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SBICAP Securities
SBICAP Securities Ltd (SSL) is a 100% subsidiary of SBI Capital Markets Ltd which is one of the oldest players in the Indian Capital Market and has a dominant position in the Indian primary capital markets. SBI Capital Markets Ltd. commenced broking activities in March 2001 to fulfill the secondary market needs of Financial Institutions, FIIs, Mutual Funds, Banks, Corporates, High Network Industry, Non-residential Investors and Retail domestic investors. SBICAP Securities Ltd. (SSL) is a company, which has been formed to take over the broking operations of SBI Capital Markets Ltd. SSL commenced operations in the first quarter of financial year of 2006-2007.
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"SBICAP Securities Ltd." owns about 1 other domains View these domains > 1 registrar has maintained records for this domain since 2006-11-03 with 1 drop. This domain has changed name servers 3 times over 3 years. Hosted on 5 IP addresses over 4 years. View 249 ownership records archived since 2007-11-29 . Wiki article on Sbicapsecurities.com sbicapsecurities.com is hosted on a dedicated server

OUR

PRODUCTS

EQUITY & DERIVATIVES MUTUAL FUND IPO DEPOSITORY NRI TRADING

EQUITY
A stock market or equity market is a public market for the trading of company securities listed on a stock exchange. An equity investment generally refers to the buying and holding or trading of shares to gain income from daily price movements, dividends and capital gains, as the value of the stock moves. Participants in the stock market range

from small individual stock investors to large institutions and mutual funds, which can be based anywhere. The tenure of investors/traders varies from few minutes (for jobbers / arbitrageurs) to multiple years (for long term investors). The liquidity that an exchange provides affords investors the ability to quickly and easily sell securities. This is an attractive feature of investing in stocks, compared to other less liquid investments. Today’s equity markets provide modern, fully computerized trading systems designed to offer investors across the length and breadth of the country a safe and easy way to invest. We at SSL understand the requirements of different type of investors & offer our customers with incisive Fundamental & Technical Research thereby empowering them to take informed investment decisions. For more information related to the Equity market such as stock quotes, company information, market news, etc, select Market Info - Equity.

DERIVATIVES
Financial innovation has brought many new financial instruments whose pay-offs or values depend on the prices of stocks. A derivative is a financial instrument - or more simply, an agreement between two parties. Its value is determined by the price of something else (called the underlying). Futures and options are the most common types of derivative contracts. More complex derivatives can be created by combining the elements of these basic types. They offer traders / investors the opportunity to trade, hedge and exploit arbitrage opportunities in markets. Derivatives may be used to trade large blocks of stocks for a much smaller amount of money than would be required by outright purchase or sale. SSL has a team of analysts providing comprehensive insights into the Derivatives segment. For more information related to the derivatives market such as Open Interest, Market News, Trade Statistics etc, please select Market Info - Derivatives .

We offer trading facilities in equities & derivatives markets through the following channels:

A) Online Trading

SBICAP Securities Limited (SSL) in association with State Bank of India offers state of the art online trading product to investors & traders. The portal allows both Resident Indians and Non Resident Indians (NRIs)* to invest in Equity, Derivatives, Mutual Funds, IPOs via the online channel. SSL’s online trading platform is powered by a robust trading engine coupled with a comprehensive list of products & services. Moreover, with SSL’s proactive approach towards customer service, we aim to provide our patrons with a constantly delightful trading experience. Key Features

• • • • • • •

Multiple market watch facility with streaming quotes (Live Market Rates*) Seamless (3 – in – 1) trading experience (Demat, Savings & Online Trading A/C) Instant Fund/ Share transfer facility Savings & Demat A/C with State Bank of India - one of most respectable banks of India Convenient online facility for investment in IPO & Mutual Funds Incisive research reports & well-timed advisory services 24X7 access to back-office

• • • • • • • •

Low bandwidth option for anywhere access View critical market information such as Market Depth, Most Active Scrips, Top Gainers/ Losers etc. Online real time advice/ recommendations on your trading platform Review your Margin Status, Holding Report, Order and Trade Book on a real time basis After Market Order (AMO) facility Single window order entry with instant confirmation 128 bit encryption security certified by Entrust SSL Telephonic Assistance through centralized Helpdesk

B) Offline Trading

We offer a hassle free trading & investment experience through our dedicated branch network. For complete contact details you may view our complete branch network.

