(Edited)Table of Contents
Content
TABLE OF CONTENTS
Case Doctrines………………………………………………………………..1
CONSTRUCTION OF INSURANCE CONTRACT
Calanoc v. Court of Appeals, 98 Phil. 79 (1955)……………………………………..
Biagtan v. Insular Life Assurance Co., Ltd., 44 SCRA 58…………………………
Finman Gen. Insurance Corp. v. Court of Appeals,.……………………………….
213 SCRA 493 (1992)
Zenith Insurance Corp. v. Court of Appeals, 185 SCRA 398…………………….
Sun Insurance Office Ltd. V. Court of Appeals,.…………………………………….
211 SCRA 554 (1992)
Villacorta v. Insurance Commission, 100 SCRA 46………………………………..
Figuracion Vda. De Maglana v. Hon. Francisco Consolacion,……………………
212 SCRA 268 (1992)
Perla Compania de Seguro, Inc. v. Court of Appeals,………………………………
208 SCRA 478
Geagonia v. Court of Appeals, 241 SCRA 153 (1995)………………………………
Fortune Insurance & Surety Co., Inc. v. Court of Appeals,……………………….
244 SCRA 308 (1995)
Edillon v. Manila Bankers Life, 117 SCRA 187………………………………………
Perla Compania de Seguro v. CA, 185 SCRA 741 (1990)………………………….
Crispona v. CA, 113 SCRA 459………………………………………………………….
White Gold Marine Services, Inc. v. Pioneer Insurance................................
and Surety Corporation and Steamship Mutual
Underwriting Association Ltd., 464 SCRA 448
Republic v. Sunlife Assurance Company of Canada,……………………………….
473 SCRA 129 (2005)
Philamcare Health Systems, Inc. v. Court of Appeals,.................................
(GR No. 125678, March 18, 2002)
Commissioner of Internal Revenue v. Lincoln Philippine..............................
Life Insurance Company (GR No. 119176, March 19, 2002)
PERFECTION OF INSURANCE CONTRACT
Enriquez v. Sun Life Assurance Co. of Canada, 41 Phil 259.........................
Great Pacific Life Insurance Co. v. Court of Appeals, 89 SCRA 543…………….
Dev. Bank of the Phils. v. Court of Appeals,.............................................
231 SCRA 370 (1994)
Philamcare Health Systems, Inc. v. Court of Appeals,................................
379 SCRA 356 (2002)
Gulf Resorts, Inc. v. Phil. Charter Insurance Corp.,...................................
(GR No. 156167, May 16, 2005)
SUBROGATION (Art. 2207, New Civil Code)
Malayan Insurance Co., Inc. v. Court of Appeals,………………………………….
165 SCRA 536
Manila Mahogany v. Court of Appeals,……………………………………………….
154 SCRA 650
Pan Malayan Ins. Corp. v. Court of Appeals,………………………………………..
184 SCRA 54
Cebu Shipyard and Engineering Works, Inc. v. William Lines,………………….
(GR No. 132607, May 5, 1999)
Delsan Transport Lines, Inc. v. Court of Appeals,………………………………….
369 SCRA 24 (2001)
Federal Express Corporation v. American Home……………………………………
Assurance Company, 437 SCRA 50 (2004)
INSURANCE INTEREST
Sps. Nilo and Stella Cha v. Court of Appeals,………………………………………..
277 SCRA 690 (1997)
Great Pacific Life Insurance Corp. v. CA,……………………………………………..
(GR No. 113899, Oct. 13, 1999)
Harvardian Colleges of San Fernando Pampanga, Inc. v. Country………………
Bankers Insurance Corp., CA CV No. 03771, January 6, 1988,
1 CARA 1
Ang Ka Yun v. Phoenix Assurance Co. Ltd., 1 CAR2s 710,……………………….
Sept. 28, 1961
CONCEALMENT AND REPRESENTATION
Insular Life Assurance Co. v. Feliciano;……………………………………………...
73 Phil. 201; 74 Phil. 465
Sunlife Assurance Co. of Canada v. Court of Appeals,……………………………
245 SCRA 268 (1995)
Thelma Vda. De Canilang v. Court of Appeals,……………………………………..
223 SCRA 443 (1993)
PERSONS ENTITLED TO RECOVER UNDER THE POLICY
Bonafacio Bros. v. Mora, 20 SCRA 261……………………………………………….
First Integrated Bonding & Insurance………………………………………………..
Co. v. Hernando, 199 SCRA 796 (1991)
Sherman Shaper v. Hon. Judge RTC………………………………………………….
of Olongapo City, 167 SCRA 368
INCONTESTABILITY CLAUSE
Tan v. Court of Appeals, 174 SCRA 403……………………………………………..
