Personal Loan Features
Content
Personal Loan Features & Benefits
Borrow up to Rs 15,00,000 for any purpose depending on your requirements. Flexible Repayment options, ranging from 12 to 60 months. Repay with easy EMIs. One of the lowest interest rates. Hassle free loans - No guarantor/security/collateral required. Speedy loan approval. Convenience of service at your doorstep. Customer privileges
If you are an HDFC Bank salary account holder, we have a special offer for you If you are an existing Auto Loan or Home Loan customerwith a clear repayment of 6 months or more from any of our approved financiers or us, you can get a hassle free personal loan (without income documentation). If you are an existing HDFC Bank Personal Loan customerwith a clear repayment of 9 months or more, we can Top-Up your personal loan.
Credit Shield In case of death or total permanent disability of the loanee,theloanee/nominee can avail of the Payment Protection Insurance (Credit Shield) which insures the principle outstandings on the loan upto a maximum of the loan amount.Principle outstanding is defined as the amount of loan outstanding (not including any arrears in payment or interest thereon) at the Date of Loss,having accounted for payments made and interest accruing as determined in the Policy. Hence,the amount covered does not include any principal added because of non payment of EMI and also will not include interest/ accrued charges.* Personal Accident Cover In order to ensure that your family is taken care of we also offer a Personal Accident cover of Rs.2,00,000 at a nominal premium.*
* Premium will be charged for both these products which will be deducted from the loan amount at the time of disbursal .A transaction fee of Rs.750 will also be deducted at the time of disbursal. Please note that service tax @ 10% and Education cess of 3% will also be charged.
SmartDraft is an unsecured overdraft facility offered to HDFC Bank's corporate salary account holders. The facility operates in the form of additional funds in the account, for use during short-term exigencies. Our corporate salary account holders can avail of Overdraft facility of up to 3 times* the salary.
Features & Benefits
Overdraft limit up to 3 times the salary* Minimum documentation No pre-closure charges
Easy-to-use and easy-to-pay facility Freedom to use limit through Cheque book, ATM, online transfer, etc. Interest payable on the amount utilised Credits in the account set-off utilisation and help save interest Easy documentation Limit will be set on the existing account Non EMI based facility
Hassle Free Home Loans
A two-bed apartment? The sea-facing penthouse? Or just the right piece of land to build your dream house?
HDFC Bank brings, HDFC home loans to your doorstep. Over 3 decades of exclusive experience, a dedicated team of experts and a complete package to meet all your housing finance needs, HDFC Home Loans, help you realize your dream.
Home Loans Features & Benefits
Home Loan - Home loans for individuals to purchase (fresh / resale) or construct houses. Application can be made individually or jointly. HDFC finances up to 85% maximum of the cost of the property (Agreement value + Stamp duty + Registration charges) based on the repayment capacity of the customer. Home Improvement Loan - HIL facilitates internal and external repairs and other structural improvements like painting, waterproofing, plumbing and electric works, tiling and flooring, grills and aluminium windows. HDFC finances up to 85% of the cost of renovation (100% for existing customers) subject to market value of the property.. Home Extension Loan - HEL facilitates the extension of an existing dwelling unit. All the terms are the same as applicable to Home Loan. Land Purchase Loan - Be it land for a dream house, or just an investment for the future, HDFC Land Purchase Loan is a convenient loan facility to purchase land. HDFC finances up to 85% of the cost of the land (Conditions Apply). Repayment of the loan can be done over a maximum period of 15 years. Choose from Fixed Rate or Floating Rate with options to structure your loan as Partly Fixed or Partly Floating. Flexible repayment options to suit your individual needs. Loan cover Term Assurance Plan - HDFC Standard Life Insurance Company Ltd. offers an insurance plan*, which is designed to ensure that life's uncertainties do not affect your family's interests and your precious home.
LCTAP provides a lump-sum payment on the unfortunate demise of the life assured. This pure risk plan is designed in a way that the cover decreases as you repay your home loan making it a low cost premium insurance plan.
*Insurance is the subject matter of solicitation.
Automated Repayment of Home loan EMI - You can give us standing instructions to repay your Home Loan EMIs directly from your HDFC Bank Savings Account, thus, saving you the trouble of procuring, signing and tracking post-dated cheques. HDFC also offers In-house scrutiny of Property documents for your complete peace of mind. Customer privileges - If you are an existing HDFC Home Loan customer, you can avail of other loans (such as Personal Loans, Car Loans, Two-wheeler Loans and Loan against securities) at lower interest rates.
