Many individuals make financial planning mistakes that can cost them for years. Why do you feel people make poor financial choices?

Many individuals make financial planning mistakes that can cost them for years. Why do you feel people make poor financial choices? What are actions that would help a person to better manage daily spending? Include the following in your response: What do you feel should be done to better educate individuals on personal financial management? How might credit card offers affect spending and budgeting activities? How do changing interest rates in relation to in store financing, mortgages and credit-cards impact spending? Conduct an online search to obtain additional suggestions for avoiding dangers of day-to-day over spending. Provide an overview of your findings.