Advantages of a Home Warranty
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Why the Need for a Home Warranty
The first thing that you must consider procuring when you buy real estate in Naples is a home warranty. A home warranty allows the homeowners to have discounts when it comes to repair and service of some of the major components of the home. Take for example the air conditioning, plumbing and wiring. You must not confuse this with the home insurance that is applicable when your house burns down and the like. This is just a guarantee discount whenever you encounter problems in your home. You can customize home warranties whichever component of your home needs attention. The news is, whether you’re newly bought home is a resale or you constructed your own, home warranties must be availed of due to its advantages. Peace of Mind First, just like any warranty, home warranty assures you that whenever you encounter a problem in your house, you won’t need to shell out a huge sum to pay for its repair and reconditioning. It allows you to have a peace of mind knowing that huge discounts are available for you and that your emergency funds are ample to cover these expenses. Also, home warranties are recommended for those who are fond of buying expensive appliances. In this case, they are assured that they don’t have to replace their appliances at the same price they bought it. Next, home warranties also act as a safeguard against irresponsible contractors. Even if problems occur, you wouldn’t need to track down the contractor or sue them or ask for a refund. When you have a home warranty, all is taken care of. Most Recommended for Resale Homes Home warranties are most recommended to those who buy houses for resale. Since there is no
© 2012 PrimeLending, A PlainsCapital Company. Trade/service marks are the property of PlainsCapital Corporation, PlainsCapital Bank, or their respective affiliates and/or subsidiaries. Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved. PrimeLending, A PlainsCapital Company (NMLS no: 13649) is a wholly-owned subsidiary of a state-chartered bank and is an exempt lender in the following states: AK, AR, CO, DE, FL, GA, HI, ID, IA, KS, KY, LA, MN, MS, MO, MT, NE, NV, NY, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WV, WI, WY. Licensed by: AL State Banking Dept.- consumer credit lic no. MC21004; AZ Dept. of Financial Institutionsmortgage banker lic no. BK 0907334; CA Dept. of Corporations- lender lic no. 4130996; CT Dept. of Banking- lender lic no. ML-13649; D.C. Dept. of Insurance, Securities and Banking- dual authority lic no. MLO13649; IL Dept. of Financial and Professional Regulation- lender lic no. MB.6760635; IN Dept. of Financial Institutions- sub lien lender lic no. 11169; ME Dept. of Professional & Financial Regulation- supervised lender lic no. SLM8285; MD Dept. of Labor, Licensing & Regulation- lender lic no. 11058; Massachusetts Division of Banking– lender & broker license nos. MC5404, MC5406, MC5414, MC5450, MC5405; MI Dept. of Labor & Economic Growth- broker/lender lic nos. FR 0010163 and SR 0012527; NH Banking Department- lender lic no. 14553-MB; NJ Dept. of Banking and Insurance-lender lic no. 0803658; NM Regulation and Licensing Dept. Financial Institutions Division- lender licaense no. 01890; ND Dept. of Financial Institutions- money broker lic no. MB101786; RI Division of Banking- lender lic no. 20102678LL and broker lic no. 20102677LB; TX OCCC Reg. Loan License- lic no. 7293; VT Dept. of Banking, Insurance, Securities and Health Care Administration- lender lic no. 6127 and broker lic no. 0964MB; WA Dept. of Financial Institutions-consumer lender lic no. 520-CL-49075. PrimeLending, A PlainsCapital Company is an Equal Housing Opportunity Lender. 810 Hester’s Crossing, Suite 150 | Round Rock, Texas 78681
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Page 2 - Why the Need for a Home Warranty
assurance that the condition of the house will be the same from the moment they buy it to let’s say a decade, home warranties provide access to discounted maintenance and repair. This then allows the consumers to cut down costs. Home warranties also provide quality services for the companies who provide them have a lot of quality technicians which are always on call. You just need to inform the company of any problem and they will respond to your needs as soon as possible. Cost of Home Warranties Now that you know that benefits of having a home warranty, the next question that you might ask is how to avail of one? Usually payments for this type of services are annually. Prices sometimes are at a few hundred dollars although companies also do have payment plans depending on your budget and the type of home that you have. The good thing about this is the fact that payment plans and the cost usually do not vary or increase annually nor it is dependent on the area of your home. They just charge you according to the components that you want to be insured. Also, garages are automatically covered by home warranties. Perhaps the drawback of home warranties when it comes to payment is the fact that they charge you a trade call fee whenever you ask them to assess the situation or the problem. Although the repair and fixing is free, the consultation is not therefore you must ensure that you only call them once and at the time they respond, all problems would have been fixed and you already told them all the problems and structures that need fixing.
To contact a Dallas mortgage expert, call PrimeLending today: (800) 308-8503. Read more PrimeLending mortgage articles.
