Loans

CMS
Loan Plan Set-Up Enhancement

VisionPLUS® Functional Specification CMS Version 8.0 Loan Plan Set-Up
Log Number – EIS 10224 Project Number 8153

©

2003 PaySys International, Inc. All Rights Reserved. The PAYSYS name, logo and related trademarks and service marks, owned by PaySys International, Inc., are registered and/or used in the U.S. and many foreign countries. The FIRST DATA name, logo and related trademarks and service marks are owned by First Data Corporation, parent company of PaySys International, Inc., and are registered and/or used in the U.S. and many foreign countries. All trademarks, service marks, and trade names referenced in this material are the property of their respective owners. This material is proprietary to PaySys International, Inc. and is not to be reproduced, disclosed, or used except in accordance with program license or other written authorization of PaySys International, Inc. First Data International 70 Keller Road, Suite 100 Orlando, FL 32810 407.660.8790 WWW.PAYSYS.COM

Last Update: October 23, 2003
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Loan Plan Set-Up Enhancement

Contents
BUSINESS REQUIREMENTS....................................................................................................................4 APPLICATIONS AFFECTED ....................................................................................................................4 CURRENT FUNCTIONALITY ..................................................................................................................5 FUNCTIONAL SOLUTION ........................................................................................................................5 LOAN PLAN SET-UP ...........................................................................................................................6 NEW SCREEN IDS ..............................................................................................................................7 LOAN INPUT SCREENS .......................................................................................................................8 ARLE00 – Locate screen...................................................................................................................8 ARLE01 – Record 1 ..........................................................................................................................8 ARLE02 – Record 2 ..........................................................................................................................9 ARLE03 – Record 7 ..........................................................................................................................9 ARLE04 – Loan Schedule ...............................................................................................................12 Plan Status during input process ....................................................................................................13 ONLINE INPUT..................................................................................................................................13 Initiating input process ...................................................................................................................13 Reference Numbers .........................................................................................................................13 Segment Number .............................................................................................................................14 Processing through the input screens .............................................................................................14 Processing through batch ...............................................................................................................15 LOAN PURGE SCREENS ....................................................................................................................16 ARLP00 - Locate.............................................................................................................................16 ARLP01- Loan Purge......................................................................................................................17 FIELD SECURITY ..............................................................................................................................18 ARFS00 - Field Security Locate......................................................................................................18 ARFP - Field Security Plan Segment ..............................................................................................18 ARMU - MENU SCREENS ................................................................................................................18 REPORT MODIFICATIONS .................................................................................................................19 Field Security Maintenance – R06 ..................................................................................................19 Plan Segment Maintenance - R10 ...................................................................................................19 Loan Schedule Maintenance- R55 ..................................................................................................19 NON-MONETARY FUNCTIONS ..........................................................................................................19 After Hours......................................................................................................................................19 Batch User Input .............................................................................................................................19 Online Interface ..............................................................................................................................19 EXAM..............................................................................................................................................19 Recovery..........................................................................................................................................20 CONVERSION AND IMPLEMENTATION ISSUES.............................................................................20 OTHER AREAS AFFECTED....................................................................................................................20 NEW AND MODIFIED SCREENS...........................................................................................................20 ARLE PAGE 00...............................................................................................................................21 ARLE PAGE 01...............................................................................................................................23

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ARLE PAGE 02...............................................................................................................................33 ARLE PAGE 03...............................................................................................................................40 ARLE PAGE 04...............................................................................................................................79 ARLP PAGE 00 ...............................................................................................................................81 ARLP PAGE 01...............................................................................................................................82 ARFS PAGE 00 ...............................................................................................................................84 ARFP PAGE 01 ...............................................................................................................................86 ARFP PAGE 02 ................................................................................................................................91 ARFP PAGE 03 ...............................................................................................................................95 ARFP PAGE 04 ................................................................................................................................99 ARFP PAGE 05 .............................................................................................................................105 ARMU PAGE 07 ...........................................................................................................................108 ARMU PAGE 08 ............................................................................................................................109 NEW AND MODIFIED REPORTS ........................................................................................................110

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Business Requirements
VisionPLUS was enhanced with release 8.0 to include closed-end loan processing as a supported credit offering / repayment method. Much effort has been extended to clean up the loan functionality with release 8.11, to make the offering more attractive to our clients and prospects. An important component to the process is missing from our solution, though, and that is the ability to set up the pre-computed loans on the system. Internally, PaySys uses FileAid or some other user-input mechanism, but we do not provide an integrated solution to our customers. The new functionality should include the following features: • • • • • • • A new screen where the user will input the data required to build plan records 1 (plan data) and 2 (loan data). A new screen for input of plan data record 7 (amortization), if applicable to the loan. A new screen for input of the loan schedule, if applicable for the loan. The reference number will be user-defined and identified in one field which will then be put into the reference number fields on records 1, 2, 7 and Loan Schedule. The ability to “accept” the displayed terms and have the terms become the required input to create the loan credit plan. The credit plan build should be online, immediately. Any maintenance to the information once the plan has been built, must be done directly to the plan via ARMA. The ability to purge a plan segment which has not been funded. The plan segment should be flagged to purge in the next batch run. Note: GE has also requested a method to purge bad plan segments that were added via user-input. If, after a sale posts, there is a need to change the terms, a reschedule must be performed (current functionality). The monetary transaction still comes in separately. Field security for all fields on the new input screens and existing plan segment screens.

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Applications Affected
VisionPLUS Applications ASM CDM CMS
X

CTA

FAS

IMB

IMP

INF

ITS

LTS

MBS

SSC

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TRAMS Applications TRM/Base TRM/AG TRM/BC TRM/DE TRM/EC

Other VisionPLUS Applications GUI for VisionPlus ILS IAS for CMS IAS for MBS AMEX

Interfaces CSF ScoreWare SEARCH Triad

Current Functionality
Currently pre-computed, front-loaded loan set-up for CMS is done either by creating input files of the required records through user input or by using an independent loan origination system. PaySys does not provide any other method for our customers. To set-up a pre-computed, front-loaded loan, Record 1(Plan Data) and Record 2 (Loan Data) are required as minimum input. Two additional records, Record 7 (Amortization) and Loan Schedule can also be brought in through user input, but are not required for the loan to be set up. After the input files are complete, the ARU040 Pre-edit is run against these files as verification that all the fields pass the edits. The files are then run into the next batch run and the loan plan segments are created. The monetary transaction associated with the loan is processed separately and when it is posted, the plan is balanced.

Functional Solution
The customer will be provided with a new online data entry method to create Posting Indicator 1 (PI 1) and Posting Indicator 2 (PI 2) pre-computed, front-loaded loan plan segments. New screens will be created to provide a more user-friendly process. To accomplish this, the following changes will be done to meet the requirements for loan set-up: • A new series of screens, ARLE, will be provided to set-up Records 1, 2, 7 and Loan Schedule. Record 6 will be created during posting in the next batch run after the online entry is complete. The reference number, defined by the user, will be input on the ARLE Locate screen used to initiate the on-line input screens. This reference number will be automatically populated on each subsequent screen as the screen is displayed for input.

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The reference number will serve as a key to determining, if this is an initial entry or an incomplete loan requiring additional input, and to help the user determine a specific plan that is to be purged. Records 1 and 2 are required for loan set-up at a minimum. Record 7 and the Loan Schedule record are optional dependent on the circumstances surrounding the loan. Record 7 can be built from information on the Credit Plan Master or from the Record 7 input, but not from both. If any data is populated on the Record 7 screen, the Credit Plan Master amortization data will be ignored. A Loan Schedule will be required if the PAYMENT TYPE, AMORTIZATION METHOD, or CCI require it. The credit plan segment, ARMA will be created immediately, real time, as each screen is accepted. The status code for the plan will reflect the acceptance of the record as complete prior to a batch run and the posting of the monetary transaction. If a monetary transaction to match the loan amount does not post in the next batch run after the loan input records are complete, the loan plan segment will be imbalanced. The status of the plan segment created (provided both Record 1 and Record 2 were accepted), will be set to an imbalanced plan status of 70 or 72, until the complete monetary transaction is received. The new input screens will be for the ‘add’ function only. Any maintenance to the loan plan segment created must be done on the ARMA (plan segment screens), but it is limited to only those fields that are currently open for maintenance. Two new screens (ARLP) will be created to provide the ability to purge a loan, which has not been funded, or has bad or missing data. The screens will also be used for a purge reversal function. There will be a new series of Field Security screens (ARFP) to control access to the fields on the new input screens. A new Field Security screen will also be created for the existing plan segment maintenance fields. Due to these new Field Security screens, the ARFS00 screen must be revised to include the plan segment and to make it more user friendly. The new screen IDs must be included on the ARMU Menu screen. Maintenance reports R06, R10 and R55 will be modified to include the new fields. Clients will continue to have the option to load plan segments through batch user input.

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Loan Plan Set-up
A new method to create a pre-computed, front-loaded (PI = 1 or PI = 2) loan plan segment will be provided to the user. Data records used to set-up loan plan segments will be created online in realtime, when the files are open and the system is available for normal processing. Input to the loan set-up screen will not be allowed in after-hours. PI 3 loans are not pre-computed and frontloaded, so they will continue to be created using existing functionality to create the plan segment. The online functionality available for loans through these new screens will be: • • to “add” a PI or PI 2 loan plan segment to an existing account. to ‘purge’ a loan plan segment that is incomplete, has bad data, or is unfunded.

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•

to ‘reverse’ a purge before the next batch run.

The loan entry screens will be available for the “add” function only. The input screens can be accessed, if necessary, to complete an unfinished record in another session. Any required maintenance or inquiry on the plan segment must be done on the ARMA screens, which is current functionality. The only ARMA screens with fields open for maintenance are ARMA05, ARMA07, and ARMA08. The required records to create a loan plan segment online are Record 1(Plan Data) and Record 2 (Loan Data). If applicable to the loan, Record 7 (Amortization) and a Loan Schedule can be created online also. Data Record 7 is optional, as it is created automatically using the values on the Credit Plan Master when not brought in through input screens. Record 3 (User Defined Data) is optional data and a new screen will not be provided for this record, as this information can be entered through the maintenance function of the ARMA07 screen. Record 6 (Original Loan Data) will be created by the system during posting in the batch run after the input process has completed.

New Screen IDs
To provide the new online loan entry, it will be necessary to create a new series of screen IDs and online screens. The Loan Entry screens will use ID, ARLE, Loan Purge will use ID ARLP, and the new Field Security screens required to access these new input fields will use ID, ARFP. The online screens for the new Loan Entry screens are: ARLE00 – Loan Input Locate ARLE01 - Plan Input Data ARLE02 – Loan Input Data ARLE03 – Amortization Input Data ARLE04 – Loan Schedule Input Data The online screens for the new Loan Purge screens are: ARLP00 – Loan Plan Purge Locate ARLP01 – Loan Plan Purge The online screens IDs for the new Field Security screens are: ARFP01 – Field Security Plan Segment ARFP02 – Field Security Loan Plan ARFP03 – Field Security Loan Plan ARFP04 – Field Security Loan Plan ARFP05 – Field Security Loan Plan

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Loan Input Screens
The loan input screens will be used to set up pre-computed, front-loaded loan plan segments. The records to be created using these screens are Record 1, 2, 7 and Loan Schedule. After each input screen is completed and the user presses the enter key to move to the next screen, the corresponding data record will be built immediately. The ARLE screens are only used for the initial add of a record. If a record has not been created or the screen has not been completed, the system will determine which screen will be displayed for input. During input if any screen is cleared out before completion, the corresponding record will not be created. Refer to the section on Processing through the input screens for more information on this process. The ARLE screens can also be used to complete loan plan segments that were originally set up using the user input file. After initiating the locate screen, it will be determined which screen (record) is needed to complete the loan plan segment and only that screen will be displayed. Maintenance is not allowed on the ARLE screens.

ARLE00 – Locate screen
The new locate screen is used to initiate the online input screens. On this page, the user will input the ORGANIZATION, ACCOUNT, PLAN, and REFERENCE NUMBER. This information is system populated on each subsequent input screen as the input process proceeds. The REFERENCE NUMBER is user-defined and unique to an ACCOUNT/ PLAN combination. If multiple loan plans are on an account, each plan must have a unique REFERENCE NUMBER. An error message will display, if this screen is accessed for an account/plan /reference number combination that is already complete. User Input file allows upper and lower case reference numbers, but the ARLE input screens program always uppercases any alpha reference number whether input as lower or uppercase. If the User Input file uses a lower case reference number and the loan record is not complete, the ARLE input screens cannot be used to complete the loan records. Because the lowercase reference number will not be recognized by ARLE, a NEW loan record will be created. The User Input File will have to be used to complete the record in this instance.

ARLE01 – Record 1
Record 1 contains the plan data for the loan plan segment. This screen contains basic plan information such as, store information, payment information, plan date and rebate parameters. This screen initiates with the ORG, ACCT, PLAN, and REF NBR populated. The Rebate parameter fields only apply to POSTING INDICATOR (PI) 2 loans, not PI 1 loans. If the Credit Plan Master, PLAN number used on ARLE00 has a POSTING INDICATOR (PI) of 1, then the Rebate parameter fields will not display on the ARLE01 screen. The system will zero fill the Rebate parameters when Record 1 is created for PI 1 loans.

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Payment Type

A new field, PAYMENT TYPE will be added to Record 1 input and displayed on ARLE01. When this screen is initially displayed, it will contain the PAYMENT TYPE defaulted from the Credit Plan Master of the PLAN entered on ARLE00. During the input session, this field can be maintained to a different value, if the user wants a PAYMENT TYPE other than the type that is defaulted.
Rebate Data

The rebate information is for PI 2 loans only. If rebate information is not completed on the input screen, then the rebate information will default from the Credit Plan Master. If the REBATE PER IND field (ARLE01) has a value greater than 0, the rebate parameter data used to create Record 1 comes from the online input only, and the Credit Plan Master rebate values are all overridden. If none of the rebate fields are populated on ARLE01, then all rebate data will default from the Credit Plan Master. When the plan segment is created, the rebate information displays on ARMA07.
Normal Rebate Rules

The online rebate fields must allow for a plan segment to be set up to use normal rebate rules when the Credit Plan Master has rebate parameters. This set-up is used when the existing Credit Plan Master has percentages in the rebate fields that are not to be used. When normal rebate rules are applied, no percentages are applied to calculate the rebate and normal rebates will apply to all components. For normal rebates to be applied, the REBATE fields on ARLE01 should allow the following settings: • • • •
REBATE PER IND REBATE PERIOD

must be 1 – 4, or REBATE EXPIRE must be populated. must be zeros and, must be zero.

REBATE PERCENT

INTEREST, INSURANCE, USER FEES 1 –6

If ARLE01 is set up in this manner, then the online input is used to create Record 1 and the Credit Plan Master rebate settings are ignored. Since the REBATE PERCENT and the components are 0, normal rebate rules are applied following current functionality.

ARLE02 – Record 2
Record 2 contains loan data for the loan plan segment. This screen initiates with the ORG, ACCT, PLAN, and REF NBR populated. ARLE02 contains basic loan information such as agreement, first, and final payment dates and amounts, terms, disclosed loan and component amounts, and CAP and CCI indicators. When the plan segment is created, this information displays on ARMA11.

ARLE03 – Record 7
Record 7 contains the amortization data for the loan plan segment. This screen contains amortization data such as the table, method, term, start indicator, start days or start months, rounding indicator, and fixed amounts for each component of a loan. If ARMO10, AMORT ACTIVE = 1, then after ARLE01 and ARLE02 are completed, screen ARLE03 must be displayed to give the user the option to complete this screen. This screen initiates with the ORG, ACCT, PLAN and REF NBR populated. Record 7 is not required even if Last Update: October 23, 2003
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ARMO10, AMORT ACTIVE field is a 1. Record 7 data can either be brought in through the online input using ARLE03, or amortization data can be defaulted from the Amortization Table information residing on the Credit Plan Master, but not both. If any field on ARLE03 is populated then, only the online data will be used. If the TABLE field of any one component on ARLE03 is populated with either: • • A valid amortization table number or, 999, with amortization data in the other fields,

then Record 7 must be created using either table (ARKM01) specified or the on-line data. If the on line data is used, then the Credit Plan Master amortization tables (ARMC06) are ignored. If any one component on ARLE03 is populated with amortization data, then the other fields on the screen must be allowed to either be populated or remain zero, as all components are not required to be active on a loan. Since all components are not required to be active, an error should not be given if a component is not completed with amortization data. When the plan segment is created, this information displays on ARMA10. The table below explains where the Amortization data is obtained based on the ARLE03 input. Note that both sources cannot be used at the same time, either the information comes from the ARLE03 screen, the Credit Plan Master, or there is no amortization data at all. If … And … Then… And at completion, create… Record 7

ARLE03 has an table number in AMORT
TABLE

No other fields are populated

Use the associated
AMORTIZATION TABLE

specified on ARLE03 to populate the plan segment
METHOD =

ARLE03 has an table number in AMORT
TABLE

4

Use only ARLE03 input to populate the plan segment. Note: TERM can not be input when METHOD = 4. Percentages and term will be obtained from associated
AMORTIZATION TABLE

Record 7

ARLE03 has 999 in the AMORT TABLE field ARLE03 has 000 in the AMORT TABLE field for all components

Required data is in the METHOD and TERM fields No other fields populated

Use only ARLE03 input to populate the plan segment Use the AMORTIZATION TABLES assigned to the Credit Plan Master to populate the plan segment

Record 7

Record 7

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If …

And …

Then…

And at completion, create… Record 7

ARLE03 has 000 in the AMORT TABLE field and some components have a valid table number or 999 ARLE03 does not have amortization data and was bypassed; (Enter without populating fields) ARLE03 does not have amortization data and was bypassed;

Other fields populated as required for TABLE value

Use only ARLE03 input to populate the plan segment

Credit Plan Master has AMORTIZATION
TABLES

Use the Credit Plan Master AMORTIZATION TABLES to populate the plan segment

Record 7

the Credit Plan Master does not have
AMORTIZATION TABLES specified

Do not create Record 7; Record 7 is not required even if ARMO10 AMORT ACTIVE = 1

n/a

ARMA10 – TBL OVRD

When the loan plan segment amortization data is created using the on-line ARLE03 screen, the TBL OVRD field (ARMA10) must be populated with an indicator to identify the source of the data to be used during the amortization process. Either the Credit Plan Master points to an amortization table, the table number to be used is on ARLE03, the table number is on ARLE03 and the Method is 4(indicating use all other field on line for amortization) or all amortization data is on the ARLE03 screen. The following table will define the TBL OVRD values and how the indicator is to be assigned based on the ARLE03 input: The TBL OVRD indicator should be set to: 0 When the ARLE03, AMORT TABLE is: This indicates the amortization data was extracted from:

000 for ALL components. Valid table number (001-998) and no other fields are populated for the component 999

the table number supplied by the Credit Plan Master. Online data was not used and amortization data override does not apply.

1

the table number indicated on the loan entry
screen for the specific component.

2

online input. Note: If a valid table number or 999 is used for some components and 000 for others, components using 000 will also be set to 2.

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The TBL OVRD indicator should be set to: 3

When the ARLE03, AMORT TABLE is:

This indicates the amortization data was extracted from:

Valid table number (001-998) and METHOD = 4

online input except for percentages. The
METHOD

is 4 (percentage). Percentages are used from the table number supplied.

ARLE04 – Loan Schedule
ARLE04 contains the Loan Schedule Payment information for the loan plan segment. This screen initiates with the ORG, ACCT, PLAN and REF NBR populated. The Loan Schedule screen contains 120 occurrences of the Loan Payment schedule for each component. This screen is required if any one of the following settings, which all require a Loan Schedule, are present on the previous created records: • • • If ARLE01, PAYMENT TYPE is L ( Record 1) If ARLE02, CCI is 3 ( Record 2) on any component If ARLE03, AMORT METHOD is 5 (Record 7) on any component

These fields can be populated from 1 to 120 occurrences, with 3 occurrences displaying at a time. After each screen is completed, to move to the next 3 occurrences, the PF6 key should be used. The Enter key will not move forward to the next occurrences and will not accept this screen. When all the data is entered and additional payment schedule fields are not needed, then the acceptance field at the bottom of the screen must be used to complete the Loan Schedule input. This field states: ENTER 1 TO ACCEPT LOAN SCHEDULE AND 0 TO CANCEL. If 1 is used, then the Loan Schedule record will be created as part of the plan segment. A 0 will cancel all input on the ARLE04 screen and the Loan Schedule record will not be created. This field must be a space when the screen is initialized.
TYPE

If an existing plan segment is modified to require a Loan Schedule by changing the PAYMENT to L or rescheduling the loan and changing any component’s AMORT METHOD to 5, then the ARLE00 screen can be used to create the required Loan Schedule record. After the ORGANIZATION, ACCOUNT, PLAN and REFERENCE NUMBER are input on ARLE00, the ARLE04 screen will display to set up the Loan Schedule. Screens ARLE01-03 will not display. When the plan segment is created, this information displays on ARII04.
Record 3 – User Data

No screen will be provided for this record as information for this record can be entered through maintenance of the ARMA08 screen.
Record 6 – Original Loan Data

Record 6 contains Original Loan Data and is created in posting during the next batch run after the input is completed and the plan segment is being created. The information from this record displays on ARMA12 after batch processing.

