22 Year old

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22 years old
When I was 22 years old, I spent time going out with my friends, talking to my girlfriend all the time,
spending time smoking-up, and generally being an a$$.
10 years later I discoered a secret that helped me achiee and learn more in 1 year than I had in all the
preious 10 years.
!ere"s the secret for you to apply this in your life and get results and success that you"e neer een
dreamed about.
Inest your time in the following actiities and you will gain more power, money, friends, loe and
affection.
#our friends will look up to you for your courage to do the things that they"e only $ust dreamed about,
your family will look up to you and be proud of your many achieements.
#our colleagues will become $ealous of your stratospheric success. %hey will look towards you for
adice on how to become successful like you.
If you don"t do these things, 10 years down the line you will wonder where all your time went, what
you did wrong to become such a failure.
#our friends will forget you as a has-been, and your family will treat you like that "bum-sibling" they
hae.
!ere are & things you should inest your time in eeryday to become a success.
'ut a W()* (+ W,)-I-....
If you try doing these things at the same time you will fail. /o pick one of the things mentioned below.
0earn how to do it. +igure it out. %hen spend 1 month to learn how to do this better. 1ractice it eery
day for 1 month before taking on anything else.
,fter the 1 month is oer this will hae become your habit and you will be able to do it unconsciously.
%hen when you add another thing from the list below it won"t seem ery hard.
Within the year you"ll be doing each of these things unconsciously and will hae deeloped an arsenal
of habits that will support you for the rest of your life.
%he 1ower (f 2reating .ood !abits
%he biggest secret that man has discoered oer the last few decades is the power of habit. (nce a habit
is established it lasts for a life time.
*eeloping a habit in the beginning seems hard, but once you master something and include it in your
habits, this will be forgotten and you"ll $ust do it easily.
%hink about tying your shoelaces. !ow do you do that3 *o you loop each lace and then knot them, or
do you loop one and then knot the other lace through the loop.
4ach of us ties our shoelaces differently. 'ut once we get this, we"ll tie them each time the same way,
without een thinking about it.
%his is the power of habit. %his is the first thing you should inest your time in.
, habit is usually formed when you repeat something in the e5act same manner eeryday for at least 21
days. /ome habits take longer, some shorter.
/o to aerage it out - inest 60 days to establish each habit.
%he & 7ost 1owerful !abits %hat ,nyone 2an 0earn
%hese & habits will support you throughout your life
Whether you decide to become an academic and do multiple 1h.*s, or are an athlete looking to become
professional.
Whether you are a mother looking to gie your kids a better life, or a high powered business woman
seeking enture capital inestment.
%he habits are uniersal.
1. %ake 2are (f #our 'ody
-o matter what you do in your life, you will do it in your body. #ou cannot replace it, get a new one, or
trade it in. %his is your body and your will lie in it.
It might not be the perfect body that you want, but this is the one you hae. If you take care of it now -
it will take care of you when you 80, 90 or :0 years old.
%he way to take care of your body is simple. 4at less ; 45ercise more.
/pend 60 - 80 7inutes 4ach *ay 45ercising.
%his does not mean that you $oin a gym and start pumping weights. It means that you work eery
muscle in your body.
/pend conscious time to moe the muscles in your arms, back and legs. %ake the time to $oin a gym
and workout and use your muscles. *o this because most of us now spend more time sitting on couches
than moing around.
%he human body was made to moe around to do things. %hat"s the first thing to take care of the body.
0earn this habit first.
/pend 60 - 80 minutes each day e5ercising.
4at +ood %hat Is +resh ; !ealthy
%he ne5t step to take care of your body is to eat well. %reat your body like a home. %his is the home
where you lie.
If you bring good things to this home the home will become nicer and you"ll en$oy liing in it. If you
bring rotten stuff into this home the home will decay and you"ll hate liing there.
/o eat good stuff. 4at as much fresh fruits ; egetables as you can eeryday. Include a fruit and
egetables in your diet. %his will gie you the energy that you need.