• • • • • • • •

Seamless trading facility through 75 branches spread across 60 locations in 18 states of India Equity & Derivatives Trading on NSE & BSE Facility to trade in Gold ETFs 24X7 Back Office allows you to view your ledger, contract notes & trade history Confirmation of trades & fund position via SMS Incisive Research Support Dedicated Relationship Managers Enjoy extremely reasonable transaction rates

Types of Customers:
We provide comprehensive investment solutions to following types of clients:

• • • •

Retail Investors HNI Investors HUFs, Corporates & Trust Partnership Firms

MUTUAL FUND
Mutual Fund is a trust which pools money from investors having similar financial goals, and invests the money so collected, as per the guideline to attain the stipulated objective. Thus, a mutual fund is an appropriate investment vehicle for the common man as it provides the benefits of a diversified portfolio managed by professionals at a relatively low cost. That apart, it also offers the benefits of diversification across asset classes through a single product. For example, a Balanced Fund which invests a major portion in Equity as well as Debt Securities or a Monthly Income Plan (MIP) which invests a major portion in debt. In the recent past, we have also been witness to AMCs launching ‘funds with a difference’ – funds investing across 3 asset classes viz. equity, debt and gold. In addition, we also have Gold ETFs, Index ETFs and the like which give

investors the benefit of moving in line with the markets (in case of equity Index ETFs), while Gold ETFs track the underlying price of gold. SSL also provides equity schemes of eleven Mutual Fund companies on our state of the art online platform. The online Mutual Fund facilitates the investors to make investments in Mutual Fund without the hassle of filling up tedious application forms and maintaining statements. One can view the Mutual Fund portfolio online for all the Mutual Fund investments made through online account with us. Advantages of investing in Mutual Fund through SBICAP Securities Limited:

• • • •

Pan India presence – more than 70 branches all over India Online and offline transaction facility Tie up with all the Mutual Fund houses In-depth research on Mutual Fund schemes across various categories

Investing in Mutual Fund is an excellent way to diversify risk. Keeping this in mind, we have tied up with all the leading Mutual Fund Companies in the market to market their schemes in order to meet all your Mutual Fund investment needs. We also have an in house Mutual Fund research team which provides recommendation on the basis of the in-depth analysis of the schemes and advises investors on their Mutual Fund portfolio keeping in mind various objectives of the investors. For more information related to Mutual Funds such as scheme performance, NAV details, MF News, please select Market Info - Mutual Fund .

INITIAL PUBLIC OFFER ( IPO )
After attaining a certain size, it becomes difficult for a private company to grow with just the promoter’s money or by issuing further debt. One of the ways by which a private company raises funds is through an IPO. In an IPO, the company collects money from the participating public investors and in return, issues its shares to them. Generally, these funds are used for the company’s expansion or a foray into new business activities or for debt repayment. Post an IPO, the private company becomes a ‘widely held’ public company. Thus, the company offers investors a chance to take part in its potential future growth in return for the confidence shown in it by way of subscribing to its shares.

An investor can earn good returns by investing in companies raising funds through Initial Public Offer (IPO). We enable investors to invest in the IPO’s. We help investors invest in IPO’s through offline and online mode. The client can deposit the application to the nearby branch. We also provide all the IPO’s on our online platform and facilitate paperless investment in IPO’s. We also provide news on the IPO’s including allotment status, listing dates etc. Our research analysts also provide fundamental research on all the open IPO’s. For more information related to IPO News, forth coming IPOs,IPO Research etc, please select Market Info - IPO .

BONDS:
SBICAP Securities Limited enables their clients to invest in 54EC Bonds like REC, NHAI (Capital Gain Tax Bonds) and also in GOI bonds.