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Plan Status during input process
A PLAN STATUS must be assigned and updated as each loan record is created in the online session, instead of in batch. When screen ARLE01 is completed and Record 1 is created, the PLAN STATUS code must be set to reflect that Record 1 is complete, but Record 2 has not been created. When Record 2 (ARLE02) is complete, the status code must then be set to reflect that both records have been created. The status codes to be assigned during input are:
PLAN STATUS

= 10 – Complete pre-computed loan plan with complete Records 1, 2 and 7, and Loan Schedule if created. No monetary transaction has posted and batch has not been run. = 11 – Record 1 complete, but Record 2, is missing or incomplete. = 11 – Record 1 and 2 are complete, but Record 7 is incomplete.

PLAN STATUS PLAN STATUS

By the end of the online input, the PLAN STATUS should be set to 10, if all required records were created. The STATUS CODE will remain 10 until the next batch processing. During the batch run, an imbalance check is performed and if all required records are complete and the monetary transaction has posted, the PLAN STATUS should reflect a balanced loan. If the records are incomplete, then the PLAN STATUS remains 11, until further input is performed on the appropriate ARLE input screen to complete the necessary input records. Refer to Processing through batch section for further information on imbalance process.

Online Input Initiating input process
When the ARLE00, Locate screen is accessed, the system must determine if this is the initial entry for this ORGANIZATION, ACCOUNT, PLAN and REFERENCE NUMBER combination, or if this a continuation of a previous incomplete input session. The key to this determination is the ACCOUNT, PLAN, and REFERENCE NUMBER.

Reference Numbers
On initiation of the ARLE00 screen, the REFERENCE NUMBER that has been assigned to the account plan segment must be verified to determine if the REFERENCE NUMBER on ARLE00 has been used on this account before. • • If the REFERENCE NUMBER does not exists on the account, then the first input screen (ARLE01) should be displayed. If the REFERENCE NUMBER exists on the account, then the PLAN STATUS must be checked to determine if the plan segment is a complete record or incomplete record. If the PLAN STATUS is 01(active), 10 (all records created, but batch not run), 70(imbalance), or 72(imbalance), then this is a duplicate record as the reference number already exist on the account and the status code of 10, 70, or 72 means all records were created. If the REFERENCE NUMBER has been used previously, then a message informing the user that this is a ‘DUPLICATE REFERENCE NUMBER’ must be displayed on ARLE00.

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•

If the REFERENCE NUMBER exists on the account and the PLAN STATUS is 11, then this plan segment record is incomplete. It must then be determined which record is needed and what online screen to display. If the REFERENCE NUMBER exists on the account and the PLAN STATUS is 10, then this plan segment record is complete but it must be determined whether a Loan Schedule record is needed. If the settings for this loan require a loan schedule (PAYMENT TYPE = L, CCI = 3 for any component, or AMORT METHOD = 5 for any component), then screen ARLE04 must be displayed for input.

•

Segment Number
The plan segment sequence number, which is on the plan segment file, must also be determined. The sequence number is initially assigned to Record 1 and all other records created for this plan segment have the same sequence number. An account is only allowed to have 99 plan segments and the number of plan segments is located on the Base Segment. When ARLE00 is accessed and populated and it is determined that this is the initial record for this plan number, the AMBS-NEXT-PLAN-REC-NBR field must be incremented by 1(This is done in posting.). Even though the field is 3 digits, only 99 plan segments are allowed and the input process should stop on the ARLE00, Locate page, if the user tries to add 100. A message should display on the screen ‘ ENTRY EXCEEDS PLAN SEGMENTS LIMIT’.

Processing through the input screens
If it is the initial set-up, then the ARLE01 screen should display after ORGANIZATION, ACCOUNT, PLAN and REFERENCE NUMBER have been entered on ARLE00 and the Enter key is pressed. If this is not the initial set-up, the system must determine which record is incomplete or was not created and display the appropriate screen for completion. The requirements are as follows: If … ARLE00 is initiated Record 1 is complete Record 1 and Record 2 are complete And … Record 1 is not on file Record 2 is not on file Record 7 is not on file and
AMORT ACTIVE

Then… display ARLE01 display ARLE02 display ARLE03 =

At completion, create… Record 1 Record 2 Record 7 (See further conditions on page 8)

And set PLAN STATUS to… 11 11 10

1

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If … If Record 1, 2, and 7 are complete

And … Loan Schedule record is not on file and
PAYMENT TYPE

Then… display ARLE04 =

At completion, create… Loan Schedule Record

And set PLAN STATUS to… 10

L, or
AMORT METHOD

= 5 (on any component), or
CCI =

3 (on any component) = Record 7 and Loan Schedule are not required n/a 10

Record 1 and Record 2 are complete

AMORT ACTIVE

0, and,
PAYMENT TYPE is not L, AMORT METHOD is not 5, or CCI is not 3 PAYMENT TYPE is not L, AMORT METHOD is not 5, or CCI is not 3

If Record 1, 2, and 7 are complete

Loan Schedule record is not required

n/a

10

Processing through batch
Imbalance check

For a loan to be balanced and active all records must be complete and a monetary transaction matching the loan amount should post. This should happen in the subsequent batch, but is not required. A loan plan segment cannot be balanced or active until it passes the imbalance check. The imbalance check is used to determine if: • • • • a monetary transaction has posted, matching the loan amount and the plan is balanced a partial sale has posted, that is less than the loan amount, and the plan is imbalanced the monetary transaction that posted is greater than the loan amount , and the plan is imbalanced. no monetary transaction has posted and the plan is imbalanced.
Force Cycle

The batch program must be revised to check for Status 10 in preparation for Force Cycle processing. • If FORCE CYCLE is active and the STATUS of a plan = 10, then the number of plans and the number of loans must = 1 in order for an account to be Force Cycled. Therefore,

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• •

When plans are created online the ’number of plans’ and ‘number of loans’ must be set from 0 to 1 to be used by Force Cycle processing. If the Record 1 and Record 2 are created and the creation of 7 is cleared, do not increment the number of plans and number of loans, because record 1 and 2 are already created and the number of plans and number of loans has already been set to 1.
Status Change

The PLAN STATUS of the plan segment coming into batch input is either, 10 or 11. The PLAN STATUS code may be set by the system to a new value at the conclusion of the imbalance check dependent on the posting of the associated monetary transaction. In the first batch run, after the loan set-up process is complete, • • if the monetary transaction has posted and the plan segment passes the imbalance check, PLAN STATUS 10 will change to PLAN STATUS 01. if a partial monetary transaction posts to the plan segment, the PLAN STATUS 10 will change to PLAN STATUS 70 and the plan segment is imbalanced, When the remaining monetary transaction posts, then the plan will pass the imbalance check, and the PLAN STATUS will change to 01. if a monetary transaction that posts to a plan segment is greater than the loan amount the PLAN STATUS 10 will change to PLAN STATUS 70 and the plan segment is imbalanced. When the monetary transaction is corrected to be the loan amount, then the plan will pass the imbalance check, and the PLAN STATUS will change from 70 to 01. if no monetary transaction for the loan has posted for the plan segment, then PLAN STATUS 10 will change to PLAN STATUS 72 and the plan segment is imbalanced. In the batch, when the monetary transaction does post, the plan will pass the imbalance check and the PLAN STATUS will change from 72 to 01. if all required records are not complete, even if a monetary transaction is processed through batch, the PLAN STATUS 11 will remain PLAN STATUS 11. If there is a monetary transaction, it rejects until the records are complete. The rejected monetary transaction continues to cycle until the records are complete. When the records are complete, the rejected monetary transaction posts, if the plan passes the imbalance check, the PLAN STATUS will change from 11 to 01. If the plan still does not pass the imbalance check then the PLAN STATUS will changes from 11 to 70, or 72.

•

•

•

Loan Purge Screens ARLP00 - Locate
This screen should be populated with the ORGANIZATION and the ACCOUNT the user wants to use the purge function on. All loan plans available for purging or reverse purge are displayed on the next screen, ARLP01. If no loan plans are available for purging, the following message will be displayed: NO LOAN PLANS AVAILABLE FOR PURGING. Last Update: October 23, 2003
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ARLP01- Loan Purge
This screen displays all loan plans associated with the account, which are eligible for a purge or for a reversal of a purge. This screen should be accessed at the user’s discretion to purge loan plan segments that are unfunded or loan plans they wish to remove due to incomplete or bad data. The only loan plans that are displayed are loan plans with a current PLAN STATUS of 10, 11, 72, or 80 (plan is flagged to purge in next batch run). From this list of plans, the user can choose a loan plan to purge or reverse a purge by completing the ACTION field. The values for the ACTION field are: P R = Purge the plan for this account and assign a PLAN STATUS of 80. = Reverse the purge of the plan and reassign the previous PLAN STATUS.

To select a plan for purge, enter a value P in the ACTION field. When a plan is selected for purging, the PLAN STATUS in the: • • •
CURRENT STATUS

field is moved to the PREVIOUS STATUS field,

the CURRENT STATUS is changed to 80 and the plan is purged in next daily run., and the AMPS, DTE-STATUS CHG field must be updated on the plan segment.

The PLAN STATUS of 80 will flag this plan for purging in the next batch run. When a purge is done, the AMBS-NEXT-PLAN-REC-NBR field must be updated in the batch process using current functionality. Also the DTE-STATUS CHG must be updated There will also be an option for reversing a purge. The only loan plans available for a reversal of a purge are those with a PLAN STATUS of 80 (flagged for purge in the next batch run). The reversal can only be done prior to the batch run the plan segment was to be purged in. To select a plan for a purge reversal, enter a value R in the ACTION field. Once the batch is run and a plan is purged, there is no way to reverse this action. If a purge reversal is done, the PLAN STATUS in the: • • •
PREVIOUS STATUS CURRENT STATUS

field is moved to the CURRENT STATUS (80) is moved to the PREVIOUS STATUS, and

the AMPS DTE-STATUS CHG must be updated on the plan segment

Example of purge and reversal: Plan 12345, plan is eligible for purge and is displayed on ARLE01
CURRENT STATUS = 11 PREVIOUS STATUS = 11

Plan 12345 is flagged for purge in next batch
CURRENT STATUS = 80 PREVIOUS STATUS = 11

Purge Reversal is done before batch:
CURRENT STATUS = 11 PREVIOUS STATUS = 80

Last Update: October 23, 2003
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Field Security ARFS00 - Field Security Locate
New plan segment Field Security screens (ARFP) will be created to control the new ARLE, and the existing ARMA maintainable fields. Existing Field Security functionality will be used for the fields displayed on ARFP. The current ARFS00 screen will be revised to include Field Security screen for Plan Segments and Loan entry screens. A new value, P will be added to the FILE IND field to access the new Plan Segment screens (ARFP01 – 5). The ARFS00 screen will be revised to remove the RECORDS field. The values for FILE IND are: A B N E = All screens (ARFB, ARFN, ARFE, and ARFP) Default = Account Base Segment screens only (ARFB01 to ARFB03) = Name Address screens only (ARFN01 to ARFN02) = Embosser screen only (ARFE01).

P = Plan Segment only (ARFP01 to ARFP05) When you add a new Field Security record, FILE IND must be A to display all screens. When you access an existing Field Security record, FILE IND can be A, B, N, E, or P depending on which screens you want to display.

ARFP - Field Security Plan Segment
The new Field Security screens, ARFP01 – ARFP05 will control existing maintainable plan segment fields and the new input screen fields (add only). The ARFP fields are listed in the Field Description section of this functional. The table below identifies the relationship between the new field security screen and the screen it controls: Plan Segment Field Security Screen ARFP01 Controls Existing Plan Segment maintenance fields on ARMA05, 07, 08 ARLE01 (Plan Data) ARLE02 (Loan Data) ARLE03 (Amortization) ARLE04 (Loan Schedule)

ARFP02 ARFP03 ARFP04 ARFP05

ARMU - Menu screens
The new screen ID, ARLE must be added to the ARMU07 Menu, Additions screen and allow the selection of this screen to display ARLE00. Last Update: October 23, 2003
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The new screen ID, ARLP must be added to the ARMU08 Menu, Miscellaneous screens and allow the selection of this screen to display ARLP00.

Report Modifications
With the development of new Field Security (ARFP), Loan Entry (ARLE), and Loan Purge (ARLP) screens, it will be necessary to include the maintenance of the fields on these screens on the existing Maintenance Reports - R06, R10 and R55.

Field Security Maintenance – R06
This report reflects any changes made to the Field Security screens. With the addition of the Plan Segment Field Security (ARFP), changes made to the plan segment maintainable fields (ARMA05, ARMA07, and ARMA08) must be included on the R06 report. Also, the new fields added on screens ARFP01 – ARFP05 must be added to the report and any changes made to these new fields must print on the report.

Plan Segment Maintenance - R10
This report reflects any changes made to the Plan Segment Master File. With the new online input (ARLE) and loan purge (ARLP) screens, changes to the R10 are required. The Plan Segment Maintenance Report is currently being created when a loan plan segment is created through the user-input file. This report now needs to be produced whenever a new loan plan segment is created using the on-line input functionality. In addition, whenever action is taking on the ARLP01 screen, the PLAN STATUS changes, so this change must be reflected on the R10 report.

Loan Schedule Maintenance- R55
Currently, this report reflects any changes made to fields on the ARCI04 screen or when a new or modified loan schedule is loaded through user input. With the new online input, this report needs to be produced whenever a new loan schedule is created using the on-line input functionality.

Non-Monetary Functions After Hours
New online screens, ARLE, ARLP will not be available during after hours processing.

Batch User Input
None

Online Interface
None

EXAM
None

Last Update: October 23, 2003
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Recovery
Any changes to new online screens, ARLE001 – ARLE04 and ARLP01 that affect the AMPS, Plan Segment or AMBS, Base Segment must be included in the Log Records to be used, when a Recovery occurs.

Conversion and Implementation Issues
Conversion required for Field Security file, AMFS to increase size due to new fields. Must be recompiled and run.

Other Areas Affected
None

New and Modified Screens
The screens that are affected in this modification are:

Screen ID
ARLE ARLE ARLE ARLE ARLE ARLP ARLP ARFS ARFP ARFP ARFP ARFP ARFP ARMU ARMU

Screen Number
00 01 02 03 04 00 01 00 01 02 03 04 05 07 08 Loan Input Locate Plan Input Data Loan Input Data

Screen Title

Chg Type
New New New New New New New Mod New New New New New Mod Mod

Amortization Input Data Loan Schedule Input Data Loan Purge Locate Loan Purge Field Security Field Security Plan Segment Field Security Loan Plan (Record 1) Field Security Loan Plan ( Record 2 ) Field Security Loan Plan (Record 7) Field Security Loan Plan(Loan Schedule ) Menu, Additions Menu, Miscellaneous

Last Update: October 23, 2003
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ARLE Page 00
....+....1....+....2....+....3....+....4....+....5....+....6....+....7....+....8 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 8 9 0 1 2 3 4 ARLE ( ) * USER DEFINED TITLE * LOAN INPUT LOCATE PAGE 00 04/04/2002 19:32:15

ORGANIZATION ( 000 )

ACCOUNT ( 0000000000000000000 )

PLAN ( 00000 ) REFERENCE NUMBER ( 00000000000000000000000 )

PF1=ARMU

PF2=ARQC

PF3=ARMB

PF4=ARQB

PF5=ARMA

PF6=ARQA

Screen Definition
New locate screen for loan set-up.

Field Descriptions
ORGANIZATION 3N

Identification number of the organization associated with the account. The values are 001-998. On-line Edits:
ORGANIZATION must ORGANIZATION ORGANIZATION

be on file and valid.

must be numeric. must be greater than 000 and less than 999. ARMO10 must be 1.

INSTALLMENT ACTIVE, ACCOUNT 19C

Identification number of the account associated with the loan entry records you want to create. On-line Edits:
ACCOUNT

must be a valid account number on file. ARML13 must be 1.

INSTALLMNT ACTIVE,

Last Update: October 23, 2003
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PLAN 5N

Identification number of the Credit Plan Master record associated with the Credit Plan Segment record. On-line Edits:
PLAN

must be:

• on file • a valid loan plan number • numeric, and • POSTING INDICATOR 1 or 2.
REFERENCE NUMBER 23C

A user defined identification number for an individual plan segment. Each plan segment within one account must have a unique REFERENCE NUMBER. All data records within one plan segment must have the same REFERENCE NUMBER. On-line Edits:
REFERENCE NUMBER must be unique to account unless incomplete loan plan segment on file. Note: User Input file allows upper and lower case reference numbers, but the ARLE input screens program always uppercases any alpha reference number whether input as lower or uppercase. If the User Input file uses a lower case reference number and the loan record is not complete, the ARLE input screens cannot be used to complete the loan records. Because the lowercase reference number will not be recognized by ARLE, a NEW loan record will be created. The User Input File will have to be used to complete the record in this instance.

Last Update: October 23, 2003
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ARLE Page 01
....+....1....+....2....+....3....+....4....+....5....+....6....+....7....+....8 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 8 9 0 1 2 3 4 ARLE ( ) * USER DEFINED TITLE * PLAN INPUT DATA PLAN 00000 PAGE 01 04/04/2002 19:32:15

ORG 000

ACCT 0000000000000000000

REF NBR 00000000000000000000000

DESCRIPTION ( XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX ) PAYMENT TYPE ( X ) PRODUCT CODE ( 00000 ) REBATE PERIOD INDICATOR ( 0 ) STORE ORG ( 000 ) INITIAL SECOND STORE NUMBER ( 000000000 ) REBATE PERIOD ( 000 ) ( 000 ) PLAN DATE ( 00000000 ) REBATE EXPIRE ( 00000000 ) ( 00000000 ) BEGIN PAYMENT ( 00000000 ) REBATE PERCENT ( 00000 ) ( 00000 ) FIXED PAYMENT ( 00000000000000000 ) INTEREST ( 0 ) ( 0 ) INSURANCE ( 0 ) ( 0 ) USER FEE 1 ( 0 ) ( 0 ) USER FEE 2 ( 0 ) ( 0 ) USER FEE 3 ( 0 ) ( 0 ) USER FEE 4 ( 0 ) ( 0 ) USER FEE 5 ( 0 ) ( 0 ) USER FEE 6 ( 0 ) ( 0 )

Rebate parameter fields will only display for PI 2 l

CURRENCY PF1=ARMU

000

NOD 0 PF2=ARQC

PER ITEM NOD 0 PF3=ARMB PF4=ARQB

PERCENTAGE NOD 0 PF5=ARMA PF6=ARQA

Screen Definition
New screen for loan set-up of Record 1, Plan data.

Field Descriptions
ORG 3N ACCT 19C PLAN 5N

Identification number of the organization associated with the account. The values are 001-998. Field defaults from ARLE00. Identification number of the account associated with the loan entry records you want to create. Field defaults from ARLE00. Identification number of the Credit Plan Master record associated with the plan segment record to be created. Field defaults from ARLE00. A user defined identification number for an individual plan segment. Each plan segment within one account must have a unique REFERENCE NUMBER. All data records within one plan segment must have the same REFERENCE NUMBER. Field defaults from ARLE00. A user defined name for the individual loan plan. This field is not required. May default to plan segment from Credit Plan Master, if not input at set-up.

REF NBR 23C

DESCRIPTION 40C

Last Update: October 23, 2003
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PAYMENT TYPE 1C

Code that indicates the method that will be used to calculate the minimum payment due for the loan plan. The PAYMENT TYPE defaults to this field from the Credit Plan Master during initial set-up when screen is initiated. The PAYMENT TYPE can be changed to a new value during set-up and if it is, the new value will override the value that is on the Credit Plan Master. Although the PAYMENT TYPE isn’t restricted, the PAYMENT TYPE that typically apply to loans are: E = Calculate a fixed payment amount using the following formula: Principal Plus (+) Precomputed interest Plus (+) Loan fees Plus (+) Other fees Plus (+) Interest Divided by ( \ ) Loan term. F = Bill a fixed payment computed from the repayment table during the first statement cycle. G = Bill a fixed principal amount as computed using payment type F plus interest and insurance.

L

= Calculate the payment using the loan schedule. This value is valid for loan credit plans only.

On-line Edits:
PAYMENT TYPE PRODUCT CODE 5C

must be a valid value.

REBATE PERIOD INDICATOR 1N

User-defined code for this individual loan plan. The default value for this field is set in the Credit Plan Master record (PRODUCT CODE on ARMC01). This field is not required. Code that indicates the occurrence of the rebate period and applies to both the initial and second rebate periods. The values are: 0 = Use Credit Plan Master rebate parameters 1 = Cycles 2 = Days 3 = Months 4 = Specific date. On-line Edits:
REBATE PERIOD INDICATOR REBATE PERIOD INDICATOR

must be numeric. must be 0, 1, 2, 3, or 4.

Note: The Rebates parameters only apply to PI 2 loans. This field will not display, if the Credit Plan Master, PLAN number used on ARLE00 has a POSTING INDICATOR (PI) of 1. These fields will not display when Record 1 is created for PI 1 loans. Last Update: October 23, 2003
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STORE ORG 3N

The identification number of the organization associated with the store to which this Credit Plan Segment record is assigned. Note: Use 0 for Bankcard and number greater than 0 for Retail. On-line Edits:
STORE ORG

must be numeric.

If Bankcard type, must be zeros.
STORE NUMBER 9N

The identification number of the store to which this Credit Plan Segment record is assigned.
Note: Use 0 for Bankcard Logo (ARML01, TYPE OF ACCOUNT, = X and number greater than 0 for Retail Logo (ARML01). On-line Edits:
STORE NUMBER

must be numeric and greater than 0, if Retail

Logo. If Bankcard Logo, must be zeros.
REBATE PERIOD (INITIAL) 3N

Code that indicates the initial rebate period, i.e. number of cycles, days, or months. On-line Edits: If REBATE PERIOD IND is 1, 2, or 3, the REBATE PERIOD must be numeric and greater than zero. Note: The Rebates parameters only apply to PI 2 loans. This field will not display, if the Credit Plan Master, PLAN number used on ARLE00 has a POSTING INDICATOR (PI) of 1. These fields will not display when Record 1 is created for PI 1 loans.

