commercial credit analyst
Content
FREDERICK RODRIGUEZ, MBA e-mail address [email protected] Bilingual-Spanish Speaking 5250 South Rainbow Blvd. #2167 Las Vegas, Nevada 89118 Cell: (702) 423-8678 SENIOR LEVEL- COMMERCIAL CREDIT ANALYST FOR COMMERCIAL LENDING BANK Senior Level Commercial Credit Analyst with comprehensive financial management e xperience in commercial line of credit financing. Professional Highlights Worked as a Commercial Credit Analyst at Ford Credit with the Center Origination s Manager and Commercial Credit Manager to identify credit risk factors and make appropriate recommendations to limit credit exposure and effectively communicat e exceptions or critical financial triggers for over 50 multi-million dollar lin e of credit packages from $1 million to $3 million dollars. Completed over 250 Commercial lines of credit for $200 million over a two year p eriod as a Commercial Credit Analyst at Ford Credit with lines of credit ranging from $250,000 to $3 million for large public, private, and nonprofit companies in CA and AZ. Underwritten and Structured as a Commercial Credit Analyst for Ford Credit multi ple commercial lines of credit for nonprofit and for profit companies with reven ues of $5 mil. to $50 mil. for intermediate companies and $100 mil. to $500 mil. for larger companies. Analyze and decision from 25 to 50 retail credit offerings on a daily basis in 2 006 and 2007 as a Dealer Services Analyst providing retail financing while devel oping an excellent financial relationship with a large number of Ford dealers in the Western Region. Associate Vice President Kemper Securities Top Producer $200k plus broker commis sions from Wealth Management business. As a Deputy Asst. Director at the Arizona Department Revenue (Director Office) a ssisted Agency Director to formulate and implement a yearly $100 million dollar budget, along with coordinating the administrative functions for over 1300 emplo yees throughout the Department of Revenue but specifically Internal Audits, Crim inal Investigations, and Administrative Services areas. As a Legal Legislative Fellow interpreted governmental financial accounting prin ciples and practices to prepare variety of complex financial statements, reports and legal analysis for the Chief Legal Counsel for US Senator Pete Wilson Calif ornia. Worked as an Acting Specialist for E-Trade Securities and created several financ e & securities training manuals used in conjunction with teaching the training class for over 250 temporary c/s representative's for over a year which prepared them to take the US Federal Securities Series 7 exam . Skills
Superior Commercial Credit Analysis Experience Excellent New Client Business Skills Financial Risk Reporting / Analysis Package for Management Review Commercial Risk Management for Troubled Assets / Litigation Support Risk Management for Bankrupt Retail Mortgage / Commercial Properties Complex Analysis & Valuation for Financial Troubled Assets Forensic Audit and Investigative Techniques Commercial Real Estate Development Background Specialize in Commercial Line of Credit Financial Lending Accomplishments * Recognition Award excellence by a Commercial Credit Analyst for Completing 16 commercial lines of credit Nov / 2008 for $7.1 mil. * Recognition Award performance by a Commercial Credit Analyst Completing 120 co mmercial lines of credit in 2008 for $100 mil. * Received Ford Credit Dealer Services Analyst Financial Certification Feb / 200 8 for completion of 36 financial, audit, operational, and Risk factor training modules for Certification as a Dealer Services Analyst for the Western Region. * Registered Securities Series 7 Rep., Online Broker E-Trade Securities, and Ass ociate Vice-President Kemper Securities for 8 years. * MBA Master Thesis 1986 Topic at National University. "The Viability of the ATM Industry / A Strategic and Financial Analysis." * CPA Candidate In the process of taking the California CPA Exam modules for Cer tification by the spring of 2012. Education MBA, Business Administration, National University, Sacramento, CA, Graduated GPA 3.62 1986 MPA, Public Administration, National University, Sacramento, CA, GPA 3.50 1987 (Course work completed for dual MPA and MBA Program) Doctor of Jurisprudence, University of Honolulu School of Law, Los Angeles, CA, Graduated 1987 (Eligible to take the California and Washington DC Bar Exam) Bachelor of Arts, Speech Communications University of Arizona, Tucson, AZ, Gradu ated 1983 Bachelor of Arts, Political Science University of Arizona, Tucson, AZ, Graduated 1982 Associate of Arts, Pre-Law, Pima College, Tucson, AZ, Graduated Honors GPA 3.81 1980 Associate of Arts, Criminal Law, Pima College, Tucson, AZ, Graduated Honors GPA 3.81 1979 Associate of Arts, Snow College, Ephraim, Utah, Graduated 1979 Professional Licenses