Depository
• • • • • • •
Introduction Demat Account Opening Demat Account Maintainance Dematerialisation/ Rematerilisation Pledging of Securities Key Points FAQs on Depository

Introduction SBICAP Securities Limited ( SSL ) With a parentage of leading financial institution SBI Capital Markets Limited and SBI has proven track record in the Broking business, we have reiterated our past success by establishing ourselves as the Depository Participant . Our Depository Participant services address your Dematerialization needs like Transfer of shares in Demat form, dematerialization, rematerialization and pledging of shares. SSL is a depository participant of CDSL. Customer can open their demat accounts with CDSL through SSL. Demat Account Opening Check List for Opening Demat Account

Type of Accounts

CDSL

Remarks

Mandatory Requirements 1. Proof of Address

1. Individual Resident 2. Individual director 1. Individual 3. Individual director’s relative 4. Individual HUF/AOP 2. Corporate

For Individual or Jt. holders Only where shareholder holds physical shares in capacity of Director /Directors Relative Account will be in the name of HUF. No JOINT HOLDER, no nomination

2. Proof of Identity 3. Recent Photo of each joint holder Duly signed across 4. Declaration from HUF regarding details of family along with their name and date of birth 5. Identity and address proof of KARTA 1. Memorandum and Article of association 2. Board Resolution 3. Recent Photograph of each

Space is provided for 3 directors. For additional directors we provide an annexure.

Director authorized to operate account 4. ID and Address Proof of all authorized signatory 5. Copy Of IT Returns/Bank Statement (Showing Recent Transaction) 6. Copy of form 32 in case there is any charge in director Other than above there requirement of individual accounts, Copy of RBI Permission form or Bank account showing NRE/NRO status & Passport, Residential Proof of Indian Address in case of

3. NRI

Repatriable Nonrepatriable

Signature on account opening Signatures of forms and Preferably Sign in Black ink Holders on agreement (where only the form ever mark is thee) across photo Note :

In case of HUF or Corporate account, Signatures must be with rubber stamp

1.

Tariff should be signed by the customers.

2.

PAN Card is Mandatory for all type of account holder.

3.

Board Resolution for Corporate accounts should specify that the directors be authorized to open & operate Demat account with the depository participant and the Mode of Operation.

4.

Copies of following documents to be submitted (Any ONE of A or ONE EACH from B & C). All documents should be verified with original at the time of accepting the AOF. I. a. b. Proof of Identity cum Residence Passport Election Id Card

c.

Driving Licence (Address on these documents should be same as address given on AOF)

II. a. b. c. d. e. f. g. h. i. III. a. b. c. d. e. f.

Proof of Identity MAPIN CARD Identity card/document with applicant photo issued by Central/state Government Statutory/Regulatory Authority Public Sector Undertaking Scheduled Commercial Banks Public Financial Institutions College Affiliated to University Professional Bodies such as ICAI/ICWAI/ICSI/Bar Council etc to their member Proof of Residence Ration Card Bank Statement Last Filed IT Return Electricity Bill (Not more than 2 months old & MUST be in the name of Account Holder) Land Line Telephone Bill (Not more than 2 months old & MUST be in the name of Account Holder) Leave and license agreement/Agreement for sale

5.

Cancel all fields that are being left blank . All columns are filled in. Write NA wherever not applicable.

6.

Confirmation Waiver should always be “YES” to allow credits into account without giving “Buy” instructions for every purchase

7.

There can be a 4th Holder only for conversion of shares after which such account will have to be closed. In such an account there can be no nomination.

8.

Bank Details are compulsory in CDSL. This includes Account no, MICR no, & Address of bank along with Pincode.( If MICR number is not allotted then give only address of bank and attached a cancellation cheque)

9.

Alterations/Corrections in account opening form should be signed by all holders

10.

Account cannot be opened in the name of Partnership Firm/Proprietorship. It must be opened in the name of Partners (Jointly)/Proprietor.

11.

Minor cannot operate Demat Account. In such case Guardian details and Date of Birth of Minor (along with Proof) are to be provided. All Signatures will be of Guardian. When Minor becomes major the signatures will have to be changed & a form will have to be filled for that purpose

12.

Fields for last name, date of birth, pincode, address for correspondence are compulsory.

14.

Provide email id for ease of communication

15.

Once your Demat account is opened a Welcome Letter is sent to the customer along with the Delivery Instruction Slip book.

Maintenance

Change in Permanent/Correspondence address: A request letter signed by all the holders are required. Along with this Photocopy of proof of identification and proof of new address is required. a. Please also bring the originals with you for verification purpose. Client or the authorized bearer can visit our branch for the same. Copy of the latest transaction statement received from SSL is also required.

b.

Change in Signature: Request letter (format available) signed by the client. The new signature to be attested by the bank. The request may be submitted along with the copy of POI.

c.

Change of Telephone Number: Request letter signed by all the holders, with a photocopy of the recent telephone bill and proof of identification of one of the holder.

d.