1lay , /port %hat #ou 0ike 4eryday
%his is something that will help you rela5 your mind. %hat can get you moing physically and get you
out of your head and present in the moment.
/omething that you do physically, like %ennis or 'asketball. %he benefit of these sports <or other
sports= is that you get out of your head and get in the moment.
%he rush of the moment will help your mind rela5 for a minute and focus on the right now instead of
being stuck on analy>ing the past or estimating the future.
,dditionally the competition will re-$uenate you. 2ompetition in life is how we grow. %he more
competition we hae the sharper, faster, better we become.
?nfortunately in the current $ob enironment that we work in - we can"t get immediate feedback on
competition. 7ost of the time at work we are working in teams where we need the team to succeed.
'ut our personal success is often based on the failure of other members on the team.
+or e.g. #ou can"t become the manager of your team - if eeryone in your team also becomes the
manager of your team.
/o taking up a sport will gie you the immediate rush of competition, the instant feedback of success or
failure and you will grow.
,oid @unk +ood
@unk food as the name suggests is $unk. It"s useless, worthless for the body. It doesn"t proide the
nutrition that your body needs.
If you feed your body with $unk food, you will become lethargic, you will lose energy and oer a
period of time you will gain weight and lose health.
4at food that is free of preseraties, sugar, corn, syrup and oerly loaded with salt and carbs.
%hese sugar and carbs hae an addictie effect on the body and will cause you to crae them more and
more causing your body to become dependent on these foods.
.ood foods will make your body strong and healthy. ,ddictie foods will make your body lethargic
and rotten.
2. %ake 2are of #our 7ind
We are liing in a time when we do most of our work using our minds. We sit on desks and computers
creating for people using our minds.
4en if this isn"t true for you, it is. If you are a construction worker who lays bricks, or a day care
assistant who helps kids, this is true for you.
#our mind is the one thing that controls your thoughts eeryday and the thoughts that you think create
the reality that you see around you.
/o take care of your mind.
'ut how do you take care of your mind3
%he mind like anything else is has the characteristics of a muscle. #ou use it, or lose it. ,nd as long as
you are using it, it will remain fit and healthy. %he minutes you stop using it, it will decay and rust.
/o you keep this muscle actie by doing the following.
)ead 4ery *ay
%here is no difference between the person who does not read the one who cannot read. /pend 60
minutes each morning and night reading.
)ead motiational books. 'ooks about philosophy, economics, politics, literature. )ead fiction. )ead
self-help books. )ead about parenting, read about health. )ead about science and technology.
'ut read a book not a blog.
, book has a ery permanent nature. It is written with a lot of thought and research. It is the gist of an
author"s life e5periences. /o read a book eeryday.
%his will keep your mind stimulated and open to ideas. #ou will get a number of ideas for each author
that you can implement in your life. #ou will also get opinions from across the globe.
Ideas that would not hae reached you if you only spoke to the people you met eerday. /o read a
book. /pend 60 minutes morning and night reading a book.
Write 4ery *ay
%he only way to bring your thoughts to reality is to write them down. If you don"t write them down
they will be lost to the electric impulses inside your brain.
/o write your thoughts down, write ideas that come to you, write your philosophy about life.
Write eer day. %his will help you clear your thought and formulate complete ideas.
If you hae a problem. Write it down. #ou will be able to come up with a solution better, once you"e
written down the problem.
If you hae a crush on someone. Write it down. Write down the things that you like about that person,
how it makes you feel, what you would do for them.
,ll these things when written down will help clarify your thoughts about loe and life, about right and
wrong.
Writing will help identify truths about your thoughts and define how you think. ,s you progress in your
writing, read about writing better. %hen write better.
%he better you write, the better you will think.
*eelop #our 7ind In (ther Ways
%he more neural connections your mind has the better it is. %he faster it can do things. %he better it can
fight agains disease in old age, like ,l>heimers.
#ou can create new neural connections in your mind by doing new things. %he more "new" things you
try the more your brain will become deeloped.