Series 7 General Securities Principal License / Series 53 Municipal Securities P rincipal License / Series 63 State of Arizona Securities License. Professional Experience Credit Analyst Loss Prevention Collections - Jul 09 - Mar 11 / Loss Prevention C ollections - June 01 - July 06 Ford Credit Henderson Service Center - Henderson, NV (Ford Credit Henderson Serv ice Center Closed 3/31/11) * Acquired 7 years loss prevention experience with Ford Credit, with three colle ction Ritz Awards and seven All-star collection awards for excellence and performance in the Western Region with a sp ecialization on Spanish accounts. * Extensive knowledge of the U.S. Bankruptcy Code Chapter 7 and 11 bankruptcy pr ocess regarding collections for private Individuals and companies. Effectively assessed credit risk exposure before and after a bankruptcy to properly develop an action plan to identify credit risk and make recommendations to limit credit exp osure. Developed and administered several different collection techniques using personal references, physical addresses, c redit report, and DMV information to locate skip customers and repo vehicle or bring account current with update payments. * Have a mastery of collection investigations combined with forensic audit techn iques involving judgments, liens, and the levy process in the State of Arizona and California. Completed all required proc edural collection reviews on all large balance $50k plus accounts in a timely manner to identify potential misrepresent ations or fraud and prevent a potential skip hazard in a multi-state jurisdiction. Commercial Credit Analyst - Aug 07 - July 09 Ford Credit Henderson Service Center - Henderson, NV - Financial Loan Originatio ns transferred to Nashville, TN * Assisted the Commercial Credit Manager in developing strategic commercial line of credit financial plans in accordance with Ford Credit procedural standards to properly apply financial analysis, cred it decision and risk management principles in conjunction with dealer and client relationship management. * Analyzed and investigated commercial credit applications in combination with m aking credit decisions on a commercial credit offering that involved five to sixty vehicle purchased from a large Ford Credit line of credit based on the Commercial Credit Analyst initial credit package financial offering analysis. Served as a l iaison with the legal department for loan origination / renewal documentation, preparation and execution. * Recognized for a broad comprehensive knowledge of state and federal regulatory policies governing supervision, general operational procedures, forensic audit procedures, training, design and decision of multi-million commercial lines of credit. * Monitored Commercial customer risk through yearly financial statement and bala nce sheet analysis, credit investigations, and credit package preparation to identify potential misrepresentations or fraud to mitigate company risk. Dealer Services Analyst - July 06 - Aug 07 Ford Credit Henderson Service Center- Henderson, NV * The Dealer Services Analyst role was to identify in the financial offering the positive risk factors of stability and ability to pay
and negative risk factors of fraud, bankruptcy, and skip hazards in combination with weighing the dealer relationship, portfolio performance, and ford credit purchase quality standards regarding a re tail financial offering. Assessed and measured the retail credit of the customer by analyzing the capacity, stability and payment history of the customer. More importantly investigated all financial credit report information plus any tradel ines and potential data errors. * Reviewed all financial contract documentation for errors and monitored all the potential bankruptcy, skip and fraud indicators through the financial offering process. Developed and maintained stro ng business relationships with dealership finance managers within the Western Region. E-Trade Securities/ Acting Specialist- May 99 - Nov 00 E-Trade Securities NASD Broker/Dealer- Sacramento, CA * Creation of a comprehensive strategy at E*TRADE Securities for the management of a temporary staff including training and supervision, through an innovative policy & procedure manual that was critic al to the execution of daily departmental operations. Created several finance and securities training manuals and taught t he training class for 250 c/s representative's training for over a one year period that prepared them for the US Federal Securities Series 7 exam. * As a Specialist handled several thousand customer escalations from 3pm. to 3am , and provided ownership of the problem by resolving customer issues in a creative and timely fashion. Utilized discreti on and decision making skills to resolve 20/25 supervisor escalation issues a day regarding inbound/outbound client contact. In volved in targeting areas of improvement to create workable solutions to problems such