Death of Beneficiary account holder(s) - Transmission of account : Transmission of account takes place in the event of death of the beneficiary account holder(s). There can be three situations in transmission of account. See which category you fit into and follow the relevant procedure.

e. * * *

Freezing of account : An account is frozen / suspended – Only on your instruction. By competent authority i.e. by the Depository / SEBI. On receipt of court order.

f. * *

Defreezing of account : Defreezing of an account takes place – Only on your instruction For defreezing pledge accounts your instruction has to be accompanied by the bank authorisation.

Dematerialization/ Rematerialization

*

Dematerialisation of shares – Customer can convert their physical certificate to electronic form by surrendering the physical certificate along with DRF (Demat request forms) at any of our branch.

*

Re-materialization: Re-materialization enables you to convert the dematerialised shares into physical form.

As per SEBI, scrips can be divided as :

*

Scrips eligible for demat - These scrips can be traded either in physical or electronic form.

*

Scrips falling under compulsory demat.- These scrips can be traded only in electronic form.

*

Submit Demat Request Form - Once your demat account is opened with us and you have received your Demat account number, you can start dematerialising your shares. You can submit the shares over the counter at any of our branches.Do go through the tips given on filling up the DRF to avoid rejection.

*

After Dematerialisation of shares : When the company gives you credit, these shares will reflect under "free" column. Now you can sell these shares. In case the company is not satisfied with the details furnished, it will reject the shares.

*

If your shares have been rejected by the company, SSL will forward the shares to you on receiving them from the company.

Pledge You can pledge or hypothecate your dematerialized shares against loan or credit facilities extended by a pledgee who also has an account with a DP

The pledge procedure Pledgor fills in a form requesting the DP to pledge shares and hands it over to the DP If the form is complete in all respects, the DP processes the form and generates a pledge / hypothecation instruction number for the request Securities to the extent of the instruction are debited from the free or locked-in balances and credited as pledged balances of the pledgor so that they cannot be used for any transactions The pledgee will submit a form to its DP to accept / reject the pledge / hypothecation request If the pledgee accepts the request by the pledgor, the acceptance is communicated electronically to the pledgor's DP. Once the pledgee's DP confirms the acceptance of the pledge, the pledgor cannot cancel the pledge / hypothecation order. The pledgee's DP executes the pledge / hypothecation request as per the instructions given In case the pledgee rejects the pledge request, the pledgor's DP is intimated electronically. Now the securities which were earlier credited as pledged balances will be credited to free / locked-in balances Once the loan is repaid by the pledgor, the pledgor initiates the closure of the plegde. The request for closure is transmitted electronically to the pledgee's DP. The pledgee's acceptance / rejection of the request for closure of pledge is transmitted electronically to the pledgor's DP If the pledge is closed, the securities will be reflected as free / locked-in balances In case the pledgor defaults in repaying the loan to the pledgee, the pledgee instructs his DP to invoke the pledge / hypothecation What you need to do

If you are a Pledgor

If you are a Pledgee

See to it that :

The pledge / hypothecation request form is complete in terms of agreement number, closure date, pledgee details and details of securities

The form for accepting / rejecting the pledge / hypothecation request is complete in all respects

The form submitted for closure of pledge / hypothecation is complete in all respects

The form for invoking the pledge / hypothecation request is complete in all respects

Forms to be kept on web site Format of POA, Modification forms, Account closing forms, Agreement, Declaration of HUF accounts, Key Points Dos

a.

Ensure that, both, your holding and transaction statements are received periodically. You are entitled to receive a transaction statement every month if you have done any transactions and once a quarter if there have been no transactions in your account. If you are not receiving transaction statement please contact at your nearest branch or write us at [email protected] or call us on 022-30273404/05/07. Check the statement on receipt. In case you notice any unauthorized debits or credits, contact us immediately for clarification. Inform us immediately in case of change in your address, telephone number, etc along with modification forms (you can down load from our website) and please give us proof of new address / new bank details. While sending securities for demat, keep record of distinctive, folio numbers of the securities sent. Before sending for demat please check whether company is admitted for demat or not.

b.

c. d. e.

f. g. h. i. j. k. l. m.