4en if you suck at something - the e5perience of doing it, learning the rule, trying it out will deelop
your mind.
0isten to and watch things that will deelop you mind. Instead of watching %A, watch %4* %alks.
Instead of listening to "distressing" music, listen to sweet, kind music. 0isten to 7o>art, listen to
'eethoen.
1lan to learn a new skill eery year. 1ick up playing an instrument one year. /pend time learning this
instrument like this will be something that you will play all your life.
%he ne5t year learn to play a new sport. /omething that you" neer tried before. %his will both help
your muscles improe and improe your mind.
,oid @unk In #ou 7ind
@ust like your body needs good food to run, your mind needs good fuel to run.
If you feed your mind with $unk "input" like mindless teleision, e5cessie drama, or constant news
coerage whether %A or newspapers, your mind will become lethargic and fatigued.
#ou will lose the will to do things, since your mind will associate doing things with depressing sad
news.
/o aoid all news, whether %A or newspaper. ,oid $unk %A like dramas on %A. ,oid e5cessie
emotional drama on %A. %his will gie you space in your head to do things that will help build up your
mind.
/o aoid $unk food for your mind and gie it the resources to build itself.
6. %ake 2are (f #our )elationships
!ow to you get a friend, by being a friend.
In life you are born with a ery few people in your life. #our parents. #our siblings. #our grandparents
if they are still alie. #our cousins if you are close to them.
4ery other relationship in your life you hae to go out and create. #ou make friends along the way.
/ome of the good, some of them not so good.
%hese friends that you make in your $ourney through life will become your support system. the people
you meet eeryday, from the grocer, to the kid working at 'est 'uy.
/ure, at 2B you"re probably thinking, "who gies a fC;D about these people..." but down the line it is
these people, these relationships that will matter most to you in your life.
%he way to take care of your relationships is as follows
)emember 'irthdays ; ,nniersaries
4en if your friends tell you they don"t celebrate birthdays. 4en if your family become sullen when
you call them for anniersaries. )emember them.
4en though people say they don"t care, eeryone cares about their own special days. When you
remember their birthday ; anniersaries, they will remember your kindness.
'ut it doesn"t end there. )emember the special moments in their lies. If they had a kid, remember the
date and call them, or write them a card on that occasion.
#es, een in the day of email, and te5t. , phonecall or a card hae a !?.4 impact than a +acebook
message or te5t. (er the years your kindness for others in the form of remembering their special days
will snowball and you will become a powerhouse.
It good to know that some one cares about you - both for them and for you, when you are in trouble, or
they are.
)emember when they had hard times in their lies. If they were close to their grandparents and they
recently passed away. )emember them on that day. !elp your friends get oer these moments.
When you need them, when your loed ones leae you, your friends will be there to catch you before
you fall.
+orgie %hem 'efore %hey ,sk +or +orgieness
In the long scheme of life small things don"t matter. It doesn"t matter if your friend forgot to tell you
first about their new $ob. (r they didn"t tell you about the girl they were proposing to.
'e a gentleman and forgie them in your heart een before they ask for forgieness. %hen let the
incident go. %hey will reali>e you are a big hearted person and treat you like that.
'ut when you do this - don"t resent them after. )eally forget the incident and forgie them.
%his is more for you, then for them. If you keep holding onto eery single hurt that any one has done
for you then your baggage will become so heay you won"t be able to go through the door.
#ou"ll be stuck inside your own head and now one will want to be around you. -o one will want to trip
on your baggage.
'ut if you do forgie them and forget the incidences you will be free. #our carefree nature will be
reflectie in eerything that you do and eeryone will want to be around you.
,oid 4motional Aampires
-o matter how good you are to people, occasionally there will be some who are ampires. %hey suck
all the time and energy out of you.
/ometimes you will encounter them at your workplace. /ome of them will be your childhood friends,
or een a member of your family.
-o matter what you do, you can"t change them, you can"t help them improe, you cannot guide them.
