private bank
Content
Statement I : Private Sector Banks : Deposits/Investments/Advances
S.No.
I
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
II
18
19
20
21
22
23
24
25
II
III
As on March 31
BANKS
City Union Bank Ltd.
ING Vysya Bank Ltd.
Lord Krishna Bank Ltd.
SBI Commercial & International Bank Ltd.
Tamilnad Mercantile Bank Ltd.
The Bank of Rajasthan Ltd.
The Catholic Syrian Bank Ltd.
The Dhanalakshmi Bank Ltd.
The Federal Bank Ltd.
The Jammu & Kashmir Bank Ltd.
The Karnataka Bank Ltd.
The Karur Vysya Bank Ltd.
The Lakshmi Vilas Bank Ltd.
Nainital Bank Ltd.
The Ratnakar Bank Ltd.
The Sangli Bank Ltd.
The South Indian Bank Ltd.
TOTAL OF 17 PVT BANKS [I]
NEW PRIVATE SECTOR BANKS
Axis Bank Ltd.
Centurion Bank of Punjab Ltd.
Development Credit Bank Ltd.
HDFC Bank Ltd.
ICICI Bank Ltd.
Indusind Bank Ltd.
Kotak Mahindra Bank Ltd.
YES Bank
TOTAL OF 8 NEW PVT BANKS [II]
TOTAL OF 25 PVT BANKS [I+II]
2007
Deposits
2008
2009
4699.33
15418.59
1872.52
487.86
6019.88
10815.92
4748.60
3087.96
21584.44
25194.29
14037.44
9340.29
5019.87
1480.64
876.39
1325.90
12239.21
138249.13
6424.96
20457.56
522.01
7670.26
13849.35
5317.62
3608.42
25913.36
28593.26
17016.19
12549.99
5618.49
1790.00
1101.07
15156.12
165588.67
58785.60
14863.72
4415.20
68297.94
230510.19
17644.80
11000.09
8220.39
413737.94
551987.06
87626.22
21809.27
6074.85
100768.59
244431.05
19037.42
16423.65
13273.16
509444.21
675032.88
(Rs.crore)
Advances
2008
2007
Investments
2008
2009
2007
8206.62
24889.92
588.12
N.A.
15187.15
6332.83
4968.81
32198.19
33004.10
20333.29
15101.39
7360.90
2137.24
1307.05
18092.33
189707.94
1307.00
4527.81
723.97
125.68
2316.41
3640.69
1553.29
865.19
7032.66
7392.19
5048.16
2873.95
1309.30
387.86
315.83
796.47
3430.13
43646.60
1717.96
6293.32
143.59
2553.54
4729.20
1819.43
1075.06
10026.59
8757.66
6326.52
3526.33
1693.68
483.48
361.32
4572.22
54079.92
2397.46
10495.54
217.36
N.A.
6809.15
2183.97
1567.36
12118.97
10736.33
8961.49
4715.98
1863.06
560.60
406.77
6075.20
69109.24
3329.23
11976.17
1017.82
328.63
4046.72
5704.02
3012.64
1837.06
14899.10
17079.94
9552.68
7040.48
3612.70
795.07
530.52
205.07
7918.91
92886.76
4537.06
14649.55
358.48
5331.32
7433.88
3313.56
2102.03
18904.66
18882.61
10841.97
9421.53
3858.79
994.86
585.79
10453.75
111669.83
5645.25
16750.93
310.97
N.A.
7780.75
3683.84
3196.06
22391.88
20930.41
11810.05
10409.88
5245.83
1131.46
801.11
11852.03
121940.45
117374.11
4646.89
142811.58
218347.82
22110.25
15644.93
16169.42
537105.01
726812.94
26897.16
4614.96
1846.63
30564.80
91257.84
5891.66
6861.96
3073.12
171008.14
214654.74
33705.10
6945.22
2134.56
49393.54
111454.34
6629.70
9141.99
5093.71
224498.15
278578.07
46330.35
1621.73
58817.55
103058.31
8083.41
9110.18
7117.02
234138.55
303247.78
36876.48
11221.35
2658.31
46944.78
195865.60
11084.20
10924.07
6289.73
321864.53
414751.29
59661.14
16181.87
4068.80
63426.89
225616.08
12795.31
15552.22
9430.27
406732.59
518402.42
81556.77
3274.02
98883.05
218310.85
15770.64
16625.34
12403.09
446823.75
568764.19
2009
Statement II : Private Sector Banks : Assets, Gross and Net NPAs
As on March 31
S.No.
(Rs.crore)
BANKS
Total Assets
Gross NPA
Net NPA
2007
2008
2009
2007
2008
2009
2007
2008
2009
I
1
City Union Bank Ltd.
5363.01
7348.97
9251.01
87.07
82.93
102.08
36.25
44.46
61.11
2
ING Vysya Bank Ltd.
19286.30
25539.90
31856.99
126.38
116.24
209.39
114.02
103.23
205.95
3
Lord Krishna Bank Ltd.
2185.47
-
-
81.44
-
-
44.47
-
-
4
SBI Commercial & International Bank Ltd.
667.70
665.74
730.28
11.17
5.27
4.61
0.61
0.00
0.23
5
Tamilnad Mercantile Bank Ltd.
7086.93
8864.83
N.A.
190.60
122.18
N.A.
39.79
20.15
N.A.
6
The Bank of Rajasthan Ltd.
12096.98
15802.15
17224.40
121.04
126.19
160.92
13.67
30.90
57.03
7
The Catholic Syrian Bank Ltd.
5300.63
5960.20
7040.08
129.06
131.39
171.78
59.68
53.24
87.94
8
9
The Dhanalakshmi Bank Ltd.
The Federal Bank Ltd.
3447.95
25089.93
4032.98
32506.46
5642.82
38850.86
96.29
450.80
63.21
468.59
64.43
589.54
32.24
65.05
18.56
43.20
28.24
68.12
10
The Jammu & Kashmir Bank Ltd.
28646.53
32755.99
37693.26
501.83
485.23
559.27
193.57
203.55
287.51
11
The Karnataka Bank Ltd.
16222.52
19339.82
22857.81
387.34
379.57
443.20
116.04
106.48
116.10
12
The Karur Vysya Bank Ltd.
11079.01
14583.03
17060.74
202.63
194.26
205.86
15.97
17.29
25.82
13
The Lakshmi Vilas Bank Ltd.
5826.78
6520.60
8317.25
131.18
137.98
144.05
56.95
59.52
64.85
14
15
Nainital Bank Ltd.
The Ratnakar Bank Ltd.
1707.08
1146.63
2059.15
1474.63
2439.23
1709.24
15.60
38.05
18.53
37.09
18.98
17.27
NIL
10.20
NIL
5.81
NIL
5.45
16
17
The Sangli Bank Ltd.
The South Indian Bank Ltd.
TOTAL OF 17 PVT BANKS [I]
1755.89
13652.58
17089.93
20383.52
76.83
321.21
188.48
260.56
14.51
77.81
33.97
134.31
160561.92
194544.38
221057.50
2968.52
2557.14
2951.94
890.83
740.36
1142.66
NEW PRIVATE SECTOR BANKS
18
Axis Bank Ltd.
73257.22
109577.85
147722.05
418.67
494.61
897.77
266.33
248.29
327.13
19
Centurion Bank of Punjab Ltd.
18482.78
26910.82
-
317.88
539.77
-
141.50
266.71
-
20
Development Credit Bank Ltd.
5262.15
7582.45
5943.02
146.16
63.43
305.56
43.62
26.98
127.01
21
HDFC Bank Ltd.
91235.61
133176.60
183270.77
657.76
906.97
1988.07
202.89
298.52
627.62
22
ICICI Bank Ltd.
344658.11
399795.08
379300.96
4126.06
7579.54
9649.31
1992.04
3490.55
4553.94
23
Indusind Bank Ltd.
20927.14
23261.88
27614.68
342.73
392.31
255.02
273.75
291.02
179.13
24
Kotak Mahindra Bank Ltd.