Features & Benefits Eligibility & Documents Fees & Charges Special Schemes FAQs Apply Now
100 CC? 180 CC? Or maybe a 500 CC? Super-Bike Finance scheme now available for Harley Davidson Motorcycles. For more details of the scheme, SMS <TWL> to 5676712 or write to [email protected] Whichever the bike, our Two Wheeler loan is the answer. With quick approvals, flexible payment options and easy repayment - we'll help you buy the bike you desire.
Features & Benefits
Flexible repayment options, ranging from 12 to 48 months available even at the point of purchase. Repay through post-dated cheques with easy EMIs. Calculate your EMI. Hassle free loans - No guarantor required. Speedy loan approval. Available for almost all models at attractive interest rates. Free gifts from time to time on approval of your Two Wheeler Loan. (Watch this space for more details on the free gift promotion).
Special Schemes to suit your needs
yFastTrack - If a spot approval is what you need, this highly flexible scheme gets you a loan of up to 70% with minimum interest rates. yEasyLoan - This great scheme gets you a loan of upto up to 85% with minimal documentation. All you need as a Surrogate Income proof is: - A copy of credit card and credit card billing statement for the last 2 months OR - A repayment track record OR - Last 3 months bank statements.
Features & Benefits Fastrack your Loan Eligibility & Documents Car Segments & Funding New Car Bazaar Apply Online Leave your Number
Quick and Easy car Loans Small car? Family car? or sheer luxury on wheels? Just decide on the make &model, and our New Car Loan will bring it to your driveway in no time. Features & Benefits
Covers the widest range of cars and multi-utility vehicles in India.
Avail 100% finance on your favourite car.** Flexible repayment options, ranging from 12 to 84 months. Borrow up to 3 times your annual salary (for salaried professionals) and 6 times your annual income (for self employed professionals)*. Speedy processing - within 48 hours. Repay with easy EMIs. Attractive car loan plans - To Fastrack your loan, just choose the plan that is right for you. Attractive Interest rates Hassle-free documentation. Customer Privileges
y If you are an HDFC Bank account holder, we have special rates for you. y If you have had a Preferred Account or a Corporate Salary Account with HDFC Bank for more than six months, you can get fast approvals on your loans with minimal documentation. y If you are an existing HDFC Bank Car Loan customer with a clear repayment of 12 months or more we can Top-Up your car loan to the extent of the original loan value.
Features & Benefits Fees & Charges Fastrack your Loan Eligibility & Documents FAQs Car Bazaar Apply Now
Single owner? Good average? and within your budget? HDFC Bank's Used Car Loan will put you in the driver's seat. What's more, HDFC Bank also helps you select good quality used cars and even value them.
Features & Benefits
Choose any car manufactured in India within a certain age*. Borrow up to 80% of the value of the car. Flexible repayment options, ranging from 12 to 60 months. Borrow up to 3 times your annual salary (for salaried professionals) and 6 times your annual income (for self employed professionals)**. Available for almost all car models at attractive interest rates. Repay with easy EMIs. Attractive car loan plans - To Fastrack your loan, just choose the plan that is right for you. Additional loan on existing loan - If you are a existing HDFC Bank Auto loan customer with a clear track record of 12 months or more, then you can get an additional loan to the extent of your existing loan amount at attractive rate of interest. Customer Privileges
y Special benefits for HDFC Bank account holders. y If you have had a Preferred Account or a Corporate Salary Account with HDFC Bank for more than six months, you can get fast approvals on your loans with minimal documentation.
Features & Benefits Eligibility & Documents Fees & Charges FAQs Apply Now
Let the gold add glitter to your life. Unlock the value of your gold while you continue to own it. With HDFC Bank's Gold Loan, you can get an instant loan against your gold jewellery and ornaments. The procedure is Quick, Easy and Safe.
Features & Benefits
Avail Loan upto Rs.10,00,000&upto 90% of value. Safety & Security of your Gold Jewellery ATL - Anytime Liquidity No EMI, Service only Interest and enjoy the Loan facility Lower Interest Rates - Your savings can be Invested in several Investment Avenues If you are an HDFC Bank customer, we have special rates for you !!!
Features & Benefits Eligibility & Documents Fees & Charges FAQs Apply Now
Get liquidity from your investments, without selling them. Features & Benefits
You can enjoy the benefits of your securities and still avail a loan on the same.
