Rough Sheet
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http://www.astrospeak.com/astrology/forecast-for-you/Weekly-Forecast-by-BejanDaruwalla/cancer/articleshow/5055816.cms
Dear Sir, After working incessantly for the last 21 (Twenty One) hours or so on the project report (since 09:03 AM yesterday dated 25th August’11), as may be cross-checked with the Biometric Attendance System, I'm no longer in a position to sit anymore... I immediately need rest. Therefore in anticipation of your kind permission, I'm leaving my office at 06:40 hrs of date to have rest. I’ll be in office tomorrow (Saturday, 27th August) as usual by 09:.00 AM. The finalized draft report is attached herewith for your kind perusal please.
Questionnaire S.N Objectives DCS Members Awareness Analysis: Whether the schemes 1 implemented are known to the dairy farmers and the concerned people. Need Assessment: Whether the schemes are 2 according to the need of the actual people working in the dairy farming/industry. 3 Gap Analysis: Analysis of the gap in the actual planning and implementation of the schemes. Training Assessment: Whether there has been 4 any change(s) in the Working DCS Secretaries MDs/CE of MUs Retailers
Method/Behavior after training. Quantitative Changes: Whether the schemes implemented are generating the required 5 changes in terms of greater milk productivity, types of milk product produced, number of plants increased etc. and the extent to which
the schemes are successful.
Qualitative Changes: Whether there has been any positive impact in terms of their income appreciation, social status like education of children, improvement in health, improvement in sanitation, work culture etc. It would be analyzed whether the scheme has generated employment opportunity. Financing from banks for various scheme would also be assessed. Market linkage: With the schemes running, whether they are able to help the dairy farmers in getting better price for their product, decreasing the cost of milk production etc.
Cooperative societies: Whether the DCSs are working properly and how far they have been able to achieve its objective.
Dated-27.05.2011
To The Branch Manager ICICI Bank, Fraser Road, Patna. Sub: Request for Cancellation of DD No.204999, Dated-13.01.2011. Dear Sir, Please arrange to cancel DD No. 204999, Dated-13.01.2011 issued for an amount of Rs.37,100/(Thirty Seven Thousand One Hundred) Only & Credit the amount in my A/c No.057901502399. Yours Faithfully,
(SHISHIR RANJAN) A/c No. 057901502399
Sanc·ti·mo·ni·ous- adjective (disapproving)- giving the impression that you feel you are better and more moral than other people Soph·is·try - noun (pl. -ies) (formal) 1[U] the use of clever arguments to persuade people that sth is true when it is really false 2[C] a reason or an explanation that tries to show that sth is true when it is really false
Bihar State Co-operative Milk Producers' Federation Ltd. Patna Fund Utilisation Report of Schemes Approved Under State Plan for RKVY
