Lobbying Report $714,000 Spent by Mortgage Bankers Association
The Washington-based trade group lobbied on numerous pieces of legislation affecting mortgage lending, taxes, housing policy, foreclosure relief and regulation of government-controlled mortgage finance giants Fannie Mae and Freddie Mac, according to an April 20 filing with the House clerk's office.One of the group's top priorities is to stop legislation that would allow bankruptcy judges to cancel a portion of homeowners' mortgage debt. The group has been successful in convincing lawmakers that this change would upset the mortgage industry and add to borrowing costs.Besides Congress, the trade group lobbied the departments of Housing and Urban Development, Justice, Treasury, and Veterans Affairs, the White House and the FBI in the January-March period.www.4closurefraud.org
Content
Clerk of the House of Representatives Legislative Resource Center B-106 Cannon Building Washington, DC 20515 http://lobbyingdisclosure.house.gov
Secretary of the Senate Office of Public Records 232 Hart Building Washington, DC 20510 http://www.senate.gov/lobby
LOBBYING REPORT
- All Filers Are Required to Complete This Page
Self Employed Individual
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1. Registrant Name 2. Address Address1 1331 L STREET, NW City WASHINGTON City 4a. Contact Name
Ms. PHYLLIS K. SLESINGER
Lobbying Disclosure Act of 1995 (Section 5)
Organization/Lobbying Firm
MORTGAGE BANKERS ASSOCIATION
Check if different than previously reported Address2 State DC Zip Code 20005
-
Country
USA
3. Principal place of business (if different than line 2) State b. Telephone Number c. E-mail
International Number
Zip Code
-
Country 5. Senate ID# 25955-12 6. House ID# 310430000
clo
Self
(202) 557-2869
7. Client Name
Check if client is a state or local government or instrumentality
MORTGAGE BANKERS ASSOCIATION
su
TYPE OF REPORT
8. Year 2010
Q1 (1/1 - 3/31)
Q2 (4/1 - 6/30)
Q3 (7/1-9/30)
Q4 (10/1 - 12/31)
9. Check if this filing amends a previously filed version of this report 10. Check if this is a Termination Report Termination Date 11. No Lobbying Issue Activity
INCOME OR EXPENSES - YOU MUST complete either Line 12 or Line 13
12. Lobbying 13. Organizations INCOME relating to lobbying activities for this reporting period was:
Less than $5,000 $5,000 or more
re
EXPENSE relating to lobbying activities for this reporting period were:
Less than $5,000 $5,000 or more
or d. au Fr
$ 714,000.00
Method A. Reporting amounts using LDA definitions only
Internal Revenue Code Revenue Code
$
Provide a good faith estimate, rounded to the nearest $10,000, of all lobbying related income from the client (including all payments to the registrant by any other entity for lobbying activities on behalf of the client).
Check box to indicate expense 14. REPORTING accounting method. See instructions for description of options.
Method B. Reporting amounts under section 6033(b)(8) of the Method C. Reporting amounts under section 162(e) of the Internal Date 04/20/2010
Signature
Digitally Signed By: Phyllis K. Slesinger
Printed Name and Title Phyllis K. Slesinger
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Page 1 of 11
Registrant
MORTGAGE BANKERS ASSOCIATION
Client Name
MORTGAGE BANKERS ASSOCIATION
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
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15. General issue area code BAN 16. Specific lobbying issues
First Name
Banking
(one per page)
S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. Authorizes additional appropriations for the FBI to enhance its (continued) 17. House(s) of Congress and Federal agencies Check if None
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Housing & Urban Development - Dept of (HUD), Justice - Dept of (DOJ), Treasury - Dept of, White House Office, Federal Bureau of Investigation (FBI)
18. Name of each individual who acted as a lobbyist in this issue area
Last Name Suffix
clo su re
Covered Official Position (if applicable) New
Ryan Pace Leonard John Bradford Josh Thomas Sarah
Bradshaw Wolfson Courson Cheney Denney Koonce Tinsley Demarest
19. Interest of each foreign entity in the specific issues listed on line 16 above
or d. au Fr
Check if None
Printed Name and Title Phyllis K. Slesinger
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ADDENDUM for General Lobbying Issue Area:
BAN - Banking
H.R. 78, Stop Mortgage Fraud Act. All Provisions. (continued) ability to more effectively stop mortgage fraud, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. All provisions. Shields a servicer of pooled residential mortgages acting in compliance with certain fiduciary duties under the Truth in Lending Act from liability for entering into a loan modification or workout plan in connection with any such mortgages initiated before January 1, 2012 H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 2847, Commerce, Justice, Science, and Related Agencies Appropriations Act 2010. All Provisions. Makes appropriations for FY2010 for the Departments of Commerce and Justice, for science-related programs, and related agencies. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors S.566, Financial Product Safety Commission Act of 2009. All Provisions. Creates a Financial Product Safety Commission to provide consumers with stronger protections and better information in connection with consumer financial products and gives providers of consumer financial productsmore regulatory certainty. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.