No EMIs No Post Dated cheques No Pre-payment charges Interest charged only on utilised amount. Exhaustive number of approved securities Upto 80% Loan Simple and speedy processing Term Loan facility also available against select securities
Overdraft facility can be availed against pledge of:
Equity Shares* - Demat Shares up to 50% of the value. See approved scrips. Mutual Fund units* - Mutual Funds up to 50% of NAV (Net Asset Value). See approved Mutual Fund Schemes. Gold ETF NABARD's BhavishyaNirman Bonds RBI Bonds (8% Savings Bonds 2003 (Taxable)) Life Insurance Policies issued by LIC & Select Private Insurance Companies See approved Life Insurance Policies. National Savings Certificate (NSC) KisanVikasPatra(KVP) Gold Deposit Certificates (GDC) Non Convertible Debentures
* The contribution of single scrip should not exceed 65% of the total portfolio value at any point of time during the tenure of the account.Loan is sanctioned as per applicable internal policy of the Bank.
Single Scrip Lending - up to 50% of the value with any Depository Participant. (please contact us to know the drawing power of the scrips) Click here to know more. Minimum loan amount: Rs. 2,00,000/Pay interest only on the amount outstanding and only for the time you use it. Interest is calculated on the daily outstanding balance and debited to your account every month end. Shares can be pledged from any Depository (NSDL or CDSL) and any Depository Participant across the country
Loan available to NRIs against Shares, Mutual Funds(equity,Debt,FMPs), Insurance Policies,NSC,KVP To receive the overdraft amount, a Current Account with an overdraft limit is created in your name. This entitles you to all the Current Account benefits like FREE International Debit Card, FREE PhoneBanking, FREENetBanking.
Features & Benefits Eligibility & Documents Fees & Charges Apply Now
Need large amounts of cash? Have some property to your name? Would like to leverage your property without giving it on rent or selling it? HDFC Bank brings to you Loan Against Property (LAP). You can now take a loan against your residential or commercial property, to expand your business, plan a dream wedding, fund your child's education and much more. You can depend on us to meet all your business requirements even to purchase a new shop or office for your business. Loan to purchaseCommercial Property (LCP) is a specially designed product to help you expand your business without reducing the capital from your business.
Features & Benefits
Loans to expand your business or to meet any personal need Residential & Commercial properties accepted Maximum Loan to value* Flexible product offerings - EMI based loan / Overdraft facility available. High tenure loans for ease of repayment. Attractive interest rates. Specially designed products for Self Employed.
Features & Benefits Apply Now
Do you own a rented out commercial property? Do you need additional funds? Enjoy the benefits of future rentals today and execute your business plans immediately. HDFC Bank's Loan against Rent Receivables (LARR) empowers you to use your rental cash flows right now! Under LARR, we provide funds for your business against your rent receivables. You can use the funds to grow your business, consolidate your existing loans, expand your business into newer ventures or use the funds for any other requirement you may have.
Salient Features & Benefits:
Higher eligibility on net rentals. Attractive interest rates. Extended loan tenure available. Customized product to suit your needs and structured specially for you. Simple documentation and fast processing. Contact us now for further details!!
Features & Benefits Eligibility & Documents FAQs Contact Us
Do you need medical equipment that will change your clinic/hospital into a modern day diagnostic center, but don't know where to get the finance? Don't get stressed! You have come to the right place.
Product Offering
We at HDFC Bank - Healthcare Finance offers easy loans for: New Equipment Finance : Finances for purchase of new medical equipment. Balance Transfer / Takeover : Transfer your equipment loans from other financiers at attractive interest rates with us. Funding for Imported Equipment's : Finance on imported equipment's by opening a Letter of Credit or through Telegraphic Transfer. Refinance / Used Asset Finance : Funding against your existing lien-free assets. Hospital Infrastructure Finance : Funding for real estate / infrastructure to meet your growing expansion plans.
Customer Segment
The Healthcare Finance Group works directly with: Doctors Diagnostic Centres Speciality Clinics Nursing Homes Small & Medium Sized Hospitals Large Hospitals
Loan Features
Loan amounts ranging from Rs. 100,000/- onwards Loans upto 80% of invoice value Repayment period of 12 to 60 months Repayment through post datedcheque / direct debit mandate Equipment to be hypothecated to HDFC Bank Attractive Interest Rates
Overview Eligibility & Documentation Apply Now
Agriculture is the main occupation of the people of India. Nearly 2/3rd of our country's population is directly or indirectly engaged in agriculture. It contributes to 21% of our GDP. Keeping this in mind, we have designed the
KisanGold Card to envisage a convenient and hassle-free loan to the farmer for meeting his production and investment requirements. Banks have been giving these loans, but with our technology edge we conceived a real plastic for the farmer for giving him the convenience to bank anywhere, anytime and not being restricted to a 10am2pm banking culture. The card, launched in association with Visa International, can also be used at POS terminals globally.