Like a cheque book, keep your delivery instruction slip (DIS) book in safe custody. Accept the DIS book from your DP only if each slip has been pre-stamped with a serial number and your demat account number. Always mention the details like ISIN, number of securities accurately. If in doubt, contact your broker or us. Authorize any corrections, over- writing or cancellations on the delivery instruction slips by all account holders. Ensure that all joint holders of the demat account sign the delivery instruction slip. Strike out the blank space for furnishing securities details. Avail Auto Pay in facility by giving POA to us. Inform us immediately if the delivery instruction misplaced or lost

Don'ts

a. b.

Do not leave your instruction slip book with anyone else. Do not sign blank DIS, as it is equivalent to a bearer cheque.

c. Avoid over-writing, cancellations, misspellings, changing of the name and quantity of securities. d. Do not give any signed blank delivery instruction to any body.

We would request you to meticulously follow the above instructions, to enjoy hassle-free operation of your demat account. FAQs on Depository 1. What is a ‘Depository and dematerialisation’? Ans: A depository is an organization where the securities of an investor are held in electronic form. A depository can be compared to a bank. To avail of the services of a depository, an investor has to open an account with the Depository through a depository participant, just as he opens an account with the bank. Holding shares in the account is a kin to holding money in the bank. Dematerialisation is a process in which your physical certificates get converted to an equal number of securities into electronic form which is credited into your demat account with your Depository Participant (DP) In order to dematerialise the certificates, you will first has to open an account with a Depository Participant. Then you have to request for the dematerialisation of your certificates by filling up a dematerialisation request form [DRF], which is available with your DP. 2. Whether it is compulsory for me to dematerialise my physical certificates? Ans: As per the Depository Act of 1996, you have an option to hold shares either in physical or dematerialized form 3. Which shares I can demat? Ans: Your share certificates that are already registered in your name and the said securities admitted for dematerialisation by CDSL. 4. Can odd lot shares be demated? Ans: Yes you can also dematerialise your odd lot shares. 5. Can I demat partly paid shares?

Ans: Yes it can be as required by you 6. What will happen to my original share certificates? Ans: On dematerialisation, your original share certificates would be cancelled, even if you rematerialise your share certificates you will not receive the certificates with the same distinctive numbers as they become irrelevant on dematerialization 7. What is rematerlisation? Ans: It is to convert your dematerialised holdings back to the physical form. For rematerialisation you would have to forward your request to us, which will be verified for the balances you possess and your request will forward to the registrar (Share transfer agent) who will print the certificates and dispatch it to you. 8. What benefit I will get by demating my shares ? On purchase, your account with us will be credited with the requisite shares. Problems of bad delivery, fake certificates, shares under litigation, signature difference of the transferor (s) etc. Physical filling of transfer forms and affixing of share transfer stamps is not required. Also you are relieved from the risks of loss of certificates or fraudulent interception of certificates. Saving of stamp duty on transfer of shares . Easy distribution of corporate benefit ( like Dividend/ bonus shares etc) Low interest rates on loans granted against pledge of dematerialized securities by banks. Fast settlement cycles. 9. Who is a Beneficiary Owner (BO)? Ans: Any person wish to hold shares in demat forms can be a beneficiary owner . it can be individual , corporate , NRI , HUF , Trust (Partnership firms are not allowed to open demat account) 10. What is a BO Id? Ans: The demat account number allotted to the beneficiary holder(s) By DP is known as the BO Id. (Beneficiary ID ) . In CDSL it is 16 digits number 11. What is a DP Id? Ans: A DP Id is the number of the depository participant allotted by the depository. For SSL it is 12047200 12. How do I effect my transactions through the DP? Ans: Once you have opened an account with a DP you can buy and sell shares in the electronic form, provided the buyer/seller holds shares in the electronic form.You can sell your shares through any broker, all you need to do give a delivery instruction to your DP to transfer shares from your account to your broker account.On buying shares in the depository mode, you must similarly inform the broker about your depository account details so that the shares bought would be recredited to your account with the DP 13. What about rights and bonus shares, how do I get them when allotted? Ans: You will get a credit to your account with the DP at your option. 14. What about dividends, which the company pays on my dematerialized shares? Ans: You will get your dividend warrants in the same manner as before the company will sent it to you irrespective of whether your stock are dematerialized or are in physical form. 15. What about corporate benefits? Are there options with regard to the manner in which the benefits will reach me? Ans: Corporate entitlements will be made in the same form as their original holding. You will have a choice with regards to right issues or optional conversion of debentures to shares between physical or electronic mode. However in case of bonus it will be in the same form as your original holding

