Real Estate Analyst
Content
I am a commercial real estate financial analyst who is currently employed but te sting the market to see what other opportunities may be out there. I am finishin g up my masters of science degree at the Johns Hopkins Carey Business School in commercial real estate finance and investments. I currenly work in commercial re al estate finance as an underwriter/financial analyst. In the past 14 months I h ave personally closed $85,000,000 in mortgages. WORK EXPERIENCE Confidential., Baltimore, MD Financial Analyst/Jr. Underwriter January 1, 2010 to Present Assist the underwriters with all aspects of the loan process including the follo wing: financial analysis and modeling (IRR, PV, Equity Yield, Return on Cost, Sensitivity Analysis, Waterfalls etc.), prepar ing the pro formas, reviewing third party reports (appraisals, market/feasibility studies, ESA's Phase 1 & 2, PCNA's, plan s and specs etc.), conducting property inspections, managing the client relationship (assist development team with stra tegic planning by helping decide whether or not to include retail component, proper unit mix, market rents, S&U, Value Engin eering etc), and all other due diligence related to the preparation, submission, and closing of the loan packages which r ange from $1,000,000 to $200,000,000. The types of projects include a variety of new construction, rehabilitation, and acq uisition/refinances of large (100 unit to 500 unit) multi-family developments, age restricted communities, and health care fac ilities including nursing homes, throughout the United States. Some of which involve specialized financing and subsidy vehic les including: Low Income Housing Tax Credits; Private, Local, State, and Federal Grants and Loans; and Project based Section 8. I am very experienced with HUD's new underwriting standards implemented through the MAP program and LEAN's new underwriting and application process. To date, I have personally submitted 13 applications to HUD for Mortgage insurance with a total value of $241,070,000, and have personally closed 5 deals in the past 14 m onths totaling $85,000,000 FMV Opinions, Inc., New York, NY Commercial Real Estate Appraiser December 1, 2008 to January 1, 2010 * Appraised commercial real estate throughout the United States including the fo llowing engagements: 1. Appraised a portfolio of 22 health care facilities throughout New York State including the following: * 198,029 square foot specialized brain trauma facility (the only one of its kin d in New York State) * 315,174 square foot hospital * 89,472 square foot, 200-bed nursing home * 4 medical office buildings * 10 special use multi-family properties (halfway houses & re-entry homes for th e disabled) * 3 parking lots * 2 parcels of vacant land 2. Determined Fair Market Value of a portfolio of 15 income producing properties throughout New York City including apartment buildings, industrial buildings, warehouses and shopping centers. 3. Determined the Fair Market Value of a famous comedian's assets in New England .
Marshall & Stevens, Inc., New York, NY Commercial Real Estate Appraiser November 5, 2007 to December 5, 2008 Appraised* commercial real estate extensively throughout the United State and i nternationally including: large multi-family developments, mixed-use buildings, office buildings, industrial facilities, shop ping centers, hotels, hospitals, car washes, ground leases, mobile home parks and free standing retail buildings. Worked on the $8.5 Billion TD Bank/Commerce Bank* Acquisition. Helped appraise 506 banks throughout the country. * Appraised $764,000,000 worth of commercial real estate including properties in Australia, France, Germany, Brazil, Italy, Puerto Rico and Canada. * Analyzed and appraised buildings and portfolios for financing purposes, estate purposes, financial reporting (FASB 141 & 142) and am a consultant for investors looking to maximize returns and minimize risk when purchasing, refinancing, leasing or developing a property. Generated over* $500,000 of revenue by completing high fee appraisals. Determined the* highest and best use of investments to assess whether they were financially feasible, physically possible and legally permissible. Analyzed the market on a micro and macro level to determine short and long term trends that may have affected potential gross income, vacancy rates, operating expenses, net operatin g income, cap rates, construction costs, marketing/exposure time and appreciation/depreciation. Appraised minority interests in L.L.C's, C* Corporations and S Corporations and utilized lack of marketability and lack of control discounts to determine fair market value of investors minority stake. Ap plied orderly liquidation discounts to help investors expedite the sale of assets. Proficient with Argus, Excel, Co-Star, Microsoft Word,* Word Perfect, Outlook Appraisal Group International, Parsippany, New Jersey Commercial Real Estate Appraiser January 2004 to November 2007 Specialized in real estate appraisals, planning and consulting on a* national b asis. Analyzed properties and provided consultation and due* diligence services to th e real estate investment and financial community. Assessed and evaluated investment grade and non-investment grade real* estate i ncluding apartment buildings, hotels, industrial buildings, mixed-use properties, office buildings, restaurants, shopp ing centers, retail properties and vacant land Completed full narrative and market* analysis reports and conclusions under str ict deadlines.