Features & Benefits
The Kisan Gold Card is aimed at meeting the production and investment needs of the farming community. Production needs broadly cover crop production requirements, including funds for all related inputs to grow a crop. We also meet Post Harvest and Domestic consumption requirements. The Card caters to investment needs such as purchase of agricultural related equipment/implements, irrigation requirements, construction of farm related buildings, and investment in agriculture related activities such as Dairy, Piggery, Beekeeping and the like. The credit limit on the card, sanctioned for three years, is based on the production requirements of the farmer. The limit will be renewed every three years. 24-hour Banking Facility The Card can be used at any HDFC Bank ATM across the country and all Visa establishments worldwide. Personal Accident Insurance Cover of Rs. 2 Lakh, free to all cardholders Daily withdrawal limit through the card is Rs. 15,000 at ATMs and Rs. 25,000 for usage at merchant outlets. The return on investments is the best in the industry. The Debit Card is backed by line of credit.
Features & Benefits Eligibility & Documents Tractor Plus Fees & Charges FAQs
25 HP tractor? 35 HP - 50 HP tractor ? Higher HP tractor ? If you are looking for finance to buy your tractor, you have come to the right place. We offer hassle-free Tractor laon with the best terms for funding at the most attractive rates in India.
Features & Benefits
Covers a wide range of tractors manufactured in India. Covers customer segments, using tractors for agricultural as well as commercial purposes. Avail finance up to 85 % on your favourite tractor. Flexible repayment options ranging from 12 - 84 months.
Speedy processing. Repay with easy PDC's or by way of cash collection. Attractive interest rates. Hassle Free documentation.
Overview Advantages Location Apply Now
Overview
Are you looking at finance or loan options for the purchase of your truck, bus, tipper or light commercial vehicle? You are looking at the right place. We offer hassle-free commercial vehicle loans with the best terms for funding at the most attractive rates in India.
Loans are extended for the purchase of: Commercial Vehicles - Loans for commercial vehicles (this includes buses, trucks, tempos, tippers), LCVs (light commercial vehicles, HCVs (heavy commercial vehicles), MCVs (medium commercial vehicles) and three wheelers. We provide funding for all models of Telco, Ashok Leyland, Swaraj Mazda, Eicher, Bajaj Tempo, Volvo etc. The choice is entirely yours.
Type of loans
New Vehicles Used Vehicle / Refinance Balance Transfer Top-Up loans
Overview
Overview
We are a bank with substantial appetite for recognised credits. We have a team of customer-driven relationship managers with wide industry experience in various segments. We can offer you working capital finance by way of cash credit or loans suitably structured to your needs and your risk profile.
Features & Benefits:
Loan amounts from Rs 5 Lac onwards Easy Documentation Fast Processing At par cheque facility Internet Banking & Phone Banking Facilities Multi-Location Banking
Documentation:
Bank Statements for last 12 months for all primary accounts Brief history and profile of Company and its promoters Audited Financials for last two financial years. Latest Debtors statement with ageing analysis Sanction Letter of an existing bank limit (if any). Any other documents as required by the bank at a later stage
Overview Advantages Location Apply Now
Overview
Are you looking at finance or loan options for the purchase of your construction equipment? You are looking at the right place. We offer hassle-free construction equipment loans with the best terms for funding at the most attractive rates in India.
Loans are extended forthe purchase of: Any equipment working on construction/mining/civil contracts like JCB, Excavators, Wheel Loaders, Tata/AL Tippers, Forklifts etc. We provide funding for all models of Telcon, JCB, L&T, SchwingStetter, Caterpiller, Volvo etc.
Types of Loans
New Equipments Used Equipments/Refinance Balance Transfer Top-Up loans
Features & Benefits Documents FAQs
Realize better prices and avoid distress sale for your commodity on availing HDFC Bank Warehouse Receipt Loans. The procedure is simple, documentation is minimal and approval is quick.
Features & Benefits
Loans from Rs. 1 Lacs onwards depending on your needs. Avail Loan against wide range of commodities Funding extended against commodities stocked in a range of different WH/Godowns Attractive interest rates. Quick loan approval process Avail loan against Demat commodities Customer privileges - Existing asset relationship customers can avail a special Top-Up loan facility. Stock insurance cover - We also offer you stock insurance facility for commodity stocked.
