Negative karma can be neutralized by utilizing the “Law of forgiveness’ and the “Law of mercy” As stated in the prayer of St.Francis of Assisi, “ It is in pardoning that we are Pardoned”, and in the Lord’s Prayer, “One must first forgive others before one can seek divine forgiveness”. It is necessary to forgive and bless those Who have hurt. ”I forgive all those who have caused me ‘injury and pain. I release all the hurts.” Divine Father, I humbly ask your forgiveness for all my mistakes. I am at peace and filled with love. My body is becoming healthier and healthier”