19915.42
28312.36
28711.87
277.55
453.08
730.71
216.80
276.16
396.84
25
11103.45
16982.42
22900.79
-
10.57
84.93
-
8.46
41.16
II
YES Bank
TOTAL OF 8 NEW PVT BANKS [II]
584841.87
745599.46
795464.15
6286.81
10440.28
13911.37
3136.93
4906.69
6252.83
III
TOTAL OF 25 PVT BANKS [I+II]
745403.79
940143.84
1016521.65
9255.33
12997.42
16863.31
4027.77
5647.05
7395.49
Statement III: Private Sector Banks : Income
As on March 31
(Rs.crore)
S.No. BANKS
I
Interest Income
2008
2008
Total Income
2009
2007
2009
2007
1
City Union Bank Ltd.
400.05
595.96
804.40
54.08
90.28
123.68
454.14
686.25
928.08
2
ING Vysya Bank Ltd.
1267.63
1680.44
2239.89
285.74
418.57
547.67
1553.36
2099.01
2787.56
3
Lord Krishna Bank Ltd.
189.03
-
-
15.27
-
-
204.30
-
-
4
SBI Commercial & International Bank Ltd.
33.93
43.65
54.06
3.87
13.79
3.08
37.80
57.44
57.14
5
Tamilnad Mercantile Bank Ltd.
637.99
774.14
N.A
82.85
117.57
N.A.
720.84
891.71
N.A.
6
The Bank of Rajasthan Ltd.
757.93
1049.44
1383.61
124.00
126.96
123.62
881.93
1176.40
1507.23
7
The Catholic Syrian Bank Ltd.
408.95
481.26
556.62
42.62
60.49
99.58
451.57
541.76
656.19
8
The Dhanalakshmi Bank Ltd.
248.50
312.48
408.42
27.67
42.03
79.36
276.17
354.52
487.77
9
The Federal Bank Ltd.
1801.46
2515.44
3315.38
302.59
394.72
515.78
2104.04
2910.16
3831.15
10
The Jammu & Kashmir Bank Ltd.
1899.33
2434.23
2988.12
160.21
245.01
245.05
2059.54
2679.24
3233.17
11
The Karnataka Bank Ltd.
1256.25
1560.46
1917.40
174.27
237.44
353.15
1430.52
1797.90
2270.55
12
The Karur Vysya Bank Ltd.
867.40
1106.40
1446.09
119.15
182.93
265.21
986.55
1289.33
1711.30
13
The Lakshmi Vilas Bank Ltd.
418.26
506.06
657.61
56.72
82.48
106.99
474.99
588.54
764.60
14
Nainital Bank Ltd.
123.15
168.69
209.11
4.56
7.54
10.38
127.71
176.23
219.49
15
The Ratnakar Bank Ltd.
76.31
107.28
137.87
4.64
8.73
15.66
80.96
116.01
153.53
16
The Sangli Bank Ltd.
111.30
-
-
6.83
-
-
118.13
-
-
17
The South Indian Bank Ltd.
TOTAL OF 17 PVT BANKS [I]
976.61
1291.24
1686.92
103.15
142.58
164.27
1079.76
1433.82
1851.19
11474.08
14627.18
17805.50
1568.24
2171.13
2653.47
13042.32
16798.31
20458.97
I
2007
Other Income
2008
2009
NEW PRIVATE SECTOR BANKS
18
Axis Bank Ltd.
4461.66
7005.32
10835.49
1010.11
1795.49
2896.88
5471.77
8800.80
13732.36
19
Centurion Bank of Punjab Ltd.
1233.40
2185.47
-
440.57
637.29
-
1673.97
2822.76
-
20
Development Credit Bank Ltd.
346.93
562.30
645.21
92.49
173.66
120.12
439.42
735.96
765.32
21
HDFC Bank Ltd.
6647.93
10115.01
16332.26
1516.23
2283.14
3290.60
8164.16
12398.15
19622.86
22
ICICI Bank Ltd.
21995.59
30788.34
31092.55
6927.87
8810.76
7603.73
28923.46
39599.11
38696.28
23
Indusind Bank Ltd.
1500.25
1880.66
2309.47
244.13
297.58
456.25
1744.38
2178.24
2765.72
24
Kotak Mahindra Bank Ltd.
1319.10
2535.36
3065.14
318.65
463.46
357.86
1637.76
2998.83
3423.01
25
587.61
1304.68
2003.32
194.57
360.67
435.02
782.18
1665.35
2438.34
II
YES Bank
TOTAL OF 8 NEW PVT BANKS [II]
38092.47
56377.14
66283.43
10744.63
14822.05
15160.46
48837.10
71199.19
81443.90
III
TOTAL OF 25 PVT BANKS [I+II]
49566.55
71004.32
84088.93
12312.87
16993.18
17813.93
61879.42
87997.50
101902.87
Statement IV: Private Sector Banks : Expenditure
As on March 31
(Rs. Crore)
S.No. BANKS
Interest Expended
I
2007
2008
Operating Expenses
2009
2007
2008
Total Expenditure#
2009
2007
2008
2009
1 City Union Bank Ltd.
232.56
396.18
561.83
90.10
109.91
139.53
322.65
506.10
701.36
2 ING Vysya Bank Ltd.
822.04
1182.05
1590.27
505.02
609.49
772.47
1327.06
1791.54
2362.74
3 Lord Krishna Bank Ltd.
144.04
-
-
57.09
-
-
201.13
-
-
4 SBI Commercial & International Bank Ltd.
22.71
35.86
36.06
9.39
9.21
9.57
32.10
45.07
45.63
5 Tamilnad Mercantile Bank Ltd.
342.21
498.80
N.A.
147.44
168.51
N.A.
489.64
667.32
N.A.
6 The Bank of Rajasthan Ltd.
439.40
735.60
998.45
250.74
269.52
315.01
690.14
1005.12
1313.46
7 The Catholic Syrian Bank Ltd.
251.52
317.18
390.88
137.40
151.10
186.51
388.92
468.28
577.39
8 The Dhanalakshmi Bank Ltd.
149.77
213.51
286.80
87.76
96.52
113.07
237.53
310.02
399.87
9 The Federal Bank Ltd.
1084.96
1647.42
1999.92
406.10
468.62
571.46
1491.06
2116.04
2571.38
10 The Jammu & Kashmir Bank Ltd.
1131.48
1623.79
1987.86
372.44
403.61
470.86
1503.92
2027.41
2458.72
11 The Karnataka Bank Ltd.
836.39
1101.71
1443.83
237.55
305.59
346.51
1073.94
1407.30
1790.34
12 The Karur Vysya Bank Ltd.
520.29
765.35
1035.68
192.48
216.22
257.60
712.77
981.57
1293.28
13 The Lakshmi Vilas Bank Ltd.
299.18
381.93
504.07
102.22
116.44
151.69
401.40
498.37
655.76
14 Nainital Bank Ltd.
55.47
93.00
116.40
33.87
32.25
38.95
89.35
125.25
155.35
15 The Ratnakar Bank Ltd.
42.44
52.38
74.44
32.15
29.75
33.25
74.59
82.13
107.69
16 The Sangli Bank Ltd.
71.00
-
-
86.53
-
-
157.53
-
-
17 The South Indian Bank Ltd.
TOTAL OF 17 PVT BANKS [I]
609.09
915.10
1164.04
218.86
248.07
328.48
827.95
1163.17
1492.51
7054.55
9959.87
12190.53
2967.12
3234.81
3734.95
10021.67
13194.67
15925.48
18 Axis Bank Ltd.
2993.32
4419.96
7149.27
1214.60
2154.93
2858.21
4207.92
6574.89
10007.49
19 Centurion Bank of Punjab Ltd.
698.95
1492.01
-
705.82
976.89
-
1404.77
2468.90
-
20 Development Credit Bank Ltd.
227.38
388.37
447.95
171.07
237.98
242.04
398.45
626.34
689.99
21 HDFC Bank Ltd.
3179.45
4887.11
8911.10
2420.80
3745.62
5532.81
5600.25
8632.73
14443.91
22 ICICI Bank Ltd.
16358.50
23484.24
22725.93
6690.56
8154.18
7045.11
23049.05
31638.42
29771.05
23 Indusind Bank Ltd.
1228.85
1579.86
1850.44
343.96
402.19
547.03
1572.80
1982.05
2397.47
24 Kotak Mahindra Bank Ltd.
699.24
1309.56
1546.60
612.71
1019.37
1196.42
1311.95
2328.94
2743.02
416.26
974.11
1492.14
193.50
341.17
418.55
609.76
1315.27
1910.69
II
25 YES Bank
TOTAL OF 8 NEW PVT BANKS [II]
25801.94
38535.23
44123.44
12353.01
17032.33
17840.17
38154.95
55567.55
61963.61
III
TOTAL OF 25 PVT BANKS [I+II]
32856.49
48495.09
56313.97
15320.13
20267.13
21575.12
48176.62
68762.23
77889.09
I
NEW PRIVATE SECTOR BANKS
#Excludes Provisions& Contingencies
Statement V: Private Sector Banks : Profit
As on March 31
S.No.