REBATE PERIOD (SECOND) 3N

Code that indicates the second rebate period, i.e. number of cycles, days, or months. On-line Edits:
REBATE PERIOD

must be numeric.

If REBATE PERIOD (SECOND) is greater than 0, then REBATE PERIOD (INITIAL) must be greater than 0. If this value is greater than 000, the value must be greater than the INITIAL REBATE PERIOD. Note: The Rebates parameters only apply to PI 2 loans. This field will not display, if the Credit Plan Master, PLAN number used on ARLE00 has a POSTING INDICATOR (PI) of 1. These fields will not display when Record 1 is created for PI 1 loans.

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PLAN DATE 8N

Must be equal to or less than the next processing date and equal to or greater than the Base Segment open date. On-line Edits:
PLAN DATE PLAN DATE PLAN DATE

must be numeric and must be a valid date. cannot be zeros. must be equal to or less than the next processing cannot be less than AMBS OPEN DATE.

date.
PLAN DATE REBATE EXPIRE (INITIAL) 8N

This field identifies when the initial rebate expires. On-line Edits: The initial REBATE EXPIRE must be less than the second
REBATE EXPIRE. REBATE EXPIRE REBATE EXPIRE

must be a valid date. must be greater than PLAN DATE.

If REBATE EXPIRE is populated, REBATE PERIOD INDICATOR must be 4. Note: The Rebates parameters only apply to PI 2 loans. This field will not display, if the Credit Plan Master, PLAN number used on ARLE00 has a POSTING INDICATOR (PI) of 1. These fields will not display when Record 1 is created for PI 1loans.
REBATE EXPIRE (SECOND) 8N

This field identifies when the second rebate expires. This date must be greater than the initial REBATE EXPIRE. On-line Edits:
REBATE EXPIRE (Second) must EXPIRE (Initial). REBATE EXPIRE REBATE EXPIRE

be greater than REBATE

must be a valid date. must be greater than PLAN DATE.

If REBATE EXPIRE is populated, REBATE PERIOD INDICATOR must be 4. If REBATE PERIOD INDICATOR EXPIRE must be zeros. is 1, 2 or 3, then REBATE

Note: The Rebates parameters only apply to PI 2 loans. This field will not display, if the Credit Plan Master, PLAN number used on ARLE00 has a POSTING INDICATOR (PI) of 1. These fields will not display when Record 1 is created for PI 1 loans.

Last Update: October 23, 2003
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BEGIN PAYMENT DATE 8N

Date on which the payment deferment period ends and payments begin. CMS begins requesting payments on the first cycle date that falls on or after this date.
On-line Edits: If BEGIN PAYMENT is not zeros, then the BEGIN PAYMENT date must be a valid date.
BEGIN PAYMENT

date cannot be less than PLAN DATE.

REBATE PERCENT (INITIAL) 5N

Percent applied to designated rebatable components for the initial rebate period. This field can be populated when the REBATE PERIOD IND is 1, 2, 3 or 4. The percentage NOD does not apply to this field; the location of the decimal is indicated by the examples. Examples: Enter 100% as 10000, 93.25% as 09325, and 5% as 00500. On-line Edits:
REBATE PERCENT REBATE PERCENT

must be numeric. must not be greater than 100.00.

Note: The Rebates parameters only apply to PI 2 loans. This field will not display, if the Credit Plan Master, PLAN number used on ARLE00 has a POSTING INDICATOR (PI) of 1. These fields will not display when Record 1 is created for PI 1 loans.

Last Update: October 23, 2003
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REBATE PERCENT (SECOND) 5N

Percent that is applied to the rebatable components for the second rebate period. This field cannot be greater than 100%. This field can be populated when the REBATE PERIOD INDICATOR is 1, 2, 3 or 4 and the REBATE PERCENT (INITIAL) is populated. If REBATE PERIOD or REBATE EXPIRE for the second rebate contain a value other than zero, this field must be greater than zero. The percent value for the second rebate must be less than the percent for the initial rebate. The percentage NOD does not apply to this field; the location of the decimal is indicated by the example. Examples: Enter 100% as 10000, 93.25% as 09325, and 5% as 00500. On-line Edits:
REBATE PERCENT REBATE PERCENT

must be numeric. must not be greater than 100.00. not be greater than Rebate

REBATE PERCENT (SECOND) must

Percent (Initial). Note: The Rebates parameters only apply to PI 2 loans. This field will not display, if the Credit Plan Master, PLAN number used on ARLE00 has a POSTING INDICATOR (PI) of 1. These fields will not display when Record 1 is created for PI 1 loans.
FIXED PAYMENT 17N

The fixed payment amount to be billed at each cycle. This field is required if PAYMENT TYPE is fixed (E, F or G). If this is not input on ARLE01, the FIXED PAYMENT amount will be calculated at cycle.

Last Update: October 23, 2003
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INTEREST (INITIAL) 1N

Code that indicates if interest is rebated in the initial rebate period. The values are: 0 1 = Use the normal rebate rules, if applicable (Default) = Rebate using the initial REBATE PERCENT, if the settlement payment amount is paid before the initial REBATE EXPIRE date. If you enter 1, the REBATE PERCENT for the initial rebate period must be greater than 0. be numeric.

On-line Edits:
INTEREST must INTEREST

must be 0 or 1.

If INTEREST is 1, then REBATE PERCENT (INITIAL) must be greater than 0. Note: The Rebates parameters only apply to PI 2 loans. This field will not display, if the Credit Plan Master, PLAN number used on ARLE00 has a POSTING INDICATOR (PI) of 1. These fields will not display when Record 1 is created for PI 1 loans. Code that indicates if interest is rebated in the second rebate period. The values are: 0 = Use the normal rebate rules, if applicable (Default) = Rebate using the second REBATE PERCENT, if the 1

INTEREST ( SECOND) 1N

settlement payment amount is paid before the second REBATE EXPIRE date. If you enter 1, the REBATE PERCENT for the second rebate period must be greater than 0.
On-line Edits:
INTEREST must INTEREST

be numeric.

must be 0 or 1.

If INTEREST is 1, then REBATE PERCENT (SECOND) must be greater than 0. Note: The Rebates parameters only apply to PI 2 loans. This field will not display, if the Credit Plan Master, PLAN number used on ARLE00 has a POSTING INDICATOR (PI) of 1. These fields will not display when Record 1 is created for PI 1 loans.

Last Update: October 23, 2003
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INSURANCE (INITIAL) 1N

Code that indicates if insurance is rebated in the initial rebate period. The values are: 0 1 = Use the normal rebate rules, if applicable (Default) = Rebate using the initial REBATE PERCENT, if the settlement payment amount is paid before the initial REBATE EXPIRE date. If you enter 1, the REBATE PERCENT for the initial rebate period must be greater than 0. be numeric.

On-line Edits:
INSURANCE must INSURANCE

must be 0 or 1.

If INSURANCE is 1, then REBATE PERCENT (INITIAL) must be greater than 0. Note: The Rebates parameters only apply to PI 2 loans. This field will not display, if the Credit Plan Master, PLAN number used on ARLE00 has a POSTING INDICATOR (PI) of 1. These fields will not display when Record 1 is created for PI 1 loans.
INSURANCE ( SECOND) 1N

Code that indicates if insurance is rebated in the second rebate period. The values are: 0 1 = Use the normal rebate rules, if applicable (Default) = Rebate using the second REBATE PERCENT, if the settlement payment amount is paid before the second REBATE EXPIRE date. If you enter 1, the REBATE PERCENT for the second rebate period must be greater than 0. be numeric.

On-line Edits:
INSURANCE must INSURANCE

must be 0 or 1.

If INSURANCE is 1, then REBATE PERCENT (SECOND) must be greater than 0. Note: The Rebates parameters only apply to PI 2 loans. This field will not display, if the Credit Plan Master, PLAN number used on ARLE00 has a POSTING INDICATOR (PI) of 1. These fields will not display when Record 1 is created for PI 1 loans.

Last Update: October 23, 2003
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USER FEE 1 - 6 (INITIAL) 1N (appears 6 times)

Code that indicates if user-defined fee 1–6 is rebated in the initial rebate period. The values are: 0 1 = Use the normal rebate rules, if applicable (Default) = Rebate using the initial REBATE PERCENT, if the settlement payment amount is paid before the initial REBATE EXPIRE date. If you enter 1, the REBATE PERCENT for the initial rebate period must be greater than 0.

On-line Edits:
USER FEE 1 – 6 must USER FEE 1-6 must

be numeric.

be 0 or 1.

If USER FEE 1 - 6 is 1, then REBATE PERCENT (INITIAL) must be greater than 0. Note: The Rebates parameters only apply to PI 2 loans. This field will not display, if the Credit Plan Master, PLAN number used on ARLE00 has a POSTING INDICATOR (PI) of 1. These fields will not display when Record 1 is created for PI 1 loans.
USER FEE 1 – 6 (SECOND) 1N (appears 6 times)

Code that indicates if user-defined fee 1–6 is rebated in the second rebate period. The values are: 0 1 = Use the normal rebate rules, if applicable (Default) = Rebate using the second REBATE PERCENT, if the settlement payment amount is paid before the second REBATE EXPIRE date. If you enter 1, the REBATE PERCENT for the second rebate period must be greater than 0.

On-line Edits:
USER FEE 1 – 6 must USER FEE 1- 6 must

be numeric.

be 0 or 1.

If USER FEE 1 - 6 is 1, then REBATE PERCENT (SECOND) must be greater than 0. Note: The Rebates parameters only apply to PI 2 loans. This field will not display, if the Credit Plan Master, PLAN number used on ARLE00 has a POSTING INDICATOR (PI) of 1. These fields will not display when Record 1 is created for PI 1 loans.
Input Screen Cross Edits
• •

If the REBATE PER IND is zero, then all initial and second rebate fields must be zero. If all initial rebate fields are zero, then all second rebate fields must be zero.

Last Update: October 23, 2003
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•

If REBATE PER IND is 4, then the REBATE EXPIRE must be greater than zero and must be a valid date (cross-edit 28-1). If REBATE PER IND is 4, then the REBATE PERIOD must be zero (cross-edit 28-1). If REBATE PER IND is 1, 2, or 3 , then REBATE EXPIRE must be zero (cross-edit 28-1). If REBATE PER IND is 1, 2, or 3 , then REBATE PERIOD must be greater than zero and the REBATE EXPIRE must be zero (cross-edit 28-1). If REBATE PERCENT (INITIAL, SECOND) is zero then allow interest, insurance, and User 1 – 6 to be zero for normal rebate rules to apply (cross-edit 29-1, 30-1). If REBATE PERCENT (INITIAL, SECOND) is greater than zero, then at least one of the components (interest, insurance, or User 1 – 6) must equal 1(cross-edit 29-2,30-2). If the second REBATE PERIOD is not zero, then the second REBATE PERIOD must be greater than the initial REBATE PERIOD (cross edit 31-1). If the REBATE PER IND is 4, then the REBATE EXPIRE must be greater than zero and the REBATE PERIOD must be 0 (cross-edit 32-1). If the second REBATE EXPIRE is greater than zero, then the second REBATE EXPIRE must be greater than the initial REBATE EXPIRE (cross-edit 33-1). If the REBATE PER IND is 1, 2, or 3, then the REBATE PERIOD must be greater than zero (cross-edit 35-1). If the REBATE PER IND is 1, 2, or 3, then the REBATE EXPIRE must be zero (cross-edit 35-1).
PERCENT

• • • • • • • • • • •

If the second REBATE PERCENT is greater than 0, it must be less than the initial REBATE (cross-edit 36-1).

Last Update: October 23, 2003
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Loan Plan Set-Up Enhancement

ARLE Page 02
....+....1....+....2....+....3....+....4....+....5....+....6....+....7....+....8 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 8 9 0 1 2 3 4 ARLE ( ) * USER DEFINED TITLE * LOAN INPUT DATA PAGE 02 04/04/2002 19:32:15

ORG 000 ACCT 0000000000000000000 PLAN 00000 REF DATE AMOUNT AGREEMENT ( 00000000 ) FIRST PAYMENT ( 00000000 ) ( 00000000000000000 FINAL PAYMENT ( 00000000 ) ( 00000000000000000 INTEREST PAYMENT ( 00000000000000000 DEPOSIT ( 00000000000000000 DISCLOSED CAP LOAN AMOUNT ( 00000000000000000 ) PRINCIPAL ( 00000000000000000 ) INTEREST ( 00000000000000000 ) ( 0 ) INSURANCE ( 00000000000000000 ) ( 0 ) USER FEE 1 ( 00000000000000000 ) ( 0 ) USER FEE 2 ( 00000000000000000 ) ( 0 ) USER FEE 3 ( 00000000000000000 ) ( 0 ) USER FEE 4 ( 00000000000000000 ) ( 0 ) USER FEE 5 ( 00000000000000000 ) ( 0 ) USER FEE 6 ( 00000000000000000 ) ( 0 ) CURRENCY PF1=ARMU 000 NOD 0 PF2=ARQC PER ITEM NOD 0 PF3=ARMB PF4=ARQB

NBR 00000000000000000000000 APR ( 0000000 ) ) ACTUARIAL APR ( 0000000 ) ) ORIG LOAN TERM ( 000 ) ) BILLING TERM ( 000 ) ) LOAN DISPERSAL MTHD ( 0 ) CCI

( ( ( ( ( ( ( (

0 0 0 0 0 0 0 0

) ) ) ) ) ) ) ) PERCENTAGE NOD 0 PF5=ARMA PF6=ARQA

Screen Definition
New screen for loan set-up of Record 2, Loan data.

Field Descriptions
ORG 3N ACCT 19C PLAN 5N

Identification number of the organization associated with the account. The values are 001-998. Field defaults from ARLE00. Identification number of the account associated with the loan entry records you want to create. Field defaults from ARLE00. Identification number of the Credit Plan Master record associated with the plan segment record to be created. Field defaults from ARLE00. A user defined identification number for an individual plan segment. Each plan segment within one account must have a unique REFERENCE NUMBER. All data records within one plan segment must have the same REFERENCE NUMBER. Date the loan was initiated. On-line Edits:
AGREEMENT (DATE) must AGREEMENT (DATE) must

REF NBR 23C

AGREEMENT (DATE) 8N

be numeric. be a valid date.

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Loan Plan Set-Up Enhancement

APR 7N

Annual Percentage Rate. On-line Edits:
APR

must be numeric.

FIRST PAYMENT (DATE) 8N

Date of the first payment of this loan. A date may be entered here, otherwise CMS calculates the date. CMS calculates the date by adding PMT DUE DAYS or PMT DUE DATE from the Account Control table (ARMY02) to the next cycle date or deferment date. On-line Edits:
FIRST PAYMENT (DATE) must FIRST PAYMENT (DATE) must

be numeric be a valid date, if entered.

FIRST PAYMENT (DATE) must be greater than or equal to the loan Date Added and greater than or equal to the DATE LAST PROCESSED. FIRST PAYMENT (AMOUNT) 8N ACTUARIAL APR 7N

Amount of first payment for this loan. On-line Edits:
FIRST PAYMENT (AMOUNT) must

be numeric.

Amount of the calculated actuarial annual percentage rate (APR) cycle-to-date. On-line Edits:
ACTUARIAL APR

must be numeric

FINAL PAYMENT (DATE) 8N

Date of the final payment. This date may be entered here otherwise CMS calculates the date. If CMS calculates the date using the loan TERM (INITIAL TERM on ARMA11), as follows: First payment date plus (Term – 1). On-line Edits:
FINAL PAYMENT (DATE) must FINAL PAYMENT (DATE) must FINAL PAYMENT (DATE) must

be numeric be a valid date. be greater than or equal to the be greater than FIRST PAYMENT

loan date, date added.
FINAL PAYMENT (DATE) must DATE. FINAL PAYMENT (AMOUNT) 17N

Amount of final payment for this loan. On-line Edits:
FINAL PAYMENT (AMOUNT) must

be numeric. Page 34

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Confidential and proprietary to First Data

CMS
Loan Plan Set-Up Enhancement

ORIG LOAN TERM 3N

Current initial term of this plan in months. Required field. On-line Edits:
ORIG LOAN TERM must ORIG LOAN TERM must

be numeric. be greater than zero.

INTEREST PAYMENT (AMOUNT) 17N

This is the amount of interest to be billed each cycle when the interest CCI field is 2 (pre-computed periodically charged). On-line Edits:
INTEREST PAYMENT (AMOUNT) must

be greater than 0, if CCI

is 2, otherwise must be zero.
BILLING TERM 3N

Number of months in the billing term for deferred payment plans. This field is calculated as the difference between the original loan term and the original number of payment deferment periods. For plans that do not defer payments, this field is zero. On-line Edits: be numeric and greater than zero, if there is a deferred payment (ARLE01 -BEGIN PAYMENT > zero, or ARMC01 – DEFER PMT > zero).
BILLING TERM must

DEPOSIT AMT 17N

Deposit amount for this loan plan. On-line Edits:
DEPOSIT AMT

must be numeric.

LOAN DISPERSAL MTHD 1C LOAN AMOUNT: DISCLOSED 17N

User-defined loan dispersal method.

Amount at which the loan was disclosed. This amount is held for informational disclosure purposes only. Required field. On-line Edits:
LOAN AMOUNT (DISCLOSED) must

be numeric and not equal to

zeros.
LOAN AMOUNT (DISCLOSED) must = sum of PRINCIPAL, INTEREST, INSURANCE, USER1 –6 (DISCLOSED). PRINCIPAL: DISCLOSED 17N

Amount at which the principal was disclosed on the loan. This amount is used in the loan set-up transaction. On-line Edits:
PRINCIPAL (DISCLOSED) must

be numeric.

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Loan Plan Set-Up Enhancement

INTEREST: DISCLOSED 17N

Amount of interest disclosed on the loan. This amount is included in the loan set-up transaction. On-line Edits:
INTEREST (DISCLOSED) must

be numeric.

INTEREST: CAP 1N

Code that indicates whether the initial interest amount (INTEREST: INITIAL) is the maximum amount allowed for this loan credit plan. The values are: 0 1 = Amount is not capped at the initial amount. = Amount is capped at the initial amount. The final amount charged and consequently, paid may never exceed the initial interest amount. must be 0 or 1.

On-line Edits:
INTEREST: CAP

Last Update: October 23, 2003
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Loan Plan Set-Up Enhancement

INTEREST: CCI 1N

Component calculation indicator that determines how interest is loaded or processed for this loan credit plan. The values are: 0 1 = System calculated. Calculate and bill interest each month. (Default) = Pre-computed lump sum. The amount of pre-computed interest populates the DISCLOSED and INITIAL fields and posts to the plan balance and BNP components at plan set-up. This method populates the pre-computed interest BNP component that is used to amortize the pre-computed component amount. = Pre-computed flat amount periodically charged for interest only. The pre-computed interest amount populates the DISCLOSED and INITIAL fields at plan set-up. If that amount is the cap amount (INTEREST: CAP), this is the total amount of interest to bill over the term of the loan. A fixed amount is defined and billed each period. = Billed from loan schedule. The pre-computed interest amount populates the DISCLOSED and INITIAL fields at plan set-up. If that amount is the cap amount (INTEREST: CAP), this is the total amount of interest to bill over the term of the loan. Otherwise, the amount is informational only. This value is not loaded into the balance; the loan interest is billed each cycle based on the appropriate occurrence in the loan schedule. must be 0, 1, 2, or 3.

2

3

On-line Edits:
INTEREST: CCI

If PI 2 then INTEREST: CCI must be 1.
INSURANCE: DISCLOSED 17N

Amount of insurance disclosed on the loan. This amount is included in the loan set-up transaction. On-line Edits:
INSURANCE (DISCLOSED) must

be numeric.

Last Update: October 23, 2003
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CMS
Loan Plan Set-Up Enhancement

INSURANCE: CAP 1N

Code that indicates whether the initial insurance amount (INSURANCE: INITIAL) is the maximum amount allowed for this loan credit plan. The values are: 0 1 = Amount is not capped at the initial amount. = Amount is capped at the initial amount. The final amount charged and consequently, paid may never exceed the initial insurance amount.

On-line Edits:
INSURANCE: CAP INSURANCE: CCI 1N

must be 0 or 1.

Component calculation indicator that determines how insurance is loaded or processed for this loan credit plan. The values are: 0 1 = System calculated. CMS calculates and bills insurance each month. (Default) = Pre-computed lump sum. At credit plan set-up, the pre-computed insurance amount populates the original and initial disclosed insurance, the plan balance, and the billed-not-paid components. This method populates the pre-computed interest billednot-paid component that is used to amortize the pre-computed insurance amount. = Billed from loan schedule. The pre-computed insurance amount populates the original disclosed and initial amounts at plan set-up. If the pre-computed amount is the cap amount INSURANCE: CAP) this is the total amount of insurance to bill over the term only. This amount is not loaded into the balance; the loan insurance is billed each cycle based on the appropriate occurrence in the loan schedule. must be 0, 1 or 3.

3

On-line Edits:
INSURANCE: CCI INSURANCE CCI USER FEE 1 – 6: DISCLOSED 17N

must be 1, if PI 2. Amount at which the user-defined fee was disclosed on the loan. This amount is included in the loan set-up transaction. On-line Edits: USER FEE 1 -6 (DISCLOSED) must be numeric.