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Printed Name and Title
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Phyllis K. Slesinger
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Registrant
MORTGAGE BANKERS ASSOCIATION
Client Name
MORTGAGE BANKERS ASSOCIATION
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
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15. General issue area code BNK 16. Specific lobbying issues
First Name
Bankruptcy
(one per page)
H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 4173, Wall Street Reform and Consumer Protection Act of 2009. All Provisions. Provides for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, regulates over-the-counter derivatives (cont) 17. House(s) of Congress and Federal agencies
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE
Check if None
18. Name of each individual who acted as a lobbyist in this issue area
Last Name Suffix
clo su re
Covered Official Position (if applicable)
New
Ryan Pace John Vicki Josh Sarah Stephen Ken Vicki Leonard
Bradshaw Courson Vidal Denney Tinsley Demarest O'Connor Markison Vidal Wolfson
19. Interest of each foreign entity in the specific issues listed on line 16 above
or d. au Fr
Check if None
Printed Name and Title Phyllis K. Slesinger
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ADDENDUM for General Lobbying Issue Area:
BNK - Bankruptcy
H.R. 4173, Wall Street Reform and Consumer Protection Act of 2009. All Provisions. (cont) markets, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). H.R. 2452, Net Operating Loss (NOL) Carryback Act. To amend the Internal Revenue Code of 1986 a 5-year carryback of operating losses, and for other purposes.
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Printed Name and Title
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Phyllis K. Slesinger
clo su re or d. au Fr g
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Registrant
MORTGAGE BANKERS ASSOCIATION
Client Name
MORTGAGE BANKERS ASSOCIATION
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
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15. General issue area code HOU 16. Specific lobbying issues
First Name
Housing
(one per page)
H.R. 3288, Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2010. All Provisions. Makes appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2010, and for other purposes. (Bill is now Law)
17. House(s) of Congress and Federal agencies
Check if None
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Federal Housing Finance Board (FHFB), Housing & Urban Development - Dept of (HUD),
18. Name of each individual who acted as a lobbyist in this issue area
Last Name Suffix
clo su re
Covered Official Position (if applicable)
New
Ryan Pace John John Vicki Josh Paul Stephen Ken Leonard
Bradshaw Courson Mechem Vidal Denney Hilliar O'Connor Markison Wolfson
19. Interest of each foreign entity in the specific issues listed on line 16 above
or d. au Fr
Check if None
Printed Name and Title Phyllis K. Slesinger
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Page 6 of 11
ADDENDUM for General Lobbying Issue Area:
HOU - Housing
H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.