(Rs. Crore)
Operating Profit
BANKS
I
Provisions & Contingencies
Net Profit
2007
2008
2009
2007
2008
2009
2007
2008
2009
1 City Union Bank Ltd.
131.48
180.15
226.72
59.67
78.42
104.59
71.81
101.73
122.13
2 ING Vysya Bank Ltd.
226.31
307.47
424.82
137.40
150.54
236.04
88.91
156.93
188.78
3 Lord Krishna Bank Ltd.
3.17
-
-
16.49
-
-
-13.33
-
-
4 SBI Commercial & International Bank Ltd.
5.71
12.37
11.52
-1.85
-0.48
0.45
7.55
12.85
11.07
5 Tamilnad Mercantile Bank Ltd.
231.20
224.39
N.A.
125.42
97.66
N.A.
105.78
126.74
N.A.
6 The Bank of Rajasthan Ltd.
191.80
171.28
193.77
81.23
56.09
76.06
110.57
115.20
117.71
7 The Catholic Syrian Bank Ltd.
62.65
73.48
78.80
43.57
36.92
41.62
19.07
36.56
37.19
8 The Dhanalakshmi Bank Ltd.
38.64
44.50
87.90
22.50
16.03
30.45
16.14
28.46
57.45
9 The Federal Bank Ltd.
612.98
794.12
1259.77
320.25
426.07
759.28
292.73
368.05
500.49
10 The Jammu & Kashmir Bank Ltd.
555.62
651.84
774.45
281.13
291.84
364.61
274.49
360.00
409.84
11 The Karnataka Bank Ltd.
356.59
390.60
480.21
179.55
148.86
213.51
177.03
241.74
266.71
12 The Karur Vysya Bank Ltd.
273.78
307.76
418.02
113.77
99.43
182.18
160.01
208.33
235.84
13 The Lakshmi Vilas Bank Ltd.
73.58
90.17
108.84
56.00
64.90
58.55
17.58
25.27
50.30
14 Nainital Bank Ltd.
38.36
50.97
64.14
20.60
23.84
28.12
17.76
27.14
36.03
15 The Ratnakar Bank Ltd.
6.37
33.88
45.84
3.36
16.87
15.31
3.01
17.01
30.53
16 The Sangli Bank Ltd.
-39.40
-
-
291.98
-
-
-331.38
-
-
17 The South Indian Bank Ltd.
251.82
270.65
358.68
147.70
119.03
163.93
104.12
151.62
194.75
3020.65
3603.63
4533.49
1898.77
1626.00
2274.68
1121.87
1977.64
2258.81
18 Axis Bank Ltd.
1263.85
2225.92
3724.88
604.82
1154.89
1909.52
659.03
1071.03
1815.36
19 Centurion Bank of Punjab Ltd.
269.20
353.86
-
147.82
235.88
-
121.38
117.98
-
20 Development Credit Bank Ltd.
40.97
109.61
75.34
33.60
71.28
163.43
7.37
38.33
-88.10
21 HDFC Bank Ltd.
2563.91
3765.42
5178.95
1422.46
2175.23
2934.02
1141.45
1590.19
2244.94
22 ICICI Bank Ltd.
5874.41
7960.68
8925.23
2764.19
3802.95
5167.09
3110.22
4157.73
3758.13
23 Indusind Bank Ltd.
171.58
196.18
368.25
103.36
121.13
219.91
68.22
75.05
148.34
24 Kotak Mahindra Bank Ltd.
325.81
669.89
679.99
184.45
375.96
403.89
141.37
293.93
276.10
172.43
350.08
527.65
78.06
150.06
223.81
94.37
200.02
303.84
II
25 YES Bank
TOTAL OF 8 NEW PVT BANKS [II]
10682.16
15631.64
19480.28
5338.76
8087.37
11021.67
5343.40
7544.27
8458.61
III
TOTAL OF 25 PVT BANKS [I+II]
13702.80
19235.28
24013.77
7237.54
9713.37
13296.35
6465.27
9521.91
10717.43
I
TOTAL OF 17 PVT BANKS [I]
NEW PRIVATE SECTOR BANKS
Statement VI : Private Sector Banks: Ratios
As on March 31
(in Per cent)
Credit-Deposit Ratio
S.No. BANKS
I
Investment-Deposit Ratio
Spread as % of Assets
2007
2008
2009
2007
2008
2009
2007
2008
2009
1
City Union Bank Ltd.
70.84
70.62
68.79
27.81
26.74
29.21
3.12
2.72
2.62
2
ING Vysya Bank Ltd.
77.67
71.61
67.30
29.37
30.76
42.17
2.31
1.95
2.04
3
Lord Krishna Bank Ltd.
54.36
-
-
38.66
-
-
2.06
-
-
4
SBI Commercial & International Bank Ltd.
67.36
68.67
52.88
25.76
27.51
36.96
1.68
1.17
2.47
5
Tamilnad Mercantile Bank Ltd.
67.22
69.51
N.A.
38.48
33.29
N.A.
4.17
3.11
N.A.
6
The Bank of Rajasthan Ltd.
52.74
53.68
51.23
33.66
34.15
44.83
2.63
1.99
2.24
7
The Catholic Syrian Bank Ltd.
63.44
62.31
58.17
32.71
34.22
34.49
2.97
2.75
2.35
8
The Dhanalakshmi Bank Ltd.
59.49
58.25
64.32
28.02
29.79
31.54
2.86
2.45
2.16
9
The Federal Bank Ltd.
69.03
72.95
69.54
32.58
38.69
37.64
2.86
2.67
3.39
10
The Jammu & Kashmir Bank Ltd.
67.79
66.04
63.42
29.34
30.63
32.53
2.68
2.47
2.65
11
The Karnataka Bank Ltd.
68.05
63.72
58.08
35.96
37.18
44.07
2.59
2.37
2.07
12
The Karur Vysya Bank Ltd.
75.38
75.07
68.93
30.77
28.10
31.23
3.13
2.34
2.41
13
The Lakshmi Vilas Bank Ltd.
71.97
68.68
71.27
26.08
30.14
25.31
2.04
1.90
1.85
14
Nainital Bank Ltd.
53.70
55.58
52.94
26.20
27.01
26.23
3.96
3.68
3.80
15
The Ratnakar Bank Ltd.
60.53
53.20
61.29
36.04
32.82
31.12
2.95
3.72
3.71
16
The Sangli Bank Ltd.
15.47
-
-
60.07
-
-
2.30
-
-
17
The South Indian Bank Ltd.
TOTAL OF 17 PVT BANKS [I]
64.70
68.97
65.51
28.03
30.17
33.58
2.69
2.20
2.57
67.19
67.44
64.28
31.57
32.66
36.43
2.75
2.40
2.54
I
NEW PRIVATE SECTOR BANKS
18
Axis Bank Ltd.
62.73
68.09
69.48
45.75
38.46
39.47
2.00
2.36
2.50
19
Centurion Bank of Punjab Ltd.
75.49
74.20
-
31.05
31.85
-
2.89
2.58
-
20
Development Credit Bank Ltd.
60.21
66.98
70.46
41.82
35.14
34.90
2.27
2.29
3.32
21
HDFC Bank Ltd.
68.74
62.94
69.24
44.75
49.02
41.19
3.80
3.93
4.05
22
ICICI Bank Ltd.
84.97
92.30
99.98
39.59
45.60
47.20
1.64
1.83
2.21
23
Indusind Bank Ltd.
62.82
67.21
71.33
33.39
34.82
36.56
1.30
1.29
1.66
24
Kotak Mahindra Bank Ltd.
99.31
94.69
106.27
62.38
55.66
58.23
3.11
4.33
5.29
25
76.51
71.05
76.71
37.38
38.38
44.02
1.54
1.95
2.23
II
YES Bank
TOTAL OF 8 NEW PVT BANKS [II]
77.79
79.84
83.19
41.33
44.07
43.59
2.10
2.39
2.79
III
TOTAL OF 25 PVT BANKS [I+II]
75.14
76.80
78.25
38.89
41.27
41.72
2.24
2.39
2.73
Statement VII : Private Sector Banks: Ratios
As on March 31
S.No.