Borrow up to Rs 15,00,000 for any purpose depending on your requirements. Flexible Repayment options, ranging from 12 to 60 months. Repay with easy EMIs. One of the lowest interest rates. Hassle free loans - No guarantor/security/collateral required. Speedy loan approval. Convenience of service at your doorstep. Customer privileges
If you are an HDFC Bank salary account holder, we have a special offer for you If you are an existing Auto Loan or Home Loan customerwith a clear repayment of 6 months or more from any of our approved financiers or us, you can get a hassle free personal loan (without income documentation). If you are an existing HDFC Bank Personal Loan customerwith a clear repayment of 9 months or more, we can Top-Up your personal loan.
Credit Shield In case of death or total permanent disability of the loanee,theloanee/nominee can avail of the Payment Protection Insurance (Credit Shield) which insures the principle outstandings on the loan upto a maximum of the loan amount.Principle outstanding is defined as the amount of loan outstanding (not including any arrears in payment or interest thereon) at the Date of Loss,having accounted for payments made and interest accruing as determined in the Policy. Hence,the amount covered does not include any principal added because of non payment of EMI and also will not include interest/ accrued charges.* Personal Accident Cover In order to ensure that your family is taken care of we also offer a Personal Accident cover of Rs.2,00,000 at a nominal premium.*
* Premium will be charged for both these products which will be deducted from the loan amount at the time of disbursal .A transaction fee of Rs.750 will also be deducted at the time of disbursal. Please note that service tax @ 10% and Education cess of 3% will also be charged.
SmartDraft is an unsecured overdraft facility offered to HDFC Bank's corporate salary account holders. The facility operates in the form of additional funds in the account, for use during short-term exigencies. Our corporate salary account holders can avail of Overdraft facility of up to 3 times* the salary.
Features & Benefits
Overdraft limit up to 3 times the salary* Minimum documentation No pre-closure charges
Easy-to-use and easy-to-pay facility Freedom to use limit through Cheque book, ATM, online transfer, etc. Interest payable on the amount utilised Credits in the account set-off utilisation and help save interest Easy documentation Limit will be set on the existing account Non EMI based facility
Hassle Free Home Loans
A two-bed apartment? The sea-facing penthouse? Or just the right piece of land to build your dream house?
HDFC Bank brings, HDFC home loans to your doorstep. Over 3 decades of exclusive experience, a dedicated team of experts and a complete package to meet all your housing finance needs, HDFC Home Loans, help you realize your dream.
Home Loans Features & Benefits
Home Loan - Home loans for individuals to purchase (fresh / resale) or construct houses. Application can be made individually or jointly. HDFC finances up to 85% maximum of the cost of the property (Agreement value + Stamp duty + Registration charges) based on the repayment capacity of the customer. Home Improvement Loan - HIL facilitates internal and external repairs and other structural improvements like painting, waterproofing, plumbing and electric works, tiling and flooring, grills and aluminium windows. HDFC finances up to 85% of the cost of renovation (100% for existing customers) subject to market value of the property.. Home Extension Loan - HEL facilitates the extension of an existing dwelling unit. All the terms are the same as applicable to Home Loan. Land Purchase Loan - Be it land for a dream house, or just an investment for the future, HDFC Land Purchase Loan is a convenient loan facility to purchase land. HDFC finances up to 85% of the cost of the land (Conditions Apply). Repayment of the loan can be done over a maximum period of 15 years. Choose from Fixed Rate or Floating Rate with options to structure your loan as Partly Fixed or Partly Floating. Flexible repayment options to suit your individual needs. Loan cover Term Assurance Plan - HDFC Standard Life Insurance Company Ltd. offers an insurance plan*, which is designed to ensure that life's uncertainties do not affect your family's interests and your precious home.
LCTAP provides a lump-sum payment on the unfortunate demise of the life assured. This pure risk plan is designed in a way that the cover decreases as you repay your home loan making it a low cost premium insurance plan.
*Insurance is the subject matter of solicitation.
Automated Repayment of Home loan EMI - You can give us standing instructions to repay your Home Loan EMIs directly from your HDFC Bank Savings Account, thus, saving you the trouble of procuring, signing and tracking post-dated cheques. HDFC also offers In-house scrutiny of Property documents for your complete peace of mind. Customer privileges - If you are an existing HDFC Home Loan customer, you can avail of other loans (such as Personal Loans, Car Loans, Two-wheeler Loans and Loan against securities) at lower interest rates.