as the processing of several thous and missing checks, bank wires, and inbound account transfers over $100 million dollars in a 12 month business cycle . Chief Executive Officer - Mar 96 - May 98 Private Owner of 6Pak Inc. -Scottsdale, AZ * Raised $500,000 of venture capital funds to start and incorporate 6 Pak. Inc., from institutional investors. Developed a systematic portfolio of over 100 Trademarks and 25 copyrights. Created an advert ising strategy and license agreement with Pepsi, Frito Lay products. Negotiated the following Trifecta license agreements with three Fortune 500 companies. First, Pepsi Co., Inc., based upon a Pepsi can cartoon character called "Diamond Man" t he Pepsi can. Second, negotiated license agreement with Frito Lay for a multi-colored set of jalapenos, called "T eam Jalapeno" and a cartoon character tortilla chip called "Diamond Pak Chip" for Doritos. Furthermore, entered into a license agreement with ProcerMex, Inc., in connection with Corona Extra, to work with the Corona Extra Mexican Parrot masco t in water sport activities. Associate Vice-President - Jul 94 - Mar 96 Kemper Securities, Inc. - Scottsdale, AZ Extensive experience as an Associate VP for Kemper Securities in the financial s ervices industry marketing to high net worth clients resulting in the acquisition & management of $25 million in assets and over $200k of yearly commissions. * Recognized for a broad and comprehensive knowledge of the Financial Services I ndustry, regulatory policies and
procedures governing supervision, general procedures, audit procedures, training design and delivery. Bring superior interpersonal, verbal, and written skills used in conjunction with a great knowl edge of broker dealer compliance knowledge used in conjunction with organizational prioritization, and decision making and change management skills. Institutional Securities Broker - May 93 - May 94 Yee, Desmond, Schroeder & Allen-Phoenix, AZ * Registered Municipal Securities Principal with several years Compliance / Trad ing Experience with a focus in working with senior management with regards to private and public financial institutions and municipal offerings. As a result of the acquisition of a Series 53 Municipal Securities Principal license had management and compliance responsibility a nd ultimate direction over the program. Solely responsible for the implementation a nd solicitation of public institutional funds in regards to bond purchases and sales of municipal transactions in the multi-milli on blocks of Municipal bonds. * Development and organization of underwriting syndicate commitments in the new market for State and County issuers of Municipal Securities. Functioned as the liaison between the brokerage firm and N ASD regulators and the MRSB, while streamlining internal operations and maintaining regulatory compliance. Key memb er of the management team that registered the company as a Minority Institutional Brokerage Firm with the State and Federal Agencies in over 25 states. Investment Banking Analyst- Sep 91 - Apr 93 Frank-Lord Investing Banking Firm- Scottsdale, AZ * Established a foundation for designing and developing comprehensive business m arketing and strategic financing for small private companies and high net worth clients. Involved in planning strategy, adv ertising and sales of the following; private and public company financing, IPO, reverse mergers and financial joint ventures, deal structuring for public offerings and private placements. Solely responsible for the implementation and solicitation o f several multi-million institutional funds. Regional Investment Officer- Sep 88 - Jul 90 Montross Barber Real Estate Investments- Sacramento, CA * Developed and administered real estate acquisitions, financing, property devel opment, property management, leasing and matters involving major lenders and development firms. Developed several strateg ic real estate proposals for negotiating and expanding the investments and management of limited partnerships and joint v entures with builders, developers, pension funds and banks for residential subdivision development properties from $1,000,000 to $5,000,000. Deputy Assistant Director- Special Investigator to the Governor -Apr 87- Jun 88 Arizona Department of Revenue-Phoenix, AZ * Deputy Assistant Director, Arizona Department of Revenue, Phoenix, AZ / Specia l Investigator to the Governor: Directed and coordinated the administrative functions of the Director's Office, Internal Audits, Criminal Investigations, and Administrative Services. Coordinated, adminstered and implemented three major re organizations at Arizona Department of Revenue which affected every division within agency of 1300 employees. The conve rsion of the Department from paper files to a new financial collection computer system didn't affect the collection of several billion dollars in tax revenues.