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Loan Plan Set-Up Enhancement

USER FEE 1 – 6: CAP 1N

(appears 6 times)

Indicates whether the initial user-defined fee amount (USER FEE 1–6: INITIAL) is the maximum amount allowed for this loan credit plan. The values are: 0 = Amount is not capped at the initial amount. 1 = Amount is capped at the initial amount. The final amount charged and consequently paid may never exceed the initial amount included in the loan set-up transaction. On-line Edits: must be 0 or 1. Component calculation indicator that determines how each user-defined fee is loaded or processed for the loan credit plan. The values are:
USR FEE 1 – 6: CAP

USER FEE 1- 6: CCI 1N

(appears 6 times)

= System calculated. Calculate and bill each month. (Default) 1 = Pre-computed lump sum. The value of the pre-computed user fee amount populates the original disclosed and initial amounts, posts to the plan balance, and posts to the billed-not-paid components at plan set-up. This method populates the pre-computed component that is used to amortize the pre-computed user-defined fee amount. 3 = Billed from the loan schedule. The pre-computed user-defined fee amount populates the original disclosed and initial amounts at plan set-up. If the pre-computed amount is the cap amount (USER FEE 1– 6: CAP) this is the total amount of each userdefined fee to bill over the term of the loan. This amount is not loaded into the balance. The userdefined fee is billed each cycle based on the appropriate occurrence in the loan schedule. On-line Edits:
USER FEE 1 - 6: CCI USER FEE 1 – 6: CCI

0

must be 0, 1 or 3. must be 1, if PI 2.

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Loan Plan Set-Up Enhancement

ARLE Page 03
....+....1....+....2....+....3....+....4....+....5....+....6....+....7....+....8 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 8 9 0 1 2 3 4 ARLE ( ) * USER DEFINED TITLE * AMORTIZATION INPUT DATA PLAN 00000 PAGE 03 04/04/2002 19:32:15

ORG 000

ACCT 0000000000000000000

REF NBR 00000000000000000000000 STRT DAYS ( 00 ) ( 00 ) ( 00 ) ( 00 ) ( 00 ) ( 00 ) ( 00 ) ( 00 ) ( 00 ) ROUNDING ( 0 ) ( 0 ) ( 0 ) ( 0 ) ( 0 ) ( 0 ) ( 0 ) ( 0 ) ( 0 ) ) ) ) )

AMORTIZATION: TABLE METHOD TERM STRT IND STRT MTH PRINCIPAL ( 000 ) ( 0 ) ( 000 ) ( 0 ) ( 00 ) INTEREST ( 000 ) ( 0 ) ( 000 ) ( 0 ) ( 00 ) INSURANCE ( 000 ) ( 0 ) ( 000 ) ( 0 ) ( 00 ) USER FEE 1 ( 000 ) ( 0 ) ( 000 ) ( 0 ) ( 00 ) USER FEE 2 ( 000 ) ( 0 ) ( 000 ) ( 0 ) ( 00 ) USER FEE 3 ( 000 ) ( 0 ) ( 000 ) ( 0 ) ( 00 ) USER FEE 4 ( 000 ) ( 0 ) ( 000 ) ( 0 ) ( 00 ) USER FEE 5 ( 000 ) ( 0 ) ( 000 ) ( 0 ) ( 00 ) USER FEE 6 ( 000 ) ( 0 ) ( 000 ) ( 0 ) ( 00 ) AMORTIZATION FIXED AMOUNT: PRINCIPAL ( 0000000000000000 ) INTEREST ( INSURANCE ( 0000000000000000 ) USER FEE 1 ( USER FEE 2 ( 0000000000000000 ) USER FEE 3 ( USER FEE 4 ( 0000000000000000 ) USER FEE 5 ( USER FEE 6 ( 0000000000000000 ) CURRENCY PF1=ARMU 000 NOD 0 PF2=ARQC PER ITEM NOD 0 PF3=ARMB PF4=ARQB

00000000000000000 00000000000000000 00000000000000000 00000000000000000

PERCENTAGE NOD 0 PF5=ARMA PF6=ARQA

Screen Definition
New screen for loan set-up of Record 7, Amortization data.

Field Descriptions
ORG 3N

Identification number of the organization associated with the account entered on the Locate screen. The values are 001-998. Field defaults from ARLE00. Identification number of the organization associated with the account. Field defaults from ARLE00. Identification number of the account associated with the loan entry records you want to create. Field defaults from ARLE00. A user defined identification number for an individual plan segment. Each plan segment within one account must have a unique REFERENCE NUMBER. All data records within one plan segment must have the same REFERENCE NUMBER.

ACCT 19C PLAN 5N REF NBR 23C

Last Update: October 23, 2003
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Loan Plan Set-Up Enhancement

PRINCIPAL: TABLE 3N

Amortization table used to retrieve the amortization parameters for the principal component. The values are: 000 = an amortization record will be created from the Credit Plan Master Table number, and will not use on-line input. = a valid amortization table number that will be used for the amortization of this component. If a valid table is used and the METHOD input is 4 then amortization data is brought in from on-line input only. If METHOD is not equal to 4, then all other online fields must be 0 for this component and amortization data is brought in from the amortization table only. = no amortization table is used and all amortization data is being brought in through on-line input.

001- 998

999

Note: If any one of the components have a valid table number or 999, then amortization data is created from on- line input and the Credit Plan Master table data must be ignored. On-line Edits:
PRINCIPAL: TABLE

must be numeric and valid value.

If PRINCIPAL: TABLE is 000, then all other on-line fields for this component must be 0. If PRINCIPAL: TABLE is 999, then PRINCIPAL: TERM must be 001- 120 and PRINCIPAL: METHOD must be 1, 2, 3, or 5. If PRINCIPAL: TABLE is 001 – 998, TABLE must be a valid table on file. If PRINCIPAL: TABLE is 001 – 998 and the TABLE is valid and the Table’s METHOD is 4, then 4 is a valid for PRINCIPAL: METHOD.

Last Update: October 23, 2003
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Loan Plan Set-Up Enhancement

PRINCIPAL: METHOD 1N

Method used to calculate the amortization of the principal component. The values are: 1 2 3 4 5 = Straight line = Rule of 78ths = Fixed = Percentage = Loan payment schedule. must be valid values of 0, 1, 2, 3, 4, or 5.

On-line Edits:
PRINCIPAL: METHOD

If PRINCIPAL: TABLE is 999, then PRINCIPAL: METHOD must be numeric and greater than 0. If PRINCIPAL: TABLE is 000 or 999, then PRINCIPAL: METHOD cannot be 4. If PRINCIPAL: TABLE is 000, PRINCIPAL: METHOD cannot be greater than 0. If PRINCIPAL: TABLE is 001 – 998 and PRINCIPAL: TABLE is valid, then the only valid value for PRINCIPAL: METHOD is 0 or 4. If PRINCIPAL: TABLE is 001 –998 and PRINCIPAL: METHOD is not equal to 4, then do not allow entry in TERM, STRT IND, STRT MTH or STRT DAYS or ROUNDING fields. If PRINCIPAL: TABLE is 001 –998 and PRINCIPAL: METHOD is equal to 4, then allow valid entry in STRT IND, STRT MTH or STRT DAYS and ROUNDING fields.
PRINCIPAL: TERM 3N

Number of months over which the loan will be amortized and the term value to use in the amortization calculations. Valid values are 001–120. On-line Edits: If PRINCIPAL: TABLE is 999, then PRINCIPAL: TERM must be numeric and greater than 0,
PRINCIPAL: TERM must

be 000, if PRINCIPAL: TABLE is 000 -

998.

Last Update: October 23, 2003
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Loan Plan Set-Up Enhancement

PRINCIPAL: STRT IND 1N

Code that indicates when amortization occurs. Amortization will only occur if the plan is balanced with a status of 01. The values are: 0 1 2 = Begin amortization on the first cycle and amortize on the account cycle date thereafter. = Begin amortization on the date the plan is balanced and amortize on the account cycle date thereafter. = Begin amortization the number of months, as defined in PRINCIPAL: STRT MTH, after the first cycle date and amortize on the account cycle date thereafter. = Begin amortization the number of days, as defined in PRINCIPAL: STRT DAYS, after the first cycle date. Amortize this number of days after the first cycle date thereafter.

3

On-line Edits: Must be numeric and valid value.
PRINCIPAL: STRT MTH 2N

Number of months after the plan is balanced and the account cycles that amortization begins. The values are 00–99. On-line Edits: Must be numeric and valid value. If PRINCIPAL: STRT IND is 2, this field must be 01–99. If PRINCIPAL: STRT IND is 0, 1, or 3, this field must be 00.

PRINCIPAL: STRT DAYS 2N

Number of days after the plan is balanced and the account cycles that amortization begins. The values are 00–26. On-line Edits: If PRINCIPAL STRT IND is 3, this field must be 01–26. If PRINCIPAL STRT IND is 0, 1, or 2, this field must be 00.

Last Update: October 23, 2003
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Loan Plan Set-Up Enhancement

PRINCIPAL: ROUNDING 1N

Code that indicates the rounding method that CMS uses to round or truncate the calculated amortization amount each month. Rounding is based on the currency NOD and the number that follows the last decimal in the currency. The values are: 0 = Standard rounding. If the number that follows the last decimal in the currency is 1 to 4, CMS rounds down; if the number is 5 to 9, CMS rounds up. (Default) = Always round up. If the number is 1 to 9, CMS rounds up. = Truncate. CMS does not round. = Round, no decimal. CMS rounds to the nearest whole monetary unit.

1 2 3

On-line Edits: Must be numeric and valid value.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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CMS
Loan Plan Set-Up Enhancement

INTEREST: TABLE 3N

Amortization table used to retrieve the amortization parameters for the interest component. The values are: 000 = an amortization record will be created from the Credit Plan Master Table number, and will not use on-line input. = a valid amortization table number that will be used for the amortization of this component. If a valid table is used and the METHOD = 4, then amortization data is brought in from on-line input only. If METHOD is not equal to 4, then all other online fields must be 0 for this component and amortization data is brought in from the amortization table only. = no amortization table is used and all amortization data is being brought in through on-line input.

001- 998

999

Note: If any one of the components have a valid table number or 999, then amortization data is created from on- line input and the Credit Plan Master table data must be ignored. On-line Edits:
INTEREST: TABLE

must be numeric and valid value.

If INTEREST: TABLE is 000, then all other on-line fields for this component must be 0. If INTEREST: TABLE is 999, then INTEREST: TERM must be 001120 and INTEREST: METHOD must be 1, 2, 3, or 5. If INTEREST: TABLE is 001 – 998, TABLE must be a valid table on file. If INTEREST: TABLE is 001 – 998 and the TABLE is valid and the Table’s METHOD is 4, then 4 is a valid for INTEREST: METHOD.

Last Update: October 23, 2003
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CMS
Loan Plan Set-Up Enhancement

INTEREST: METHOD 1N

Method used to calculate the amortization of the interest component. The values are: 1 2 3 4 5 = Straight line = Rule of 78ths = Fixed = Percentage = Loan payment schedule. must be valid values of 0, 1, 2, 3, 4, or 5.

On-line Edits:
INTEREST: METHOD

If INTEREST: TABLE is 999, then INTEREST: METHOD must be numeric and greater than 0. If INTEREST: TABLE is 000 or 999, then INTEREST: METHOD cannot be 4. If INTEREST: TABLE is 000, INTEREST: METHOD cannot be greater than 0. If INTEREST: TABLE is 001 – 998 and the TABLE is a valid amortization table, then the only valid values for INTEREST: METHOD are 0 or 4. If INTEREST: TABLE is 001 –998 and INTEREST: METHOD is not equal to 4, then do not allow entry in TERM, STRT IND, STRT MTH or STRT DAYS or ROUNDING fields. If INTEREST: TABLE is 001 –998 and INTEREST: METHOD is equal to 4, then allow valid entry in STRT IND, STRT MTH or STRT DAYS and ROUNDING fields.
INTEREST: TERM 3N

Number of months over which the loan will be amortized and the term value to use in the amortization calculations. Valid values are 001–120. On-line Edits: If INTEREST: TABLE is 999, then INTEREST: TERM must be numeric and greater than 0. If INTEREST: TABLE is 000 –998, then INTEREST: TERM must be 000.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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CMS
Loan Plan Set-Up Enhancement

INTEREST: STRT IND 1N

Code that indicates when amortization occurs. Amortization will only occur if the plan is balanced with a status of 01. The values are: 0 1 2 = Begin amortization on the first cycle and amortize on the account cycle date thereafter. = Begin amortization on the date the plan is balanced and amortize on the account cycle date thereafter. = Begin amortization the number of months, as defined in INTEREST: STRT MTH, after the first cycle date and amortize on the account cycle date thereafter. = Begin amortization the number of days, as defined in INTEREST: STRT DAYS, after the first cycle date. Amortize this number of days after the first cycle date thereafter.

3

On-line Edits: Must be numeric and valid value.
INTEREST: STRT MTH 2N

Number of months after the plan is balanced and the account cycles that amortization begins. The values are 00–99. On-line Edits: Must be numeric and valid value. If INTEREST: STRT IND is 2, this field must be 01–99. If INTEREST: STRT IND is 0, 1, or 3, this field must be 00.

INTEREST: STRT DAYS 2N

Number of days after the plan is balanced and the account cycles that amortization begins. The values are 00–26. On-line Edits: Must be valid value. If INTEREST: STRT IND is 3, this field must be 01–26. If INTEREST: STRT IND is 0, 1, or 2, this field must be 00.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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Loan Plan Set-Up Enhancement

INTEREST: ROUNDING 1N

Code that indicates the rounding method that CMS uses to round or truncate the calculated amortization amount each month. Rounding is based on the currency NOD and the number that follows the last decimal in the currency. The values are: 0 = Standard rounding. If the number that follows the last decimal in the currency is 1 to 4, CMS rounds down; if the number is 5 to 9, CMS rounds up. (Default) = Always round up. If the number is 1 to 9, CMS rounds up. = Truncate. CMS does not round. = Round, no decimal. CMS rounds to the nearest whole monetary unit.

1 2 3

On-line Edits: Must be numeric and valid value.

Last Update: October 23, 2003
Confidential and proprietary to First Data

Page 48

CMS
Loan Plan Set-Up Enhancement

INSURANCE: TABLE 3N

Amortization table used to retrieve the amortization parameters for the insurance component. The values are: 000 = an amortization record will be created from the Credit Plan Master Table number, and will not use on-line input. = a valid amortization table number that will be used for the amortization of this component. If a valid table is used and the METHOD = 4, then amortization data is brought in from on-line input only. If METHOD is not equal to 4, then all other online fields must be 0 for this component and amortization data is brought in from the amortization table only. = no amortization table is used and all amortization data is being brought in through on-line input.

001- 998

999

Note: If any one of the components have a valid table number or 999, then amortization data is created from on- line input and the Credit Plan Master table data must be ignored. On-line Edits:
INSURANCE: TABLE

must be numeric and valid value.

If INSURANCE: TABLE is 000, then all other on-line fields for this component must be 0. If INSURANCE: TABLE is 999, then INSURANCE: TERM must be 001- 120 and INSURANCE: METHOD must be 1, 2, 3, or 5. If INSURANCE: TABLE is 001 – 998, table must be a valid table on file. If INSURANCE: TABLE is 001 – 998 and the TABLE is valid and the Table’s METHOD is 4, then 4 is a valid for INSURANCE: METHOD.

Last Update: October 23, 2003
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Loan Plan Set-Up Enhancement

INSURANCE: METHOD 1N

Method used to calculate the amortization of the interest component. The values are: 1 2 6 7 8 = Straight line = Rule of 78ths = Fixed = Percentage = Loan payment schedule. must be valid values of 0, 1, 2, 3, 4, or 5.

On-line Edits:
INSURANCE: METHOD

If INSURANCE: TABLE is 999, then INSURANCE: METHOD must be numeric and greater than 0. If INSURANCE: TABLE is 000 or 999,then INSURANCE: METHOD cannot be 4. If INSURANCE: TABLE is 000, INSURANCE: METHOD cannot be greater than 0. If INSURANCE: TABLE is 001 – 998 and the TABLE is a valid amortization table, then the only valid values for INSURANCE: METHOD are 0 or 4. If INSURANCE: TABLE is 001 –998 and INSURANCE: METHOD is not equal to 4, then do not allow entry in TERM, STRT IND, STRT MTH or STRT DAYS or ROUNDING fields. If INSURANCE: TABLE is 001 –998 and INSURANCE: METHOD is equal to 4, then allow valid entry in STRT IND, STRT MTH or STRT DAYS and ROUNDING fields.
INSURANCE: TERM 3N

Number of months over which the loan will be amortized and the term value to use in the amortization calculations. Valid values are 001–120. On-line Edits: If INSURANCE: TABLE is 999, then INSURANCE: TERM must be numeric and greater than 0. If INSURANCE: TABLE is 000 –998, then INSURANCE: TERM must be 000.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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Loan Plan Set-Up Enhancement

INSURANCE: STRT IND 1N

Code that indicates when amortization occurs. Amortization will only occur if the plan is balanced with a status of 01. The values are: 0 1 2 = Begin amortization on the first cycle and amortize on the account cycle date thereafter. = Begin amortization on the date the plan is balanced and amortize on the account cycle date thereafter. = Begin amortization the number of months, as defined INSURANCE: STRT MTH, after the first cycle date and amortize on the account cycle date thereafter. = Begin amortization the number of days, as defined in INSURANCE: STRT DAYS, after the first cycle date. Amortize this number of days after the first cycle date thereafter.

3

On-line Edits: Must be numeric and valid values.
INSURANCE: STRT MTH 2N

Number of months after the plan is balanced and the account cycles that amortization begins. The values are 00–99. On-line Edits: Must be numeric and valid value. If INSURANCE: STRT IND is 2, this field must be 01–99. If INSURANCE: STRT IND is 0, 1, or 3, this field must be 00.

INSURANCE: STRT DAYS 2N

Number of days after the plan is balanced and the account cycles that amortization begins. The values are 00–26. On-line Edits: Must be numeric and valid value. If INSURANCE STRT IND is 3, this field must be 01–26. If INSURANCE STRT IND is 0, 1, or 2,this field must be 00.

Last Update: October 23, 2003
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INSURANCE: ROUNDING 1N

Code that indicates the rounding method that CMS uses to round or truncate the calculated amortization amount each month. Rounding is based on the currency NOD and the number that follows the last decimal in the currency. The values are: 0 = Standard rounding. If the number that follows the last decimal in the currency is 1 to 4, CMS rounds down; if the number is 5 to 9, CMS rounds up. (Default) = Always round up. If the number is 1 to 9, CMS rounds up. = Truncate. CMS does not round. = Round, no decimal. CMS rounds to the nearest whole monetary unit.

1 2 3

On-line Edits: Must be numeric and valid value.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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Loan Plan Set-Up Enhancement

USER FEE 1: TABLE 3N

Amortization table used to retrieve the amortization parameters for the user fee 1l component. The values are: 000 = an amortization record will be created from the Credit Plan Master Table number, and will not use on-line input. = a valid amortization table number that will be used for the amortization of this component. If a valid table is used and the METHOD = 4, then amortization data is brought in from on-line input only. If METHOD is not equal to 4, then all other online fields must be 0 for this component and amortization data is brought in from the amortization table only. = no amortization table is used and all amortization data is being brought in through on-line input.

001- 998

999

Note: If any one of the components have a valid table number or 999, then amortization data is created from on- line input and the Credit Plan Master table data must be ignored. On-line Edits:
USER FEE 1: TABLE

must be numeric and valid value.

If USER FEE 1:TABLE is 000, then all other on-line fields for this component must be 0. If USER FEE 1:TABLE is 999, then USER FEE 1: TERM must be 001- 120 and USER FEE 1: METHOD must be 1, 2, 3, or 5. If USER FEE 1: TABLE is 001 – 998, then USER FEE 1: TABLE must be a valid table on file. If USER FEE 1: TABLE is 001 – 998 and the TABLE is valid and the Table’s METHOD is 4, then 4 is a valid for USER FEE1: METHOD.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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Loan Plan Set-Up Enhancement

USER FEE 1: METHOD 1N

Method used to calculate the amortization of the principal component. The values are: 1 2 3 4 5 = Straight line = Rule of 78ths = Fixed = Percentage = Loan payment schedule. must be valid values of 0, 1, 2, 3, 4, or 5.

On-line Edits:
USER FEE 1: METHOD

If USER FEE 1: TABLE is 999,USER FEE 1: METHOD must be numeric and greater than 0. If USER FEE 1: TABLE is 000 or 999 then, USER FEE 1: METHOD cannot be 4. If USER FEE 1: TABLE is 000, USER FEE 1: METHOD cannot be greater than 0. If USER FEE 1: TABLE is 001 – 998 and USER FEE 1: TABLE is valid, then the only valid values for USER FEE 1: METHOD are 0 or 4. If USER FEE 1: TABLE is 001 –998 and USER FEE 1: METHOD is not equal to 4, then do not allow entry in TERM, STRT IND, STRT MTH or STRT DAYS or ROUNDING fields. If USER FEE 1:: TABLE is 001 –998 and USER FEE 1: METHOD is equal to 4, then allow valid entry in STRT IND, STRT MTH or STRT DAYS and ROUNDING fields.
USER FEE 1: TERM 3N

Number of months over which the loan will be amortized and the term value to use in the amortization calculations. Valid values are 001–120. On-line Edits: If USER FEE 1: TABLE is 999, then USER FEE 1: TERM must be numeric and greater than 0. If USER FEE 1: TABLE is 000 –998, USER FEE 1: TERM must be 000.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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Loan Plan Set-Up Enhancement

USER FEE 1: STRT IND 1N

Code that indicates when amortization occurs. Amortization will only occur if the plan is balanced with a status of 01. The values are: 0 1 2 = Begin amortization on the first cycle and amortize on the account cycle date thereafter. = Begin amortization on the date the plan is balanced and amortize on the account cycle date thereafter. = Begin amortization the number of months, as defined in USER FEE 1: STRT MTH, after the first cycle date and amortize on the account cycle date thereafter. = Begin amortization the number of days, as defined in USER FEE 1: STRT DAYS, after the first cycle date. Amortize this number of days after the first cycle date thereafter.