BANKS
I
(in Per cent)
Opr.Exp.As % to Total Expenses
2007
2008
2009
Return on Assets
2007
2008
2009
2008
2009
1.60
1.50
12.58
12.48
12.49
-
12.69
32.69 0.52
0.74
0.70
10.56
10.20
11.68
-
11.65
-
-
11.61
-
-
-
-
20.97 1.13
1.93
1.52
20.93
25.06
23.81
23.48
21.24
1.57
1.58
N.A.
16.77
15.35
N.A.
N.A.
N.A.
26.81
23.98 1.16
0.91
0.74
11.32
11.87
12.00
35.33
32.27
32.30 0.37
0.64
0.57
9.58
10.87
N.A.
11.21
12.29
36.95
31.13
28.28 0.47
0.76
1.21
9.77
9.21
14.44
-
15.38
The Federal Bank Ltd.
27.24
22.15
22.22 1.38
1.34
1.48
13.43
22.46
20.14
-
20.22
The Jammu & Kashmir Bank Ltd.
24.76
19.91
19.15 0.96
1.09
1.1
13.24
12.8
13.46
-
14.48
11
The Karnataka Bank Ltd.
22.12
21.71
19.35 1.15
1.37
1.25
11.03
12.17
13.54
-
13.48
12
The Karur Vysya Bank Ltd.
27.01
22.03
19.92 1.53
1.63
1.49
14.51
12.58
13.08
-
14.92
13
The Lakshmi Vilas Bank Ltd.
25.47
23.36
23.13 0.33
0.41
0.71
12.43
12.73
10.09
-
N.A.
14
Nainital Bank Ltd.
37.91
25.75
25.07 1.26
1.51
1.68
12.89
12.32
13.89
-
13.10
15
The Ratnakar Bank Ltd.
43.10
36.22
30.88 0.31
1.31
1.96
34.34
49.15
44.87
-
-
16
The Sangli Bank Ltd.
54.93 -
-
-
0.00
-
-
-
-
17
The South Indian Bank Ltd.
26.43
21.33
22.01 0.88
1.01
1.09
11.08
13.80
13.89
-
14.76
AVERAGE OF 17 PVT BANKS [I]
29.61
24.52
23.45
28.56 1.10
1.24
1.44
11.57
13.73
-
-
13.69
0.84
0.51
-
11.05
10.66
-
-
-
City Union Bank Ltd.
27.92
21.72
2
ING Vysya Bank Ltd.
38.06
34.02
3
Lord Krishna Bank Ltd.
28.39 -
4
SBI Commercial & International Bank Ltd.
29.24
20.43
5
Tamilnad Mercantile Bank Ltd.
30.11
25.25 N.A.
6
The Bank of Rajasthan Ltd.
36.33
7
The Catholic Syrian Bank Ltd.
8
The Dhanalakshmi Bank Ltd.
9
10
-
-0.59
-
-20.35
2008
2009
Capital Adequacy Basel II
Capital Adequacy - Basel I
19.89 1.57
1
2007
(in %)
11.50
I
NEW PRIVATE SECTOR BANKS
18
Axis Bank Ltd.
28.86
32.78
19
Centurion Bank of Punjab Ltd.
50.24
39.57 -
20
Development Credit Bank Ltd.
42.93
37.99
35.08 0.17
0.48
-1.25
11.34
13.38
13.44
-
13.30
21
HDFC Bank Ltd.
43.23
43.39
38.31 1.33
1.32
1.28
13.08
13.60
15.09
-
15.69
22
ICICI Bank Ltd.
29.03
25.77
23.66 1.09
1.12
0.98
11.69
14.92
15.92
13.97
15.53
23
Indusind Bank Ltd.
21.87
20.29
22.82 0.34
0.34
0.58
12.54
11.91
12.33
-
-
24
Kotak Mahindra Bank Ltd.
46.70
43.77
43.62 0.94
1.10
1.03
13.46
18.65
19.86
-
20.01
25
31.73
32.38
25.94
30.65
21.91 1.44
28.79
1.54
1.60
13.6
13.60
14.50
-
16.60
II
YES Bank
AVERAGE OF 8 NEW PVT BANKS [II]
III
AVERAGE OF 25 PVT BANKS [I+II]
31.80
29.47
27.70
Statement VIII : Private Sector Banks: Ratios
As on March 31
(Rs in lac)
Net NPA to Net Advances ( in %)
Business Per Employee
Profit Per Employee
S.No. BANKS
I
2007
2008
2009
2007
2008
2009
2007
2008
2009
1
City Union Bank Ltd.
1.09
0.98
1.08
350.12
499.06
565.18
3.84
4.69
4.98
2
ING Vysya Bank Ltd.
0.70
0.70
1.23
486.09
547.28
606.39
1.66
2.68
3.03
3
Lord Krishna Bank Ltd.
4.37
-
-
275.53
-
-
-
-
-
4
SBI Commercial & International Bank Ltd.
0.00
0.00
0.00
648.34
754.67
960.48
7.79
13.82
13.17
5
Tamilnad Mercantile Bank Ltd.
0.98
0.38
N.A.
451.23
541.99
N.A.
4.76
5.31
N.A.
6
The Bank of Rajasthan Ltd.
0.24
0.42
0.73
400.54
518.85
532.93
2.83
2.93
2.89
7
The Catholic Syrian Bank Ltd.
1.98
1.61
2.39
278.00
317.00
374.00
0.68
1.34
1.39
8
The Dhanalakshmi Bank Ltd.
1.75
0.88
0.88
366.68
409.08
585.88
1.18
2.02
4.10
9
The Federal Bank Ltd.
0.44
0.23
0.30
544.00
655.00
750.00
4.43
5.43
6.90
10
The Jammu & Kashmir Bank Ltd.
1.13
1.08
1.37
585.00
628.15
707.15
4.00
4.76
5.37
11
The Karnataka Bank Ltd.
1.22
0.98
0.98
524.00
589.00
649.00
4.00
5.00
5.00
12
The Karur Vysya Bank Ltd.
0.23
0.18
0.25
489.00
604.00
638.00
0.00
5.82
5.98
13
The Lakshmi Vilas Bank Ltd.
1.58
1.55
1.24
430.00
453.00
510.00
0.91
1.22
2.07
14
Nainital Bank Ltd.
0.00
0.00
0.00
279.00
366.00
425.00
3.00
4.00
6.00
15
The Ratnakar Bank Ltd.
1.92
0.99
0.68
254.41
310.00
373.00
0.54
3.00
5.00
16
The Sangli Bank Ltd.
7.18
-
-
101.08
-
-
-18.72
-
-
17
The South Indian Bank Ltd.
AVERAGE OF 17 PVT BANKS [I]
0.98
0.33
1.13
508.00
600.43
645.14
2.69
3.59
4.31
1.52
0.69
0.88
410.06
519.57
594.44
1.47
4.37
5.01
I
NEW PRIVATE SECTOR BANKS
18
Axis Bank Ltd.
0.72
0.42
0.40
1024.00
1117.00
1060.00
7.59
8.39
10.02
19
Centurion Bank of Punjab Ltd.
1.26
1.65
-
420.00
444.00
-
2.08
1.45
-
20
Development Credit Bank Ltd.
1.64
0.66
3.88
391.00
454.00
379.00
0.40
2.00
-4.00
21
HDFC Bank Ltd.
0.43
0.47
0.63
607.00
506.00
446.00
6.13
4.97
4.18
22
ICICI Bank Ltd.
1.02
1.55
2.09
1027.00
1008.00
1154.00
9.00
10.00
11.00
23
Indusind Bank Ltd.
2.47
2.27
1.14
1039.77
1062.67
836.00
2.61
2.62
3.49
24
Kotak Mahindra Bank Ltd.
1.98
1.78
2.39
383.91
384.00
347.00
3.13
4.00
3.00
25
YES Bank
AVERAGE OF 8 NEW PVT BANKS [II]
-
0.09
0.33
530.50
683.12
988.36
3.86
6.35
11.38
1.36
1.44
1.11
0.90
1.55
1.21
677.90
543.98
707.35
613.46
744.34
669.39
4.35
2.91
4.97
4.67
5.58
5.30
II
III
AVERAGE OF 25 PVT BANKS [I+II]
S.No.
