Galveston Hurricane Property Damage Lawyer

Published on May 2016 | Categories: Documents | Downloads: 25 | Comments: 0 | Views: 207
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Hurricane Ike destroyed or badly damaged thousands of homes in Galveston, and homeowners now need relief in the form of payments by their insurance companies. When such payments are not forthcoming, a Galveston hurricane property damage lawyer with Jim S. Adler & Associates can help.

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A Galveston hurricane property damage lawyer can help

Galveston remains devastated by Hurricane Ike, with thousands of residents displaced since their homes were damaged or destroyed by the hurricane’s high winds and surge of water. Those residents now face the daunting task of restoring normalcy in their lives, a task for which they’ll need prompt and complete coverage by their insurance providers. Sadly, such coverage is not always forthcoming. Insurance fraud from the insurance company end is big business in America, from auto and health insurance to homeowners insurance. Newsman Anderson Cooper says a common strategy by insurance companies is to delay, deny and defend (in court), in order not to pay the full amount of a rightful claim. Since many policy holders are eager for some settlement, they’ll often accept far less from the insurance company than that to which they’re entitled. As Cooper puts it, “Accident victims have been walking away from billions of dollars that insurers now keep for themselves.” If you are Galveston homeowner, you may face such strategies by insurance companies which don’t want to pay what they owe you. If that is the case, a Galveston hurricane property damage lawyer with Jim S. Adler & Associates can help. It’s estimated that about 10 per cent of insurance claims are unjustly denied, while less than 1 per cent of people making insurance claims question such denials. Thus, simply denying proper coverage is big business for insurance companies – and makes them big profits.

Know your rights against hurricane insurance fraud
In that climate, it’s important that you evaluate your insurance policies to determine precisely what coverage you have, and then make your insurance claims according to policy directives. You may have separate homeowners and flood insurance, which may mean filing separate claims. Photograph all damaged areas and contents of your home and try to note, if possible, the height of the water line against a wall if your home was flooded. Also try to locate receipts for major appliances or other items which may have been damaged or destroyed and need to be replaced based on their value. If, after fulfilling your obligations in filing a claim, you do not receive prompt help from your insurance company, a Galveston hurricane property damage lawyer can help. If necessary, your insurance claim can be pressed in a court of law.

Your insurance company has a brief period of time – usually about two weeks – either to accept or reject your claim. Delaying your claim is not a valid option.

An Adler insurance fraud lawyer can help
An insurance adjuster may try to offer you a fast settlement at a low price, in hopes you won’t force the issue and try to get full coverage. Do not accept such settlements, which will make it difficult for you to try to get full coverage. Rather, get a hurricane property damage lawyer to help. Jim S. Adler & Associates has fought insurance companies on behalf of individuals for more than 30 years. If you have suffered insurance fraud from your insurance provider for property damage suffered during Hurricane Ike, contact a Galveston hurricane property damage attorney today for a free case review. Call Jim Adler toll-free today at 1-800-505-1414 or go online to fill out our free case review form, and launch the process of gaining your financial recovery for hurricane property damage.

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