* Organized and directed intensive internal and external investigations, and com pliance inspections involving criminal investigations and internal audits. Total authority to review confidential finan cial reports and criminal history information from local, state, and federal officials. Involved in the disposition of personn el actions, budgetary proposals, and legislative proposals, inclusive of fiscal management and planning within the agency. Organi zed and directed intensive internal and external investigations, and compliance audits involving criminal investigations , internal audits and administrative services. Internal Audit Administrator-Special Investigator to the Director-Mar 86-Mar 87 Arizona Department of Revenue-Phoenix, AZ * Internal Audit Administrator, Arizona Department of Revenue, Phoenix, AZ / Spe cial Investigator to the Director: Formulated administration reports to direct planning and control analysis of administrative needs. Evaluated policies, proced ures and operational functions that affected every division within agency of 1300 employe es. Managed internal audit staff in areas of Personnel, Administrative Services, Criminal Investigations and performance of c onfidential sensitive investigations. Prepared a comprehensive training and operation manual regarding internal audit procedures. * Determined the pursuance of criminal and civil prosecution regarding cases wit hin the Arizona Department of Revenue jurisdiction. Organized and directed the investigations of tax fraud and alleged civil violations. Legal & Financial Legislative Fellowship - Jan 85 - Nov 86 United States Senator Pete Wilson California - Washington D.C. * Worked directly with the Chief Counsel and Senior Legislative Advisor in the l egislative process and prepared supportive data, rationale testimony for appearance before the following committees of the U.S. Senate Budget, Banking, Judiciary, Finance, Commerce and Armed Services Committees combined the Appropriate Governm ental Agencies. * Used initiative and independent judgment as a Legislative Analyst within estab lished guidelines to analyze legislative issues, identify alternative solutions, project consequences of proposed legal & financial actions, recommended best options, and implement approved financial solutions, taking in consideration reg ulatory requirements and financial restrictions in support of US Senator Pete Wilson California legislative goals. Law Clerk- May - 83 - Jun 84 Pima County Attorney's Office (Criminal Division)-Tucson, AZ * Responsible for researching legal questions and preparing legal opinions in cr iminal law cases. Given extensive responsibility over cases in the following areas, devising theories of prosecuti on, defenses, drafting all motions and other trail memoranda while proceeding through the trial level. Initiated use of new m ethods and materials within the office coupled with teamwork to better coordinate the research and writing of pretrial motions, trial memorandum and special actions in the area of Narcotics and Homicide trials.