LIABILITY UNDER AN OPEN POLICY
Development Insurance Corp. v. Intermediate……………………………………..
Appellate Court, 143 SCRA 62
PRESCRIPTION OF ACTION
Sun Insurance Office Ltd. V. Court of Appeals,…………………………………….
195 SCRA 193 (1991)
Jacqueline Jimenez Vda. De Gabriel v. Court of Appeals,………………………..
264 SCRA 137
PREMIUM PAYMENTS
Malayan Insurance Co. Inc. v. Gregorio Cruz Amaldo,……………………………
154 SCRA 672
Makati Tuscany Condominium Corp. v. Court of Appeals,………………………
215 SCRA 462 (1992)
South Sea Surety & Ins. Co. Inc. v. Court of Appeals,…………………………….
244 SCRA 744 (1995)
Sps. Antonio Tibay and Violeta Tibay et. al. v. Court………………………………
of Appeals, 257 SCRA 126 (1996)
UCPB General Insurance Co. Inc. v. Masagana…………………………………….
Telemart, Inc., 356 SCRA 307 (2001)
American Home Assurance Co. v. Antonio Chua,………………………………….
(GR No. 130421, June 28, 1999)
Paulin v. Insular Life Ass. Co. Ltd., CA,………………………………………………
(GR No. 3032-R, May 31, 1949)
DOUBLE INSURANCE
Pioneer Insurance & Surety Corp. v. Oliva Yap,……………………………………
61 SCRA 426
Republic Bank v. Phil. Guaranty Co., Inc.,…………………………………………
47 SCRA 271
MARINE INSURANCE
Oriental Assurance Corp. v. Court of Appeals,…………………………………….
200 SCRA 459 (1991)
Roque v. Intermediate Appellate Court, 139 SCRA 597………………………….
Filipina Merchants Insurance v. Court of Appeals,……………………………….
179 SCRA 638
Choo Tek Seng v. Court of Appeals, 183 SCRA 223………………………………
Delsan Transport Lines, Inc. v. Court of Appeals,…………………………………
369 SCRA 24
LIFE INSURANCE
Del Val v. Del Val, 29 Phil. 534……………………………………………………….
Bank of Phil. Islands v. Posadas, 56 Phil 215……………………………………..
Insular Life v. Ebrado, 80 SCRA 181………………………………………………...
CASH SURRENDER VALUE
Manufacturing Life Insurance Co. v. Meer,…………………………………………
89 Phil. 351 (1981)
SURETYSHIP
Development Bank of the Phils. v. Court of Appeals,…………………………….
231 SCRA 370
Phil. Pryce Assurance Corp. v. CA, 230 SCRA 164……………………………….
CLAIMS SETTLEMENT (Secs 234 & 244) AND PROOF OF LOSS
Tio Khe Chio v. Court of Appeals,…………………………………………………….
202 SCRA 119 (1991)
Finman Assurance Corporation v. Court of Appeals,…………………………….
361 SCRA 214 (2001)
Country Bankers Insurance Company v. Lianga Bay……………………………
And Community Multi-Purpose Cooperative,
374 SCRA 653 (2002)
CMVLI
Perla Compania de Seguro, Inc. v. Hon. Constante………………………………
Ancheta, 164 SCRA 144
First Quezon Ins. Co. v. Court of Appeals,………………………………………….
218 SCRA 525 (1993)
Perla Compania de Seguro, Inc. v. Ramolete,………………………………………
203 SCRA 487 (1991)
Government Service Insurance System v. Court of Appeals,…………………..
(GR No. 101439, June 21, 1999)
JURISDICTION OF THE INSURANCE COMMISSION
Philippine American Life Insurance Co. v. Ansalado,………………………………
234 SCRA 209 (1994)
ADDITIONAL CASES
INSURANCE INTEREST
Gaisano Cagayan, Inc. v. Insurance Company………………………………………
of North America (GR No. 147839, June 8, 2006)
BURDEN OF PROOF
DBP Pool Accredited Insurance Company v. Trans-Asia………………………….
Shipping Lines, Inc. (GR No. 147039, January 27, 2006)
BREACH OF WARRANTY
Prudential Guarantee and Assurance, Inc. v. Trans-Asia…………………………
Shipping Lines, Inc. (GR No. 151890, June 20, 2006)
Republic v. Del Monte Motors, Inc.,……………………………………………………
504 SCRA 53 (Oct. 9, 2006)
Insular Life Assurance Co. Ltd., v. Manuel M. Serrano…………………………..