I
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
II
18
19
20
21
22
23
24
25
II
III
As on March 31
BANKS
City Union Bank Ltd.
ING Vysya Bank Ltd.
Lord Krishna Bank Ltd.
SBI Commercial & International Bank Ltd.
Tamilnad Mercantile Bank Ltd.
The Bank of Rajasthan Ltd.
The Catholic Syrian Bank Ltd.
The Dhanalakshmi Bank Ltd.
The Federal Bank Ltd.
The Jammu & Kashmir Bank Ltd.
The Karnataka Bank Ltd.
The Karur Vysya Bank Ltd.
The Lakshmi Vilas Bank Ltd.
Nainital Bank Ltd.
The Ratnakar Bank Ltd.
The Sangli Bank Ltd.
The South Indian Bank Ltd.
TOTAL OF 17 PVT BANKS [I]
NEW PRIVATE SECTOR BANKS
Axis Bank Ltd.
Centurion Bank of Punjab Ltd.
Development Credit Bank Ltd.
HDFC Bank Ltd.
ICICI Bank Ltd.
Indusind Bank Ltd.
Kotak Mahindra Bank Ltd.
YES Bank
TOTAL OF 8 NEW PVT BANKS [II]
TOTAL OF 25 PVT BANKS [I+II]
2007
Deposits
2008
2009
4699.33
15418.59
1872.52
487.86
6019.88
10815.92
4748.60
3087.96
21584.44
25194.29
14037.44
9340.29
5019.87
1480.64
876.39
1325.90
12239.21
138249.13
6424.96
20457.56
522.01
7670.26
13849.35
5317.62
3608.42
25913.36
28593.26
17016.19
12549.99
5618.49
1790.00
1101.07
15156.12
165588.67
58785.60
14863.72
4415.20
68297.94
230510.19
17644.80
11000.09
8220.39
413737.94
551987.06
87626.22
21809.27
6074.85
100768.59
244431.05
19037.42
16423.65
13273.16
509444.21
675032.88
(Rs.crore)
Advances
2008
2007
Investments
2008
2009
2007
8206.62
24889.92
588.12
N.A.
15187.15
6332.83
4968.81
32198.19
33004.10
20333.29
15101.39
7360.90
2137.24
1307.05
18092.33
189707.94
1307.00
4527.81
723.97
125.68
2316.41
3640.69
1553.29
865.19
7032.66
7392.19
5048.16
2873.95
1309.30
387.86
315.83
796.47
3430.13
43646.60
1717.96
6293.32
143.59
2553.54
4729.20
1819.43
1075.06
10026.59
8757.66
6326.52
3526.33
1693.68
483.48
361.32
4572.22
54079.92
2397.46
10495.54
217.36
N.A.
6809.15
2183.97
1567.36
12118.97
10736.33
8961.49
4715.98
1863.06
560.60
406.77
6075.20
69109.24
3329.23
11976.17
1017.82
328.63
4046.72
5704.02
3012.64
1837.06
14899.10
17079.94
9552.68
7040.48
3612.70
795.07
530.52
205.07
7918.91
92886.76
4537.06
14649.55
358.48
5331.32
7433.88
3313.56
2102.03
18904.66
18882.61
10841.97
9421.53
3858.79
994.86
585.79
10453.75
111669.83
5645.25
16750.93
310.97
N.A.
7780.75
3683.84
3196.06
22391.88
20930.41
11810.05
10409.88
5245.83
1131.46
801.11
11852.03
121940.45
117374.11
4646.89
142811.58
218347.82
22110.25
15644.93
16169.42
537105.01
726812.94
26897.16
4614.96
1846.63
30564.80
91257.84
5891.66
6861.96
3073.12
171008.14
214654.74
33705.10
6945.22
2134.56
49393.54
111454.34
6629.70
9141.99
5093.71
224498.15
278578.07
46330.35
1621.73
58817.55
103058.31
8083.41
9110.18
7117.02
234138.55
303247.78
36876.48
11221.35
2658.31
46944.78
195865.60
11084.20
10924.07
6289.73
321864.53
414751.29
59661.14
16181.87
4068.80
63426.89
225616.08
12795.31
15552.22
9430.27
406732.59
518402.42
81556.77
3274.02
98883.05
218310.85
15770.64
16625.34
12403.09
446823.75
568764.19
2009
Statement II : Private Sector Banks : Assets, Gross and Net NPAs
As on March 31
S.No.
(Rs.crore)
BANKS
Total Assets
Gross NPA
Net NPA
2007
2008
2009
2007
2008
2009
2007
2008
2009
I
1
City Union Bank Ltd.
5363.01
7348.97
9251.01
87.07
82.93
102.08
36.25
44.46
61.11
2
ING Vysya Bank Ltd.
19286.30
25539.90
31856.99
126.38
116.24
209.39
114.02
103.23
205.95
3
Lord Krishna Bank Ltd.
2185.47
-
-
81.44
-
-
44.47
-
-
4
SBI Commercial & International Bank Ltd.
667.70
665.74
730.28
11.17
5.27
4.61
0.61
0.00
0.23
5
Tamilnad Mercantile Bank Ltd.
7086.93
8864.83
N.A.
190.60
122.18
N.A.
39.79
20.15
N.A.
6
The Bank of Rajasthan Ltd.
12096.98
15802.15
17224.40
121.04
126.19
160.92
13.67
30.90
57.03
7
The Catholic Syrian Bank Ltd.
5300.63
5960.20
7040.08
129.06
131.39
171.78
59.68
53.24
87.94
8
9
The Dhanalakshmi Bank Ltd.
The Federal Bank Ltd.
3447.95
25089.93
4032.98
32506.46
5642.82
38850.86
96.29
450.80
63.21
468.59
64.43
589.54
32.24
65.05
18.56
43.20
28.24
68.12
10
The Jammu & Kashmir Bank Ltd.
28646.53
32755.99
37693.26
501.83
485.23
559.27
193.57
203.55
287.51
11
The Karnataka Bank Ltd.
16222.52
19339.82
22857.81
387.34
379.57
443.20
116.04
106.48
116.10
12
The Karur Vysya Bank Ltd.
11079.01
14583.03
17060.74
202.63
194.26
205.86
15.97
17.29
25.82
13
The Lakshmi Vilas Bank Ltd.
5826.78
6520.60
8317.25
131.18
137.98
144.05
56.95
59.52
64.85
14
15
Nainital Bank Ltd.
The Ratnakar Bank Ltd.
1707.08
1146.63
2059.15
1474.63
2439.23
1709.24
15.60
38.05
18.53
37.09
18.98
17.27
NIL
10.20
NIL
5.81
NIL
5.45
16
17
The Sangli Bank Ltd.
The South Indian Bank Ltd.
TOTAL OF 17 PVT BANKS [I]
1755.89
13652.58
17089.93
20383.52
76.83
321.21
188.48
260.56
14.51
77.81
33.97
134.31
160561.92
194544.38
221057.50
2968.52
2557.14
2951.94
890.83
740.36
1142.66
NEW PRIVATE SECTOR BANKS
18
Axis Bank Ltd.
73257.22
109577.85
147722.05
418.67
494.61
897.77
266.33
248.29
327.13
19
Centurion Bank of Punjab Ltd.
18482.78
26910.82
-
317.88
539.77
-
141.50
266.71
-
20
Development Credit Bank Ltd.
5262.15
7582.45
5943.02
146.16
63.43
305.56
43.62
26.98
127.01
21
HDFC Bank Ltd.
91235.61
133176.60
183270.77
657.76
906.97
1988.07
202.89
298.52
627.62
22
ICICI Bank Ltd.
344658.11
399795.08
379300.96
4126.06
7579.54
9649.31
1992.04
3490.55
4553.94
23
Indusind Bank Ltd.
20927.14
23261.88
27614.68
342.73
392.31
255.02
273.75
291.02
179.13
24
Kotak Mahindra Bank Ltd.
19915.42
28312.36
28711.87
277.55
453.08
730.71
216.80
276.16
396.84
25
11103.45
16982.42
22900.79
-
10.57
84.93
-
8.46
41.16
II
YES Bank
TOTAL OF 8 NEW PVT BANKS [II]
584841.87
745599.46
795464.15
6286.81
10440.28
13911.37
3136.93
4906.69
6252.83
III
TOTAL OF 25 PVT BANKS [I+II]
745403.79
940143.84
1016521.65
9255.33
12997.42
16863.31
4027.77
5647.05
7395.49
Statement III: Private Sector Banks : Income
As on March 31
(Rs.crore)
S.No. BANKS
I
Interest Income
2008
2008
Total Income
2009
2007
2009
2007
1
City Union Bank Ltd.
