Interpretation on REASONS OF LEAVING THE CORPORATE BANK CUSTOMERS

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BRM Report Q.1. Because of more queuing time. Ho=There is no significance difference between the age of customer and reason for leaving the bank because of more queuing time. H1=There is significance difference between the age of customer and reason for leaving the bank because of more queuing time. α=5% 18 to 24 25 to 32 33 to 45 46 to 60 60 and Above Strongly Agree Agree Neither Agree Nor Disagree Disagree Strongly Disagree Total 1 10 10 5 0 26 3 15 9 4 1 32 6 16 1 3 1 27 2 7 0 2 2 13 0 0 1 1 0 2 12 48 21 15 4 100 Total

Table 4-1 more queuing time

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report

Fo 1 3 6 2 0 10 15 16 7 0 10 9 1 0 1 5 4 3 2 1 0 1 1 2 0 7 11 12 10

Fe

(Fo-Fe)

(Fo-Fe)2

( Fo-Fe) 2/Fe

10.2

-0.2

0.04

3.92

14.28 15.36 12.96 7.2 5.46

-2.28 -0.36 3.04 -0.2 4.54

5.2 0.13 9.24 0.04 20.61

0.36 8.44 0.71 5.56 3.78

7

15.54 3.9 8.85

-4.54 1.1 -1.85

20.61 1.21 3.42

1.33 0.31 0.39

7

6.25

0.75

0.56

0.09 24.89

Table 4-1.1 more queuing time χ2cal=24.89 DOF=k-m-1 =10-0-1 By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report =9 χ2tab=16.92 χ2cal> χ2tab 24.89>16.92 At 5% level of significant, the Ho is Rejected. Decision:(H1): There is significance difference between the age of customer and reason for leaving the bank because of more queuing time.

Q.2. Because they charged more amount for their additional services.

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report Ho=There is no significance difference between the occupation of the customer and the reason for leaving the bank because they charged more amount for their additional services. H1=There is significance difference between the occupation of the customer and the reason for leaving the bank because they charged more amount for their additional services. α=5% Businessma n Strongly Agree Agree Neither Agree Nor Disagree Disagree Strongly Disagree Total 3 5 6 9 4 27 Govt. Servant 5 6 4 9 1 25 4 4 2 0 2 12 4 4 6 5 1 20 1 5 4 5 1 16 17 24 22 28 9 100 Others Private Job Student Total

Table 4-2 charged more amount for their additional services.

Fo

Fe

(Fo-Fe)

(Fo-Fe)2

( Fo-Fe) 2/Fe

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report 3 5 4 4 1 5 6 4 4 5 6 4 2 6 4 9 9 0 5 5 4 1 2 1 1 8.89 8 8.16 9 6.48 6 8.16 8 3.84 5.94 8.14 6 7.92 10 7.56 7 8.96 5 4.48 9 0.52 0 0.27 0 0.06 0 1.44 2 -3.96 2.07 4 15.08 0.27 0.57 1.75 2.08 4.33 0.55 1.16 0.06 -2.14 1.35 3.6 4.58 0.35 6.06 0.56 -1.48 0 -0.16 2.19 0 0.03 0.34 0 3.14 0.84 0.71 0.09 -0.89 0.79 0.09

9 13.83

Table 4-2.1 charged more amount for their additional services.

χ2cal=13.83 DOF=k-m-1

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report =14-0-1 =13 χ2tab=21.22 χ2cal< χ2tab 13.83<21.22 At 5% level of significant, the Ho is Accepted.. Decision:(H1): There is no significance difference between the occupation of the customer and the reason for leaving the bank because they charged more amount for their additional services.

Q.3. Because of less number of branches and ATM station proximity.

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report Ho: There is no significant difference between the occupation of the bank customers and the reason for leaving the bank because of less number of branches and ATM station proximity. H1: There is no significant difference between the occupation of the bank customers and the reason for leaving the bank because of less number of branches and ATM station proximity.