(GR No. 163256, June 22, 2007)
Case Doctrines………………………………………………………………..1
CONSTRUCTION OF INSURANCE CONTRACT
Calanoc v. Court of Appeals, 98 Phil. 79 (1955)……………………………………..
Biagtan v. Insular Life Assurance Co., Ltd., 44 SCRA 58…………………………
Finman Gen. Insurance Corp. v. Court of Appeals,.……………………………….
213 SCRA 493 (1992)
Zenith Insurance Corp. v. Court of Appeals, 185 SCRA 398…………………….
Sun Insurance Office Ltd. V. Court of Appeals,.…………………………………….
211 SCRA 554 (1992)
Villacorta v. Insurance Commission, 100 SCRA 46………………………………..
Figuracion Vda. De Maglana v. Hon. Francisco Consolacion,……………………
212 SCRA 268 (1992)
Perla Compania de Seguro, Inc. v. Court of Appeals,………………………………
208 SCRA 478
Geagonia v. Court of Appeals, 241 SCRA 153 (1995)………………………………
Fortune Insurance & Surety Co., Inc. v. Court of Appeals,……………………….
244 SCRA 308 (1995)
Edillon v. Manila Bankers Life, 117 SCRA 187………………………………………
Perla Compania de Seguro v. CA, 185 SCRA 741 (1990)………………………….
Crispona v. CA, 113 SCRA 459………………………………………………………….
White Gold Marine Services, Inc. v. Pioneer Insurance................................
and Surety Corporation and Steamship Mutual
Underwriting Association Ltd., 464 SCRA 448
Republic v. Sunlife Assurance Company of Canada,……………………………….
473 SCRA 129 (2005)
Philamcare Health Systems, Inc. v. Court of Appeals,.................................
(GR No. 125678, March 18, 2002)
Commissioner of Internal Revenue v. Lincoln Philippine..............................
Life Insurance Company (GR No. 119176, March 19, 2002)
PERFECTION OF INSURANCE CONTRACT
Enriquez v. Sun Life Assurance Co. of Canada, 41 Phil 259.........................
Great Pacific Life Insurance Co. v. Court of Appeals, 89 SCRA 543…………….
Dev. Bank of the Phils. v. Court of Appeals,.............................................
231 SCRA 370 (1994)
Philamcare Health Systems, Inc. v. Court of Appeals,................................
379 SCRA 356 (2002)
Gulf Resorts, Inc. v. Phil. Charter Insurance Corp.,...................................
(GR No. 156167, May 16, 2005)
SUBROGATION (Art. 2207, New Civil Code)
Malayan Insurance Co., Inc. v. Court of Appeals,………………………………….
165 SCRA 536
Manila Mahogany v. Court of Appeals,……………………………………………….
154 SCRA 650
Pan Malayan Ins. Corp. v. Court of Appeals,………………………………………..
184 SCRA 54
Cebu Shipyard and Engineering Works, Inc. v. William Lines,………………….
(GR No. 132607, May 5, 1999)
Delsan Transport Lines, Inc. v. Court of Appeals,………………………………….
369 SCRA 24 (2001)
Federal Express Corporation v. American Home……………………………………
Assurance Company, 437 SCRA 50 (2004)
INSURANCE INTEREST
Sps. Nilo and Stella Cha v. Court of Appeals,………………………………………..
277 SCRA 690 (1997)
Great Pacific Life Insurance Corp. v. CA,……………………………………………..
(GR No. 113899, Oct. 13, 1999)
Harvardian Colleges of San Fernando Pampanga, Inc. v. Country………………
Bankers Insurance Corp., CA CV No. 03771, January 6, 1988,
1 CARA 1
Ang Ka Yun v. Phoenix Assurance Co. Ltd., 1 CAR2s 710,……………………….
Sept. 28, 1961
CONCEALMENT AND REPRESENTATION
Insular Life Assurance Co. v. Feliciano;……………………………………………...
73 Phil. 201; 74 Phil. 465
Sunlife Assurance Co. of Canada v. Court of Appeals,……………………………
245 SCRA 268 (1995)
Thelma Vda. De Canilang v. Court of Appeals,……………………………………..
223 SCRA 443 (1993)
PERSONS ENTITLED TO RECOVER UNDER THE POLICY
Bonafacio Bros. v. Mora, 20 SCRA 261……………………………………………….
First Integrated Bonding & Insurance………………………………………………..
Co. v. Hernando, 199 SCRA 796 (1991)
Sherman Shaper v. Hon. Judge RTC………………………………………………….
of Olongapo City, 167 SCRA 368
INCONTESTABILITY CLAUSE
Tan v. Court of Appeals, 174 SCRA 403……………………………………………..