Features & Benefits Eligibility & Documents Fees & Charges Special Schemes FAQs Apply Now
100 CC? 180 CC? Or maybe a 500 CC? Super-Bike Finance scheme now available for Harley Davidson Motorcycles. For more details of the scheme, SMS <TWL> to 5676712 or write to [email protected] Whichever the bike, our Two Wheeler loan is the answer. With quick approvals, flexible payment options and easy repayment - we'll help you buy the bike you desire.
Features & Benefits
Flexible repayment options, ranging from 12 to 48 months available even at the point of purchase. Repay through post-dated cheques with easy EMIs. Calculate your EMI. Hassle free loans - No guarantor required. Speedy loan approval. Available for almost all models at attractive interest rates. Free gifts from time to time on approval of your Two Wheeler Loan. (Watch this space for more details on the free gift promotion).
Special Schemes to suit your needs
yFastTrack - If a spot approval is what you need, this highly flexible scheme gets you a loan of up to 70% with minimum interest rates. yEasyLoan - This great scheme gets you a loan of upto up to 85% with minimal documentation. All you need as a Surrogate Income proof is: - A copy of credit card and credit card billing statement for the last 2 months OR - A repayment track record OR - Last 3 months bank statements.
Features & Benefits Fastrack your Loan Eligibility & Documents Car Segments & Funding New Car Bazaar Apply Online Leave your Number
Quick and Easy car Loans Small car? Family car? or sheer luxury on wheels? Just decide on the make &model, and our New Car Loan will bring it to your driveway in no time. Features & Benefits
Covers the widest range of cars and multi-utility vehicles in India.
Avail 100% finance on your favourite car.** Flexible repayment options, ranging from 12 to 84 months. Borrow up to 3 times your annual salary (for salaried professionals) and 6 times your annual income (for self employed professionals)*. Speedy processing - within 48 hours. Repay with easy EMIs. Attractive car loan plans - To Fastrack your loan, just choose the plan that is right for you. Attractive Interest rates Hassle-free documentation. Customer Privileges
y If you are an HDFC Bank account holder, we have special rates for you. y If you have had a Preferred Account or a Corporate Salary Account with HDFC Bank for more than six months, you can get fast approvals on your loans with minimal documentation. y If you are an existing HDFC Bank Car Loan customer with a clear repayment of 12 months or more we can Top-Up your car loan to the extent of the original loan value.
Features & Benefits Fees & Charges Fastrack your Loan Eligibility & Documents FAQs Car Bazaar Apply Now
Single owner? Good average? and within your budget? HDFC Bank's Used Car Loan will put you in the driver's seat. What's more, HDFC Bank also helps you select good quality used cars and even value them.
Features & Benefits
Choose any car manufactured in India within a certain age*. Borrow up to 80% of the value of the car. Flexible repayment options, ranging from 12 to 60 months. Borrow up to 3 times your annual salary (for salaried professionals) and 6 times your annual income (for self employed professionals)**. Available for almost all car models at attractive interest rates. Repay with easy EMIs. Attractive car loan plans - To Fastrack your loan, just choose the plan that is right for you. Additional loan on existing loan - If you are a existing HDFC Bank Auto loan customer with a clear track record of 12 months or more, then you can get an additional loan to the extent of your existing loan amount at attractive rate of interest. Customer Privileges
y Special benefits for HDFC Bank account holders. y If you have had a Preferred Account or a Corporate Salary Account with HDFC Bank for more than six months, you can get fast approvals on your loans with minimal documentation.
Features & Benefits Eligibility & Documents Fees & Charges FAQs Apply Now
Let the gold add glitter to your life. Unlock the value of your gold while you continue to own it. With HDFC Bank's Gold Loan, you can get an instant loan against your gold jewellery and ornaments. The procedure is Quick, Easy and Safe.
Features & Benefits
Avail Loan upto Rs.10,00,000&upto 90% of value. Safety & Security of your Gold Jewellery ATL - Anytime Liquidity No EMI, Service only Interest and enjoy the Loan facility Lower Interest Rates - Your savings can be Invested in several Investment Avenues If you are an HDFC Bank customer, we have special rates for you !!!
Features & Benefits Eligibility & Documents Fees & Charges FAQs Apply Now
Get liquidity from your investments, without selling them. Features & Benefits
You can enjoy the benefits of your securities and still avail a loan on the same.