NRI TRADING
SBICAP Securities Limited (SSL) offers a full suite of services to cater to the investment requirements of NRIs residing across the globe. SSL in association with State Bank of India offers state of the art online trading solution to NRIs, so they can feel at home while taking investment decisions. We support our valued NRI customers by

having a dedicated NRI desk where they can also transact via offline channel (as required by the guidelines of the respective overseas country). Our NRI client base, located across 24 countries (including USA, UK, Canada, Japan and the Middle – East), is a testament to the quality of SSL’s services. Features & Benefits

• • • •

Dedicated desk for NRI customers Comprehensive investment solution for NRI investors * Invest in the Indian equity markets through NSE & BSE 24X7 Web enabled back office *In association with State Bank of India

Following documents need to be submitted for opening NRI Demat and Trading account:

• • • • • • • •

Copy of Passport Copy of Residence permit - VISA / OCI / PIO card Latest Foreign Address Proof Latest Local Address Proof (if applicable) Copy of PAN Card Copy of NRO / NRE statement Cancelled Cheque leaf as MICR proof Completely filled application with 3 passport Size photographs

(Please ensure that all documents are in non - Foreign language) For further details, you can mail across your queries to [email protected] with the below mentioned details

• • • •

NRO/NRE account number Home branch where you are holding your NRO/NRE savings account. Contact number Location abroad

COMPARISON OF FOUR MUTUAL FUNDS:

HDFC PremierMultiCap (G)

Mutual Fund Scheme Name Objective of the Scheme Scheme Type Scheme Category Launch Date

HDFC Mutual Fund HDFC PremierMultiCap (G)

To generate capital appreciation in the long term through equity investments by investing in a diversified portfolio of Mid Cap and Large Cap 'blue chip' companies.

Open Ended Equity – Diversified (Growth) 06-April-2005

Minimum Subscription Amount - Rs.5000/- (for new investors) Rs.1000/-(for existing investors)

PRUDENTIAL ICICI MUTUAL FUND Mutual Fund Scheme Name Prudential ICICI Mutual Fund Prudential ICICI Growth Plan

Objective of the Scheme To seek to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities Scheme Type Scheme Category Launch Date Minimum Subscription Amount Open Ended Equity – Diversified (Growth)

June 19, 1998

Rs.5000/-

LIC Mutual Fund
Mutual Fund Scheme Name Objective of the Scheme
of equity instrument.

LIC Mutual Fund LIC MF Growth Fund(G)
LIC MF Growth Fund seeks to provide capital growth by investing in a mix

Scheme Type Scheme Category Launch Date

Open Ended Equity – Diversified (Growth)
January 09, 1994

Minimum Subscription Amount - Rs. 2000

HSBC Mutual Fund
Mutual Fund Scheme Name HSBC Mutual Fund HSBC India Opportunities Fund (G)

Objective of the Scheme HSBC India Opportunities Fund (HIOF) seeks long term capital growth through investments across all market capitalisations, including small, mid and large cap stocks. Scheme Type Scheme Category Launch Date Minimum InvestmentRs.5000

Open Ended Equity – Diversified (Growth)
February 13, 2004

Sahara Mutual Fund
Mutual Fund Scheme Name Objective of the Scheme Scheme Type Scheme Category Launch Date Minimum Investment Sahara Mutual Fund Sahara Growth Fund

Sahara Growth Fund seeks to achieve capital appreciation by investing in equity and equity related instruments.

Open Ended Equity – Diversified (Growth)
August 12, 2002 Rs.3000.

Tata Mutual Fund
Mutual Fund Scheme Name Objective of the Scheme Scheme Type Scheme Category Launch Date Minimum Investment Tata Mutual Fund Tata Growth Fund

Tata Growth Fund seeks to provide reasonable and regular income along with possible capital appreciation to its unitholder.

Open Ended Equity – Diversified (Growth)
June 15, 1994 Rs.5000

UTI Mutual Fund
Mutual Fund Scheme Name UTI Mutual Fund UTIU Growth and Value Fund

Objective of the Scheme
growth and undervalued stocks.