3

On-line Edits: Must be numeric and valid value.
USER FEE 1: STRT MTH 2N

Number of months after the plan is balanced and the account cycles that amortization begins. The values are 00–99. On-line Edits: Must be numeric and valid value. If USER FEE 1: STRT IND is 2, this field must be 01–99. If USER FEE 1: STRT IND is 0, 1, or 3, this field must be 00.

USER FEE 1: STRT DAYS 2N

Number of days after the plan is balanced and the account cycles that amortization begins. The values are 00–26. On-line Edits: Must be numeric and valid value. If USER FEE 1: STRT IND is 3, this field must be 01–26. If USER FEE 1: STRT IND is 0, 1, or 2, this field must be 00.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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Loan Plan Set-Up Enhancement

USER FEE 1: ROUNDING 1N

Code that indicates the rounding method that CMS uses to round or truncate the calculated amortization amount each month. Rounding is based on the currency NOD and the number that follows the last decimal in the currency. The values are: 0 = Standard rounding. If the number that follows the last decimal in the currency is 1 to 4, CMS rounds down; if the number is 5 to 9, CMS rounds up. (Default) = Always round up. If the number is 1 to 9, CMS rounds up. = Truncate. CMS does not round. = Round, no decimal. CMS rounds to the nearest whole monetary unit.

1 2 3

On-line Edits: Must be numeric and valid value.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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Loan Plan Set-Up Enhancement

USER FEE 2: TABLE 3N

Amortization table used to retrieve the amortization parameters for the principal component. The values are: 000 = an amortization record will be created from the Credit Plan Master Table number, and will not use on-line input. = a valid amortization table number that will be used for the amortization of this component. If a valid table is used and the METHOD = 4, then amortization data is brought in from on-line input only. If METHOD is not equal to 4, then all other online fields must be 0 for this component and amortization data is brought in from the amortization table only. = no amortization table is used and all amortization data is being brought in through on-line input.

001- 998

999

Note: If any one of the components have a valid table number or 999, then amortization data is created from on- line input and the Credit Plan Master table data must be ignored. On-line Edits:
USER FEE 2: TABLE

must be numeric and valid value.

If USER FEE 2: TABLE is 000, then all other on-line fields for this component must be 0. If USER FEE 2: TABLE is 999, then USER FEE 2: TERM must be 001- 120 and USER FEE 2: METHOD must be 1, 2, 3, or 5. If USER FEE 2: TABLE is 001 – 998, USER FEE 2: TABLE must be a valid table on file. If USER FEE 2: TABLE is 001 – 998 and the TABLE is valid and the Table’s METHOD is 4, then 4 is a valid for USER FEE2: METHOD.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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Loan Plan Set-Up Enhancement

USER FEE 2: METHOD 1N

Method used to calculate the amortization of the principal component. The values are: 1 2 3 4 5 = Straight line = Rule of 78ths = Fixed = Percentage = Loan payment schedule. must be valid values of 0, 1, 2, 3, 4, or 5.

On-line Edits:
USER FEE 2: METHOD

if USER FEE 2: TABLE is 999,thenUSER FEE 2: METHOD must be numeric and greater than 0. If USER FEE 2: TABLE is 000 or 999,then USER FEE 2: METHOD cannot be. If USER FEE 2: TABLE is 000,USER FEE 2: METHOD cannot be greater than 0. If USER FEE 2: TABLE is 001 – 998 and USER FEE 2: TABLE is valid, then the only valid values for USER FEE 2: METHOD are 0 or 4. If USER FEE 2: TABLE is 001 –998 and METHOD is not equal to 4, then do not allow entry in TERM, STRT IND, STRT MTH or STRT DAYS or ROUNDING fields. If USER FEE 2: TABLE is 001 –998 and METHOD is equal to 4, then allow valid entry in STRT IND, STRT MTH or STRT DAYS or ROUNDING fields.
USER FEE 2: TERM 3N

Number of months over which the loan will be amortized and the term value to use in the amortization calculations. Valid values are 001–120. On-line Edits:
USER FEE 2: TERM must be USER FEE 2: TABLE is 999.

numeric and greater than 0, if

If USER FEE 2: TABLE is 000 –998, then the USER FEE 2: TERM must be 000.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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Loan Plan Set-Up Enhancement

USER FEE 2: STRT IND 1N

Code that indicates when amortization occurs. Amortization will only occur if the plan is balanced with a status of 01. The values are: 0 1 2 = Begin amortization on the first cycle and amortize on the account cycle date thereafter. = Begin amortization on the date the plan is balanced and amortize on the account cycle date thereafter. = Begin amortization the number of months, as defined in USER FEE 2: STRT MTH, after the first cycle date and amortize on the account cycle date thereafter. = Begin amortization the number of days, as defined in USER FEE 2: STRT DAYS, after the first cycle date. Amortize this number of days after the first cycle date thereafter.

3

On-line Edits Must be numeric and valid value.
USER FEE 2: STRT MTH 2N

Number of months after the plan is balanced and the account cycles that amortization begins. The values are 00–99. On-line Edits: Must be valid values. If USER FEE 2: STRT IND is 2, this field must be 01–99. If USER FEE 2: STRT IND is 0, 1, or 3, this field must be 00.

USER FEE 2: STRT DAYS 2N

Number of days after the plan is balanced and the account cycles that amortization begins. The values are 00–26. On-line Edits: Must be numeric and valid value. If USER FEE 2: STRT IND is 3, this field must be 01–26. If USER FEE 2: STRT IND is 0, 1, or 2, this field must be 00.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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Loan Plan Set-Up Enhancement

USER FEE 2: ROUNDING 1N

Code that indicates the rounding method that CMS uses to round or truncate the calculated amortization amount each month. Rounding is based on the currency NOD and the number that follows the last decimal in the currency. The values are: 0 = Standard rounding. If the number that follows the last decimal in the currency is 1 to 4, CMS rounds down; if the number is 5 to 9, CMS rounds up. (Default) = Always round up. If the number is 1 to 9, CMS rounds up. = Truncate. CMS does not round. = Round, no decimal. CMS rounds to the nearest whole monetary unit.

1 2 3

On-line Edits: Must be numeric and valid value.

Last Update: October 23, 2003
Confidential and proprietary to First Data

Page 60

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Loan Plan Set-Up Enhancement

USER FEE 3: TABLE 3N

Amortization table used to retrieve the amortization parameters for the principal component. The values are: 000 = an amortization record will be created from the Credit Plan Master Table number, and will not use on-line input. = a valid amortization table number that will be used for the amortization of this component. If a valid table is used and the METHOD = 4, then amortization data is brought in from on-line input only. If METHOD is not equal to 4, then all other online fields must be 0 for this component and amortization data is brought in from the amortization table only. = no amortization table is used and all amortization data is being brought in through on-line input.

001- 998

999

Note: If any one of the components have a valid table number or 999, then amortization data is created from on- line input and the Credit Plan Master table data must be ignored. On-line Edits:
USER FEE 3: TABLE

must be numeric and valid value.

If USER FEE 3: TABLE is 000, then all other on-line fields for the component must be 0. If USER FEE 3: TABLE is 999, then USER FEE 3: TERM must be 001- 120 and USER FEE 3: METHOD must be 1, 2, 3, or 5. If USER FEE 3: TABLE is 001 – 998, table must be a valid table on file. If USER FEE 3: TABLE is 001 – 998 and the TABLE is valid and the Table’s METHOD is 4, then 4 is a valid for USER FEE 3: METHOD. If USER FEE 3: TABLE is 001 –998 and METHOD is not equal to 4, then do not allow entry in TERM, STRT IND, STRT MTH or STRT DAYS or ROUNDING fields.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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Loan Plan Set-Up Enhancement

USER FEE 3: METHOD 1N

Method used to calculate the amortization of the principal component. The values are: 1 2 3 4 5 = Straight line = Rule of 78ths = Fixed = Percentage = Loan payment schedule. must be valid values of 0, 1, 2, 3, 4, or 5. be numeric and greater than 0, if

On-line Edits:
USER FEE 3: METHOD USER FEE 3: METHOD must USER FEE 3: TABLE is 999. USER FEE 3: METHOD

cannot be 4, if USER FEE 3: TABLE is be greater than 0, if USER FEE 3:

000 or 999.
USER FEE 3: METHOD cannot TABLE is 000.

If USER FEE 3: TABLE is 001 – 998 and USER FEE 3: TABLE is valid, then only valid values for USER FEE 3: METHOD are 0 or 4. If USER FEE 3: TABLE is 001 –998 and METHOD is not equal to 4, then do not allow entry in TERM, STRT IND, STRT MTH or STRT DAYS or ROUNDING fields. If USER FEE 3: TABLE is 001 –998 and METHOD is equal to 4, then allow valid entry in STRT IND, STRT MTH or STRT DAYS or ROUNDING fields.
USER FEE 3: TERM 3N

Number of months over which the loan will be amortized and the term value to use in the amortization calculations. Valid values are 001–120. On-line Edits: If USER FEE 3: TABLE is 999, then USER FEE 3: TERM must be numeric and greater than 0. If USER FEE 3: TABLE is 000 –998, then USER FEE 3: TERM must be 000.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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Loan Plan Set-Up Enhancement

USER FEE 3: STRT IND 1N

Code that indicates when amortization occurs. Amortization will only occur if the plan is balanced with a status of 01. The values are: 0 1 2 = Begin amortization on the first cycle and amortize on the account cycle date thereafter. = Begin amortization on the date the plan is balanced and amortize on the account cycle date thereafter. = Begin amortization the number of months, as defined in USER FEE 3: STRT MTH, after the first cycle date and amortize on the account cycle date thereafter. = Begin amortization the number of days, as defined in USER FEE 3: STRT DAYS, after the first cycle date. Amortize this number of days after the first cycle date thereafter.

3

On-line Edits: Must be numeric and valid values.
USER FEE 3: STRT MTH 2N

Number of months after the plan is balanced and the account cycles that amortization begins. The values are 00–99. On-line Edits: Must be numeric and valid value. If USER FEE 3: STRT IND is 2, this field must be 01–99. If USER FEE 3: STRT IND is 0, 1, or 3, this field must be 00.

USER FEE 3: STRT DAYS 2N

Number of days after the plan is balanced and the account cycles that amortization begins. The values are 00–26. On-line Edits: Must be numeric and valid value. If USER FEE 3: STRT IND is 2, this field must be 01–99. If USER FEE 3: STRT IND is 0, 1, or 3 after cycle), this field must be 00.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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Loan Plan Set-Up Enhancement

USER FEE 3: ROUNDING 1N

Code that indicates the rounding method that CMS uses to round or truncate the calculated amortization amount each month. Rounding is based on the currency NOD and the number that follows the last decimal in the currency. The values are: 0 = Standard rounding. If the number that follows the last decimal in the currency is 1 to 4, CMS rounds down; if the number is 5 to 9, CMS rounds up. (Default) = Always round up. If the number is 1 to 9, CMS rounds up. = Truncate. CMS does not round. = Round, no decimal. CMS rounds to the nearest whole monetary unit.

1 2 3

On-line Edits: Must be numeric and valid value.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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Loan Plan Set-Up Enhancement

USER FEE 4: TABLE 3N

Amortization table used to retrieve the amortization parameters for the principal component. The values are: 000 = an amortization record will be created from the Credit Plan Master Table number, and will not use on-line input. = a valid amortization table number that will be used for the amortization of this component. If a valid table is used and the METHOD = 4, then amortization data is brought in from on-line input only. If METHOD is not equal to 4, then all other online fields must be 0 for this component and amortization data in brought in from the amortization table only. = no amortization table is used and all amortization data is being brought in through on-line input.

001- 998

999

Note: If any one of the components have a valid table number or 999, then amortization data is created from on- line input and the Credit Plan Master table data must be ignored On-line Edits:
USER FEE 4: TABLE

must be numeric and valid value.

If USER FEE 4: TABLE is 000, then all other on-line fields for the component must be 0. If USER FEE 4: TABLE is 999, then USER FEE 4: TERM must be 001- 120 and USER FEE 4: METHOD must be 1, 2, 3, or 5. If USER FEE 4: TABLE is 001 – 998, table must be a valid table on file. If USER FEE 4: TABLE is 001 – 998 and the TABLE is valid and the Table’s METHOD is 4, then 4 is a valid for USER FEE4: METHOD. If USER FEE 4: TABLE is 001 –998 and METHOD is not equal to 4, then do not allow entry in TERM, STRT IND, STRT MTH or STRT DAYS or ROUNDING fields. If USER FEE 4: TABLE is 001 –998 and METHOD is equal to 4, then allow valid entry in STRT IND, STRT MTH or STRT DAYS or ROUNDING fields.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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Loan Plan Set-Up Enhancement

USER FEE 4: METHOD 1N

Method used to calculate the amortization of the principal component. The values are: 1 2 3 4 5 = Straight line = Rule of 78ths = Fixed = Percentage = Loan payment schedule. must be valid values of 0, 1, 2, 3, 4, or 5. be numeric and greater than 0, if

On-line Edits:
USER FEE 4: METHOD USER FEE 4: METHOD must USER FEE 4: TABLE is 999. USER FEE 4: METHOD

cannot be 4, if USER FEE 4: TABLE is be greater than 0, if USER FEE 4:

000 or 999.
USER FEE 4: METHOD cannot TABLE is 000.

If USER FEE 4: TABLE is 001 – 998 and TABLE is valid amortization table, then only valid values for USER FEE 4: METHOD is 0 or 4.
USER FEE 4: TERM 3N

Number of months over which the loan will be amortized and the term value to use in the amortization calculations. Valid values are 001–120. On-line Edits:
USER FEE 4: TERM must be USER FEE 4: TABLE is 999. USER FEE 4: TERM must

numeric and greater than 0, if

be 000, if USER FEE 4: TABLE is 000 -

998.

Last Update: October 23, 2003
Confidential and proprietary to First Data

Page 66

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Loan Plan Set-Up Enhancement

USER FEE 4: STRT IND 1N

Code that indicates when amortization occurs. Amortization will only occur if the plan is balanced with a status of 01. The values are: 0 1 2 = Begin amortization on the first cycle and amortize on the account cycle date thereafter. = Begin amortization on the date the plan is balanced and amortize on the account cycle date thereafter = Begin amortization the number of months, as defined in USER FEE 4: STRT MTH, after the first cycle date and amortize on the account cycle date thereafter = Begin amortization the number of days, as defined in USER FEE 4: STRT DAYS, after the first cycle date. Amortize this number of days after the first cycle date thereafter.

3

On-line Edits: Must be numeric and valid value.
USER FEE 4: STRT MTH 2N

Number of months after the plan is balanced and the account cycles that amortization begins. The values are 00–99. On-line Edits: Must be numeric and valid value. If USER FEE 4: STRT IND is 2, this field must be 01–99. If USER FEE 4: STRT IND is 0, 1, or 3, this field must be 00.

USER FEE 4: STRT DAYS 2N

Number of days after the plan is balanced and the account cycles that amortization begins. The values are 00–26. On-line Edits: Must be numeric and valid values. If USER FEE 4: STRT IND is 3, this field must be 01–26. If USER FEE 4: STRT IND is 0, 1, or 2, this field must be 00.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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Loan Plan Set-Up Enhancement

USER FEE 4: ROUNDING 1N

Code that indicates the rounding method that CMS uses to round or truncate the calculated amortization amount each month. Rounding is based on the currency NOD and the number that follows the last decimal in the currency. The values are: 0 = Standard rounding. If the number that follows the last decimal in the currency is 1 to 4, CMS rounds down; if the number is 5 to 9, CMS rounds up. (Default) = Always round up. If the number is 1 to 9, CMS rounds up. = Truncate. CMS does not round. = Round, no decimal. CMS rounds to the nearest whole monetary unit.

1 2 3

On-line Edits: Must be numeric and valid value.

Last Update: October 23, 2003
Confidential and proprietary to First Data

Page 68

CMS
Loan Plan Set-Up Enhancement

USER FEE 5: TABLE 3N

Amortization table used to retrieve the amortization parameters for the principal component. The values are: 000 = an amortization record will be created from the Credit Plan Master Table number, and will not use on-line input. = a valid amortization table number that will be used for the amortization of this component. If a valid table is used and the METHOD = 4, then amortization data is brought in from on-line input only. If METHOD is not equal to 4, then all other online fields must be 0 for this component and amortization data in brought in from the amortization table only. = no amortization table is used and all amortization data is being brought in through on-line input.

001- 998

999

Note: If any one of the components have a valid table number or 999, then amortization data is created from on- line input and the Credit Plan Master table data must be ignored. On-line Edits:
USER FEE 5: TABLE

must be numeric and valid value.

If USER FEE 5: TABLE is 000, then all other on-line fields for the component must be 0. If USER FEE 5: TABLE is 999, then USER FEE 5: TERM must be 001- 120 and USER FEE 5: METHOD must be 1, 2, 3, or 5. If USER FEE 5: TABLE is 001 – 998, table must be a valid table on file. If USER FEE 5: TABLE is 001 – 998 and the TABLE is valid and the Table’s METHOD is 4, then 4 is a valid for USER FEE5: METHOD. If USER FEE 5: TABLE is 001 –998 and METHOD is not equal to 4, then do not allow entry in TERM, STRT IND, STRT MTH or STRT DAYS or ROUNDING fields. If USER FEE 5: TABLE is 001 –998 and USER FEE 5: METHOD is equal to 4, then allow valid entry in STRT IND, STRT MTH or STRT DAYS or ROUNDING fields.

Last Update: October 23, 2003
Confidential and proprietary to First Data

Page 69

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Loan Plan Set-Up Enhancement

USER FEE 5: METHOD 1N

Method used to calculate the amortization of the principal component. The values are: 1 2 3 4 5 = Straight line = Rule of 78ths = Fixed = Percentage = Loan payment schedule. must be valid values of 0, 1, 2, 3, 4, or 5. be numeric and greater than 0, if

On-line Edits:
USER FEE 5: METHOD USER FEE 5: METHOD must USER FEE 5: TABLE is 999. USER FEE 5: METHOD

cannot be 4, if USER FEE 5: TABLE is be greater than 0, if USER FEE 5:

000 or 999.
USER FEE 5: METHOD cannot TABLE is 000.

If USER FEE 5: TABLE is 001 – 998 and USER FEE 5: TABLE is valid, then the only valid values for USER FEE 5: METHOD are 0 or 4.
USER FEE 5: TERM 3N

Number of months over which the loan will be amortized and the term value to use in the amortization calculations. Valid values are 001–120. On-line Edits: If USER FEE 5: TABLE is 999, then USER FEE 5: TERM must be numeric and greater than 0 If USER FEE 5: TABLE is 000 –998, then USER FEE 5: TERM must be 000.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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Loan Plan Set-Up Enhancement

USER FEE 5: STRT IND 1N

Code that indicates when amortization occurs. Amortization will only occur if the plan is balanced with a status of 01. The values are: 0 1 2 = Begin amortization on the first cycle and amortize on the account cycle date thereafter. = Begin amortization on the date the plan is balanced and amortize on the account cycle date thereafter. = Begin amortization the number of months, as defined in USER FEE 5: STRT MTH, after the first cycle date and amortize on the account cycle date thereafter. = Begin amortization the number of days, as defined in USER FEE 5: STRT DAYS, after the first cycle date. Amortize this number of days after the first cycle date thereafter.

3

On-line Edits: Must be numeric and valid value.
USER FEE 5: STRT MTH 2N

Number of months after the plan is balanced and the account cycles that amortization begins. The values are 00–99. On-line Edits: Must be numeric and valid values. If USER FEE 5: STRT IND is 2, this field must be 01–99. If USER FEE 5: STRT IND is 0, 1, or 3, this field must be 00.

USER FEE 5: STRT DAYS 2N

Number of days after the plan is balanced and the account cycles that amortization begins. The values are 00–26. On-line Edits: Must be numeric and valid value. If USER FEE 5: STRT IND is 3, this field must be 01–26. If USER FEE 5: STRT IND is 0, 1, or 2, this field must be 00.

Last Update: October 23, 2003
Confidential and proprietary to First Data

Page 71

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Loan Plan Set-Up Enhancement

USER FEE 5: ROUNDING 1N

Code that indicates the rounding method that CMS uses to round or truncate the calculated amortization amount each month. Rounding is based on the currency NOD and the number that follows the last decimal in the currency. The values are: 0 = Standard rounding. If the number that follows the last decimal in the currency is 1 to 4, CMS rounds down; if the number is 5 to 9, CMS rounds up. (Default) = Always round up. If the number is 1 to 9, CMS rounds up. = Truncate. CMS does not round. = Round, no decimal. CMS rounds to the nearest whole monetary unit.

1 2 3

On-line Edits: Must be numeric and valid value.