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Printed Name and Title
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Phyllis K. Slesinger
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Registrant
MORTGAGE BANKERS ASSOCIATION
Client Name
MORTGAGE BANKERS ASSOCIATION
ADDENDUM for General Lobbying Issue
HOU - Housing
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Name First Last Sarah Bradford Thomas Cheney Koonce Printed Name and Title
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Covered Official Position (if applicable)
New
Suffix
Tinsley Demarest
Phyllis K. Slesinger
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Page 8 of 11
Registrant
MORTGAGE BANKERS ASSOCIATION
Client Name
MORTGAGE BANKERS ASSOCIATION
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
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15. General issue area code TAX 16. Specific lobbying issues
First Name
Taxation/Internal Revenue Code
(one per page)
H.R. 2847, Hiring Incentives to Restore Employment Act. All Provisions. Makes appropriations for the Departments of Commerce and Justice, and Science, and Related Agencies for the fiscal year ending September 30, 2010, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends Title 11 of the United States Code with respect to modification of certain mortgages (continued) 17. House(s) of Congress and Federal agencies Check if None
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Treasury - Dept of, White House Office
18. Name of each individual who acted as a lobbyist in this issue area
Last Name Suffix
clo su re
Covered Official Position (if applicable)
New
John John Ryan Pace Josh Sarah Ken Thomas
Courson Mechem Bradshaw Denney Tinsley Demarest Markison Koonce
19. Interest of each foreign entity in the specific issues listed on line 16 above
or d. au Fr
Check if None
Printed Name and Title Phyllis K. Slesinger
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Page 9 of 11
ADDENDUM for General Lobbying Issue Area:
TAX - Taxation/Internal Revenue Code
H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. (continued) on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases.
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Printed Name and Title
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Phyllis K. Slesinger
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Registrant
MORTGAGE BANKERS ASSOCIATION
Client Name
MORTGAGE BANKERS ASSOCIATION
Information Update Page - Complete ONLY where registration information has changed. 20. Client new address Address City
State Zip Code
-
Country
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City
21. Client new principal place of business (if different than line 20)
State Zip Code
-
Country
22. New General description of client's business or activities
LOBBYIST UPDATE
First Name
23. Name of each previously reported individual who is no longer expected to act as a lobbyist for the client
Last Name Suffix First Name Last Name Suffix
1 2
3 4
ISSUE UPDATE
24. General lobbying issue that no longer pertains
AFFILIATED ORGANIZATIONS
25. Add the following affiliated organization(s)
Internet Address: http://www.mortgagebankers.org/aboutMBA/Governanceandmanagement
Address Principal Place of Business (city and state or country)
Zip Country City State City State Country Country State/Province
clo su
2
Address State/Province Country Street Address City
Name
26. Name of each previously reported organization that is no longer affiliated with the registrant or client 1 3
re
FOREIGN ENTITIES
27. Add the following foreign entities
Name Street Address City Principal place of business (city and state or country) City State Country
28. Name of each previously reported foreign entity that no longer owns, or controls, or is affiliated with the registrant, client or affiliated organization
or d. au Fr
Amount of contribution for lobbying activities
Ownership percentage in client
%
1 2
3 4
5 6
Printed Name and Title
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Page 11 of 11
Secretary of the Senate Office of Public Records 232 Hart Building Washington, DC 20510 http://www.senate.gov/lobby
LOBBYING REPORT
- All Filers Are Required to Complete This Page
Self Employed Individual
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1. Registrant Name 2. Address Address1 1331 L STREET, NW City WASHINGTON City 4a. Contact Name
Ms. PHYLLIS K. SLESINGER
Lobbying Disclosure Act of 1995 (Section 5)
Organization/Lobbying Firm
MORTGAGE BANKERS ASSOCIATION
Check if different than previously reported Address2 State DC Zip Code 20005
-
Country
USA
3. Principal place of business (if different than line 2) State b. Telephone Number c. E-mail
International Number
Zip Code
-
Country 5. Senate ID# 25955-12 6. House ID# 310430000
clo
Self
(202) 557-2869
7. Client Name
Check if client is a state or local government or instrumentality
MORTGAGE BANKERS ASSOCIATION
su
TYPE OF REPORT
8. Year 2010
Q1 (1/1 - 3/31)
Q2 (4/1 - 6/30)
Q3 (7/1-9/30)
Q4 (10/1 - 12/31)
9. Check if this filing amends a previously filed version of this report 10. Check if this is a Termination Report Termination Date 11. No Lobbying Issue Activity
INCOME OR EXPENSES - YOU MUST complete either Line 12 or Line 13
12. Lobbying 13. Organizations INCOME relating to lobbying activities for this reporting period was:
Less than $5,000 $5,000 or more
re
EXPENSE relating to lobbying activities for this reporting period were:
Less than $5,000 $5,000 or more
or d. au Fr
$ 714,000.00
Method A. Reporting amounts using LDA definitions only
Internal Revenue Code Revenue Code
$
Provide a good faith estimate, rounded to the nearest $10,000, of all lobbying related income from the client (including all payments to the registrant by any other entity for lobbying activities on behalf of the client).