EDUCATION Johns Hopkins Carey Business School Current Student 3.5 GPA - Expected Graduation December 2011 Masters of Science in Commercial Real Estate Investment and Real Estate Finance. Dominican College, Orangeburg, New York December 2005, 3.3 GPA Bachelor of Science, Major in Finance Varsity* lacrosse scholarship Appraisal Institute Certification Courses * Basic Appraisal Principals; Basic Appraisal Procedures; National Uniform Stand ards of Professional Appraisal Practice (USPAP) 15-Hour Course; Real Estate Finance, Statistics, Valuation Modeling; Gen eral Appraiser Market Analysis and Highest and Best Use; General Appraiser Site Valuation & Cost Approach; General Appraiser Income Approach Part 1; General Appraiser Income Approach Part 2 New York Military Academy, Cornwall-on-Hudson, New York May 1998 High School Diploma Lacrosse team captain,* Harvey Cohen MVP Award; 1st team all Hudson Valley; Rec eived Blue Ribbon Lacrosse/Academic Scholarship. Flight Club member - I flew single* engine airplanes in pursuit of my private p ilots license. PERSONAL Philanthropy * Running * Volunteering * Writing Non-Fiction * Reading * Investin g * Skiing * Travel * Bass Guitar
Marshall & Stevens, Inc., New York, NY Commercial Real Estate Appraiser November 5, 2007 to December 5, 2008 Appraised* commercial real estate extensively throughout the United State and i nternationally including: large multi-family developments, mixed-use buildings, office buildings, industrial facilities, shop ping centers, hotels, hospitals, car washes, ground leases, mobile home parks and free standing retail buildings. Worked on the $8.5 Billion TD Bank/Commerce Bank* Acquisition. Helped appraise 506 banks throughout the country. * Appraised $764,000,000 worth of commercial real estate including properties in Australia, France, Germany, Brazil, Italy, Puerto Rico and Canada. * Analyzed and appraised buildings and portfolios for financing purposes, estate purposes, financial reporting (FASB 141 & 142) and am a consultant for investors looking to maximize returns and minimize risk when purchasing, refinancing, leasing or developing a property. Generated over* $500,000 of revenue by completing high fee appraisals. Determined the* highest and best use of investments to assess whether they were financially feasible, physically possible and legally permissible. Analyzed the market on a micro and macro level to determine short and long term trends that may have affected potential gross income, vacancy rates, operating expenses, net operatin g income, cap rates, construction costs, marketing/exposure time and appreciation/depreciation. Appraised minority interests in L.L.C's, C* Corporations and S Corporations and utilized lack of marketability and lack of control discounts to determine fair market value of investors minority stake. Ap plied orderly liquidation discounts to help investors expedite the sale of assets. Proficient with Argus, Excel, Co-Star, Microsoft Word,* Word Perfect, Outlook Appraisal Group International, Parsippany, New Jersey Commercial Real Estate Appraiser January 2004 to November 2007 Specialized in real estate appraisals, planning and consulting on a* national b asis. Analyzed properties and provided consultation and due* diligence services to th e real estate investment and financial community. Assessed and evaluated investment grade and non-investment grade real* estate i ncluding apartment buildings, hotels, industrial buildings, mixed-use properties, office buildings, restaurants, shopp ing centers, retail properties and vacant land Completed full narrative and market* analysis reports and conclusions under str ict deadlines.
EDUCATION Johns Hopkins Carey Business School Current Student 3.5 GPA - Expected Graduation December 2011 Masters of Science in Commercial Real Estate Investment and Real Estate Finance. Dominican College, Orangeburg, New York December 2005, 3.3 GPA Bachelor of Science, Major in Finance Varsity* lacrosse scholarship Appraisal Institute Certification Courses * Basic Appraisal Principals; Basic Appraisal Procedures; National Uniform Stand ards of Professional Appraisal Practice (USPAP) 15-Hour Course; Real Estate Finance, Statistics, Valuation Modeling; Gen eral Appraiser Market Analysis and Highest and Best Use; General Appraiser Site Valuation & Cost Approach; General Appraiser Income Approach Part 1; General Appraiser Income Approach Part 2 New York Military Academy, Cornwall-on-Hudson, New York May 1998 High School Diploma Lacrosse team captain,* Harvey Cohen MVP Award; 1st team all Hudson Valley; Rec eived Blue Ribbon Lacrosse/Academic Scholarship. Flight Club member - I flew single* engine airplanes in pursuit of my private p ilots license. PERSONAL Philanthropy * Running * Volunteering * Writing Non-Fiction * Reading * Investin g * Skiing * Travel * Bass Guitar
