How Much Do You Need to Retire?
NUMBER OF YEARS YOUR MONEY WILL LAST — 3% Compound INFLATION*
1%
2%
3%
4%
5%
6%
7%
8%
9% 10% 11% 12%
7
8
8
8
8
9
9
10
8
8
9
9
9
10
10
11
9
9
10
10
10
11
12
13
10
10
11
11
12
13
14
15
8%
11
11
12
13
14
15
16
18
7%
12
13
14
15
16
18
20
23
6%
14
15
16
18
19
22
25
31
5%
17
18
20
22
24
29
38
•
4%
20
22
25
28
34
44
Happy
Heirs
•
3%
25
28
33
39
•
•
•
•
2%
35
40
50
•
•
•
•
1%
WITHDRAWAL RATE
RATE OF RETURN
•
•
•
•
•
* Chart assumes a 3% annual increase in the prior year's withdrawl.
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