Liabilities
Content
Your customized quote
Reference # 1234
Below is a breakdown of the premium for your chosen products. To customize your quote, simply change the limits or
deductibles shown, then click "recalculate" to update your premium.
Policies are underwritten by Hiscox Insurance Company Inc.
1130
Indicative premium based on the information your provided.
1.
Pay monthly (No Fees)
$80.33
This is your monthly payment amount. We do not include any fees.
Start your policy today for $160.70, a 2 month down payment, followed by 10 monthly installments of $80.33. Total
annual premium over 12 months is $964.00 (this is the same charge as paying annually with no extra fees).
OR
2.
Pay annually
$964.00
This is your payment for the full policy term.
3.
Both payment options include:
1.
5% discount for choosing two Hiscox products.
4.
Proceed to buy
Professional Liability
1.
2.
Professional Liability policy documents
1.
Coverage summary PDF
2.
Full policy wording PDF
Professional Liability limits and deductibles
1.
Aggregate limit
$
1,000,000
This is the total amount we will pay for damages, claim expenses, and supplemental payments during the policy.
2.
Deductible
$
500
Judgments, settlements and claims expenses incurred are subject to the deductible amount. The deductible is the
amount you must pay before we will make any payments under the policy. Some coverage may not be subject to a
deductible, in which case you are not required to make deductible payments before any payments are made under the
policy.
3.
Total price
$614.00
This is the total cost for the E&O quote.
4.
Your policy covers:
Claims against you for negligence, even if you haven't made a mistake
Awarded damages and defense costs up to your policy limit
$200,000 software copyright infringement coverage added for most IT/Technology businesses
Services delivered by all staff, including temporary employees
Unknown claims arising from previous work (back to an agreed-upon date)
Claims for libel and slander arising from your services
Punitive damages covered up to $250,000 where allowed by law
Want to change your product choice?
Recalculate my quote
General Liability
1.
2.
General liability policy documents
1.
Coverage summary PDF
2.
Full policy wording PDF
General Liability limits and deductibles
1.
Occurrence limit
$
1,000,000
This is the most we will pay for all damages and medical expenses that arise out of any one occurrence. Defense costs
we incur in the defense of a lawsuit filed against you will not reduce this limit.
2.
Deductible
$0
No deductible applies to your policy so you are not required to make any payments in the event of a claim.
3.
Total price
$350.00
4.
Your policy covers:
1.
Damage to someone else's property
Damage to rented properties (e.g. a fire)
Injury to a third party including related medical expenses
Actions of your staff, including temporary employees
Claims of personal injury including libel and slander
Electronic data liability arising from property damage up to $25,000
Optional Terrorism Coverage
Your General Liability quote currently includes optional coverage against a terrorist attack (as defined by the Terrorism
Act). This quote currently includes a $4.00 charge for this coverage. You must read the terms and conditions of this
coverage. Once you have read this document please accept or reject this coverage.
2.
I acknowledge I have read the terms and conditions and:
I acknowledge I have read the terms and conditions and:
i) I hereby elect to purchase terrorism coverage for a prospective premium of $4.00
ii) I hereby decline to
purchase terrorism coverage for certified acts of terrorism. I understand that I will have no coverage for losses resulting
from certified acts of terrorism.
3.
Want to change your product choice?
4.
Recalculate my quote
Other business owners like you also considered:
1.
1.
Add a Business Owners Policy
2.
This package combines General Liability with coverage for your business equipment. Other optional modules of
coverage include buildings coverage, electronic data loss, crime package or hired/non-owned vehicle liability coverage.
Read more >
3.
Add to my coverage
ProceedToBuyBu
errorsandommiss
NO
1.
Proceed to buy
2.
Back
3.
4.
Save your details
monthlypayment~
/resources
YES
Reference # 1234
Below is a breakdown of the premium for your chosen products. To customize your quote, simply change the limits or
deductibles shown, then click "recalculate" to update your premium.
Policies are underwritten by Hiscox Insurance Company Inc.
1130
Indicative premium based on the information your provided.
1.
Pay monthly (No Fees)
$80.33
This is your monthly payment amount. We do not include any fees.
Start your policy today for $160.70, a 2 month down payment, followed by 10 monthly installments of $80.33. Total
annual premium over 12 months is $964.00 (this is the same charge as paying annually with no extra fees).
OR
2.
Pay annually
$964.00
This is your payment for the full policy term.
3.
Both payment options include:
1.
5% discount for choosing two Hiscox products.
4.
Proceed to buy
Professional Liability
1.
2.
Professional Liability policy documents
1.
Coverage summary PDF
2.
Full policy wording PDF
Professional Liability limits and deductibles
1.
Aggregate limit
$
1,000,000
This is the total amount we will pay for damages, claim expenses, and supplemental payments during the policy.
2.
Deductible
$
500
Judgments, settlements and claims expenses incurred are subject to the deductible amount. The deductible is the
amount you must pay before we will make any payments under the policy. Some coverage may not be subject to a
deductible, in which case you are not required to make deductible payments before any payments are made under the
policy.
3.
Total price
$614.00
This is the total cost for the E&O quote.
4.
Your policy covers:
Claims against you for negligence, even if you haven't made a mistake
Awarded damages and defense costs up to your policy limit
$200,000 software copyright infringement coverage added for most IT/Technology businesses
Services delivered by all staff, including temporary employees
Unknown claims arising from previous work (back to an agreed-upon date)
Claims for libel and slander arising from your services
Punitive damages covered up to $250,000 where allowed by law
Want to change your product choice?
Recalculate my quote
General Liability
1.
2.
General liability policy documents
1.
Coverage summary PDF
2.
Full policy wording PDF
General Liability limits and deductibles
1.
Occurrence limit
$
1,000,000
This is the most we will pay for all damages and medical expenses that arise out of any one occurrence. Defense costs
we incur in the defense of a lawsuit filed against you will not reduce this limit.
2.
Deductible
$0
No deductible applies to your policy so you are not required to make any payments in the event of a claim.
3.
Total price
$350.00
4.
Your policy covers:
1.
Damage to someone else's property
Damage to rented properties (e.g. a fire)
Injury to a third party including related medical expenses
Actions of your staff, including temporary employees
Claims of personal injury including libel and slander
Electronic data liability arising from property damage up to $25,000
Optional Terrorism Coverage
Your General Liability quote currently includes optional coverage against a terrorist attack (as defined by the Terrorism
Act). This quote currently includes a $4.00 charge for this coverage. You must read the terms and conditions of this
coverage. Once you have read this document please accept or reject this coverage.
2.
I acknowledge I have read the terms and conditions and:
I acknowledge I have read the terms and conditions and:
i) I hereby elect to purchase terrorism coverage for a prospective premium of $4.00
ii) I hereby decline to
purchase terrorism coverage for certified acts of terrorism. I understand that I will have no coverage for losses resulting
from certified acts of terrorism.
3.
Want to change your product choice?
4.
Recalculate my quote
Other business owners like you also considered:
1.
1.
Add a Business Owners Policy
2.
This package combines General Liability with coverage for your business equipment. Other optional modules of
coverage include buildings coverage, electronic data loss, crime package or hired/non-owned vehicle liability coverage.
Read more >
3.
Add to my coverage
ProceedToBuyBu
errorsandommiss
NO
1.
Proceed to buy
2.
Back
3.
4.
Save your details
monthlypayment~
/resources
YES