400.05
595.96
804.40
54.08
90.28
123.68
454.14
686.25
928.08
2
ING Vysya Bank Ltd.
1267.63
1680.44
2239.89
285.74
418.57
547.67
1553.36
2099.01
2787.56
3
Lord Krishna Bank Ltd.
189.03
-
-
15.27
-
-
204.30
-
-
4
SBI Commercial & International Bank Ltd.
33.93
43.65
54.06
3.87
13.79
3.08
37.80
57.44
57.14
5
Tamilnad Mercantile Bank Ltd.
637.99
774.14
N.A
82.85
117.57
N.A.
720.84
891.71
N.A.
6
The Bank of Rajasthan Ltd.
757.93
1049.44
1383.61
124.00
126.96
123.62
881.93
1176.40
1507.23
7
The Catholic Syrian Bank Ltd.
408.95
481.26
556.62
42.62
60.49
99.58
451.57
541.76
656.19
8
The Dhanalakshmi Bank Ltd.
248.50
312.48
408.42
27.67
42.03
79.36
276.17
354.52
487.77
9
The Federal Bank Ltd.
1801.46
2515.44
3315.38
302.59
394.72
515.78
2104.04
2910.16
3831.15
10
The Jammu & Kashmir Bank Ltd.
1899.33
2434.23
2988.12
160.21
245.01
245.05
2059.54
2679.24
3233.17
11
The Karnataka Bank Ltd.
1256.25
1560.46
1917.40
174.27
237.44
353.15
1430.52
1797.90
2270.55
12
The Karur Vysya Bank Ltd.
867.40
1106.40
1446.09
119.15
182.93
265.21
986.55
1289.33
1711.30
13
The Lakshmi Vilas Bank Ltd.
418.26
506.06
657.61
56.72
82.48
106.99
474.99
588.54
764.60
14
Nainital Bank Ltd.
123.15
168.69
209.11
4.56
7.54
10.38
127.71
176.23
219.49
15
The Ratnakar Bank Ltd.
76.31
107.28
137.87
4.64
8.73
15.66
80.96
116.01
153.53
16
The Sangli Bank Ltd.
111.30
-
-
6.83
-
-
118.13
-
-
17
The South Indian Bank Ltd.
TOTAL OF 17 PVT BANKS [I]
976.61
1291.24
1686.92
103.15
142.58
164.27
1079.76
1433.82
1851.19
11474.08
14627.18
17805.50
1568.24
2171.13
2653.47
13042.32
16798.31
20458.97
I
2007
Other Income
2008
2009
NEW PRIVATE SECTOR BANKS
18
Axis Bank Ltd.
4461.66
7005.32
10835.49
1010.11
1795.49
2896.88
5471.77
8800.80
13732.36
19
Centurion Bank of Punjab Ltd.
1233.40
2185.47
-
440.57
637.29
-
1673.97
2822.76
-
20
Development Credit Bank Ltd.
346.93
562.30
645.21
92.49
173.66
120.12
439.42
735.96
765.32
21
HDFC Bank Ltd.
6647.93
10115.01
16332.26
1516.23
2283.14
3290.60
8164.16
12398.15
19622.86
22
ICICI Bank Ltd.
21995.59
30788.34
31092.55
6927.87
8810.76
7603.73
28923.46
39599.11
38696.28
23
Indusind Bank Ltd.
1500.25
1880.66
2309.47
244.13
297.58
456.25
1744.38
2178.24
2765.72
24
Kotak Mahindra Bank Ltd.
1319.10
2535.36
3065.14
318.65
463.46
357.86
1637.76
2998.83
3423.01
25
587.61
1304.68
2003.32
194.57
360.67
435.02
782.18
1665.35
2438.34
II
YES Bank
TOTAL OF 8 NEW PVT BANKS [II]
38092.47
56377.14
66283.43
10744.63
14822.05
15160.46
48837.10
71199.19
81443.90
III
TOTAL OF 25 PVT BANKS [I+II]
49566.55
71004.32
84088.93
12312.87
16993.18
17813.93
61879.42
87997.50
101902.87
Statement IV: Private Sector Banks : Expenditure
As on March 31
(Rs. Crore)
S.No. BANKS
Interest Expended
I
2007
2008
Operating Expenses
2009
2007
2008
Total Expenditure#
2009
2007
2008
2009
1 City Union Bank Ltd.
232.56
396.18
561.83
90.10
109.91
139.53
322.65
506.10
701.36
2 ING Vysya Bank Ltd.
822.04
1182.05
1590.27
505.02
609.49
772.47
1327.06
1791.54
2362.74
3 Lord Krishna Bank Ltd.
144.04
-
-
57.09
-
-
201.13
-
-
4 SBI Commercial & International Bank Ltd.
22.71
35.86
36.06
9.39
9.21
9.57
32.10
45.07
45.63
5 Tamilnad Mercantile Bank Ltd.
342.21
498.80
N.A.
147.44
168.51
N.A.
489.64
667.32
N.A.
6 The Bank of Rajasthan Ltd.
439.40
735.60
998.45
250.74
269.52
315.01
690.14
1005.12
1313.46
7 The Catholic Syrian Bank Ltd.
251.52
317.18
390.88
137.40
151.10
186.51
388.92
468.28
577.39
8 The Dhanalakshmi Bank Ltd.
149.77
213.51
286.80
87.76
96.52
113.07
237.53
310.02
399.87
9 The Federal Bank Ltd.
1084.96
1647.42
1999.92
406.10
468.62
571.46
1491.06
2116.04
2571.38
10 The Jammu & Kashmir Bank Ltd.
1131.48
1623.79
1987.86
372.44
403.61
470.86
1503.92
2027.41
2458.72
11 The Karnataka Bank Ltd.
836.39
1101.71
1443.83
237.55
305.59
346.51
1073.94
1407.30
1790.34
12 The Karur Vysya Bank Ltd.
520.29
765.35
1035.68
192.48
216.22
257.60
712.77
981.57
1293.28
13 The Lakshmi Vilas Bank Ltd.
299.18
381.93
504.07
102.22
116.44
151.69
401.40
498.37
655.76
14 Nainital Bank Ltd.
55.47
93.00
116.40
33.87
32.25
38.95
89.35
125.25
155.35
15 The Ratnakar Bank Ltd.
42.44
52.38
74.44
32.15
29.75
33.25
74.59
82.13
107.69
16 The Sangli Bank Ltd.
71.00
-
-
86.53
-
-
157.53
-
-
17 The South Indian Bank Ltd.
TOTAL OF 17 PVT BANKS [I]
609.09
915.10
1164.04
218.86
248.07
328.48
827.95
1163.17
1492.51
7054.55
9959.87
12190.53
2967.12
3234.81
3734.95
10021.67
13194.67
15925.48
18 Axis Bank Ltd.
2993.32
4419.96
7149.27
1214.60
2154.93
2858.21
4207.92
6574.89
10007.49
19 Centurion Bank of Punjab Ltd.
698.95
1492.01
-
705.82
976.89
-
1404.77
2468.90
-
20 Development Credit Bank Ltd.
227.38
388.37
447.95
171.07
237.98
242.04
398.45
626.34
689.99
21 HDFC Bank Ltd.
3179.45
4887.11
8911.10
2420.80
3745.62
5532.81
5600.25
8632.73
14443.91
22 ICICI Bank Ltd.
16358.50
23484.24
22725.93
6690.56
8154.18
7045.11
23049.05
31638.42
29771.05
23 Indusind Bank Ltd.
1228.85
1579.86
1850.44
343.96
402.19
547.03
1572.80
1982.05
2397.47
24 Kotak Mahindra Bank Ltd.
699.24
1309.56
1546.60
612.71
1019.37
1196.42
1311.95
2328.94
2743.02
416.26
974.11
1492.14
193.50
341.17
418.55
609.76
1315.27
1910.69
II
25 YES Bank
TOTAL OF 8 NEW PVT BANKS [II]
25801.94
38535.23
44123.44
12353.01
17032.33
17840.17
38154.95
55567.55
61963.61
III
TOTAL OF 25 PVT BANKS [I+II]
32856.49
48495.09
56313.97
15320.13
20267.13
21575.12
48176.62
68762.23
77889.09
I
NEW PRIVATE SECTOR BANKS
#Excludes Provisions& Contingencies
Statement V: Private Sector Banks : Profit
As on March 31
S.No.