Businessman Govt. Servant Strongly Agree Agree Neither Agree Nor Disagree Disagree Strongly Disagree Total 5 6 7 6 1 25 4 7 3 7 3 24

Others

Private Job

Student

Total

2 4 4 3 0 13

3 5 2 10 2 22

2 3 1 9 1 16

16 25 17 35 7 100

Table 4-3 less number of branches and ATM station proximity.

Fo 5 4

Fe 4 5.904

(Fo-Fe) 1 0.096

(Fo-Fe)2

( Fo-Fe) 2/Fe
1 0.0093 0.25 0.0016

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report 2 3 2 6 7 4 5 3 7 3 4 2 1 6 7 3 10 9 1 3 0 2 1 6 6.08 5 6.25 6 8.75 9 8.25 10 6.29 7 15.21 9 12.95 10 7.7 5.6 7 2.3 3.4 0 5.39 11.56 0.69 2.06 0 -2.95 8.705 0.67 -6.21 38.56 2.53 0.71 0.5041 0.08 1.75 3.0625 0.74 -1.25 1 0.25 1.5625 1 0.625 0.25 0.17 0.071 -1.08 1.1664 0.19

7 7.66

Table 4-3.1 less number of branches and ATM station proximity.

χ2cal=7.66 DOF=k-m-1 =13-0-1

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report =12 χ2tab=19.07 χ2cal< χ2tab 7.66<19.07 At 5% level of significant, the Ho is Accepted.. Decision :( H1): There is no significant difference between the occupation of the bank customers and the reason for leaving the bank because of less number of branches and ATM station proximity.

A. Due to improper infrastructure facility. Graphical Representation :

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report

A
Strongly Disagree Disagree
8 7

Neither Agree nor Disagree Agree Strongly Agree

34

38

13

Chart 5-A- Improper infrastructure facility

B. Due to improper behavior of bank employees. Graphical Representation :

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report

B
Strongly Disagree Disagree
5 15

Neither Agree nor Disagree Agree Strongly Agree
25

36

19

Chart 5-B- improper behavior of bank employees

C. Because of taking more time in clearing the cheque. Graphical Representation :

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report

C
Strongly Disagree
10 4 14

Disagree Neither Agree nor Disagree Agree Strongly Agree

37

35

Chart 5-C- Taking more time in clearing the cheque.

D. Because of keeping improper record of past transaction. Graphical Representation :

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report

40

30

Count

20
34 34 29

10

0

2

1

Strongly Disagree

Disagree

Neither Agree nor Disagree

Agree

Strongly Agree

D
Chart 5-D- keeping improper record of past transaction.

E. Because of more queuing time. Graphical Representation :

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report

50

40

Count

30
48

20

10
4

21 15 12

0

Strongly Disagree

Disagree

Neither Agree nor Disagree

Agree

Strongly Agree

E
Chart 5-E- more queuing time.

F. Because of improper security in bank. Graphical Representation :

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report

40

30

Count

20
34 32

10
16 16

0 Strongly Disagree Disagree Neither Agree nor Disagree Agree

2

Strongly Agree

F
Chart 5-F- improper security in bank.

G. Because they charged more amount for their additional services. Graphical Representation :

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report

30

25

20

Count

15

28 22 24 17

10

5

9

0 Strongly Disagree Disagree Neither Agree nor Disagree Agree Strongly Agree

G
Chart 5-G- charged more amount for their additional services.

H. Because of poor Net-Banking service. Graphical Representation :

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report

50

40

Count

30

20
24

43

25

10

0

3

5

Strongly Disagree

Disagree

Neither Agree nor Disagree

Agree

Strongly Agree

H
Chart 5-H- poor Net-Banking service.

I. Because of poor Tele-Banking service. Graphical Representation :

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report

40

30

Count

20
36 30 26

10

4

4

0 Strongly Disagree Disagree Neither Agree nor Disagree Agree Strongly Agree

I
Chart 5-I- poor Tele-Banking service.