© 2012 PrimeLending, A PlainsCapital Company. Trade/service marks are the property of PlainsCapital Corporation, PlainsCapital Bank, or their respective affiliates and/or subsidiaries. Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved. PrimeLending, A PlainsCapital Company (NMLS no: 13649) is a wholly-owned subsidiary of a state-chartered bank and is an exempt lender in the following states: AK, AR, CO, DE, FL, GA, HI, ID, IA, KS, KY, LA, MN, MS, MO, MT, NE, NV, NY, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WV, WI, WY. Licensed by: AL State Banking Dept.- consumer credit lic no. MC21004; AZ Dept. of Financial Institutionsmortgage banker lic no. BK 0907334; CA Dept. of Corporations- lender lic no. 4130996; CT Dept. of Banking- lender lic no. ML-13649; D.C. Dept. of Insurance, Securities and Banking- dual authority lic no. MLO13649; IL Dept. of Financial and Professional Regulation- lender lic no. MB.6760635; IN Dept. of Financial Institutions- sub lien lender lic no. 11169; ME Dept. of Professional & Financial Regulation- supervised lender lic no. SLM8285; MD Dept. of Labor, Licensing & Regulation- lender lic no. 11058; Massachusetts Division of Banking– lender & broker license nos. MC5404, MC5406, MC5414, MC5450, MC5405; MI Dept. of Labor & Economic Growth- broker/lender lic nos. FR 0010163 and SR 0012527; NH Banking Department- lender lic no. 14553-MB; NJ Dept. of Banking and Insurance-lender lic no. 0803658; NM Regulation and Licensing Dept. Financial Institutions Division- lender licaense no. 01890; ND Dept. of Financial Institutions- money broker lic no. MB101786; RI Division of Banking- lender lic no. 20102678LL and broker lic no. 20102677LB; TX OCCC Reg. Loan License- lic no. 7293; VT Dept. of Banking, Insurance, Securities and Health Care Administration- lender lic no. 6127 and broker lic no. 0964MB; WA Dept. of Financial Institutions-consumer lender lic no. 520-CL-49075. PrimeLending, A PlainsCapital Company is an Equal Housing Opportunity Lender. 810 Hester’s Crossing, Suite 150 | Round Rock, Texas 78681
CONNECT WITH US
SPEAK WITH A MORTGAGE EXPERT (800) 308-8503
Why the Need for a Home Warranty
The first thing that you must consider procuring when you buy real estate in Naples is a home warranty. A home warranty allows the homeowners to have discounts when it comes to repair and service of some of the major components of the home. Take for example the air conditioning, plumbing and wiring. You must not confuse this with the home insurance that is applicable when your house burns down and the like. This is just a guarantee discount whenever you encounter problems in your home. You can customize home warranties whichever component of your home needs attention. The news is, whether you’re newly bought home is a resale or you constructed your own, home warranties must be availed of due to its advantages. Peace of Mind First, just like any warranty, home warranty assures you that whenever you encounter a problem in your house, you won’t need to shell out a huge sum to pay for its repair and reconditioning. It allows you to have a peace of mind knowing that huge discounts are available for you and that your emergency funds are ample to cover these expenses. Also, home warranties are recommended for those who are fond of buying expensive appliances. In this case, they are assured that they don’t have to replace their appliances at the same price they bought it. Next, home warranties also act as a safeguard against irresponsible contractors. Even if problems occur, you wouldn’t need to track down the contractor or sue them or ask for a refund. When you have a home warranty, all is taken care of. Most Recommended for Resale Homes Home warranties are most recommended to those who buy houses for resale. Since there is no
© 2012 PrimeLending, A PlainsCapital Company. Trade/service marks are the property of PlainsCapital Corporation, PlainsCapital Bank, or their respective affiliates and/or subsidiaries. Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved. PrimeLending, A PlainsCapital Company (NMLS no: 13649) is a wholly-owned subsidiary of a state-chartered bank and is an exempt lender in the following states: AK, AR, CO, DE, FL, GA, HI, ID, IA, KS, KY, LA, MN, MS, MO, MT, NE, NV, NY, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WV, WI, WY. Licensed by: AL State Banking Dept.