(Rs. Crore)
Operating Profit
BANKS
I
Provisions & Contingencies
Net Profit
2007
2008
2009
2007
2008
2009
2007
2008
2009
1 City Union Bank Ltd.
131.48
180.15
226.72
59.67
78.42
104.59
71.81
101.73
122.13
2 ING Vysya Bank Ltd.
226.31
307.47
424.82
137.40
150.54
236.04
88.91
156.93
188.78
3 Lord Krishna Bank Ltd.
3.17
-
-
16.49
-
-
-13.33
-
-
4 SBI Commercial & International Bank Ltd.
5.71
12.37
11.52
-1.85
-0.48
0.45
7.55
12.85
11.07
5 Tamilnad Mercantile Bank Ltd.
231.20
224.39
N.A.
125.42
97.66
N.A.
105.78
126.74
N.A.
6 The Bank of Rajasthan Ltd.
191.80
171.28
193.77
81.23
56.09
76.06
110.57
115.20
117.71
7 The Catholic Syrian Bank Ltd.
62.65
73.48
78.80
43.57
36.92
41.62
19.07
36.56
37.19
8 The Dhanalakshmi Bank Ltd.
38.64
44.50
87.90
22.50
16.03
30.45
16.14
28.46
57.45
9 The Federal Bank Ltd.
612.98
794.12
1259.77
320.25
426.07
759.28
292.73
368.05
500.49
10 The Jammu & Kashmir Bank Ltd.
555.62
651.84
774.45
281.13
291.84
364.61
274.49
360.00
409.84
11 The Karnataka Bank Ltd.
356.59
390.60
480.21
179.55
148.86
213.51
177.03
241.74
266.71
12 The Karur Vysya Bank Ltd.
273.78
307.76
418.02
113.77
99.43
182.18
160.01
208.33
235.84
13 The Lakshmi Vilas Bank Ltd.
73.58
90.17
108.84
56.00
64.90
58.55
17.58
25.27
50.30
14 Nainital Bank Ltd.
38.36
50.97
64.14
20.60
23.84
28.12
17.76
27.14
36.03
15 The Ratnakar Bank Ltd.
6.37
33.88
45.84
3.36
16.87
15.31
3.01
17.01
30.53
16 The Sangli Bank Ltd.
-39.40
-
-
291.98
-
-
-331.38
-
-
17 The South Indian Bank Ltd.
251.82
270.65
358.68
147.70
119.03
163.93
104.12
151.62
194.75
3020.65
3603.63
4533.49
1898.77
1626.00
2274.68
1121.87
1977.64
2258.81
18 Axis Bank Ltd.
1263.85
2225.92
3724.88
604.82
1154.89
1909.52
659.03
1071.03
1815.36
19 Centurion Bank of Punjab Ltd.
269.20
353.86
-
147.82
235.88
-
121.38
117.98
-
20 Development Credit Bank Ltd.
40.97
109.61
75.34
33.60
71.28
163.43
7.37
38.33
-88.10
21 HDFC Bank Ltd.
2563.91
3765.42
5178.95
1422.46
2175.23
2934.02
1141.45
1590.19
2244.94
22 ICICI Bank Ltd.
5874.41
7960.68
8925.23
2764.19
3802.95
5167.09
3110.22
4157.73
3758.13
23 Indusind Bank Ltd.
171.58
196.18
368.25
103.36
121.13
219.91
68.22
75.05
148.34
24 Kotak Mahindra Bank Ltd.
325.81
669.89
679.99
184.45
375.96
403.89
141.37
293.93
276.10
172.43
350.08
527.65
78.06
150.06
223.81
94.37
200.02
303.84
II
25 YES Bank
TOTAL OF 8 NEW PVT BANKS [II]
10682.16
15631.64
19480.28
5338.76
8087.37
11021.67
5343.40
7544.27
8458.61
III
TOTAL OF 25 PVT BANKS [I+II]
13702.80
19235.28
24013.77
7237.54
9713.37
13296.35
6465.27
9521.91
10717.43
I
TOTAL OF 17 PVT BANKS [I]
NEW PRIVATE SECTOR BANKS
Statement VI : Private Sector Banks: Ratios
As on March 31
(in Per cent)
Credit-Deposit Ratio
S.No. BANKS
I
Investment-Deposit Ratio
Spread as % of Assets
2007
2008
2009
2007
2008
2009
2007
2008
2009
1
City Union Bank Ltd.
70.84
70.62
68.79
27.81
26.74
29.21
3.12
2.72
2.62
2
ING Vysya Bank Ltd.
77.67
71.61
67.30
29.37
30.76
42.17
2.31
1.95
2.04
3
Lord Krishna Bank Ltd.
54.36
-
-
38.66
-
-
2.06
-
-
4
SBI Commercial & International Bank Ltd.
67.36
68.67
52.88
25.76
27.51
36.96
1.68
1.17
2.47
5
Tamilnad Mercantile Bank Ltd.
67.22
69.51
N.A.
38.48
33.29
N.A.
4.17
3.11
N.A.
6
The Bank of Rajasthan Ltd.
52.74
53.68
51.23
33.66
34.15
44.83
2.63
1.99
2.24
7
The Catholic Syrian Bank Ltd.
63.44
62.31
58.17
32.71
34.22
34.49
2.97
2.75
2.35
8
The Dhanalakshmi Bank Ltd.
59.49
58.25
64.32
28.02
29.79
31.54
2.86
2.45
2.16
9
The Federal Bank Ltd.
69.03
72.95
69.54
32.58
38.69
37.64
2.86
2.67
3.39
10
The Jammu & Kashmir Bank Ltd.
67.79
66.04
63.42
29.34
30.63
32.53
2.68
2.47
2.65
11
The Karnataka Bank Ltd.
68.05
63.72
58.08
35.96
37.18
44.07
2.59
2.37
2.07
12
The Karur Vysya Bank Ltd.
75.38
75.07
68.93
30.77
28.10
31.23
3.13
2.34
2.41
13
The Lakshmi Vilas Bank Ltd.
71.97
68.68
71.27
26.08
30.14
25.31
2.04
1.90
1.85
14
Nainital Bank Ltd.
53.70
55.58
52.94
26.20
27.01
26.23
3.96
3.68
3.80
15
The Ratnakar Bank Ltd.
60.53
53.20
61.29
36.04
32.82
31.12
2.95
3.72
3.71
16
The Sangli Bank Ltd.
15.47
-
-
60.07
-
-
2.30
-
-
17
The South Indian Bank Ltd.
TOTAL OF 17 PVT BANKS [I]
64.70
68.97
65.51
28.03
30.17
33.58
2.69
2.20
2.57
67.19
67.44
64.28
31.57
32.66
36.43
2.75
2.40
2.54
I
NEW PRIVATE SECTOR BANKS
18
Axis Bank Ltd.
62.73
68.09
69.48
45.75
38.46
39.47
2.00
2.36
2.50
19
Centurion Bank of Punjab Ltd.
75.49
74.20
-
31.05
31.85
-
2.89
2.58
-
20
Development Credit Bank Ltd.
60.21
66.98
70.46
41.82
35.14
34.90
2.27
2.29
3.32
21
HDFC Bank Ltd.
68.74
62.94
69.24
44.75
49.02
41.19
3.80
3.93
4.05
22
ICICI Bank Ltd.
84.97
92.30
99.98
39.59
45.60
47.20
1.64
1.83
2.21
23
Indusind Bank Ltd.
62.82
67.21
71.33
33.39
34.82
36.56
1.30
1.29
1.66
24
Kotak Mahindra Bank Ltd.
99.31
94.69
106.27
62.38
55.66
58.23
3.11
4.33
5.29
25
76.51
71.05
76.71
37.38
38.38
44.02
1.54
1.95
2.23
II
YES Bank
TOTAL OF 8 NEW PVT BANKS [II]
77.79
79.84
83.19
41.33
44.07
43.59
2.10
2.39
2.79
III
TOTAL OF 25 PVT BANKS [I+II]
75.14
76.80
78.25
38.89
41.27
41.72
2.24
2.39
2.73
Statement VII : Private Sector Banks: Ratios
As on March 31
S.No.