Superior Commercial Credit Analysis Experience Excellent New Client Business Skills Financial Risk Reporting / Analysis Package for Management Review Commercial Risk Management for Troubled Assets / Litigation Support Risk Management for Bankrupt Retail Mortgage / Commercial Properties Complex Analysis & Valuation for Financial Troubled Assets Forensic Audit and Investigative Techniques Commercial Real Estate Development Background Specialize in Commercial Line of Credit Financial Lending Accomplishments * Recognition Award excellence by a Commercial Credit Analyst for Completing 16 commercial lines of credit Nov / 2008 for $7.1 mil. * Recognition Award performance by a Commercial Credit Analyst Completing 120 co mmercial lines of credit in 2008 for $100 mil. * Received Ford Credit Dealer Services Analyst Financial Certification Feb / 200 8 for completion of 36 financial, audit, operational, and Risk factor training modules for Certification as a Dealer Services Analyst for the Western Region. * Registered Securities Series 7 Rep., Online Broker E-Trade Securities, and Ass ociate Vice-President Kemper Securities for 8 years. * MBA Master Thesis 1986 Topic at National University. "The Viability of the ATM Industry / A Strategic and Financial Analysis." * CPA Candidate In the process of taking the California CPA Exam modules for Cer tification by the spring of 2012. Education MBA, Business Administration, National University, Sacramento, CA, Graduated GPA 3.62 1986 MPA, Public Administration, National University, Sacramento, CA, GPA 3.50 1987 (Course work completed for dual MPA and MBA Program) Doctor of Jurisprudence, University of Honolulu School of Law, Los Angeles, CA, Graduated 1987 (Eligible to take the California and Washington DC Bar Exam) Bachelor of Arts, Speech Communications University of Arizona, Tucson, AZ, Gradu ated 1983 Bachelor of Arts, Political Science University of Arizona, Tucson, AZ, Graduated 1982 Associate of Arts, Pre-Law, Pima College, Tucson, AZ, Graduated Honors GPA 3.81 1980 Associate of Arts, Criminal Law, Pima College, Tucson, AZ, Graduated Honors GPA 3.81 1979 Associate of Arts, Snow College, Ephraim, Utah, Graduated 1979 Professional Licenses
Series 7 General Securities Principal License / Series 53 Municipal Securities P rincipal License / Series 63 State of Arizona Securities License. Professional Experience Credit Analyst Loss Prevention Collections - Jul 09 - Mar 11 / Loss Prevention C ollections - June 01 - July 06 Ford Credit Henderson Service Center - Henderson, NV (Ford Credit Henderson Serv ice Center Closed 3/31/11) * Acquired 7 years loss prevention experience with Ford Credit, with three colle ction Ritz Awards and seven All-star collection awards for excellence and performance in the Western Region with a sp ecialization on Spanish accounts. * Extensive knowledge of the U.S. Bankruptcy Code Chapter 7 and 11 bankruptcy pr ocess regarding collections for private Individuals and companies. Effectively assessed credit risk exposure before and after a bankruptcy to properly develop an action plan to identify credit risk and make recommendations to limit credit exp osure. Developed and administered several different collection techniques using personal references, physical addresses, c redit report, and DMV information to locate skip customers and repo vehicle or bring account current with update payments. * Have a mastery of collection investigations combined with forensic audit techn iques involving judgments, liens, and the levy process in the State of Arizona and California. Completed all required proc edural collection reviews on all large balance $50k plus accounts in a timely manner to identify potential misrepresent ations or fraud and prevent a potential skip hazard in a multi-state jurisdiction. Commercial Credit Analyst - Aug 07 - July 09 Ford Credit Henderson Service Center - Henderson, NV - Financial Loan Originatio ns transferred to Nashville, TN * Assisted the Commercial Credit Manager in developing strategic commercial line of credit financial plans in accordance with Ford Credit procedural standards to properly apply financial analysis, cred it decision and risk management principles in conjunction with dealer and client relationship management. * Analyzed and investigated commercial credit applications in combination with m aking credit decisions on a commercial credit offering that involved five to sixty vehicle purchased from a large Ford Credit line of credit based on the Commercial Credit Analyst initial credit package financial offering analysis. Served as a l iaison with the legal department for loan origination / renewal documentation, preparation and execution. * Recognized for a broad comprehensive knowledge of state and federal regulatory policies governing supervision, general operational procedures, forensic audit procedures, training, design and decision of multi-million commercial lines of credit. * Monitored Commercial customer risk through yearly financial statement and bala nce sheet analysis, credit investigations, and credit package preparation to identify potential misrepresentations or fraud to mitigate company risk. Dealer Services Analyst - July 06 - Aug 07 Ford Credit Henderson Service Center- Henderson, NV * The Dealer Services Analyst role was to identify in the financial offering the positive risk factors of stability and ability to pay