/o the best thing to do with people like this is to aoid them. %hough it might hurt you in the
beginning, but the best thing for you and them is to aoid them.
#ou can be kind and make an e5cuse for not meeting them, but that will only last so long. /o take the
bigger step and let them know that they are an emotional strain on you - and you"d much rather hang
out with more positie people.
1eople who support your goals, your dreams, your aspiration. 1eople who share your ambitions and
alues. %hese are the people who will really help you grow.
%he ampires will get hurt - but there is no better way to deal with them. %he sooner you take care of
them the better.
)eally dig deep and find out the people who bother you in your life like that and then stop meeting
them and hanging out with them.
2,?%I(-E If it turns out that eeryone in your life seems to be a ampire you either need to change
them all, or look inside yourself and change yourself.
7ost likely, the conclusion will be to change yourself and your attitude towards them.
B. %ake 2are (f #our +inances
-o matter how you grew up, in abundance or poerty, it is your duty to take care of your own finances.
4en if you parents hae taken care of them for you, een if you hae a trust fund, een if you hae an
empty bank account. #ou are responsible for it. It is your responsibility to take care of your finances.
If you take care of your finances starting today they will take care of you when you most need them.
When you are old, or sick, or sending your kids to school, or helping a parent through sickness. #our
finances will help you.
If you don"t take care of your finances you will end up in debt. #our shoulders will droop and your
mind will be gripped by thoughts of money. #ou will end up liing the life of an indebted serant,
where you hae to work to pay of your debts.
'ut how do you take care of your finances
.et 1ositie 2ashflow
%o begin taking care of your finances you need to hae more income than you spend. #ou need to hae
more money coming in to your bank account than you are spending.
7ost people don"t learn this until after they get their 1st $ob or after they"e ma5ed out their first credit
card.
,s long as you hae a positie cashflow you can get other things in your life a lot easier. If you don"t
hae positie cashflow in your life spend the ne5t year or two getting positie cashflow.
/pend the ne5t 1& minutes figuring out how much money you spend, include rent for the house you
lie in <or your contribution if you"re liing with parents=, utilities, groceries, car, internet, other
monthly e5penses, insurance, and monthly spending on shopping ; entertainment.
(nce you hae your e5penses take them out of your income. If you hae no income - then you hae a
negatie cashflow. *o whateer you can, teach other people, pick up a 2nd $ob, mow lawns. Whateer
you hae to do to get this to positie cash flow.
What do you do after you hae positie cashflows3
1ay #ourself +irst
4ery cent you earn will be spent by other people for you. %he goernment will want its cut in the form
of ta5es. %he bank will ask for the mortgage payment, insurance, car payments... and so on. ?ntil you
don"t hae anything left in your account.
/o before this happens, pay yourself first.
.et into a retirement scheme where they take & - 10F from your salary and put it into a gratuity and
proident fund. %hen when you get your salary, take another & - 10F and put them into another
account.
%his account is your retirement account - also known as +C;D #ou money. %his is the money that will
gie you the balls to say +C;D you to anyone you want to.
'ecause you hae this money sitting in your account - you won"t become a slae to anyone, no one will
control you.
'ut a word of warning... #ou can"t $ust get a small amount and then stop. %his is a lifetime practice.
#ou hae to keep adding to this account. ?ntil it become big enough that you can inest this into assets
that make money for you.
%his is money that you only spend on assets that make money. 0ike a house you put up for rent, or
goernment bonds, or diidend funds, or buying a profitable business etc.
+inancial /inkholes %o ,oid
If anything sounds too good to be true - it probably is.
, few things to aoid when you"re taking care of your finances.
%he /tock 7arket - 7ost people will tell you to inest in it - but don"t. (nly inest in a /;1 Inde5
+und at best if you really want to. 4en though some friend of yours will tell you they hae a big "tip"
on a stock that could make you millions - don"t inest.
'usiness (pportunity - If someone tells you that you can make a million dollars in 6 years by inesting
a small amount of money, or any other such scheme - don"t listen to them. /hut the door, bang the
phone, kick them out. If it"s a friend - stop meeting him again.
