Income Expense

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Content

Monthly
College Budget
february income:

february expenses:

$1,075

february cash flow:

$1,006

financial aid

room & board

wages (after-tax)

tuition & fees

$69

books & supplies

family help

transportation

from savings

discretionary

other

other expenses

february cash flow:

CASH FLOW
jan

feb

mar

apr

may

jun

jul

aug

sep

oct

nov

dec

year

JAN Select First Budget Month
FEB

Monthly Cash After Expense

JAN

Cash Flow
Cumulative Cash Flow
MONTHLY INCOME

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEP

OCT

NOV

DEC

169

69

192

199

204

(771)

124

154

(721)

109

34

(61)

169

238

430

629

833

62

186

340

(381)

(272)

(238)

(299)

JAN

FEB

YEAR
(299)

% INC
6.4%

MAR

APR

MAY

JUN

JUL

AUG

SEP

OCT

NOV

DEC

YEAR

-

-

750

750

750

750

750

750

750

750

750

750

7,500

0.0%

After-tax wages from a job

450

450

450

450

450

450

450

450

550

350

350

350

5,200

41.9%

Financial help from family

200

200

1,000

350

350

350

350

350

350

350

350

350

4,550

18.6%

Withdrawals from savings

500

350

150

-

-

-

-

-

-

-

-

-

1,000

32.6%

75

75

75

75

75

75

75

75

75

75

75

75

900

7.0%

1,225

1,075

2,425

1,625

1,625

1,625

1,625

1,625

1,725

1,525

1,525

1,525 19,150

100.0%

MONTHLY EXPENSE

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEP

OCT

NOV

DEC

YEAR

% INC

Room & Board

565

565

565

565

565

565

565

565

565

565

565

565

6,780

56.2%

Rent, mortgage, or dorm room

315

315

315

315

315

315

315

315

315

315

315

315

3,780

31.3%

Food (groceries or meal plan)

200

200

200

200

200

200

200

200

200

200

200

200

2,400

19.9%

50

50

50

50

50

50

50

50

50

50

50

50

600

5.0%

Financial aid (grants, scholarships, loans) paid to you

Other (child support, public assistance, gifts, etc.)
TOTAL INCOME

Utilities (heat, water, electricity)
Tuition & Fees

% INC

0

0

750

0

0

650

0

0

650

0

0

0

2,050

0.0%

Tuition you pay

-

-

500

-

-

500

-

-

500

-

-

-

1,500

0.0%

Fees you pay

-

-

250

-

-

150

-

-

150

-

-

-

550

0.0%

Books & Supplies

0

0

325

20

20

325

10

10

400

15

15

15

1,155

0.0%

Textbooks

-

-

225

-

-

275

-

-

325

-

-

-

825

0.0%

School supplies

-

-

100

20

20

50

10

10

75

15

15

15

330

0.0%
17.3%

Transportation

224

174

174

219

174

174

274

219

174

174

224

269

2,473

Gas, maintenance

30

30

30

75

30

30

30

75

30

30

30

75

495

3.0%

Vehicle payment

129

129

129

129

129

129

129

129

129

129

129

129

1,548

12.8%

Transit fares

15

15

15

15

15

15

15

15

15

15

15

15

180

1.5%

Travel at holidays

50

-

-

-

-

-

100

-

-

-

50

50

250

0.0%

69

69

169

369

419

444

419

419

394

394

419

469

4,053

6.9%

-

-

-

50

100

100

100

100

75

75

100

100

800

0.0%

69

69

69

69

69

69

69

69

69

69

69

69

828

6.9%

Donations

-

-

-

-

-

25

-

-

-

-

-

50

75

0.0%

Snacks, dining out

-

-

100

100

100

100

100

100

100

100

100

100

1,000

0.0%

Clothes

-

-

-

50

50

50

50

50

50

50

50

50

450

0.0%

Entertainment (movies, dates, concerts)

-

-

-

100

100

100

100

100

100

100

100

100

900

0.0%

198

198

250

253

243

238

233

258

263

268

268

268

2,938

19.7%

123

123

123

123

123

123

123

123

123

123

123

123

1,476

12.2%

-

-

52

55

45

40

35

60

65

70

70

70

562

0.0%

75

75

75

75

75

75

75

75

75

75

75

75

900

7.5%

1,056

1,006

2,233

1,426

1,421

2,396

1,501

1,471

2,446

1,416

1,491

1,586 19,449

100.0%

Discretionary
Savings
Cell phone, Internet, cable

Other Expenses
Insurance (car, health, renter's)
Loan, credit card payment
Other
TOTAL EXPENSES

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