Insurance Agent

 

Facts That May Not Be True True About Car Insurance  Deciding to get my car insured was a big decision that took a lot of time to make. Some of the insurance companies are known to drive the price up extremely high, and I didn’t want take it can up, unless was an extremely good to do it. Undeniably, beingtoinsured protectthere you from plenty of things youreason may not have expected, yet you have no control over. etting the right type of insurance can be tricky if you are a !rst timer, and if you are not particularly familiar with what an insurance entails.

1. Even your car’s color ma may y afect the price  "he !rst rule rule to getting a good good type of insurance insurance is to never completely believe believe what others may say. #s I was skeptical at !rst, I decided to ask my friends whether or not this would be a good idea. $hat they told me made me seriously rethink the entire step, because I was told that I would have to pay higher insurance rates if my car was red. %nowing nothing about insurance at that time, I was ready to believe that it was possible. "he truth is that the insurance company will be interested into the details of your car, and there will be factors related to it that may a&ect the price, but they have nothing to do with the color.

2. They don don’t ’t check your credit credit history  history   'ne of the main reasons I was highly against getting insured is because I wasn’t sure whether or not the insurance companies going to price my rates unfairly. Since you will be giving them your information, (uite possibly including your credit card details, they will have access to your credit history. I have it on good authority that charging insurance rates, based on the credit history of the client, is illegal, but that doesn’t mean that there won’t be insurers who won’t tamper with it. "here really isn’t any form of protection against this, which )ust means that you may have to look and compare until you !nd the perfect insurance plan for you.

3. I you let someone drive your car car,, their insurance will  cover any damae #f #fter ter becoming familiari*ed with the details of my insurance, insurance, I decided to think twice before I let anyone borrow my car. It turns out that, even if the person whom I allowed to use my car has the same type of insurance, in case of an accident, the policy covering my car takes supremacy and my insurance may cover the damage expenses. $hile there is nothing wrong with that at !rst glance, having someone damage your car, and then having your insurance company pay for it, only means that the annual price of your insurance is going to go up.

 

 !sk the insurance company company and clear it all up I decided that the best way to inform myself about the insurance, would be to ask the insuring company about any details I would like cleared up. So, if you want to avoid stress and endless contemplations, go straight to an insurance company. Don’t make assumptions, don’t believe everything you hear, to save yourself time and decide if this is really something you need, go ahead and ask an insurance agent about anything that may be of interest to you.