Check box to indicate expense 14. REPORTING accounting method. See instructions for description of options.
Method B. Reporting amounts under section 6033(b)(8) of the Method C. Reporting amounts under section 162(e) of the Internal Date 04/20/2010
Signature
Digitally Signed By: Phyllis K. Slesinger
Printed Name and Title Phyllis K. Slesinger
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Page 1 of 11
Registrant
MORTGAGE BANKERS ASSOCIATION
Client Name
MORTGAGE BANKERS ASSOCIATION
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
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15. General issue area code BAN 16. Specific lobbying issues
First Name
Banking
(one per page)
S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. Authorizes additional appropriations for the FBI to enhance its (continued) 17. House(s) of Congress and Federal agencies Check if None
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Housing & Urban Development - Dept of (HUD), Justice - Dept of (DOJ), Treasury - Dept of, White House Office, Federal Bureau of Investigation (FBI)
18. Name of each individual who acted as a lobbyist in this issue area
Last Name Suffix
clo su re
Covered Official Position (if applicable) New
Ryan Pace Leonard John Bradford Josh Thomas Sarah
Bradshaw Wolfson Courson Cheney Denney Koonce Tinsley Demarest
19. Interest of each foreign entity in the specific issues listed on line 16 above
or d. au Fr
Check if None
Printed Name and Title Phyllis K. Slesinger
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Page 2 of 11
ADDENDUM for General Lobbying Issue Area:
BAN - Banking
H.R. 78, Stop Mortgage Fraud Act. All Provisions. (continued) ability to more effectively stop mortgage fraud, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. All provisions. Shields a servicer of pooled residential mortgages acting in compliance with certain fiduciary duties under the Truth in Lending Act from liability for entering into a loan modification or workout plan in connection with any such mortgages initiated before January 1, 2012 H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 2847, Commerce, Justice, Science, and Related Agencies Appropriations Act 2010. All Provisions. Makes appropriations for FY2010 for the Departments of Commerce and Justice, for science-related programs, and related agencies. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors S.566, Financial Product Safety Commission Act of 2009. All Provisions. Creates a Financial Product Safety Commission to provide consumers with stronger protections and better information in connection with consumer financial products and gives providers of consumer financial productsmore regulatory certainty. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.
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Printed Name and Title
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Registrant
MORTGAGE BANKERS ASSOCIATION
Client Name
MORTGAGE BANKERS ASSOCIATION
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
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15. General issue area code BNK 16. Specific lobbying issues
First Name
Bankruptcy
(one per page)
H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 4173, Wall Street Reform and Consumer Protection Act of 2009. All Provisions. Provides for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, regulates over-the-counter derivatives (cont) 17. House(s) of Congress and Federal agencies
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE
Check if None
18. Name of each individual who acted as a lobbyist in this issue area
Last Name Suffix
clo su re
Covered Official Position (if applicable)
New
Ryan Pace John Vicki Josh Sarah Stephen Ken Vicki Leonard
Bradshaw Courson Vidal Denney Tinsley Demarest O'Connor Markison Vidal Wolfson
19. Interest of each foreign entity in the specific issues listed on line 16 above
or d. au Fr
Check if None
Printed Name and Title Phyllis K. Slesinger
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ADDENDUM for General Lobbying Issue Area:
BNK - Bankruptcy
H.R. 4173, Wall Street Reform and Consumer Protection Act of 2009. All Provisions. (cont) markets, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). H.R. 2452, Net Operating Loss (NOL) Carryback Act. To amend the Internal Revenue Code of 1986 a 5-year carryback of operating losses, and for other purposes.