Last Update: October 23, 2003
Confidential and proprietary to First Data

Page 72

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Loan Plan Set-Up Enhancement

USER FEE 6: TABLE 3N

Amortization table used to retrieve the amortization parameters for the principal component. The values are: 000 = an amortization record will be created from the Credit Plan Master Table number, and will not use on-line input. = a valid amortization table number that will be used for the amortization of this component. If a valid table is used and the METHOD = 4, then amortization data is brought in from on-line input only. If METHOD is not equal to 4, then all other online fields must be 0 for this component and amortization data in brought in from the amortization table only. = no amortization table is used and all amortization data is being brought in through on-line input.

001- 998

999

Note: If any one of the components have a valid table number or 999, then amortization data is created from on- line input and the Credit Plan Master table data must be ignored. On-line Edits:
USER FEE 6: TABLE

must be numeric and valid value.

If USER FEE 6: TABLE is 000, then all other on-line fields for the component must be 0. If USER FEE 6: TABLE is 999, then USER FEE 6: TERM must be 001- 120 and USER FEE 6: METHOD must be 1, 2, 3, or 5. If USER FEE 6: TABLE is 001 – 998, table must be a valid table on file. If USER FEE 6: TABLE is 001 – 998 and the TABLE is valid and the Table’s METHOD is 4, then 4 is a valid for USER FEE6: METHOD. If USER FEE 6: TABLE is 001 –998 and METHOD is not equal to 4, then do not allow entry in TERM, STRT IND, STRT MTH or STRT DAYS or ROUNDING fields. If USER FEE 6: TABLE is 001 –998 and METHOD is equal to 4, then allow valid entry in STRT IND, STRT MTH or STRT DAYS or ROUNDING fields.

Last Update: October 23, 2003
Confidential and proprietary to First Data

Page 73

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Loan Plan Set-Up Enhancement

USER FEE 6: METHOD 1N

Method used to calculate the amortization of the user fee 6 component. The values are: 1 2 3 4 5 = Straight line = Rule of 78ths = Fixed = Percentage = Loan payment schedule. must be valid values of 0, 1, 2, 3, 4, or 5. be numeric and greater than 0, if

On-line Edits:
USER FEE 6: METHOD USER FEE 6: METHOD must USER FEE 6: TABLE is 999. USER FEE 6: METHOD

cannot be 4, if USER FEE 6: TABLE is be greater than 0, if USER FEE 6:

000 or 999.
USER FEE 6: METHOD cannot TABLE is 000.

If USER FEE 6: TABLE is 001 – 998 and TABLE is valid, then the only valid values for USER FEE 6: METHOD are 0 or 4.
USER FEE 6: TERM 3N

Number of months over which the loan will be amortized and the term value to use in the amortization calculations. Valid values are 001–120. On-line Edits: If USER FEE 6: TABLE is 999, then USER FEE 6: TERM must be numeric and greater than 0. If USER FEE 6: TABLE is 000 –998,USER FEE 6: TERM must be 000.

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USER FEE 6: STRT IND 1N

Code that indicates when amortization occurs. Amortization will only occur if the plan is balanced with a status of 01. The values are: 0 1 2 = Begin amortization on the first cycle and amortize on the account cycle date thereafter. = Begin amortization on the date the plan is balanced and amortize on the account cycle date thereafter = Begin amortization the number of months, as defined in USER FEE 6: STRT MTH, after the first cycle date and amortize on the account cycle date thereafter = Begin amortization the number of days, as defined in USER FEE 6: STRT DAYS, after the first cycle date. Amortize this number of days after the first cycle date thereafter. must be numeric and valid value.

3

On-line Edits:
USER FEE 6: STRT IND

USER FEE 6: STRT MTH 2N

Number of months after the plan is balanced and the account cycles that amortization begins. The values are 00–99. On-line Edits: Must be valid values. If USER FEE 6: STRT IND is 2, this field must be 01–99. If USER FEE 6: STRT IND is 0, 1, or 3, this field must be 00.

USER FEE 6: STRT DAYS 1N

Number of days after the plan is balanced and the account cycles that amortization begins. The values are 00–26. On-line Edits: Must be numeric and valid values. If USER FEE 6: STRT IND is 3, this field must be 01–26. If USER FEE 6: STRT IND is 0, 1, or 2, this field must be 00.

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USER FEE 6: ROUNDING 1N

Code that indicates the rounding method that CMS uses to round or truncate the calculated amortization amount each month. Rounding is based on the currency NOD and the number that follows the last decimal in the currency. The values are: 0 = Standard rounding. If the number that follows the last decimal in the currency is 1 to 4, CMS rounds down; if the number is 5 to 9, CMS rounds up. (Default) = Always round up. If the number is 1 to 9, CMS rounds up. = Truncate. CMS does not round. = Round, no decimal. CMS rounds to the nearest whole monetary unit.

1 2 3

On-line Edits: Must be numeric and valid value.
AMORTIZATION FIXED AMOUNT: PRINCIPAL 17N

Fixed amount to be amortized each cycle for the principal component. This field is used only if METHOD is 3 (fixed) for the corresponding component. On-line Edits: Must be numeric.

AMORTIZATION FIXED AMOUNT: INTEREST 17N

Fixed amount to be amortized each cycle for the interest component. This field is used only if METHOD is 3 (fixed) for the corresponding component. On-line Edits: Must be numeric.

AMORTIZATION FIXED AMOUNT: INSURANCE 17N

Fixed amount to be amortized each cycle for the insurance component. This field is used only if METHOD is 3 (fixed) for the corresponding component. On-line Edits: Must be numeric.

AMORTIZATION FIXED AMOUNT: USER FEE 1 17N

Fixed amount to be amortized each cycle for the user fee 1 component. This field is used only if METHOD is 3 (fixed) for the corresponding component. On-line Edits: Must be numeric.

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AMORTIZATION FIXED AMOUNT: USER FEE 2 17N

Fixed amount to be amortized each cycle for the user fee 2 component. This field is used only if METHOD is 3 (fixed) for the corresponding component. On-line Edits: Must be numeric.

AMORTIZATION FIXED AMOUNT: USER FEE 3 17N

Fixed amount to be amortized each cycle for the user fee 3 component. This field is used only if METHOD is 3 (fixed) for the corresponding component. On-line Edits: Must be numeric.

AMORTIZATION FIXED AMOUNT: USER FEE 4 17N

Fixed amount to be amortized each cycle for the user fee 4 component. This field is used only if METHOD is 3 (fixed) for the corresponding component. On-line Edits: Must be numeric.

AMORTIZATION FIXED AMOUNT: USER FEE 5 17N

Fixed amount to be amortized each cycle for the user fee 5 component. This field is used only if METHOD is 3 (fixed) for the corresponding component. On-line Edits: Must be numeric.

AMORTIZATION FIXED AMOUNT: USER FEE 6 17N

Fixed amount to be amortized each cycle for the user fee 6 component. This field is used only if METHOD is 3 (fixed) for the corresponding component. On-line Edits: Must be numeric.

Input Screen Cross Edits

• • • • •

If the TABLE is 000 for any component, then all other fields for the corresponding component must be zero (cross edit 23-1-1 –23-1-9). If TABLE for any component is 001 – 998, then METHOD cannot be 1, 2, 3 or 5. If TABLE is 001 –998 and METHOD not equal to 4, then do not allow entry in TERM, STRT IND, STRT MTH or STRT DAYS or ROUNDING fields. If METHOD is 3 for any component, then the AMORTIZATION FIXED AMOUNT for the corresponding component must be greater than zero (cross-edit 21-1-1 – 21-1-9). If METHOD is 4 for any component, then the TERM for the corresponding component must be 000.

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• • • • • •

If METHOD is 5 for any component, then the TERM for the corresponding component cannot be greater than 120 (cross-edit 21-4-1 – 21-4-9). If METHOD is 0 for any component, then the TABLE for the corresponding component cannot be 999(cross edit 24-1-1 – 24-1-9). If METHOD is 0 or 4 for any component, then the TABLE for the corresponding component cannot be 999 (cross edit 25-1-1 – 25-1-9). If METHOD is 1, 2, 3, 5 for any component, then the TABLE for the corresponding component must be 999 (cross edit 25-1-1 – 25-1-9). If METHOD is 1, 2, 3, 5 for any component, then the TABLE for the corresponding component cannot be less than 999 (cross edit 25-1-1 – 25-1-9). If METHOD is 4 for any component, then the TABLE for the corresponding component cannot be 000. (cross edit 26-1-1 – 26-1-9). If METHOD is 4 for any component, then the TABLE for the corresponding component must be a valid table number (001-998) with a METHOD = 4. If STRT IND is 0, 1, or 3 for any component, then the STRT MTH for the corresponding component must be zero (cross-edit 20-1-1 – 20-1-9). If STRT IND is 2 for any component, then the STRT MTH for the corresponding component must be greater than zero (cross-edit 20-3-1 – 20-3-9). If STRT IND is 0, 1, or 2 for any component, then the STRT DAYS for the corresponding component must be zero (cross-edit 20-4-1 – 20-4-9). If STRT IND is 3 for any component, then the STRT DAYS for the corresponding component must be greater than zero (cross-edit 20-5-1 – 20-5-9). The STRT MTH for any component must be less than the TERM for the corresponding component (cross-edit 22-1-1 – 22-1-9). The STRT MTH for any component must be less than the TERM for the corresponding component, unless METHOD = 4.

•
• • • • • •

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ARLE Page 04
....+....1....+....2....+....3....+....4....+....5....+....6....+....7....+....8 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 8 9 0 1 2 3 4 ARLE ( ) * USER DEFINED TITLE * LOAN SCHEDULE INPUT DATA PLAN 00000 PAGE 04 04/04/2002 19:32:15

ORG 000

ACCT 000000000000000000

REF NBR 00000000000000000000000

JUMP TO PAYMENT NUMBER ( 000 ) PAYMENT NUMBER PAYMENT AMT ( PRINCIPAL ( INTEREST ( INSURANCE ( USER FEE 1 ( USER FEE 2 ( USER FEE 3 ( USER FEE 4 ( USER FEE 5 ( USER FEE 6 ( INTEREST RATE 001 00000000000000000 00000000000000000 00000000000000000 00000000000000000 00000000000000000 00000000000000000 00000000000000000 00000000000000000 00000000000000000 00000000000000000 ( 0000000 002 00000000000000000 00000000000000000 00000000000000000 00000000000000000 00000000000000000 00000000000000000 00000000000000000 00000000000000000 00000000000000000 00000000000000000 ( 00000000 003 00000000000000000 00000000000000000 00000000000000000 00000000000000000 00000000000000000 00000000000000000 00000000000000000 00000000000000000 00000000000000000 00000000000000000 ( 0000000000

) ) ) ) ) ) ) ) ) ) )

( ( ( ( ( ( ( ( ( (

) ) ) ) ) ) ) ) ) ) )

( ( ( ( ( ( ( ( ( (

) ) ) ) ) ) ) ) ) ) )

ENTER 1 TO ACCEPT, 0 TO CANCEL ( CURRENCY PF1=ARMU 000 NOD 0 PF2=ARQC

) PERCENTAGE NOD 0 PF5=*BWD* PF6=*FWD*

PER ITEM NOD 0 PF3=ARMB PF4=ARQB

Screen Definition
New screen for loan set-up of Loan Schedule data.
ORG 3N ACCT 19C PLAN 5N

Identification number of the organization associated with the account. The values are 001-998. Field defaults from ARLE00. Identification number of the account associated with the loan entry records you want to create. Field defaults from ARLE00. Identification number of the Credit Plan Master record associated with the plan segment record to be created. Field defaults from ARLE00. A user defined identification number for an individual plan segment. Each plan segment within one account must have a unique REFERENCE NUMBER. All data records within one plan segment must have the same REFERENCE NUMBER. Specific payment number you want to jump to.

REF NBR 23C

JUMP TO PAYMENT NUMBER 3N PAYMENT NUMBER 17N

Payment number that identifies each payment in the Loan schedule. The values are 001–120. The value in this field is system-generated; you cannot change it.

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PAYMENT AMT 17N

Total amount of payment in monetary units and subunits. On-line Edits: Must be numeric.

PRINCIPAL 17N

Total principal amount of this installment in monetary units and subunits. On-line Edits: Must be numeric.

INTEREST 17N

Total principal amount of this installment in monetary units and subunits. On-line Edits: Must be numeric.

INSURANCE 17N

Total insurance premium amount of this installment in monetary units and subunits. On-line Edits: Must be numeric.

USER FEE 1 –6 17N

Total user-defined fee 1 to user-defined fee 6 amounts of this installment in monetary units and subunits. On-line Edits: Must be numeric. Interest rate associated with the loan. This field is for information only and will not affect processing of the plan. On-line Edits: Must be numeric. Acceptance or cancellation of Loan Schedule payment information. Values are: 0 = Cancel input and do not create Loan Schedule Record 1 = Accept input and create Loan Schedule Record with input Note: This field is initialized with a space and an action in this field is required for a Loan Schedule record to be created. Using Enter on this screen will not accept this record or move forward to the next page. PF6 moves to the next screen with the next three occurrences. Use the Jump function to move to a particular payment number.

INTEREST RATE 7N

ENTER 1 TO ACCEPT, 0 TO CANCEL 1N

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ARLP Page 00
....+....1....+....2....+....3....+....4....+....5....+....6....+....7....+....8 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 8 9 0 1 2 3 4 ARLP ( ) * USER DEFINED TITLE * LOAN PLAN PURGE LOCATE ACCOUNT ( 0000000000000000000 ) PAGE 00 04/04/2002 19:32:15

ORGANIZATION ( 000 )

PF1=ARMU

PF2=ARQA

PF3=ARIB

PF4=ARIQ

PF5=ARMC

PF6=ARQC

Screen Definition
New Locate screen used to identify the org and account for purging a loan plan.

Field Descriptions
ORGANIZATION 3N ACCOUNT 19C

Identification number of the organization associated with the account entered on this screen. Identification number of the account to which the loan plans to be displayed are assigned.

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ARLP Page 01
....+....1....+....2....+....3....+....4....+....5....+....6....+....7....+....8 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 8 9 0 1 2 3 4 ARLP ( ) * USER DEFINED TITLE * LOAN PLAN PURGE 500 PAGE 01 04/04/2002 19:32:15

ORGANIZATION ACTION ( X ) ( X ) ( X ) ( X ) ( X ) ( X ) ( X ) ( X ) ( X ) ( X ) ( X ) ( X ) ( X ) ( X ) REC 000 000 000 000 000 000 000 000 000 000 000 000 000 000 PLAN 00000 00000 00000 00000 00000 00000 00000 00000 00000 00000 00000 00000 00000 00000

ACCOUNT 0000000000000000000 CURRENT STATUS 00 00 00 00 00 00 00 00 00 00 00 00 00 00 PREVIOUS STATUS 00 00 00 00 00 00 00 00 00 00 00 00 00 00

REEFERNCE NUBMBER XXXXXXXXXXXXXXXXXXXXXXX XXXXXXXXXXXXXXXXXXXXXXX XXXXXXXXXXXXXXXXXXXXXXX XXXXXXXXXXXXXXXXXXXXXXX XXXXXXXXXXXXXXXXXXXXXXX XXXXXXXXXXXXXXXXXXXXXXX XXXXXXXXXXXXXXXXXXXXXXX XXXXXXXXXXXXXXXXXXXXXXX XXXXXXXXXXXXXXXXXXXXXXX XXXXXXXXXXXXXXXXXXXXXXX XXXXXXXXXXXXXXXXXXXXXXX XXXXXXXXXXXXXXXXXXXXXXX XXXXXXXXXXXXXXXXXXXXXXX XXXXXXXXXXXXXXXXXXXXXXX

***********END OF LOAN PLANS*************** PF1=ARMU PF2=ARQA PF3=*TOP* PF4=*BOT* PF5=*BWD* PF6=*FWD*

Screen Definition
New Selection screen for loan plan purge.

Field Descriptions
ORGANIZATION 3N ACCOUNT 19C ACTION 1C

Identification number of the organization associated with the account entered on the Locate screen. Identification number of the account entered on the Locate screen. Selection field used to choose a specific Credit Plan Segment record. Valid values are: P R = Purge loan plan and assign plan status 80. = Reverse the plan purge and restore to original plan status. A purge reversal can only be done prior to the batch run that would have purged the loan plan segment.

Online Edits: If R, PLAN STATUS must be 80.
REC 3N

Record number that identifies each Credit Plan Segment record assigned to the account. The values are 000–999.

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PLAN 5N

Identification number of the plan associated with the account entered on the Locate screen. Plans listed must have a CURRENT STATUS of 10, 11, 72, or 80 only. A unique identification for an individual plan segment. All data records within one plan segment must have the same reference number. Code that indicates the current status code of the Credit Plan Segment record. Only loan plans with CURRENT STATUS of 10, 11, 72, or 80 are displayed. When a purge is done on a plan, the status code in the CURRENT STATUS will be moved to the PREVIOUS STATUS field and the CURRENT STATUS will be changed to 80. The plan will be purged in the next batch run. A reversal can only be done prior to the batch run. If a reversal is done the plan status • in the PREVIOUS STATUS field is moved to the CURRENT STATUS and, • the CURRENT STATUS (80) is moved to the PREVIOUS STATUS. Code that indicates the previous status code of the Credit Plan Segment record. When a reversal is done, prior to the batch run the plan status • in the PREVIOUS STATUS field is moved to the CURRENT STATUS field and,
•

REFERENCE NUMBER 23C CURRENT STATUS 2N

PREVIOUS STATUS 2N

the CURRENT STATUS (80) is moved to the PREVIOUS
STATUS.

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ARFS Page 00
....+....1....+....2....+....3....+....4....+....5....+....6....+....7....+....8 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 8 9 0 1 2 3 4 ARFS ( ) ) ) ->VISIONPLUS 8.11 TESTING F8<- PAGE 00 F=8 01/03/2003 FIELD SECURITY 09:32:48 USER CODE ( ) FILE IND ( P ) ( ) ORG 500 500 501 501 501 502 502 502 505 505 508 508 508 508 508 508 USER CD 1 2 1 2 3 A B 2 1 2 3 M T PF4=*BOT* PF5=*BWD* PF6=*FWD* ORG 600 USER CD 1

ORGANIZATION ( COPY ( ORG 001 001 001 002 002 002 003 003 004 004 005 006 007 008 009 500 USER CD 0 1 0 M S O 1 1 0 0 0 0 A

PF1=ARMU

PF2=ARMO

PF3=*TOP*

Screen Definition
Removed NBR and RECORD field. Renamed CD field USER CODE. Added new field value, P, to
FILE IND.

Field Descriptions
FILE IND 1C

Code that indicates which Field Security screen to display next. The values are: A B N E P = All screens (ARFB, ARFN, ARFE, and ARLP) (Default) = Account Base Segment screens only (ARFB01 to ARFB03) = Name Address screens only (ARFN01 to ARFN02) = Embosser screen only (ARFE01). = Plan Segment only (ARFP01 to ARFP05)

When you add a new Field Security record, FILE IND must be A to display all screens. When you access an existing Field Security record, FILE IND can be A, B, N, E, or P depending on which screens you want to display.

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COPY 3N/1C

Two-part field that identifies an existing Field Security record to use as a model for a new record that you want to add. The first part of this field is the existing organization number. The second part of this field is the existing user code. Note: When adding a new Field Security record by copying an existing record, you must press Enter through all the ARFB, ARFN, ARFE and ARFP screens to completely add the new record. As you proceed through the screens, you can change the access codes assigned to each field as needed.

USER CD 1C

User-defined code that identifies an existing Field Security record.

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ARFP Page 01
....+....1....+....2....+....3....+....4....+....5....+....6....+....7....+....8 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 8 9 0 1 2 3 4 ARFP ( ) * USER DEFINED TITLE * FIELD SECURITY PLAN SEGMENT 000 USER CODE X ITO OVERRIDE ( 0 ) ITO EXPIRE DT PLAN HI BAL ( 0 ) PYMT TYPE DFR INS BG DT ( 0 ) DFR BLG BG DT INIT INTEREST ( 0 ) INIT INSUR INIT USR FEE3 ( 0 ) INIT USR FEE4 SEC RBT EXP ( 0 ) SEC INTEREST SEC USR FEE2 ( 0 ) SEC USR FEE3 SEC USR FEE6 ( 0 ) INIT LTR ID SEC LTR DAYS ( 0 ) USER DATE 1 USER DATE 4 ( 0 ) USER AMT 1 USER AMT 4 ( 0 ) USER CODE 1 USER CODE 4 ( 0 ) PAGE 01 11/09/2001 09:55:29 ( ( ( ( ( ( ( ( ( ( ( 0 0 0 0 0 0 0 0 0 0 0 ) ) ) ) ) ) ) ) ) ) )

ORGANIZATION ADD ON FLAG ( 0 PMT HI BAL ( 0 DFR INT BG DT ( 0 INIT RBT EXP ( 0 INIT USR FEE2 ( 0 INIT USR FEE6 ( 0 SEC USR FEE1 ( 0 SEC USR FEE5 ( 0 SEC LTR ID ( 0 USER DATE 3 ( 0 USER AMT 3 ( 0 USER CODE 3 ( 0

) ) ) ) ) ) ) ) ) ) ) )

( ( ( ( ( ( ( ( ( ( (

0 0 0 0 0 0 0 0 0 0 0

) ) ) ) ) ) ) ) ) ) )

FIX PYM AMT PRODUCT CODE DFR PYM BG DT INIT USR FEE1 INIT USR FEE5 SEC INSUR SEC USR FEE4 INIT LTR DAYS USER DATE 2 USER AMT 2 USER CODE 2

PF1=ARMU

PF2=ARMO

PF3=ARML

PF4=ARQO

PF5=ARQL

PF6=ARMS

Screen Definition
New Field Security screen for open maintenance fields on the Plan Segment, ARMA05, ARMA07 and ARMA08.