No EMIs No Post Dated cheques No Pre-payment charges Interest charged only on utilised amount. Exhaustive number of approved securities Upto 80% Loan Simple and speedy processing Term Loan facility also available against select securities
Overdraft facility can be availed against pledge of:
Equity Shares* - Demat Shares up to 50% of the value. See approved scrips. Mutual Fund units* - Mutual Funds up to 50% of NAV (Net Asset Value). See approved Mutual Fund Schemes. Gold ETF NABARD's BhavishyaNirman Bonds RBI Bonds (8% Savings Bonds 2003 (Taxable)) Life Insurance Policies issued by LIC & Select Private Insurance Companies See approved Life Insurance Policies. National Savings Certificate (NSC) KisanVikasPatra(KVP) Gold Deposit Certificates (GDC) Non Convertible Debentures
* The contribution of single scrip should not exceed 65% of the total portfolio value at any point of time during the tenure of the account.Loan is sanctioned as per applicable internal policy of the Bank.
Single Scrip Lending - up to 50% of the value with any Depository Participant. (please contact us to know the drawing power of the scrips) Click here to know more. Minimum loan amount: Rs. 2,00,000/Pay interest only on the amount outstanding and only for the time you use it. Interest is calculated on the daily outstanding balance and debited to your account every month end. Shares can be pledged from any Depository (NSDL or CDSL) and any Depository Participant across the country
Loan available to NRIs against Shares, Mutual Funds(equity,Debt,FMPs), Insurance Policies,NSC,KVP To receive the overdraft amount, a Current Account with an overdraft limit is created in your name. This entitles you to all the Current Account benefits like FREE International Debit Card, FREE PhoneBanking, FREENetBanking.
Features & Benefits Eligibility & Documents Fees & Charges Apply Now
Need large amounts of cash? Have some property to your name? Would like to leverage your property without giving it on rent or selling it? HDFC Bank brings to you Loan Against Property (LAP). You can now take a loan against your residential or commercial property, to expand your business, plan a dream wedding, fund your child's education and much more. You can depend on us to meet all your business requirements even to purchase a new shop or office for your business. Loan to purchaseCommercial Property (LCP) is a specially designed product to help you expand your business without reducing the capital from your business.
Features & Benefits
Loans to expand your business or to meet any personal need Residential & Commercial properties accepted Maximum Loan to value* Flexible product offerings - EMI based loan / Overdraft facility available. High tenure loans for ease of repayment. Attractive interest rates. Specially designed products for Self Employed.
Features & Benefits Apply Now
Do you own a rented out commercial property? Do you need additional funds? Enjoy the benefits of future rentals today and execute your business plans immediately. HDFC Bank's Loan against Rent Receivables (LARR) empowers you to use your rental cash flows right now! Under LARR, we provide funds for your business against your rent receivables. You can use the funds to grow your business, consolidate your existing loans, expand your business into newer ventures or use the funds for any other requirement you may have.
Salient Features & Benefits:
Higher eligibility on net rentals. Attractive interest rates. Extended loan tenure available. Customized product to suit your needs and structured specially for you. Simple documentation and fast processing. Contact us now for further details!!
Features & Benefits Eligibility & Documents FAQs Contact Us
Do you need medical equipment that will change your clinic/hospital into a modern day diagnostic center, but don't know where to get the finance? Don't get stressed! You have come to the right place.
Product Offering
We at HDFC Bank - Healthcare Finance offers easy loans for: New Equipment Finance : Finances for purchase of new medical equipment. Balance Transfer / Takeover : Transfer your equipment loans from other financiers at attractive interest rates with us. Funding for Imported Equipment's : Finance on imported equipment's by opening a Letter of Credit or through Telegraphic Transfer. Refinance / Used Asset Finance : Funding against your existing lien-free assets. Hospital Infrastructure Finance : Funding for real estate / infrastructure to meet your growing expansion plans.
Customer Segment
The Healthcare Finance Group works directly with: Doctors Diagnostic Centres Speciality Clinics Nursing Homes Small & Medium Sized Hospitals Large Hospitals
Loan Features
Loan amounts ranging from Rs. 100,000/- onwards Loans upto 80% of invoice value Repayment period of 12 to 60 months Repayment through post datedcheque / direct debit mandate Equipment to be hypothecated to HDFC Bank Attractive Interest Rates
Overview Eligibility & Documentation Apply Now
Agriculture is the main occupation of the people of India. Nearly 2/3rd of our country's population is directly or indirectly engaged in agriculture. It contributes to 21% of our GDP. Keeping this in mind, we have designed the
KisanGold Card to envisage a convenient and hassle-free loan to the farmer for meeting his production and investment requirements. Banks have been giving these loans, but with our technology edge we conceived a real plastic for the farmer for giving him the convenience to bank anywhere, anytime and not being restricted to a 10am2pm banking culture. The card, launched in association with Visa International, can also be used at POS terminals globally.