and negative risk factors of fraud, bankruptcy, and skip hazards in combination with weighing the dealer relationship, portfolio performance, and ford credit purchase quality standards regarding a re tail financial offering. Assessed and measured the retail credit of the customer by analyzing the capacity, stability and payment history of the customer. More importantly investigated all financial credit report information plus any tradel ines and potential data errors. * Reviewed all financial contract documentation for errors and monitored all the potential bankruptcy, skip and fraud indicators through the financial offering process. Developed and maintained stro ng business relationships with dealership finance managers within the Western Region. E-Trade Securities/ Acting Specialist- May 99 - Nov 00 E-Trade Securities NASD Broker/Dealer- Sacramento, CA * Creation of a comprehensive strategy at E*TRADE Securities for the management of a temporary staff including training and supervision, through an innovative policy & procedure manual that was critic al to the execution of daily departmental operations. Created several finance and securities training manuals and taught t he training class for 250 c/s representative's training for over a one year period that prepared them for the US Federal Securities Series 7 exam. * As a Specialist handled several thousand customer escalations from 3pm. to 3am , and provided ownership of the problem by resolving customer issues in a creative and timely fashion. Utilized discreti on and decision making skills to resolve 20/25 supervisor escalation issues a day regarding inbound/outbound client contact. In volved in targeting areas of improvement to create workable solutions to problems such as the processing of several thous and missing checks, bank wires, and inbound account transfers over $100 million dollars in a 12 month business cycle . Chief Executive Officer - Mar 96 - May 98 Private Owner of 6Pak Inc. -Scottsdale, AZ * Raised $500,000 of venture capital funds to start and incorporate 6 Pak. Inc., from institutional investors. Developed a systematic portfolio of over 100 Trademarks and 25 copyrights. Created an advert ising strategy and license agreement with Pepsi, Frito Lay products. Negotiated the following Trifecta license agreements with three Fortune 500 companies. First, Pepsi Co., Inc., based upon a Pepsi can cartoon character called "Diamond Man" t he Pepsi can. Second, negotiated license agreement with Frito Lay for a multi-colored set of jalapenos, called "T eam Jalapeno" and a cartoon character tortilla chip called "Diamond Pak Chip" for Doritos. Furthermore, entered into a license agreement with ProcerMex, Inc., in connection with Corona Extra, to work with the Corona Extra Mexican Parrot masco t in water sport activities. Associate Vice-President - Jul 94 - Mar 96 Kemper Securities, Inc. - Scottsdale, AZ Extensive experience as an Associate VP for Kemper Securities in the financial s ervices industry marketing to high net worth clients resulting in the acquisition & management of $25 million in assets and over $200k of yearly commissions. * Recognized for a broad and comprehensive knowledge of the Financial Services I ndustry, regulatory policies and
procedures governing supervision, general procedures, audit procedures, training design and delivery. Bring superior interpersonal, verbal, and written skills used in conjunction with a great knowl edge of broker dealer compliance knowledge used in conjunction with organizational prioritization, and decision making and change management skills. Institutional Securities Broker - May 93 - May 94 Yee, Desmond, Schroeder & Allen-Phoenix, AZ * Registered Municipal Securities Principal with several years Compliance / Trad ing Experience with a focus in working with senior management with regards to private and public financial institutions and municipal offerings. As a result of the acquisition of a Series 53 Municipal Securities Principal license had management and compliance responsibility a nd ultimate direction over the program. Solely responsible for the implementation a nd solicitation of public institutional funds in regards to bond purchases and sales of municipal transactions in the multi-milli on blocks of Municipal bonds. * Development and organization of underwriting syndicate commitments in the new market for State and County issuers of Municipal Securities. Functioned as the liaison between the brokerage firm and N ASD regulators and the MRSB, while streamlining internal operations and maintaining regulatory compliance. Key memb er of the management team that registered the company as