of nature. Unfortunately the strife, the stress
and the tension of modern life have made people immune to
beauties of nature. Their life is so full of care that
they have no time to stand and stare. They cannot enjoy
the beauty of lowing rivers, swinging trees, flying birds
and majestic mountains and hills. There is however, a
cry
to go back to village from the concrete and artificial
jungle of cities. Hence the town planners of today pay
special attention to provide enough number of natural
scenic spots in town planning. To develop a balanced
personality, one needs to have a healthy attitude which
can
make us appreciate and enjoy the beauty of nature.
There is other balm to soothe our tired soul and
listless mind than the infinite nature all around us. We
should enjoy it fully to lead a balanced and harmonious
life, full of peace and tranquility.
121. Which of the following words has the SAME meaning
as the word care as used in the passage .
(a) grief
(b) want
(c) needs
(d) pleasure
(e) prejudices
Ans: ( a ) grief

122. Choose the word which is most JPPJSITE in meaning
of the word unfold as used in the passage.
(a) declare
(b) conceal
(c) describe
(d) perpetuate
(e) evolve
Ans: ( b ) conceal

123. Which of the following statements is not made in
the passage about Nature.
(a) Nature is an infinite source of beauty
(b) Everything in nature is splendid and divine
(c) Nature is a great teacher
(d) The Aryans worshipped Nature
(e) The early man was scared of Nature
Ans: ( e ) The early man was scared of Nature

124. What is needed to develop balanced personality.
(a) interpersonal skills
(b) reading poetry
(c) healthy attitude
(d) going back to villages
(e) None of these
Ans: ( c ) healthy attitude

125. Why do people not enjoy the beauty of Nature .
(a) They are running after material pleasures
(b) They do not consider nature as balm to
soothe their fired minds
(c) Their life is full of worries and tensions
(d) They are afraid of nature
(e) None of these
Ans: ( c ) Their life is full of worries and
tensions

126. What should we do to enjoy tranquil life .
(a) Get totally immersed in our daily routine
(b) Believe that nature is infinite source of
beauty
(c) Lead a disciplined and dedicated life
(d) Enjoy the nature around us
(e) Form a habit of daily physical exercise
Ans: ( d ) Enjoy the nature around us

127. What are the town planners doing today.
(a) Providing facilities for enjoying nature
(b) Establishing balance between concrete and
artificial jungle of cities
(c) Supporting the cry to go back to villages
(d) Making efforts to inculcate healthy
attitude among people
(e) None of these
Ans: ( a ) Providing facilities for enjoying
nature

128. Choose the word which is most JPPJSITE in meaning
of the word listless as used in the passage
(a) active
(b) progressive
(c) backward
(d) hidden
(e) impure
Ans: ( a ) active

129. Choose the word which is most JPPJSITE in meaning
of the word soothe as used in the passage .
(a) stabilize
(b) excite
(c) propagate
(d) nature
(e) strengthen
Ans: ( b ) excite

130. According to the author of the passage, Nature
(a) is the ultimate salvation of man
(b) is the creator of this universe
(c) brings uniformity in all seasons
(d) maintains homeostasis in human beings
(e) is abundantly glorious and divine
Ans: ( e ) is abundantly glorious and divine


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