Field Descriptions
(FIELD ACCESS CODE)

Code that specifies whether a field is optional, required, a display field, or not displayed on add and maintenance screens. This untitled field displays to the right of each field name. The values are 0 to 5. 0 =Add screen and maintenance screen: The field is enclosed within parentheses, which indicates an input field that is open for data entry. Input is optional. If you leave the field blank, the screen does not return the field highlighted. =Add screen: The field is enclosed within parentheses, which indicates the field is open for data entry. Input is required. If you leave the field blank, the screen returns with the field highlighted. Maintenance screen: The field is enclosed in parentheses, which indicates the field is open for data entry. Input is optional. If you leave the field blank, screen does not return with the field highlighted. 2 = Add screen: The field is enclosed within parentheses, Page 86
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with

1

the

Last Update: October 23, 2003

CMS
Loan Plan Set-Up Enhancement

which indicates an input field that is open for data entry. Input is optional. If you leave the field blank, the screen does not return with the field highlighted. Maintenance screen: The field is not enclosed within parentheses, which indicates a display field. You cannot change the value displayed in the field. 3 = Add screen: The field is enclosed within parentheses, which indicates an input field that is open for data entry. Input is required. If you leave field blank, the screen returns with the field highlighted.

the

Maintenance screen: The field is not enclosed within parentheses, which indicates a display field. You cannot change the value displayed in the field. 4 = Add screen: The field is not enclosed within parentheses, which indicates input is not allowed. The cursor skips this field.

Maintenance screen: The field is enclosed within parentheses, which indicates an input field that is open for data entry. Input is optional. If you leave the field blank, the screen does not return with the field highlighted. 5 = Add and maintenance screen: The field does not display. You cannot enter or change the value in the field using online screens. You can assign and change the value in the field by user input which has the same effect as value 0 (the field is optional).

ADD ON FLAG 1N ITO OVERRIDE 1N ITO EXPIRE DT 1N FIX PYM AMT 1N PMT HI BAL 1N PLAN HI BAL 1N

This field controls the ADD ON FLAG field on ARMA05. The field security code is 1. This field controls the ITO OVERRIDE field on ARMA05. The field security code is 2. This field controls the ITO EXPIRATION DATE field on ARMA05. The field security code is 3. This field controls the FIX PAYMENT AMT field on ARMA05. The field security code is 4. This field controls the PMT HIGH BAL field on ARMA05. The field security code is 5. This field controls the PLAN HIGH BAL field on ARMA05. The field security code is 6.

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PYMT TYPE 1N PRODUCT CODE 1N DFR INT BG DT 1N DFR INS BG DT 1N DFR BLG BG DT

This field controls the PYMT TYP field on ARMA05. The field security code is 7. This field controls the PRODUCT CODE field on ARMA05. The field security code is 8. This field controls the DEFERRED INTEREST (BEGIN DATE) field on ARMA07. The field security code is 9. This field controls the DEFERRED INSURANCE (BEGIN DATE) field on ARMA07. The field security code is 10. This field controls the DEFERRED BILLING (BEGIN DATE) field on ARMA07. The field security code is 11. This field controls the DEFERRED PAYMENT (BEGIN DATE) field on ARMA07. . The field security code is 12. This field controls the EXPIRE DATE (INITIAL REBATE) field on ARMA07. The field security code is 13. This field controls the INT (INITIAL REBATE) field on ARMA07. The field security code is 14. This field controls the INS (INITIAL REBATE) field on ARMA07. field security code is 15. This field controls the USER FEE 1 (INITIAL REBATE) field on ARMA07. The field security code is 16. This field controls the USER FEE 2 (INITIAL REBATE) field on ARMA07. The field security code is 17. This field controls the USER FEE 3 (INITIAL REBATE) field on ARMA07. The field security code is 18. This field controls the USER FEE 4 (INITIAL REBATE) field on ARMA07. The field security code is 19. This field controls the USER FEE 5 (INITIAL REBATE) field on ARMA07. The field security code is 20. This field controls the USER FEE 6 (INITIAL REBATE) field on ARMA07. The field security code is 21. This field controls the EXPIRE DATE (SECOND REBATE) field on ARMA07. The field security code is 22. This field controls the INT (SECOND REBATE) field on ARMA07. The field security code is 23. This field controls the INSUR (SECOND REBATE) field on ARMA07. The field security code is 24.

DFR PYM BG DT 1N INIT RBT EXP 1N INIT INTEREST 1N INIT INSUR 1N INIT USR FEE1 1N INIT USR FEE2 1N INIT USR FEE3 1N INIT USR FEE4 1N INIT USR FEE5 1N INIT USR FEE6 1N SEC RBT EXP 1N SEC INTEREST 1N SEC INSUR 1N

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SEC USR FEE1 1N SEC USR FEE2 1N SEC USR FEE3 1N SEC USR FEE4 1N SEC USR FEE5 1N SEC USR FEE6 1N INIT LTR ID 1N INIT LTR DAYS 1N SEC LTR ID 1N SEC LTR DAYS 1N USER DATE 1 1N USER DATE 2 1N USER DATE 3 1N USER DATE 4 1N USER AMT 1 1N USER AMT 2 1N USER AMT 3 1N USER AMT 4 1N

This field controls the USER FEE 1 (SECOND REBATE) field on ARMA07. The field security code is 25. This field controls the USER FEE 2 (SECOND REBATE) field on ARMA07. The field security code is 26. This field controls the USER FEE 3 (SECOND REBATE) field on ARMA07. The field security code is 27. This field controls the USER FEE 4 (SECOND REBATE) field on ARMA07. The field security code is 28. This field controls the USER FEE 5 (SECOND REBATE) field on ARMA07. The field security code is 29. This field controls the USER FEE 6 (SECOND REBATE) field on ARMA07. The field security code is 30. This field controls the INITIAL REBATE LETTER ID field on ARMA07. The field security code is 31. This field controls the INITIAL REBATE LETTER DAYS field on ARMA07. The field security code is 32. This field controls the SECOND REBATE LETTER ID field on ARMA07. The field security code is 33. This field controls the SECOND REBATE LETTER DAYS field on ARMA07. The field security code is 34. This field controls the USER DT 1 field on ARMA08. The field security code is 35. This field controls the USER DT 2 field on ARMA08. The field security code is 36. This field controls the USER DT 3 field on ARMA08. The field security code is 37. This field controls the USER DT 4 field on ARMA08. The field security code is 38. This field controls the USER AMT 1 field on ARMA08. The field security code is 39. This field controls the USER AMT 2 field on ARMA08. The field security code is 40. This field controls the USER AMT 3field on ARMA08. The field security code is 41. This field controls the USER AMT 4 field on ARMA08. The field security code is 42.

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USER CODE 1 1N USER CODE 2 1N USER CODE 3 1NL USER CODE 4

This field controls the USER CD 1 field on ARMA08. The field security code is 43. This field controls the USER CD 2 field on ARMA08. The field security code is 44. This field controls the USER CD 3 field on ARMA08. The field security code is 45. This field controls the USER CD 4 field on ARMA08. The field security code is 46.

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ARFP Page 02
....+....1....+....2....+....3....+....4....+....5....+....6....+....7....+....8 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 8 9 0 1 2 3 4 ARFP ( ) 000 ) ) ) ) ) ) ) ) * USER DEFINED TITLE * FIELD SECURITY LOAN PLAN USER CODE X ( ( ( ( ( ( ( ( 0 0 0 0 0 0 0 0 ) ) ) ) ) ) ) ) PRODUCT CODE BEGIN PYM DT INIT RBT DT SEC RBT PCT INIT US2 CMP INIT US6 CMP SEC US2 CMP SEC US6 CMP ( ( ( ( ( ( ( ( PAGE 02 11/09/2001 09:55:29

ORGANIZATION DESCRIPTION STORE NUMBER RBT PER IND SEC RBT PER INIT INS CMP INIT US4 CMP SEC INS CMP SEC US4 CMP ( ( ( ( ( ( ( ( 0 0 0 0 0 0 0 0

PAYMENT TYPE PLAN DATE INIT RBT PER SEC RBT DT INIT US1 CMP INIT US5 CMP SEC US1 CMP SEC US5 CMP

0 0 0 0 0 0 0 0

) ) ) ) ) ) ) )

STORE ORG FIXD PYM AMT INIT RBT PCT INIT INT CMP INIT US3 CMP SEC INT CMP SEC US3 CMP

( ( ( ( ( ( (

0 0 0 0 0 0 0

) ) ) ) ) ) )

PF1=ARMU

PF2=ARMO

PF3=ARML

PF4=ARQO

PF5=ARQL

PF6=ARMS

Screen Definition
New screen to control input on loan set-up screen, ARLE01 (Record 1). ARLE01 only allows the “add” function.

Field Descriptions
(FIELD ACCESS CODE)

Code that specifies whether a field is optional, required, a display field, or not displayed on add and maintenance screens. This untitled field displays to the right of each field name. The values are 0 to 5. 0 =Add screen and maintenance screen: The field is enclosed within parentheses, which indicates an input field that is open for data entry. Input is optional. If you leave the field blank, the screen does not return with the field highlighted. 1 =Add screen: The field is enclosed within parentheses, which indicates the field is open for data entry. Input is required. If you leave the field blank, the screen returns with the field highlighted. Maintenance screen: The field is enclosed in parentheses, which indicates the field is open for data entry. Input is optional. If you leave the field blank, the screen does not return with the field highlighted.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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2 = Add screen: The field is enclosed within parentheses, which indicates an input field that is open for data entry. Input is optional. If you leave the field blank, the screen does not return with the field highlighted. within 3 Maintenance screen: The field is not enclosed parentheses, which indicates a display field. You cannot change the value displayed in the field. = Add screen: The field is enclosed within parentheses, which indicates an input field that is open for data entry. Input is required. If you leave the field blank, the screen returns with the field highlighted. Maintenance screen: The field is not enclosed parentheses, which indicates a display field. You cannot change the value displayed in the field. = Add screen: The field is not enclosed within parentheses, which indicates input is not allowed. The cursor skips this field. Maintenance screen: The field is enclosed within parentheses, which indicates an input field that is open for data entry. Input is optional. If you leave field blank, the screen does not return with the highlighted. = Add and maintenance screen: The field does not display. You cannot enter or change the value in the field using online screens. You can assign and change the value in the field by user input which has the same effect as value 0 (the field is optional).

within 4

the field 5

DESCRIPTION 1N PAYMENT TYPE 1C PRODUCT CODE 1N STORE ORG 1N STORE NUMBER 1N

This field controls the DESCRIPTION field on ARLE01. The field security code is 77. This field controls the PAYMENT TYPE field on ARLE01. The field security code is 78. This field controls the PRODUCT CODE field on ARLE01. The field security code is 79. This field controls the STORE ORG field on ARLE01. The field security code is 80. This field controls the STORE NUMBER field on ARLE01. The field security code is 81.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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PLAN DATE 1N BEGIN PYM DT 1N FIXED PYM AMT 1N RBT PER IND 1N INIT RBT PER 1N INIT RBT DT 1N INIT RBT PCT 1N SEC RBT PER 1N SEC RBT DT 1N SEC RBT PCT 1N INIT INT CMP 1N INIT INS CMP 1N INIT US1 CMP 1N INIT US2 CMP 1N INIT US3 CMP 1N INIT US4 CMP 1N INIT US5 CMP 1N INIT US6 CMP 1N

This field controls the PLAN DATE field on ARLE01. The field security code is 82. This field controls the BEGIN PAYMENT field on ARLE01. The field security code is 83. This field controls the FIXED PAYMENT field on ARLE01. The field security code is 84. This field controls the REBATE PERIOD INDICATOR field on ARLE01. The field security code is 85. This field controls the REBATE PERIOD (INITIAL) field on ARLE01. The field security code is 86. This field controls the REBATE EXPIRE (INITIAL) field on ARLE01. The field security code is 87. This field controls the REBATE PERCENT (INITIAL) field on ARLE01. The field security code is 88. This field controls the REBATE PERIOD (SECOND) field on ARLE01. The field security code is 89. This field controls the REBATE EXPIRE (SECOND) field on ARLE01. The field security code is 90. This field controls the REBATE PERCENT (SECOND) field on ARLE01. The field security code is 91. This field controls the INTEREST (INITIAL) field on ARLE01. The field security code is 92. This field controls the INSURANCE (INITIAL) field on ARLE01. The field security code is 93. This field controls the USER FEE 1 (INITIAL) field on ARLE01. The field security code is 94. This field controls the USER FEE 2 (INITIAL) field on ARLE01. The field security code is 95. This field controls the USER FEE 3 (INITIAL) field on ARLE01. The field security code is 96. This field controls the USER FEE 4 (INITIAL) field on ARLE01. The field security code is 97. This field controls the USER FEE 5 (INITIAL) field on ARLE01. The field security code is 98. This field controls the USER FEE 6 (INITIAL) field on ARLE01. The field security code is 99.

Last Update: October 23, 2003
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SEC INT CMP 1N SEC INS CMP 1N SEC US1 CMP 1N SEC US2 CMP 1N SEC US3 CMP 1N SEC US4 CMP 1N SEC US5 CMP 1N SEC US6 CMP 1N

This field controls the INTEREST (SECOND) field on ARLE01. The field security code is 100. This field controls the INSURANCE (SECOND) field on ARLE01. The field security code is 101. This field controls the USER FEE 1 (SECOND) field on ARLE01. The field security code is 102. This field controls the USER FEE 2 (SECOND) field on ARLE01. The field security code is 103. This field controls the USER FEE 3 (SECOND) field on ARLE01. The field security code is 104. This field controls the USER FEE 4 (SECOND) field on ARLE01. The field security code is 105. This field controls the USER FEE 5 (SECOND) field on ARLE01. The field security code is 106. This field controls the USER FEE 6 (SECOND) field on ARLE01. The field security code is 107.

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ARFP Page 03
....+....1....+....2....+....3....+....4....+....5....+....6....+....7....+....8 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 8 9 0 1 2 3 4 ARFP ( ) * USER DEFINED TITLE * FIELD SECURITY LOAN PLAN 000 USER CODE X APR ( 0 ) FRST PYM DT FINAL PYM DT ( 0 ) FNL PYM AMT BILLING TERM ( 0 ) DEPOSIT AMT DISC PRN AMT ( 0 ) DISC INT AMT DISC INS AMT ( 0 ) DISC INS CAP DISC US1 CAP ( 0 ) DISC US1 CCI DISC US2 CCI ( 0 ) DISC US3 AMT DISC US4 AMT ( 0 ) DISC US4 CAP DISC US5 CAP ( 0 ) DISC US5 CCI DISC US6 CCI ( 0 ) PAGE 03 11/09/2001 09:55:29 ( ( ( ( ( ( ( ( ( 0 0 0 0 0 0 0 0 0 ) ) ) ) ) ) ) ) )

ORGANIZATION AGREEMENT DT ( 0 ) ACTURIAL APR ( 0 ) FIXD INT AMT ( 0 ) DISC LN AMT ( 0 ) DISC INT CCI ( 0 ) DISC US1 AMT ( 0 ) DISC US2 CAP ( 0 ) DISC US3 CCI ( 0 ) DISC US5 AMT ( 0 ) DISC US6 CAP ( 0 )

( ( ( ( ( ( ( ( (

0 0 0 0 0 0 0 0 0

) ) ) ) ) ) ) ) )

FRST PYM AMT LOAN TERM LN DISP METH DISC INT CAP DISC INS CCI DISC US2 AMT DISC US3 CAP DISC US4 CCI DISC US6 AMT

PF1=ARMU

PF2=ARMO

PF3=ARML

PF4=ARQO

PF5=ARQL

PF6=ARMS

Screen Definition
New screen to control input on loan set-up screen, ARLE02 (Record 2). ARLE02 only allows the “add” function.

Field Descriptions
(FIELD ACCESS CODE)

Code that specifies whether a field is optional, required, a display field, or not displayed on add and maintenance screens. This untitled field displays to the right of each field name. The values are 0 to 5. 0 =Add screen and maintenance screen: The field is enclosed within parentheses, which indicates an input field that is open for data entry. Input is optional. If you leave the field blank, the screen does not return with the field highlighted. 1 =Add screen: The field is enclosed within parentheses, which indicates the field is open for data entry. Input is required. If you leave the field blank, the screen returns with the field highlighted. Maintenance screen: The field is enclosed in parentheses, which indicates the field is open for data entry. Input is optional. If you leave the field blank, the screen does not return with the field highlighted. 2 = Add screen: The field is enclosed within parentheses, which indicates an input field that is open for data entry. Input is optional. If you leave the field blank, the screen does not return with the field highlighted. Page 95
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Last Update: October 23, 2003

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Loan Plan Set-Up Enhancement

Maintenance screen: The field is not enclosed within parentheses, which indicates a display field. You cannot change the value displayed in the field. 3 = Add screen: The field is enclosed within parentheses, which indicates an input field that is open for data entry. Input is required. If you leave the field blank, the screen returns with the field highlighted. Maintenance screen: The field is not enclosed within parentheses, which indicates a display field. You cannot change the value displayed in the field. 4 = Add screen: The field is not enclosed within parentheses, which indicates input is not allowed. The cursor skips this field. Maintenance screen: The field is enclosed within parentheses, which indicates an input field that is open for data entry. Input is optional. If you leave the blank, the screen does not return with the field

field

highlighted.
= Add and maintenance screen: The field does not display. You cannot enter or change the value in the field using online screens. You can assign and change the value in the field by user input which has the same effect as value 0 (the field is optional).
AGREEMENT DT 1N APR 1N FRST PYM DT 1N FRST PYM AMT 1N ACTURIAL APR 1N FINAL PYM DT 1N FNL PYM AMT 1N LOAN TERM 1N

5

This field controls the AGREEMENT (DATE) field on ARLE02. The field security code is 153. This field controls the APR field on ARLE02. The field security code is 154. This field controls the FIRST PAYMENT (DATE) field on ARLE02. The field security code is 155. This field controls the FIRST PAYMENT (AMOUNT) field on ARLE02. The field security code is 156. This field controls the ACTUARIAL APR field on ARLE02. The field security code is 157. This field controls the FINAL PAYMENT (DATE) field on ARLE02. The field security code is 158. This field controls the FINAL PAYMENT (AMOUNT) field on ARLE02. The field security code is 159. This field controls the ORIG LOAN TERM field on ARLE02. The field security code is 160.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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FIXD INT AMT 1N BILLING TERM 1N DEPOSIT AMT 1N LN DISP METH 1N DISC LN AMT 1N DISC PRN AMT 1N DISC INT AMT 1N DISC INT CAP 1N DISC INT CCI 1N DISC INS AMT 1N DISC INS CAP 1N DISC INS CCI 1N DISC US1 AMT 1N DISC US1 CAP 1N DISC US1 CCI 1N DISC US2 AMT 1N DISC US2 CAP 1N DISC US2 CCI 1N DISC US3 AMT

This field controls the INTEREST PAYMENT (AMOUNT) field on ARLE02. The field security code is 161. This field controls the BILLING TERM field on ARLE02. The field security code is 162. This field controls the DEPOSIT (AMOUNT) field on ARLE02. The field security code is 163. This field controls the LOAN DISPERSAL MTHD field on ARLE02. The field security code is 164. This field controls the LOAN AMOUNT (DISCLOSED) field on ARLE02. The field security code is 165. This field controls the PRINCIPAL (DISCLOSED) field on ARLE02. The field security code is 166. This field controls the INTEREST (DISCLOSED) field on ARLE02. The field security code is 167. This field controls the INTEREST (CAP) field on ARLE02. The field security code is 168. This field controls the INTEREST (CCI) on ARLE02. The field security code is 169. This field controls the INSURANCE (DISCLOSED) field on ARLE02. The field security code is 170. This field controls the INSURANCE (CAP) field on ARLE02. The field security code is 171. This field controls the INSURANCE (CCI) field on ARLE02. The field security code is 172. This field controls the USER FEE 1 (DISCLOSED) field on ARLE02. The field security code is 173. This field controls the USER FEE 1 (CAP) field on ARLE02. The field security code is 174. This field controls the USER FEE 1 (CCI) field on ARLE02. The field security code is 175. This field controls the USER FEE 2 (DISCLOSED) field on ARLE02. The field security code is 176. This field controls the USER FEE 2 (CAP) field on ARLE02. The field security code is 177. This field controls the USER FEE 2 (CCI) field on ARLE02. The field security code is178. This field controls the USER FEE 3 (DISCLOSED) field on ARLE02. Page 97
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Last Update: October 23, 2003

CMS
Loan Plan Set-Up Enhancement

1N DISC US3 CAP 1N DISC US3 CCI 1N DISC US4 AMT 1N DISC US4 CAP 1N DISC US4 CCI 1N DISC US5 AMT 1N DISC US5 CAP 1N DISC US5 CCI 1N DISC US6 AMT 1N DISC US6 CAP 1N DISC US6 CCI 1N

The field security code is 179. This field controls the USER FEE 3 (CAP) field on ARLE02. The field security code is 180. This field controls the USER FEE 3 (CCI) field on ARLE02. The field security code is 181. This field controls the USER FEE 4 (DISCLOSED) field on ARLE02. The field security code is 182. This field controls the USER FEE 4 (CAP) field on ARLE02. The field security code is 183. This field controls the USER FEE 4 (CCI) field on ARLE02. The field security code is 184. This field controls the USER FEE 5 (DISCLOSED) field on ARLE02. The field security code is 185. This field controls the USER FEE 5 (CAP) field on ARLE02. The field security code is 186. This field controls the USER FEE 5 (CCI) field on ARLE02. The field security code is 187. This field controls the USER FEE 6 (DISCLOSED) field on ARLE02. The field security code is 188. This field controls the USER FEE 6 (CAP) field on ARLE02. The field security code is 189. This field controls the USER FEE 6 (CCI) field on ARLE02. The field security code is 190.