0ottery /chemes - If you eer hear that you"e $ust won a cruise, or are tempted to buy a lottery ticket,
or that you will earn G number of points. )un away - don"t walk, run away.
2redit 2ards - #es, een the loely credit cards. %hese are probably the worst things inented since the
dawn of time. 2redit cards don"t increase your spending power - they $ust make it seem that your
spending power has increased. #ou still hae to pay for what you bought, plus interest.
, better alternatie is to sae for what you want - then when you hae the cash then go buy the thing
that you wanted to buy.
%his has 6 benefits
1= %he thing will in all likelihood be cheaper by the time you"e saed for it
2= %here will be a newer shinier model that you can now buy based on the money you saed.
6= #ou will reali>e that you didn"t want it in the first place anyway and were buying it on an impulse.
%hese sinkholes mentioned are all $ust ways to get a single $1 out of you. *on"t gie them the dollar. It
represents a part of you, of your life. #ou might think what"s the big deal about a dollar, but a dollar
properly inested can become the greatest fortune in the world.
)ead the story about how the -atie ,mericans sold 7anhattan for a $1, and how much that dollar
would be worth today inested properly. !intE It is worth more than the alue of all the buildings, land,
and businesses in those buildings on 7anhattan - put together.
&. %ake 2are (f #our 2ommunication
%he biggest problems in the world arise because of mis-communication. 1eople mis-understand each
other.
/pouses fight because they don"t understand what was being said.
4mployees get fired because of a communication error.
+riends fight because of something that was mis-understood.
2ommunication errors cause ma$or problems in relationships between friends, employees, board
members and een countries.
/o take care of your communication. 'ecome a communication master. 'ecome some one who can
communicate clearly and effectiely. -ot $ust in your speaking, but in your writing, in your thoughts.
'ut how do you improe your communication3
2ommunicate ,t %he 8th .rade 0eel
#es, at the 8th grade leel. %his is one of the most important thing you can do for your communication.
If you can e5plain things to a 10 year old you can e5plain them to anyone.
#ou might think that most "educated" people will get turned off by this. 'ut the truth is een most
educated people think at the 8th grade leel. When they are reading research papers, or grading 1h.*
thesis will they get into the "educated" mind and think this is stupid.
@ust by communicating at this leel, your communication will be understood eery time. #our kids will
understand you, your parents will listen to you, your employers will "get" you.
In fact by communicating at this leel eery one around you will think you are wise that you are able to
e5plain comple5 ideas in the simplest of manner.
0earn %he Aocabulary (f Whateer #ou ,re *oing
'y learning the ocabulary of what you are doing you will learn faster. #ou will be understood Huicker.
#our responses will be on point.
4ery profession, sport, online forum, cliHue, had a different ocabulary. %he faster you learn this
ocabulary and use it in your conersations the Huicker you will rise.
If you play tennis, learn eery thing that the pros are saying. 0earn their meaning and then when you
talk to your friends at tennis using the ocabulary will enhance your game.
%he same applies to your profession. %he sooner you learn the ocabulary of the profession the faster
you will progress. 'ut this isn"t a techniHue, use it to enhance your oerall ocabulary.
1utting It ,ll %o Work +or #ou
%hese habits when put in to action will enhance your life profoundly.
#ou won"t feel it when you turn 26, or een when you are 2B. 'ut as you progress as you spend more
and more time in this, your results will multiply and compound.
4ach day that you spend doing these actiities your results will increase ten fold.
'y the time you turn 60 you will hae more friends who loe you, more employers who want to hire
you, and more energy than you can imagine possible.
'ut on top of that because your life is built around a number of actiities, not $ust your $ob, you will be
more fulfilled and happier in life.
I know een starting at 29 yrs old and implementing these in my life - by the time I turned 66 the
results I was getting was more than I"d eer imagined.
It still ama>es me the way my life keeps changing eery 8 months to a year.
4ery year. %he results will speak for themseles when you apply these.

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