a Minority Institutional Brokerage Firm with the State and Federal Agencies in over 25 states. Investment Banking Analyst- Sep 91 - Apr 93 Frank-Lord Investing Banking Firm- Scottsdale, AZ * Established a foundation for designing and developing comprehensive business m arketing and strategic financing for small private companies and high net worth clients. Involved in planning strategy, adv ertising and sales of the following; private and public company financing, IPO, reverse mergers and financial joint ventures, deal structuring for public offerings and private placements. Solely responsible for the implementation and solicitation o f several multi-million institutional funds. Regional Investment Officer- Sep 88 - Jul 90 Montross Barber Real Estate Investments- Sacramento, CA * Developed and administered real estate acquisitions, financing, property devel opment, property management, leasing and matters involving major lenders and development firms. Developed several strateg ic real estate proposals for negotiating and expanding the investments and management of limited partnerships and joint v entures with builders, developers, pension funds and banks for residential subdivision development properties from $1,000,000 to $5,000,000. Deputy Assistant Director- Special Investigator to the Governor -Apr 87- Jun 88 Arizona Department of Revenue-Phoenix, AZ * Deputy Assistant Director, Arizona Department of Revenue, Phoenix, AZ / Specia l Investigator to the Governor: Directed and coordinated the administrative functions of the Director's Office, Internal Audits, Criminal Investigations, and Administrative Services. Coordinated, adminstered and implemented three major re organizations at Arizona Department of Revenue which affected every division within agency of 1300 employees. The conve rsion of the Department from paper files to a new financial collection computer system didn't affect the collection of several billion dollars in tax revenues.
* Organized and directed intensive internal and external investigations, and com pliance inspections involving criminal investigations and internal audits. Total authority to review confidential finan cial reports and criminal history information from local, state, and federal officials. Involved in the disposition of personn el actions, budgetary proposals, and legislative proposals, inclusive of fiscal management and planning within the agency. Organi zed and directed intensive internal and external investigations, and compliance audits involving criminal investigations , internal audits and administrative services. Internal Audit Administrator-Special Investigator to the Director-Mar 86-Mar 87 Arizona Department of Revenue-Phoenix, AZ * Internal Audit Administrator, Arizona Department of Revenue, Phoenix, AZ / Spe cial Investigator to the Director: Formulated administration reports to direct planning and control analysis of administrative needs. Evaluated policies, proced ures and operational functions that affected every division within agency of 1300 employe es. Managed internal audit staff in areas of Personnel, Administrative Services, Criminal Investigations and performance of c onfidential sensitive investigations. Prepared a comprehensive training and operation manual regarding internal audit procedures. * Determined the pursuance of criminal and civil prosecution regarding cases wit hin the Arizona Department of Revenue jurisdiction. Organized and directed the investigations of tax fraud and alleged civil violations. Legal & Financial Legislative Fellowship - Jan 85 - Nov 86 United States Senator Pete Wilson California - Washington D.C. * Worked directly with the Chief Counsel and Senior Legislative Advisor in the l egislative process and prepared supportive data, rationale testimony for appearance before the following committees of the U.S. Senate Budget, Banking, Judiciary, Finance, Commerce and Armed Services Committees combined the Appropriate Governm ental Agencies. * Used initiative and independent judgment as a Legislative Analyst within estab lished guidelines to analyze legislative issues, identify alternative solutions, project consequences of proposed legal & financial actions, recommended best options, and implement approved financial solutions, taking in consideration reg ulatory requirements and financial restrictions in support of US Senator Pete Wilson California legislative goals. Law Clerk- May - 83 - Jun 84 Pima County Attorney's Office (Criminal Division)-Tucson, AZ * Responsible for researching legal questions and preparing legal opinions in cr iminal law cases. Given extensive responsibility over cases in the following areas, devising theories of prosecuti on, defenses, drafting all motions and other trail memoranda while proceeding through the trial level. Initiated use of new m ethods and materials within the office coupled with teamwork to better coordinate the research and writing of pretrial motions, trial memorandum and special actions in the area of Narcotics and Homicide trials.