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ARFP Page 04
....+....1....+....2....+....3....+....4....+....5....+....6....+....7....+....8 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 8 9 0 1 2 3 4 ARFP ( ) * USER DEFINED TITLE * FIELD SECURITY LOAN PLAN 000 USER CODE X AMRT PRN MTHD ( 0 ) AMRT PRN TERM AMRT PRN SDYS ( 0 ) AMRT PRN ROND AMRT INT TERM ( 0 ) AMRT INT IND AMRT INT ROND ( 0 ) AMRT INS TBL AMRT INS IND ( 0 ) AMRT INS SMTH AMRT US1 TBL ( 0 ) AMRT US1 MTHD AMRT US1 SMTH ( 0 ) AMRT US1 SDYS AMRT US2 MTHD ( 0 ) AMRT US2 TERM AMRT US2 SDYS ( 0 ) AMRT US2 R0ND AMRT US3 TERM ( 0 ) AMRT US3 IND AMRT US3 ROND ( 0 ) AMRT US4 TBL AMRT US4 IND ( 0 ) AMRT US4 SMTH AMRT US5 TBL ( 0 ) AMRT US5 MTHD AMRT US5 SMTH ( 0 ) AMRT US5 SDYS AMRT US6 MTHD ( 0 ) AMRT US6 TERM AMRT US6 SDYS ( 0 ) AMRT US6 R0ND INS FIXD AMT ( 0 ) US1 FIXD AMT US4 FIXD AMT ( 0 ) US5 FIXD AMT PAGE 04 11/09/2001 09:55:29 IND TBL SMTH MTHD SDYS TERM ROND IND TBL SMTH MTHD SDYS TERM ROND IND AMT AMT AMT ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) )

ORGANIZATION AMRT PRN TBL ( 0 AMRT PRN SMTH ( 0 AMRT INT MTHD ( 0 AMRT INT SDYS ( 0 AMRT INS TERM ( 0 AMRT INS ROND ( 0 AMRT US1 IND ( 0 AMRT US2 TBL ( 0 AMRT US2 SMTH ( 0 AMRT US3 MTHD ( 0 AMRT US3 SDYS ( 0 AMRT US4 TERM ( 0 AMRT US4 ROND ( 0 AMRT US5 IND ( 0 AMRT US6 TBL ( 0 AMRT US6 SMTH ( 0 INT FIXD AMT ( 0 US3 FIXD AMT ( 0

) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) )

( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( (

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) )

AMRT PRN AMRT INT AMRT INT AMRT INS AMRT INS AMRT US1 AMRT US1 AMRT US2 AMRT US3 AMRT US3 AMRT US4 AMRT US4 AMRT US5 AMRT US5 AMRT US6 PRN FIXD US2 FIXD US6 FIXD

PF1=ARMU

PF2=ARMO

PF3=ARML

PF4=ARQO

PF5=ARQL

PF6=ARMS

Screen Definition
New Field Security screen for input fields on ARLE03, Record 7. ARLE03 only allows the “add” function.

Field Descriptions
(FIELD ACCESS CODE)

Code that specifies whether a field is optional, required, a display field, or not displayed on add and maintenance screens. This untitled field displays to the right of each field name. The values are 0 to 5. 0 =Add screen and maintenance screen: The field is enclosed within parentheses, which indicates an input field that is open for data entry. Input is optional. If you leave the field blank, the screen does not return with the field highlighted. =Add screen: The field is enclosed within parentheses, which indicates the field is open for data entry. Input is required. If you leave the field blank, the screen returns with the field highlighted. Maintenance screen: The field is enclosed in parentheses, which indicates the field is open for data entry. Input is optional. If you leave the field blank, the screen does not return with the field highlighted.

1

Last Update: October 23, 2003
Confidential and proprietary to First Data

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Loan Plan Set-Up Enhancement

2

= Add screen: The field is enclosed within parentheses, which indicates an input field that is open for data entry. Input is optional. If you leave the field blank, the screen does not return with the field highlighted. Maintenance screen: The field is not enclosed within parentheses, which indicates a display field. You cannot change the value displayed in the field.

3

= Add screen: The field is enclosed within parentheses, which indicates an input field that is open for data entry. Input is required. If you leave the field blank, the screen returns with the field highlighted. Maintenance screen: The field is not enclosed within parentheses, which indicates a display field. You cannot change the value displayed in the field.

4

= Add screen: The field is not enclosed within parentheses, which indicates input is not allowed. The cursor skips this field. Maintenance screen: The field is enclosed within parentheses, which indicates an input field that is open for data entry. Input is optional. If you leave the field blank, the screen does not return with the field highlighted.

5

= Add and maintenance screen: The field does not display. You cannot enter or change the value in the field using online screens. You can assign and change the value in the field by user input which has the same effect as value 0 (the field is optional).

AMRT PRN TBL 1N AMRT PRN MTHD 1N AMRT PRN TERM 1N AMRT PRN IND 1N AMRT PRN SMTH 1N

This field controls the PRINCIPAL (TABLE) field on ARLE03. The field security code is 229. This field controls the PRINCIPAL (METHOD) field on ARLE03. The field security code is 230. This field controls the PRINCIPAL (TERM) field on ARLE03. The field security code is 231. This field controls the PRINCIPAL (STRT IND) field on ARLE03. The field security code is 232. This field controls the PRINCIPAL (STRT MTH) field on ARLE03. The field security code is 233.

Last Update: October 23, 2003
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Loan Plan Set-Up Enhancement

AMRT PRN SDYS 1N AMRT PRN ROND 1N AMRT INT TBL 1N AMRT INT MTHD 1N AMRT INT TERM 1N AMRT INT IND 1N AMRT INT SMTH 1N AMRT INT SDYS 1N AMRT INT ROND 1N AMRT INS TBL 1N AMRT INS MTHD 1N AMRT INS TERM 1N AMRT INS IND 1N AMRT INS SMTH 1N AMRT INS SDYS 1N AMRT INS ROND 1N AMRT US1 TBL 1N AMRT US1 MTHD 1N

This field controls the PRINCIPAL (STRT DAYS) field on ARLE03. The field security code is 234. This field controls the PRINCIPAL (ROUNDING) field on ARLE03. The field security code is 235. This field controls the INTEREST (TABLE) field on ARLE03. The field security code is 236. This field controls the INTEREST (METHOD) field on ARLE03. The field security code is 237. This field controls the INTEREST (TERM) field on ARLE03. The field security code is 238. This field controls the INTEREST (STRT IND) field on ARLE03. The field security code is 239. This field controls the INTEREST (STRT MTH) field on ARLE03. The field security code is 240. This field controls the INTEREST (STRT DAYS) field on ARLE03. The field security code is 241. This field controls the INTEREST (ROUNDING) field on ARLE03. The field security code is 242. This field controls the INSURANCE (TABLE) on ARLE03. The field security code is 243. This field controls the INSURANCE (METHOD) field on ARLE03. The field security code is 244. This field controls the INSURANCE (TERM) field on ARLE03. The field security code is 245. This field controls the INSURANCE (STRT IND) field on ARLE03. The field security code is 246. This field controls the INSURANCE (STRT MTH) field on ARLE03. The field security code is 247. This field controls the INSURANCE (STRT DAYS) field on ARLE03. The field security code is 248. This field controls the INSURANCE (ROUNDING) field on ARLE03. The field security code is 249. This field controls the USER FEE 1 (TABLE) field on ARLE03. The field security code is 250. This field controls the USER FEE 1 (METHOD) field on ARLE03. The field security code is 251.

Last Update: October 23, 2003
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AMRT US1 TERM 1N AMRT US1 IND 1N

This field controls the USER FEE 1 (TERM) field on ARLE03. The field security code is 252 This field controls the USER FEE 1 (STRT IND) field on ARLE03. The field security code is 253.

AMRT US1 SMTH 1N AMRT US1 SDYS 1N AMRT US1 ROND 1N AMRT US2 TBL 1N AMRT US2 MTHD 1N AMRT US2 TERM 1N AMRT US2 IND 1N AMRT US2 SMTH 1N AMRT US2 SDYS 1N AMRT US2 ROND 1N AMRT US3 TBL 1N AMRT US3 MTHD 1N AMRT US3 TERM 1N AMRT US3 IND 1N AMRT US3 SMTH 1N AMRT US3 SDYS 1N

This field controls the USER FEE 1 (STRT MTH) field on ARLE03. The field security code is 254. This field controls the USER FEE 1 (STRT DAYS) field on ARLE03. The field security code is 255. This field controls the USER FEE 1 (ROUNDING) field on ARLE03. The field security code is 256. This field controls the USER FEE 2 (TABLE) field on ARLE03. The field security code is 257. This field controls the USER FEE 2 METHOD) field on ARLE03. The field security code is 258. This field controls the USER FEE 2 (TERM) field on ARLE03. The field security code is 259. This field controls the USER FEE 2 (STRT IND) field on ARLE03. The field security code is 260. This field controls the USER FEE 2 (STRT MTH) field on ARLE03. The field security code is 261. This field controls the USER FEE 2 (STRT DAYS) field on ARLE03. The field security code is 262. This field controls the USER FEE 2 (ROUNDING) field on ARLE03. The field security code is 263. This field controls the USER FEE 3 (TABLE) field on ARLE03. The field security code is 264. This field controls the USER FEE 3 (STRT MTH) field on ARLE03. The field security code is 265. This field controls the USER FEE 3 (TERM) field on ARLE03. The field security code is 266. This field controls the USER FEE 3 (STRT IND) field on ARLE03. The field security code is 267. This field controls the USER FEE 3 (STRT MTH) field on ARLE03. The field security code is 268. This field controls the USER FEE 3 (STRT DAYS) field on ARLE03. The field security code is 269. Page 102
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Last Update: October 23, 2003

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Loan Plan Set-Up Enhancement

AMRT US3 ROND 1N AMRT US4 TBL 1N AMRT US4 MTHD 1N AMRT US4 TERM 1N AMRT US4 IND 1N AMRT US4 SMTH 1N AMRT US4 SDYS 1N AMRT US4 ROND 1N AMRT US5 TBL 1N AMRT US5 MTHD 1N AMRT US5 TERM 1N AMRT US5 IND 1N AMRT US5 SMTH 1N AMRT US5 SDYS 1N AMRT US5 ROND 1N AMRT US6 TBL 1N AMRT US6 MTHD 1N AMRT US6 TERM 1N

This field controls the USER FEE 3 (ROUNDING) field on ARLE03. The field security code is 270. This field controls the USER FEE 4 (TABLE) field on ARLE03. The field security code is 271. This field controls the USER FEE 4 (METHOD) field on ARLE03. The field security code is 272. This field controls the USER FEE 4 (TERM) field on ARLE03. The field security code is 273. This field controls the USER FEE 4 (STRT IND) field on ARLE03. The field security code is 274. This field controls the USER FEE 4 (STRT MTH) field on ARLE03. The field security code is 275. This field controls the USER FEE 4 (STRT DAYS) field on ARLE03. The field security code is 276. This field controls the USER FEE 4 (ROUNDING) field on ARLE03. The field security code is 277. This field controls the USER FEE 5 (TABLE) field on ARLE03. The field security code is 278. This field controls the USER FEE 5 ETHOD) field on ARLE03. The field security code is 279. This field controls the USER FEE 5 (TERM) field on ARLE03. The field security code is 280. This field controls the USER FEE 5 (STRT IND) field on ARLE03. The field security code is 281. This field controls the USER FEE 5 (STRT MTH) field on ARLE03. The field security code is 282. This field controls the USER FEE 5 (STRT DAYS) field on ARLE03. The field security code is 283. This field controls the USER FEE 5 (ROUNDING) field on ARLE03. The field security code is 284. This field controls the USER FEE 5 (TABLE) field on ARLE03. The field security code is 285. This field controls the USER FEE 6 (METHOD) field on ARLE03. The field security code is 286. This field controls the USER FEE 6 (TERM) field on ARLE03. The field security code is 287.

Last Update: October 23, 2003
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AMRT US6 IND 1N AMRT US6 SMTH 1N AMRT US6 SDYS 1N AMRT US6 ROND 1N PRN FIXD AMT 1N INT FIXD AMT 1N INS FIXD AMT 1N US1 FIXD AMT 1N US2 FIXD AMT 1N US3 FIXD AMT 1N US4 FIXD AMT 1N US5 FIXD AMT 1N US6 FIXD AMT 1N

This field controls the USER FEE 6 (STRT IND) field on ARLE03. The field security code is 288. This field controls the USER FEE 6 (STRT MTH) field on ARLE03.. The field security code is 289. This field controls the USER FEE 6 (STRT DAYS) field on ARLE03. The field security code is 290. This field controls the USER FEE 6 (ROUNDING) field on ARLE03. The field security code is 291. This field controls the PRINCIPAL (AMORTIZATION FIXED AMOUNT) field on ARLE03. The field security code is 292. This field controls the INTEREST (AMORTIZATION FIXED AMOUNT) field on ARLE03. The field security code is 293. This field controls the INSURANCE (AMORTIZATION FIXED AMOUNT) field on ARLE03. The field security code is 294. This field controls the USER FEE 1 (AMORTIZATION FIXED AMOUNT) field on ARLE03. The field security code is 295. This field controls the USER FEE 2 (AMORTIZATION FIXED AMOUNT) field on ARLE03. The field security code is 296. This field controls the USER FEE 3 (AMORTIZATION FIXED AMOUNT) field on ARLE03. The field security code is 297. This field controls the USER FEE 4 (AMORTIZATION FIXED AMOUNT) field on ARLE03. The field security code is 298. This field controls the USER FEE 5 (AMORTIZATION FIXED AMOUNT) field on ARLE03. The field security code is 299. This field controls the USER FEE 6 (AMORTIZATION FIXED AMOUNT) field on ARLE03. The field security code is 300.

Last Update: October 23, 2003
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Loan Plan Set-Up Enhancement

ARFP Page 05
....+....1....+....2....+....3....+....4....+....5....+....6....+....7....+....8 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 8 9 0 1 2 3 4 ARFP ( * USER DEFINED TITLE * PAGE 05 11/09/2001 FIELD SECURITY LOAN PLAN 09:55:29 ORGANIZATION 000 USER CODE X TOT PYM AMT ( 0 ) PRINCIPAL ( 0 ) INTEREST ( 0 ) INSURANCE ( 0 ) USER FEE 1 ( 0 ) USER FEE 2 ( 0 ) USER FEE 3 ( 0 ) USER FEE 4 ( 0 ) USER FEE 5 ( 0 ) USER FEE 6 ( 0 ) INTEREST RATE ( 0 ) )

PF1=ARMU

PF2=ARMO

PF3=ARML

PF4=ARQO

PF5=ARQL

PF6=ARMS

Screen Definition
New Field Security screen for Loan Schedule Data on ARLE04. ARLE04 only allows the “add” function.
FIELD DESCRIPTIONS (FIELD ACCESS CODE)

Code that specifies whether a field is optional, required, a display field, or not displayed on add and maintenance screens. This untitled field displays to the right of each field name. The values are 0 to 5. 0 =Add screen and maintenance screen: The field is enclosed within parentheses, which indicates an input field that is open for data entry. Input is optional. If you leave the field blank, the screen does not return with the field highlighted. =Add screen: The field is enclosed within parentheses, which indicates the field is open for data entry. Input is required. If you leave the field blank, the screen returns with the field highlighted. Maintenance screen: The field is enclosed in parentheses, which indicates the field is open for data entry. Input is optional. If you leave the field blank, the screen does not return with the field highlighted.

1

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2

= Add screen: The field is enclosed within parentheses, which indicates an input field that is open for data entry. Input is optional. If you leave the field blank, the screen does not return with the field highlighted. Maintenance screen: The field is not enclosed within parentheses, which indicates a display field. You cannot change the value displayed in the field. = Add screen: The field is enclosed within parentheses, which indicates an input field that is open for data entry. Input is required. If you leave the field blank, the screen returns with the field highlighted. Maintenance screen: The field is not enclosed within parentheses, which indicates a display field. You cannot change the value displayed in the field. = Add screen: The field is not enclosed within parentheses, which indicates input is not allowed. The cursor skips this field. Maintenance screen: The field is enclosed within parentheses, which indicates an input field that is open for data entry. Input is optional. If you leave the field blank, the screen does not return with the field highlighted.

3

4

Option 1 and 3. On an add, if the value is set to 1 or 3, the required ARLE04 input would only be for each screen initiated consisting of three payment columns until the ‘accept’ function is activated. (page 80)
TOT PYM AMT 1N PRINCIPAL 1N INTEREST 1N INSURANCE 1N USER FEE 1 1N USER FEE 2 1N USER FEE 3 1N

This field controls the 120 occurrences of the PAYMENT AMT fields on ARLE04. The field security code is 305. This field controls the 120 occurrences of the PRINCIPAL fields on ARLE04. The field security code is 306. This field controls the 120 occurrences of the INTEREST fields on ARLE04. The field security code is 307. This field controls the 120 occurrences of the INSURANCE fields on ARLE04. The field security code is 308. This field controls the 120 occurrences of the USER FEE 1 fields on ARLE04. The field security code is 309. This field controls the 120 occurrences of the USER FEE 2 fields on ARLE04. The field security code is 310. This field controls the 120 occurrences of the USER FEE 3 fields on ARLE04. The field security code is 311.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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USER FEE 4 1N USER FEE 5 1N USER FEE 6 1N INTEREST RATE 1N

This field controls the 120 occurrences of the USER FEE 4 fields on ARLE04. The field security code is 312. This field controls the 120 occurrences of the USER FEE 5 fields on ARLE04. The field security code is 313. This field controls the 120 occurrences of the USER FEE 6 fields on ARLE04. The field security code is 314. This field controls the 120 occurrences of the INTEREST RATE fields on ARLE04. The field security code is 315.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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ARMU Page 07
....+....1....+....2....+....3....+....4....+....5....+....6....+....7....+....8 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 8 9 0 1 2 3 4 ARMU ( ) ***USER DEFINED TITLE*** *** ADDITIONS *** ORGANIZATION RECORD LOGO RECORD TRANSACTION CONTROL GENERAL LEDGER ACCOUNT ACCOUNT EMBOSSING INTEREST TABLE ACCOUNT BASE SEGMENT PROCESSING CONTROL TABLE USURY TABLE INSURANCE TABLE CREDIT PLAN MASTER CUSTOMER NAME/ADDRESS STORE DEMOGRAPHICS STATEMENT MESSAGES BAR CODING NEW ACCOUNT SETUP FREQUENT SHOPPER PROGRAM PROMOTION PROFILE FRAUD/SUSPECT DATA POSTAL CD TO ST/PR TABLE ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ARUA ARAQ ARVA ARAY ARBA ARAD ARAJ ARRA ARGA ARDA ARKA ARJA ARLA ARTA ARLE – PAGE 07 07/12/2002 05:08:45

( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( (

) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) )

ARAO ARAL ARAX ARAG ARAE ARAR ARAB ARAF ARSA ARAI ARAC ARAN ARAM ARAW ARAK ARSB ARAV ARAZ ARFA ARZA

-

PHONE CD TO ST/PR TABLE EXTRACT AND MAINT - EXAM SERVICE CHARGE/FEE TABLE ACCOUNT CONTROL TABLE CARD ACTIVATION CRITERIA SECURED ACCOUNT RECORD COLLATERAL RECORD RATE INDEX TABLE RELATIONSHIP RECORD ACCOUNT INSURANCE DATA AMORTIZATION TABLE CREDIT CLASSIFICATION AUTH CRITERIA TABLE SMART CRD PROG DEFINITION LOAN ENTRY

PF5=*BWD*

Screen Definition
Add a new screen, ARLE to Additions page.

Field Descriptions
ARLE - LOAN ENTRY 1N

New screen to select for loan entry function within the on-line loan set-up process. To display the screen type any character next to the screen identifier and pressing Enter.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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ARMU Page 08
....+....1....+....2....+....3....+....4....+....5....+....6....+....7....+....8 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 8 9 0 1 2 3 4 ARMU ( ) FSET ( FILESET2 ) ( ( ( ( ( ) ) ) ) ) ARFS ARNL ARNK AR1I ARLP – – * USER DEFINED TITLE * *** MISCELLANEOUS *** PAGE 08 F=2 01/22/2000 22:47:03

FIELD SECURITY ALPHA NAME LOCATE NAME KEY GENERATE TEST FILE SET CHANGE LOAN PURGE

PF5=*BWD*

Screen Definition
Add a new screen, ARLP to Miscellaneous page.

Field Descriptions
ARLP - LOAN PURGE 1N

New screen to select for loan purge function within the on-line loan set-up process. To display the screen type any character next to the screen identifier and press Enter.

Last Update: October 23, 2003
Confidential and proprietary to First Data

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New and Modified Reports
The reports that are affected in this modification are:

Report ID
R06 R10 R55

Report Title
Field Security Maintenance Plan Segment Maintenance Loan Schedule Maintenance

Chg Type
MOD MOD MOD

Last Update: October 23, 2003
Confidential and proprietary to First Data

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