Features & Benefits
The Kisan Gold Card is aimed at meeting the production and investment needs of the farming community. Production needs broadly cover crop production requirements, including funds for all related inputs to grow a crop. We also meet Post Harvest and Domestic consumption requirements. The Card caters to investment needs such as purchase of agricultural related equipment/implements, irrigation requirements, construction of farm related buildings, and investment in agriculture related activities such as Dairy, Piggery, Beekeeping and the like. The credit limit on the card, sanctioned for three years, is based on the production requirements of the farmer. The limit will be renewed every three years. 24-hour Banking Facility The Card can be used at any HDFC Bank ATM across the country and all Visa establishments worldwide. Personal Accident Insurance Cover of Rs. 2 Lakh, free to all cardholders Daily withdrawal limit through the card is Rs. 15,000 at ATMs and Rs. 25,000 for usage at merchant outlets. The return on investments is the best in the industry. The Debit Card is backed by line of credit.
Features & Benefits Eligibility & Documents Tractor Plus Fees & Charges FAQs
25 HP tractor? 35 HP - 50 HP tractor ? Higher HP tractor ? If you are looking for finance to buy your tractor, you have come to the right place. We offer hassle-free Tractor laon with the best terms for funding at the most attractive rates in India.
Features & Benefits
Covers a wide range of tractors manufactured in India. Covers customer segments, using tractors for agricultural as well as commercial purposes. Avail finance up to 85 % on your favourite tractor. Flexible repayment options ranging from 12 - 84 months.
Speedy processing. Repay with easy PDC's or by way of cash collection. Attractive interest rates. Hassle Free documentation.
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Overview
Are you looking at finance or loan options for the purchase of your truck, bus, tipper or light commercial vehicle? You are looking at the right place. We offer hassle-free commercial vehicle loans with the best terms for funding at the most attractive rates in India.
Loans are extended for the purchase of: Commercial Vehicles - Loans for commercial vehicles (this includes buses, trucks, tempos, tippers), LCVs (light commercial vehicles, HCVs (heavy commercial vehicles), MCVs (medium commercial vehicles) and three wheelers. We provide funding for all models of Telco, Ashok Leyland, Swaraj Mazda, Eicher, Bajaj Tempo, Volvo etc. The choice is entirely yours.
Type of loans
New Vehicles Used Vehicle / Refinance Balance Transfer Top-Up loans
Overview
Overview
We are a bank with substantial appetite for recognised credits. We have a team of customer-driven relationship managers with wide industry experience in various segments. We can offer you working capital finance by way of cash credit or loans suitably structured to your needs and your risk profile.
Features & Benefits:
Loan amounts from Rs 5 Lac onwards Easy Documentation Fast Processing At par cheque facility Internet Banking & Phone Banking Facilities Multi-Location Banking
Documentation:
Bank Statements for last 12 months for all primary accounts Brief history and profile of Company and its promoters Audited Financials for last two financial years. Latest Debtors statement with ageing analysis Sanction Letter of an existing bank limit (if any). Any other documents as required by the bank at a later stage
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Overview
Are you looking at finance or loan options for the purchase of your construction equipment? You are looking at the right place. We offer hassle-free construction equipment loans with the best terms for funding at the most attractive rates in India.
Loans are extended forthe purchase of: Any equipment working on construction/mining/civil contracts like JCB, Excavators, Wheel Loaders, Tata/AL Tippers, Forklifts etc. We provide funding for all models of Telcon, JCB, L&T, SchwingStetter, Caterpiller, Volvo etc.
Types of Loans
New Equipments Used Equipments/Refinance Balance Transfer Top-Up loans
Features & Benefits Documents FAQs
Realize better prices and avoid distress sale for your commodity on availing HDFC Bank Warehouse Receipt Loans. The procedure is simple, documentation is minimal and approval is quick.
Features & Benefits
Loans from Rs. 1 Lacs onwards depending on your needs. Avail Loan against wide range of commodities Funding extended against commodities stocked in a range of different WH/Godowns Attractive interest rates. Quick loan approval process Avail loan against Demat commodities Customer privileges - Existing asset relationship customers can avail a special Top-Up loan facility. Stock insurance cover - We also offer you stock insurance facility for commodity stocked.