- consumer credit lic no. MC21004; AZ Dept. of Financial Institutionsmortgage banker lic no. BK 0907334; CA Dept. of Corporations- lender lic no. 4130996; CT Dept. of Banking- lender lic no. ML-13649; D.C. Dept. of Insurance, Securities and Banking- dual authority lic no. MLO13649; IL Dept. of Financial and Professional Regulation- lender lic no. MB.6760635; IN Dept. of Financial Institutions- sub lien lender lic no. 11169; ME Dept. of Professional & Financial Regulation- supervised lender lic no. SLM8285; MD Dept. of Labor, Licensing & Regulation- lender lic no. 11058; Massachusetts Division of Banking– lender & broker license nos. MC5404, MC5406, MC5414, MC5450, MC5405; MI Dept. of Labor & Economic Growth- broker/lender lic nos. FR 0010163 and SR 0012527; NH Banking Department- lender lic no. 14553-MB; NJ Dept. of Banking and Insurance-lender lic no. 0803658; NM Regulation and Licensing Dept. Financial Institutions Division- lender licaense no. 01890; ND Dept. of Financial Institutions- money broker lic no. MB101786; RI Division of Banking- lender lic no. 20102678LL and broker lic no. 20102677LB; TX OCCC Reg. Loan License- lic no. 7293; VT Dept. of Banking, Insurance, Securities and Health Care Administration- lender lic no. 6127 and broker lic no. 0964MB; WA Dept. of Financial Institutions-consumer lender lic no. 520-CL-49075. PrimeLending, A PlainsCapital Company is an Equal Housing Opportunity Lender. 810 Hester’s Crossing, Suite 150 | Round Rock, Texas 78681
WWW.PRIMELENDINGDALLAS.COM
CONNECT WITH US
SPEAK WITH A MORTGAGE EXPERT (800) 308-8503
Page 2 - Why the Need for a Home Warranty
assurance that the condition of the house will be the same from the moment they buy it to let’s say a decade, home warranties provide access to discounted maintenance and repair. This then allows the consumers to cut down costs. Home warranties also provide quality services for the companies who provide them have a lot of quality technicians which are always on call. You just need to inform the company of any problem and they will respond to your needs as soon as possible. Cost of Home Warranties Now that you know that benefits of having a home warranty, the next question that you might ask is how to avail of one? Usually payments for this type of services are annually. Prices sometimes are at a few hundred dollars although companies also do have payment plans depending on your budget and the type of home that you have. The good thing about this is the fact that payment plans and the cost usually do not vary or increase annually nor it is dependent on the area of your home. They just charge you according to the components that you want to be insured. Also, garages are automatically covered by home warranties. Perhaps the drawback of home warranties when it comes to payment is the fact that they charge you a trade call fee whenever you ask them to assess the situation or the problem. Although the repair and fixing is free, the consultation is not therefore you must ensure that you only call them once and at the time they respond, all problems would have been fixed and you already told them all the problems and structures that need fixing.
To contact a Dallas mortgage expert, call PrimeLending today: (800) 308-8503. Read more PrimeLending mortgage articles.
© 2012 PrimeLending, A PlainsCapital Company. Trade/service marks are the property of PlainsCapital Corporation, PlainsCapital Bank, or their respective affiliates and/or subsidiaries. Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved. PrimeLending, A PlainsCapital Company (NMLS no: 13649) is a wholly-owned subsidiary of a state-chartered bank and is an exempt lender in the following states: AK, AR, CO, DE, FL, GA, HI, ID, IA, KS, KY, LA, MN, MS, MO, MT, NE, NV, NY, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WV, WI, WY. Licensed by: AL State Banking Dept.- consumer credit lic no. MC21004; AZ Dept. of Financial Institutionsmortgage banker lic no. BK 0907334; CA Dept. of Corporations- lender lic no. 4130996; CT Dept. of Banking- lender lic no. ML-13649; D.C. Dept. of Insurance, Securities and Banking- dual authority lic no. MLO13649; IL Dept. of Financial and Professional Regulation- lender lic no. MB.6760635; IN Dept. of Financial Institutions- sub lien lender lic no. 11169; ME Dept. of Professional & Financial Regulation- supervised lender lic no. SLM8285; MD Dept. of Labor, Licensing & Regulation- lender lic no. 11058; Massachusetts Division of Banking– lender & broker license nos. MC5404, MC5406, MC5414, MC5450, MC5405; MI Dept. of Labor & Economic Growth- broker/lender lic nos. FR 0010163 and SR 0012527; NH Banking Department- lender lic no. 14553-MB; NJ Dept. of Banking and Insurance-lender lic no. 0803658; NM Regulation and Licensing Dept. Financial Institutions Division- lender licaense no. 01890; ND Dept. of Financial Institutions- money broker lic no. MB101786; RI Division of Banking- lender lic no. 20102678LL and broker lic no. 20102677LB; TX OCCC Reg. Loan License- lic no. 7293; VT Dept. of Banking, Insurance, Securities and Health Care Administration- lender lic no. 6127 and broker lic no. 0964MB; WA Dept. of Financial Institutions-consumer lender lic no. 520-CL-49075. PrimeLending, A PlainsCapital Company is an Equal Housing Opportunity Lender. 810 Hester’s Crossing, Suite 150 | Round Rock, Texas 78681
