Cuurent State of Insurance Sector in India

 

Lr{{bnq \qmqb ih Dn|r{mnlb \blqi{ :::::::::::::::::::::::::::::::::: \ci{q Niqb W{bwm{ba kt Madqtm X Kcm{omxm #madqtmxd`Gojmdf.lij$

Qcb lr{{bnq |qmqb ih Dn|r{mnlb |blqi{ lmn kb rnab{|qiia kt mnmfmtudno qcb hiffi dno cbma|

=$ Fdkb{mfd|mqdin mna W{dxmqd|mqdin Dnadm/| blinijdl abxbfiwjbnq jmab dq m ji|q frl{mqdxb Dn|r{mnlb jm{`bq dn qcb i {fa. Kbhi{b qcb tbm{ =444& qcb{b m| jiniwift |qmqb {rn FDL q{mn|mlqdno fdhb kr| dnb|| mna qcb Obnb{mf Dn|r{mnlb Li{wi{mqdin ih Dnadm dqc dq| hir{ \rk|dadm{db| q{mn|mlqdno qcb {b|q. Dn qcb m`b ih {bhi{j w{ilb|| mna wm||dno Dn|r{mnlb [borfm qi{t mna Abxbfiwjbnq Mrqci{dqt #D[AM$ Mlq qc{iroc Dnadmn wm{fdmjbnq dn =444& Dna dmn Dn|r{mnlb m| iwbnba hi{ w{dxmqb lijwmndb|.

Dn|r{mnlb dnar|q{t cma qbn mna |ds bnq{mnq| dn fdhb mna nin*fdhb |blqi{ {b|wblqd xbft dn qcb tbm{ ;777*;77=. Mq w{b|bnq qcb{b m{b hir{qbbn lijwmndb| bmlc dn Fdhb mna Obnb{mf Dn|r{mnlb.

;$ Lijwbqdqdin W{dxmqb mna Hi{bdon bnq{mnq| dn qcb Dn|r{mnlb Dnar|q{t jmab iqcb{| adhhdlrfq qi {bqmdn qcbd{ jm{`bq. Cdocb{ lr|qijb{ m|wd{mqdin| fbma qi nb bswblqmqdin| mna li jwbf cdj qi jixb qim{a| qcb dn|r{b{ ci w{ixdab| cdj qcb kb|q |b{xdlb dn qdjb.

Hdor{b| #dqc jm{`bq |cm{b| dn wb{lbnq$ Fdhb #qiw 1$ FDL ?8 wb{lbnq DLDLD w{rabnqdmf ? wb{lbnq CAHL |qmnam{a < wb{lbnq Kd{fm \rnfdhb =.?

Nin*Fdhb #qiw2$ Nb Dnadm ;=.2 Nmqdinmf =? Rndqba Dnadm =? I{dbnqmf =? Dldld Fijkm{a 3 Kmeme Mfdmu 8 <$Wrkfdl X| W{dxmqb qcb w{dxmqb wfmtb{| dn qcb fdhb dn|r{mnlb kr|dnb|| cmxb dnl{bm|ba qcbd{ jm{`bq | cm{b qi ;1 wb{ lbnq. Dn qcb Obnb{mf Dn|r{mnlb |blqi{ qcb w{dxmqb wfmtb{| cmxb lmwqr{ba ;? wb{ lbnq.

 

qcb \qmqb inba dn|r{b{| ih ir{ jiqcb{ lirnq{t qi {barlb dq| jm{`bq |cm{b qi ?8 wb{ lbnq mna ?< wb{lbnq dn fdhb mna nin*fdhb kr|dnb|| {b|wblqdxbft. Ji{bixb{& w{ dxmqb dn|r{b{| cmxb wfmnnba qi dnl{bm|b qcbd{ jm{`bq |cm{b dn qcb nbsq hdxb tbm{ |. 1$Dnhi{jmqdin Qblcnifiot Dn|r{b{| m{b qcb bm{fdb{ maiwqb{| ih qblcnifiot. Kblmr|b ih qcb Dnhi{jmqdin {bxi frqdin& lr|qijb{| m{b h{bb qi lcii|b h{ij m dab {mnob ih nb mna dnnixmqdxb w{i arlq|. Qcb Dn|r{mnlb lijwmndb| m{b rqdfdudno qcb Dnhi{jmqdin qblcnifiot mwwfdlmq din| hi{ kbqqb{ lr|qijb{ |b{xdlb& li|q {barlqdin& nb w{iarlq ab|don mna abxbfiw jbnq mna jmnt ji{b.Dnqb{nbq mffi| hi{ infdnb wifdldb| bql

2$W{iarlq Dnnixmqdin| Lijdno rw dqc nb w{iarlq| Mq w{b|bnq& qcb Fdhb Dn|r{b{| m{b linlbnq{mqdno in qcb wbn|din |lcbjb| mna qcb N in*Fdhb Dn|r{b{| in jmnt dnnixmqdxb |lcbjb| ih xm{dir| {bmfj| mna qcb{bkt bn{dlc dno qcbd{ jm{`bq |cm{b. Ji{bixb{& dqc dnl{bm|ba lijjiadqdumqdin ih dn|r{mnlb w{ iarlq|& k{mna krdfadno d| oidno qi wfmt m xdqmf {ifb.

8$Ad|q{dkrqdin Nbqi{` Ifa Ad|q{dkrqdin |qtfb dqc Nb.Mobnq| m{b |qdff kbdno r|ba. Ni amt|& qcb r{kmn jm||b| m{b qmwwba dqc qcb nb qblcnd}rb| w{ixdaba kt Dnhi{jmqdin Qblcnifiot qc {iroc Dnqb{nbq. [r{mf jm||b| m{b mqq{mlqba kt qcb lin|rfqmqdxb mww{imlc maiwqba kt qcb Dn|r{b{|. Ji{bixb{& qcbt mqq{mlq qcb lr|qijb{| qc{iroc qbfbwcinb mna jikd fb mf|i.

?$Lr|qijb{ Barlmqdin mna \b{xdlb| bhhblqdxb L[J |t|qbj& cdlc bxbnqrmfft l{bmqb| |r|qmdnmkfb lijwbqdqdxb maxmnqmob mna bnmkfb| qi krdfa fino fm|qdno {bfmqdin|cdw.

3$ Jm{`bqdno Bhhblqdxb jm{`bqdno lmjwmdon|. Kdffkim{a|& Qbfbxd|din maxb{qd|jbnq|& {madi& dnqb {nbq mff m{b kbdno r|ba