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Printed Name and Title
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Phyllis K. Slesinger
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Registrant
MORTGAGE BANKERS ASSOCIATION
Client Name
MORTGAGE BANKERS ASSOCIATION
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
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15. General issue area code HOU 16. Specific lobbying issues
First Name
Housing
(one per page)
H.R. 3288, Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2010. All Provisions. Makes appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2010, and for other purposes. (Bill is now Law)
17. House(s) of Congress and Federal agencies
Check if None
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Federal Housing Finance Board (FHFB), Housing & Urban Development - Dept of (HUD),
18. Name of each individual who acted as a lobbyist in this issue area
Last Name Suffix
clo su re
Covered Official Position (if applicable)
New
Ryan Pace John John Vicki Josh Paul Stephen Ken Leonard
Bradshaw Courson Mechem Vidal Denney Hilliar O'Connor Markison Wolfson
19. Interest of each foreign entity in the specific issues listed on line 16 above
or d. au Fr
Check if None
Printed Name and Title Phyllis K. Slesinger
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ADDENDUM for General Lobbying Issue Area:
HOU - Housing
H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.
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Printed Name and Title
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Phyllis K. Slesinger
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Registrant
MORTGAGE BANKERS ASSOCIATION
Client Name
MORTGAGE BANKERS ASSOCIATION
ADDENDUM for General Lobbying Issue
HOU - Housing
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Name First Last Sarah Bradford Thomas Cheney Koonce Printed Name and Title
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Covered Official Position (if applicable)
New
Suffix
Tinsley Demarest
Phyllis K. Slesinger
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Registrant
MORTGAGE BANKERS ASSOCIATION
Client Name
MORTGAGE BANKERS ASSOCIATION
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
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15. General issue area code TAX 16. Specific lobbying issues
First Name
Taxation/Internal Revenue Code
(one per page)
H.R. 2847, Hiring Incentives to Restore Employment Act. All Provisions. Makes appropriations for the Departments of Commerce and Justice, and Science, and Related Agencies for the fiscal year ending September 30, 2010, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends Title 11 of the United States Code with respect to modification of certain mortgages (continued) 17. House(s) of Congress and Federal agencies Check if None
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Treasury - Dept of, White House Office
18. Name of each individual who acted as a lobbyist in this issue area
Last Name Suffix
clo su re
Covered Official Position (if applicable)
New
John John Ryan Pace Josh Sarah Ken Thomas
Courson Mechem Bradshaw Denney Tinsley Demarest Markison Koonce
19. Interest of each foreign entity in the specific issues listed on line 16 above
or d. au Fr
Check if None
Printed Name and Title Phyllis K. Slesinger
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Page 9 of 11
ADDENDUM for General Lobbying Issue Area:
TAX - Taxation/Internal Revenue Code
H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. (continued) on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases.
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Printed Name and Title
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Phyllis K. Slesinger
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Page 10 of 11
Registrant
MORTGAGE BANKERS ASSOCIATION
Client Name
MORTGAGE BANKERS ASSOCIATION
Information Update Page - Complete ONLY where registration information has changed. 20. Client new address Address City
State Zip Code
-
Country
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City
21. Client new principal place of business (if different than line 20)
State Zip Code
-
Country
22. New General description of client's business or activities
LOBBYIST UPDATE
First Name
23. Name of each previously reported individual who is no longer expected to act as a lobbyist for the client
Last Name Suffix First Name Last Name Suffix
1 2
3 4
ISSUE UPDATE
24. General lobbying issue that no longer pertains
AFFILIATED ORGANIZATIONS
25. Add the following affiliated organization(s)
Internet Address: http://www.mortgagebankers.org/aboutMBA/Governanceandmanagement
Address Principal Place of Business (city and state or country)
Zip Country City State City State Country Country State/Province
clo su
2
Address State/Province Country Street Address City
Name
26. Name of each previously reported organization that is no longer affiliated with the registrant or client 1 3
re
FOREIGN ENTITIES
27. Add the following foreign entities
Name Street Address City Principal place of business (city and state or country) City State Country
28. Name of each previously reported foreign entity that no longer owns, or controls, or is affiliated with the registrant, client or affiliated organization
or d. au Fr
Amount of contribution for lobbying activities
Ownership percentage in client
%
1 2
3 4
5 6
Printed Name and Title
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