Monthly Household Budget

Monthly Household Budget
http://www.vertex42.com/ExcelTemplates/monthly-household-budget.html

INCOME

Budget

Actual

© 2008-2014 Vertex42 LLC

Difference

[42]BUDGET SUMMARY

Budget

-

Total Income

-

Total Expenses

Dividends
Gifts Received

-

NET

Refunds/Reimbursements

-

Transfer from Savings

-

Other

-

Wages & Tips

2,000.00

2,000.00

Interest Income

Other
Err:509

Err:508

HOME EXPENSES
Mortgage/Rent
Electricity
Gas/Oil
Water/Sewer/Trash
Phone
Cable/Satellite
Internet
Furnishings/Appliances
Lawn/Garden
Home Supplies
Maintenance
Improvements
Other
Err:509

Budget

DAILY LIVING
Groceries
Personal Supplies
Clothing
Cleaning Services
Dining/Eating Out
Dry Cleaning
Salon/Barber
Discretionary [Name 1]
Discretionary [Name 2]
Other
Err:509

Budget

CHILDREN
Medical
Clothing
School Tuition
School Lunch
School Supplies
Babysitting
Toys/Games
Other

Budget

Err:509
TRANSPORTATION
Vehicle Payments

1,100.00
50.00
43.00
7.00
25.00
35.00
15.00
0.00
0.00
20.00
50.00
0.00
0.00
Err:508

Err:508

Err:508
Budget

Err:508
Actual

1,100.00
67.00
52.00
7.00
25.00
35.00
15.00
150.00
0.00
15.00
20.00
0.00
0.00
Err:508
Actual

Err:508
Actual

Err:508
Actual

Err:509

Actual
Err:509

Difference
0.00

Err:511

Err:508

(141.00)

655.00

514.00

(141.00)

Err:508
Difference

-

(17.00)
(9.00)
-

SAVINGS
Emergency Fund
Transfer to Savings
Retirement (401k, IRA)
Investments
College
Other
Err:509

Budget

OBLIGATIONS
Student Loan
Other Loan
Credit Card #1
Credit Card #2
Credit Card #3
Alimony/Child Support
Federal Taxes
State/Local Taxes
Legal Fees
Other
Err:509

Budget

BUSINESS EXPENSE
Deductible Expenses
Non-Deductible Expenses
Other
Other
Err:509

Budget

ENTERTAINMENT
Videos/DVDs
Music
Games
Rentals
Movies/Theater
Concerts/Plays
Books
Hobbies
Film/Photos
Sports
Outdoor Recreation
Toys/Gadgets

Budget

Err:508

Actual

Err:508

Difference

Err:508

(150.00)
5.00
30.00
Err:508
Difference

Err:508
Difference

Err:508
Difference

-

Err:508

Err:508

Actual

Err:508
Actual

Err:508
Actual

Difference

Err:508
Difference

Err:508
Difference

-

Fuel

-

Bus/Taxi/Train Fare

-

Repairs

-

Registration/License

-

Other
Err:509

Err:508

Err:508

Err:508

Other

Err:509

Err:508

Err:508

{42}

PETS
Food
Medical

Budget

Actual

Budget

Actual

Difference

-

Other

-

Difference

-

Toys/Supplies
HEALTH
Doctor/Dentist

Err:508

Err:509

Err:508

Err:508

Err:508

Medicine/Drugs
Health Club Dues

-

Emergency

-

SUBSCRIPTIONS
Newspaper

Other

-

Magazines

-

Dues

-

Club Memberships
Other

-

Err:509

Err:508

Err:508

Err:508

[42]

INSURANCE
Auto
Health
Home/Rental
Life
Other

Budget

Err:509
EDUCATION
Music Lessons
Tuition
Other

Err:508
Budget

Err:509
CHARITY/GIFTS
Gifts Given
Charitable Donations
Religious Donations
Other
Err:509

Err:508
Budget

Err:508

Actual

Err:508
Actual

Difference

Err:508
Difference

Budget

Difference

-

Err:509
VACATION
Travel
Lodging
Food
Rental Car
Entertainment
Other

Actual

Err:509
Err:508
Err:508 [42] MISCELLANEOUS
Bank Fees
Postage
Actual
Difference
Other
Other
Other
Other
Err:508
Err:508
Err:509

Err:508
Budget

Err:508
Budget

Err:508

Err:508
Actual

Err:508
Actual

Err:508

Err:508
Difference

Err:508
Difference

Err:508

HELP
http://www.vertex42.com/ExcelTemplates/monthly-household-budget.html

Intro
The purpose of this template is to help you define a monthly budget
and compare your budget to your actual income and expenses.
This worksheet uses a separate Table for each major budget
category. This allows you to insert and delete sub-categories easily.

Step 1

Update Budget Categories
You can modify the sub-categories within each table, but if you
remove an entire major category, then you will need to modify the
formulas in the Budget Summary table.

Step 2

Enter Budget Amounts
Enter values in the Budget column within each table.
If you are not sure how to set up your budget, read the article "How to
Make a Budget with a Spreadsheet" listed below.

Step 3

Enter Actual Amounts
You can either update the worksheet throughout the month, or wait
until the end of the month to enter the actual income and expenses.

Difference Column
The cells in the Difference column use conditional formatting to make
negative numbers red. If you spend more than you budgeted, the
Difference between the Projected and Actual values will be negative,
and if your Actual income is less than your Projected income, the
Difference will be a negative number.
Budget Summary
The Monthly Budget Summary table totals up all your income and
expenses and calculates the Net as Income minus Expenses. If your
Net is negative, that means you have overspent your monthly budget.

Taking the Next Step

© 2014 Vertex42 LLC

This worksheet is a simple way to create a monthly budget, but when
you are ready to move on to a more advanced budgeting tool, try our
Money Management Template listed below.

REFERENCES & RESOURCES
TEMPLATE
TIPS

Vertex42.com: Money Management Template
Vertex42.com: Spreadsheet Tips Workbook

ARTICLE

Vertex42.com: How to Make a Budget with a Spreadsheet

ARTICLE

Vertex42.com: Budgeting Tips

Monthly Household Budget
By Vertex42.com
http://www.vertex42.com/ExcelTemplates/monthly-household-budget.html

© 2008-2014 Vertex42 LLC
This spreadsheet, including all worksheets and associated content is
considered a copyrighted work under the United States and other
copyright laws.
Do not submit copies or modifications of this template to any website or
online template gallery.
Please review the following license agreement to learn how you may or
may not use this template. Thank you.
See License Agreement
http://www.vertex42.com/licensing/EULA_privateuse.html
Do not delete this worksheet. If necessary, you may hide it by right-clicking
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