J. Because of poor ATM service. Graphical Representation :

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report

40

30

Count

20
34 30

10

21 9

6

0 Strongly Disagree Disagree Neither Agree nor Disagree Agree Strongly Agree

J
Chart 5-J- poor ATM service.

K. Due to lack of credit card facility. Graphical Representation :

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report

50

40

Count

30

20
27

41

10

23

0

4

5

Strongly Disagree

Disagree

Neither Agree nor Disagree

Agree

Strongly Agree

K
Chart 5-K- lack of credit card facility.

L. Because of less number of branches and ATM station proximity. Graphical Representation : By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report

40

30

Count

20
35

25

10
16 17

7

0 Strongly Disagree Disagree Neither Agree nor Disagree Agree Strongly Agree

L
Chart 5-L- less number of branches and ATM station proximity.

M. Because of account operating charges. Graphical Representation :

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report

40

30

Count

20
34 27 23

10

10 6

0 Strongly Disagree Disagree Neither Agree nor Disagree Agree Strongly Agree

M
Chart 5-M- account operating charges.

N. Because of low interest rate on deposit. Graphical Representation :

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report

40

30

Count

20
28

37

10

19 12 4

0 Strongly Disagree Disagree Neither Agree nor Disagree Agree Strongly Agree

N
Chart 5-N- low interest rate on deposit.

O. Due to lack of locker facility. Graphical Representation :

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report

40

30

Count

20
34 29

10

21 11 5

0 Strongly Disagree Disagree Neither Agree nor Disagree Agree Strongly Agree

O
Chart 5-O- lack of locker facility.

P. Due to lack of money transfer facility. Graphical Representation :

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report

40

30

Count

20
30 32 30

10

7

0 Strongly Disagree Disagree Neither Agree nor Disagree Agree

1

Strongly Agree

P
Chart 5-P- lack of money transfer facility.

Q. Because of Rumor. Graphical Representation :

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report

40

30

Count

20
33 25

10

20 15 7

0 Strongly Disagree Disagree Neither Agree nor Disagree Agree Strongly Agree

Q
Chart 5-Q- Because of Rumor.

R. Because of poor financial condition of bank. Graphical Representation :

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report

40

30

Count

20
37

10
14

19

21

9

0 Strongly Disagree Disagree Neither Agree nor Disagree Agree Strongly Agree

R
Chart 5-R- poor financial condition of bank.

S. Due to uncooperative Staff member. Graphical Representation :

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report

40

30

Count

20

37 26

10

22 11

0

4

Strongly Disagree

Disagree

Neither Agree nor Disagree

Agree

Strongly Agree

S
Chart 5-S- uncooperative Staff member.

T. Due to poor service of demate account. Graphical Representation :

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report

40

30

Count

20
34 28 29

10

5

0 Strongly Disagree Disagree Neither Agree nor Disagree Agree

4

Strongly Agree

T
Chart 5-T- poor service of demate account.

U. Due to unsatisfactory time duration of bank. Graphical Representation :

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report

30

25

20

Count

15

29

28

29

10

5

8

6

0 Strongly Disagree Disagree Neither Agree nor Disagree Agree Strongly Agree

U
Chart 5-U- unsatisfactory time duration of bank.

V. Due to lack of information given by bank. Graphical Representation :

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report

40

30

Count

20
31 25 33

10

9

0

2

Strongly Disagree

Disagree

Neither Agree nor Disagree

Agree

Strongly Agree

V
Chart 5-V- lack of information given by bank.

W. Due to minimum amount of withdrawal facility from ATM machine. Graphical Representation :

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

BRM Report

40

30

Count

20

37 27

10
16 7 13

0 Strongly Disagree Disagree Neither Agree nor Disagree Agree Strongly Agree

W
Chart 5-W- withdrawal facility from ATM machine.

By Kartik Sompura; Virji Chaudhary; Varthy Tandel

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