BANKS
I
(in Per cent)
Opr.Exp.As % to Total Expenses
2007
2008
2009
Return on Assets
2007
2008
2009
2008
2009
1.60
1.50
12.58
12.48
12.49
-
12.69
32.69 0.52
0.74
0.70
10.56
10.20
11.68
-
11.65
-
-
11.61
-
-
-
-
20.97 1.13
1.93
1.52
20.93
25.06
23.81
23.48
21.24
1.57
1.58
N.A.
16.77
15.35
N.A.
N.A.
N.A.
26.81
23.98 1.16
0.91
0.74
11.32
11.87
12.00
35.33
32.27
32.30 0.37
0.64
0.57
9.58
10.87
N.A.
11.21
12.29
36.95
31.13
28.28 0.47
0.76
1.21
9.77
9.21
14.44
-
15.38
The Federal Bank Ltd.
27.24
22.15
22.22 1.38
1.34
1.48
13.43
22.46
20.14
-
20.22
The Jammu & Kashmir Bank Ltd.
24.76
19.91
19.15 0.96
1.09
1.1
13.24
12.8
13.46
-
14.48
11
The Karnataka Bank Ltd.
22.12
21.71
19.35 1.15
1.37
1.25
11.03
12.17
13.54
-
13.48
12
The Karur Vysya Bank Ltd.
27.01
22.03
19.92 1.53
1.63
1.49
14.51
12.58
13.08
-
14.92
13
The Lakshmi Vilas Bank Ltd.
25.47
23.36
23.13 0.33
0.41
0.71
12.43
12.73
10.09
-
N.A.
14
Nainital Bank Ltd.
37.91
25.75
25.07 1.26
1.51
1.68
12.89
12.32
13.89
-
13.10
15
The Ratnakar Bank Ltd.
43.10
36.22
30.88 0.31
1.31
1.96
34.34
49.15
44.87
-
-
16
The Sangli Bank Ltd.
54.93 -
-
-
0.00
-
-
-
-
17
The South Indian Bank Ltd.
26.43
21.33
22.01 0.88
1.01
1.09
11.08
13.80
13.89
-
14.76
AVERAGE OF 17 PVT BANKS [I]
29.61
24.52
23.45
28.56 1.10
1.24
1.44
11.57
13.73
-
-
13.69
0.84
0.51
-
11.05
10.66
-
-
-
City Union Bank Ltd.
27.92
21.72
2
ING Vysya Bank Ltd.
38.06
34.02
3
Lord Krishna Bank Ltd.
28.39 -
4
SBI Commercial & International Bank Ltd.
29.24
20.43
5
Tamilnad Mercantile Bank Ltd.
30.11
25.25 N.A.
6
The Bank of Rajasthan Ltd.
36.33
7
The Catholic Syrian Bank Ltd.
8
The Dhanalakshmi Bank Ltd.
9
10
-
-0.59
-
-20.35
2008
2009
Capital Adequacy Basel II
Capital Adequacy - Basel I
19.89 1.57
1
2007
(in %)
11.50
I
NEW PRIVATE SECTOR BANKS
18
Axis Bank Ltd.
28.86
32.78
19
Centurion Bank of Punjab Ltd.
50.24
39.57 -
20
Development Credit Bank Ltd.
42.93
37.99
35.08 0.17
0.48
-1.25
11.34
13.38
13.44
-
13.30
21
HDFC Bank Ltd.
43.23
43.39
38.31 1.33
1.32
1.28
13.08
13.60
15.09
-
15.69
22
ICICI Bank Ltd.
29.03
25.77
23.66 1.09
1.12
0.98
11.69
14.92
15.92
13.97
15.53
23
Indusind Bank Ltd.
21.87
20.29
22.82 0.34
0.34
0.58
12.54
11.91
12.33
-
-
24
Kotak Mahindra Bank Ltd.
46.70
43.77
43.62 0.94
1.10
1.03
13.46
18.65
19.86
-
20.01
25
31.73
32.38
25.94
30.65
21.91 1.44
28.79
1.54
1.60
13.6
13.60
14.50
-
16.60
II
YES Bank
AVERAGE OF 8 NEW PVT BANKS [II]
III
AVERAGE OF 25 PVT BANKS [I+II]
31.80
29.47
27.70
Statement VIII : Private Sector Banks: Ratios
As on March 31
(Rs in lac)
Net NPA to Net Advances ( in %)
Business Per Employee
Profit Per Employee
S.No. BANKS
I
2007
2008
2009
2007
2008
2009
2007
2008
2009
1
City Union Bank Ltd.
1.09
0.98
1.08
350.12
499.06
565.18
3.84
4.69
4.98
2
ING Vysya Bank Ltd.
0.70
0.70
1.23
486.09
547.28
606.39
1.66
2.68
3.03
3
Lord Krishna Bank Ltd.
4.37
-
-
275.53
-
-
-
-
-
4
SBI Commercial & International Bank Ltd.
0.00
0.00
0.00
648.34
754.67
960.48
7.79
13.82
13.17
5
Tamilnad Mercantile Bank Ltd.
0.98
0.38
N.A.
451.23
541.99
N.A.
4.76
5.31
N.A.
6
The Bank of Rajasthan Ltd.
0.24
0.42
0.73
400.54
518.85
532.93
2.83
2.93
2.89
7
The Catholic Syrian Bank Ltd.
1.98
1.61
2.39
278.00
317.00
374.00
0.68
1.34
1.39
8
The Dhanalakshmi Bank Ltd.
1.75
0.88
0.88
366.68
409.08
585.88
1.18
2.02
4.10
9
The Federal Bank Ltd.
0.44
0.23
0.30
544.00
655.00
750.00
4.43
5.43
6.90
10
The Jammu & Kashmir Bank Ltd.
1.13
1.08
1.37
585.00
628.15
707.15
4.00
4.76
5.37
11
The Karnataka Bank Ltd.
1.22
0.98
0.98
524.00
589.00
649.00
4.00
5.00
5.00
12
The Karur Vysya Bank Ltd.
0.23
0.18
0.25
489.00
604.00
638.00
0.00
5.82
5.98
13
The Lakshmi Vilas Bank Ltd.
1.58
1.55
1.24
430.00
453.00
510.00
0.91
1.22
2.07
14
Nainital Bank Ltd.
0.00
0.00
0.00
279.00
366.00
425.00
3.00
4.00
6.00
15
The Ratnakar Bank Ltd.
1.92
0.99
0.68
254.41
310.00
373.00
0.54
3.00
5.00
16
The Sangli Bank Ltd.
7.18
-
-
101.08
-
-
-18.72
-
-
17
The South Indian Bank Ltd.
AVERAGE OF 17 PVT BANKS [I]
0.98
0.33
1.13
508.00
600.43
645.14
2.69
3.59
4.31
1.52
0.69
0.88
410.06
519.57
594.44
1.47
4.37
5.01
I
NEW PRIVATE SECTOR BANKS
18
Axis Bank Ltd.
0.72
0.42
0.40
1024.00
1117.00
1060.00
7.59
8.39
10.02
19
Centurion Bank of Punjab Ltd.
1.26
1.65
-
420.00
444.00
-
2.08
1.45
-
20
Development Credit Bank Ltd.
1.64
0.66
3.88
391.00
454.00
379.00
0.40
2.00
-4.00
21
HDFC Bank Ltd.
0.43
0.47
0.63
607.00
506.00
446.00
6.13
4.97
4.18
22
ICICI Bank Ltd.
1.02
1.55
2.09
1027.00
1008.00
1154.00
9.00
10.00
11.00
23
Indusind Bank Ltd.
2.47
2.27
1.14
1039.77
1062.67
836.00
2.61
2.62
3.49
24
Kotak Mahindra Bank Ltd.
1.98
1.78
2.39
383.91
384.00
347.00
3.13
4.00
3.00
25
YES Bank
AVERAGE OF 8 NEW PVT BANKS [II]
-
0.09
0.33
530.50
683.12
988.36
3.86
6.35
11.38
1.36
1.44
1.11
0.90
1.55
1.21
677.90
543.98
707.35
613.46
744.34
669.39
4.35
2.91
4.97
4.67
5.58
5.30
II
III
AVERAGE OF 25 PVT BANKS [I+II]