To seek capital appreciation through opportunities arising out of listed

Scheme Type Scheme Category Launch Date Minimum Investment

Open Ended Equity – Diversified (Growth)
October 28, 1999 Rs. 5,000/-

Mutual Fund Scheme Name Objective of the Scheme Scheme Type Scheme Category Launch Date Minimum Investment

Mutual Fund Scheme Name Objective of the Scheme Scheme Type Scheme Category Launch Date Minimum Investment

Top 10 Open Ended -Equity Funds

- Period (Last 3 Years)

Rank 1 2 3 4 5 6 7 8 9 10

Scheme Name

Date

NAV (Rs.) 23.76 96.54 53.42 26.13 36.4205 35.3392 24.28 313.708 20.62 235.342

ICICI Prudential Discovery Fund - IP- Growth Nov 8 , 2010 Birla Sun Life Dividend Yield Plus - Growth Nov 8 , 2010 ICICI Prudential Discovery Fund - Growth Nov 8 , 2010 ING Dividend Yield Fund - Growth Nov 8 , 2010 IDFC Premier Equity Fund - Plan A - Growth Nov 8 , 2010 Reliance Regular Savings Fund - Equity Nov 8 , 2010 Growth Quantum Long-Term Equity Fund - Growth Nov 8 , 2010 HDFC Equity Fund - Growth Nov 8 , 2010 DSP BlackRock Small and Midcap Fund Nov 8 , 2010 Growth HDFC Top 200 - Growth Nov 8 , 2010

% Return NAV date 22.4307 22.3973 20.9178 20.3831 17.4321 16.3953 16.2466 15.8383 15.0645 14.954

as

on

How to Analyze Mutual Fund Financial Statements
By an eHow Contributor

It is important to analyze the assets of a mutual fund

Before you invest in a mutual fund, it is imperative that you spend time looking over the fund's financial statements. Without doing this preliminary analysis, you run the risk of investing in a weak mutual fund and potentially losing money. However, it isn't difficult to analyze mutual funds if you pay attention to the specific details in both the prospectus and the quarterly financial releases.

Difficulty: Moderate

Instructions
1. 1 Pay attention to the net asset value (NAV) which is the fund's assets minus all the liabilities of the fund. Therefore, what you're looking at is the NAV per share. The NAV divided by the number of shares equals the NAV per share. The stronger the NAV per share, the stronger the mutual fund. An example of a strong NAV is a fund that has a total of $100 million with liabilities of only $20 million. However, a weak NAV is a fund that has $100 million with liabilities of $75 million. It is important to have less liability than total assets. 2. 2 Look at the fund's one-year, three-year and five-year performance. This can be deceiving because a mutual fund could have a 40 percent one-year increase, but only a 10 percent increase over the course of five years. This means that it was weak in some of the middle years, which can be dangerous. The ideal increase of a mutual fund is based on a lot of factors. However, the key thing to look for when looking at the increases is consistency. It is better to have smaller increases each year than larger increases one year, but then losses the following. Smaller increases each year means that the fund is never losing money.

3. 3 Research the assets that are held by the fund. These can be found in the quarterly report that is released. It is important to see how diversified the mutual fund is because if one of the assets it holds collapses, the entire fund could collapse if there is poor diversification. 4. 4 Compare the mutual fund to other mutual funds in the same niche of fund. If the funds, over the previous five years, are about equal, it means that across the board, the assets are not the best to own. However, if the mutual fund is doing better than its peers, the manager is making good choices in investments. However, if the mutual fund is not doing as well as other mutual funds, it's because the manager is making poor choices. Investing First Time?INGLife.co.in/PickYourAdvisor Choose Your Own Financial Advisor in Hubli & Get Expert Advise ! Birla SunLife Mutual FundMutualfund.BirlaSunLife.com/Fund Choose a Mutual Fund that Suits Your Investment Needs. Invest Now Best Indian Mutual Fundswww.fundsupermart.co.in Free Account opening Zero load, zero transaction cost UTI Mutual FundsUTIMF.Com With Large Cap Stocks & Diversified Portfolio. Invest More, Save More! Ads by Google

Tips & Warnings


Investing in mutual funds can be dangerous. The value of the fund can collapse and the money that you've invested in the fund can disappear. It is important to pay attention to all different types of trends for the fund.

Read more: How to Analyze Mutual Fund Financial Statements | eHow.com http://www.ehow.com/how_6160540_analyze-mutual-fund-financialstatements.html#ixzz14tMBOfzJ

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