LIABILITY UNDER AN OPEN POLICY
Development Insurance Corp. v. Intermediate……………………………………..
Appellate Court, 143 SCRA 62
PRESCRIPTION OF ACTION
Sun Insurance Office Ltd. V. Court of Appeals,…………………………………….
195 SCRA 193 (1991)
Jacqueline Jimenez Vda. De Gabriel v. Court of Appeals,………………………..
264 SCRA 137
PREMIUM PAYMENTS
Malayan Insurance Co. Inc. v. Gregorio Cruz Amaldo,……………………………
154 SCRA 672
Makati Tuscany Condominium Corp. v. Court of Appeals,………………………
215 SCRA 462 (1992)
South Sea Surety & Ins. Co. Inc. v. Court of Appeals,…………………………….
244 SCRA 744 (1995)
Sps. Antonio Tibay and Violeta Tibay et. al. v. Court………………………………
of Appeals, 257 SCRA 126 (1996)
UCPB General Insurance Co. Inc. v. Masagana…………………………………….
Telemart, Inc., 356 SCRA 307 (2001)
American Home Assurance Co. v. Antonio Chua,………………………………….
(GR No. 130421, June 28, 1999)
Paulin v. Insular Life Ass. Co. Ltd., CA,………………………………………………
(GR No. 3032-R, May 31, 1949)
DOUBLE INSURANCE
Pioneer Insurance & Surety Corp. v. Oliva Yap,……………………………………
61 SCRA 426
Republic Bank v. Phil. Guaranty Co., Inc.,…………………………………………
47 SCRA 271
MARINE INSURANCE
Oriental Assurance Corp. v. Court of Appeals,…………………………………….
200 SCRA 459 (1991)
Roque v. Intermediate Appellate Court, 139 SCRA 597………………………….
Filipina Merchants Insurance v. Court of Appeals,……………………………….
179 SCRA 638
Choo Tek Seng v. Court of Appeals, 183 SCRA 223………………………………
Delsan Transport Lines, Inc. v. Court of Appeals,…………………………………
369 SCRA 24
LIFE INSURANCE
Del Val v. Del Val, 29 Phil. 534……………………………………………………….
Bank of Phil. Islands v. Posadas, 56 Phil 215……………………………………..
Insular Life v. Ebrado, 80 SCRA 181………………………………………………...
CASH SURRENDER VALUE
Manufacturing Life Insurance Co. v. Meer,…………………………………………
89 Phil. 351 (1981)
SURETYSHIP
Development Bank of the Phils. v. Court of Appeals,…………………………….
231 SCRA 370
Phil. Pryce Assurance Corp. v. CA, 230 SCRA 164……………………………….
CLAIMS SETTLEMENT (Secs 234 & 244) AND PROOF OF LOSS
Tio Khe Chio v. Court of Appeals,…………………………………………………….
202 SCRA 119 (1991)
Finman Assurance Corporation v. Court of Appeals,…………………………….
361 SCRA 214 (2001)
Country Bankers Insurance Company v. Lianga Bay……………………………
And Community Multi-Purpose Cooperative,
374 SCRA 653 (2002)
CMVLI
Perla Compania de Seguro, Inc. v. Hon. Constante………………………………
Ancheta, 164 SCRA 144
First Quezon Ins. Co. v. Court of Appeals,………………………………………….
218 SCRA 525 (1993)
Perla Compania de Seguro, Inc. v. Ramolete,………………………………………
203 SCRA 487 (1991)
Government Service Insurance System v. Court of Appeals,…………………..
(GR No. 101439, June 21, 1999)
JURISDICTION OF THE INSURANCE COMMISSION
Philippine American Life Insurance Co. v. Ansalado,………………………………
234 SCRA 209 (1994)
ADDITIONAL CASES
INSURANCE INTEREST
Gaisano Cagayan, Inc. v. Insurance Company………………………………………
of North America (GR No. 147839, June 8, 2006)
BURDEN OF PROOF
DBP Pool Accredited Insurance Company v. Trans-Asia………………………….
Shipping Lines, Inc. (GR No. 147039, January 27, 2006)
BREACH OF WARRANTY
Prudential Guarantee and Assurance, Inc. v. Trans-Asia…………………………
Shipping Lines, Inc. (GR No. 151890, June 20, 2006)
Republic v. Del Monte Motors, Inc.,……………………………………………………
504 SCRA 53 (Oct. 9, 2006)
Insular Life Assurance Co. Ltd., v. Manuel M. Serrano…………………………..
(GR No. 163256, June 22, 2007)