Mar,10 State Plan 200809/RKVY Sl. 1 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 Organisation of DCS Establishment of AI Centres Supply of Milkotesters to DCS Establishment of Liquid Nitrogen Storage/Distribution System Establishment of Adarsh Dairy Gram Establishment of Mini Dairy Establishment of Mineral Mixture Plant Establishment of Fodder Demo Units Ration Balancing Scheme Strengthening/Capacity Enhancement of Training Centre Training of Farmers in Society Operation Artificial Insemination Training Study Tour of Farmers Awareness Program for Milk Producers Establishment of Bulk Milk Coolers Establishment of Automatic Milk Collection Centres Refurbishing of Dairy Plants Establishment of Whole Day Milk Booth with Cold Chain Facility Establishment of Walk-in-Cold Store Establishment of Cold Chain (Visicooler./ deep freezes) Establishment of Enterprise Resource Planning System (ERP) Total 269711655 12205730.94 163742130.42 61 2 21000000 0 0.00 2 243000.00 1 11 136 11630850 2856000 0 0 151677.00 0.00 11 134 8764980.37 2346295.00 75 82 2 50 36750000 13125000 0 6 2143445.00 730937.00 2 49 14928445.00 9424526.25 41 72 626 120 982 8136 31 74 3417960 1008000 2887080 1494990 74865000 15540000 3 1 0 0 1 0 16380.00 8400.00 0.00 0.00 5979247.00 1054464.00 519 120 989 8136 31 74 2822300.00 1008000.00 2794375.00 1402007.70 58075065.00 11196902.00 83 100 97 94 78 72 24 45 1 225 15 1 38304000 1013400 1680000 316575 472500 7875000 0 10 0 0 0 0 1041361.44 227180.00 0.00 0.00 0.00 636082.00 23 41 0 225 15 1 16060667.84 813130.00 0.00 254460.90 472500.00 1444082.00 42 80 0 80 100 18 Name of the Scheme 2 3 626 135 482 1
Target
(Phy.) (Fin.) 4 13146000 6583500 14170800 1575000
Ach. during month
(Phy.) 5 0 0 0 0 (Fin.) 6 84088.50 0.00 61380.00 71089.00 7
Cumulative Ach. (Phy.) 626 135 482 1 (Fin.) 8 11965892.20 5289226.56 13143148.60 1293126.00
% Expenditure 9 91 80 93 82
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Bihar State Co-operative Milk Producers' Federation Ltd., Patna Fund Utilisation Report of Schemes Approved Under State Plan for RKVY
Mar,10 State Plan 200809/RKVY Sl. 1 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 Organisation of DCS Establishment of AI Centres Supply of Milkotesters to DCS Establishment of Liquid Nitrogen Storage/Distribution System Establishment of Adarsh Dairy Gram Establishment of Mini Dairy Establishment of Mineral Mixture Plant Establishment of Fodder Demo Units Ration Balancing Scheme Strengthening/Capacity Enhancement of Training Centre Training of Farmers in Society Operation Artificial Insemination Training Study Tour of Farmers Awareness Program for Milk Producers Establishment of Bulk Milk Coolers Establishment of Automatic Milk Collection Centres Refurbishing of Dairy Plants Establishment of Whole Day Milk Booth with Cold Chain Facility Establishment of Walk-in-Cold Store Establishment of Cold Chain (Visicooler./ deep freezes) Establishment of Enterprise Resource Planning System (ERP) Total 269711655 12205730.94 163742130.42 61 2 21000000 0 0.00 2 243000.00 1 11 136 11630850 2856000 0 0 151677.00 0.00 11 134 8764980.37 2346295.00 75 82 2 50 36750000 13125000 0 6 2143445.00 730937.00 2 49 14928445.00 9424526.25 41 72 626 120 982 8136 31 74 3417960 1008000 2887080 1494990 74865000 15540000 3 1 0 0 1 0 16380.00 8400.00 0.00 0.00 5979247.00 1054464.00 519 120 989 8136 31 74 2822300.00 1008000.00 2794375.00 1402007.70 58075065.00 11196902.00 83 100 97 94 78 72 24 45 1 225 15 1 38304000 1013400 1680000 316575 472500 7875000 0 10 0 0 0 0 1041361.44 227180.00 0.00 0.00 0.00 636082.00 23 41 0 225 15 1 16060667.84 813130.00 0.00 254460.90 472500.00 1444082.00 42 80 0 80 100 18 Name of the Scheme 2 3 626 135 482 1
Target
(Phy.) (Fin.) 4 13146000 6583500 14170800 1575000
Ach. during month
(Phy.) 5 0 0 0 0 (Fin.) 6 84088.50 0.00 61380.00 71089.00 7
Cumulative Ach. (Phy.) 626 135 482 1 (Fin.) 8 11965892.20 5289226.56 13143148.60 1293126.00
% Expenditure 9 91 80 93 82
Ribhu [email protected] to faculty, Shweta, champeswarm, po, director, arvindchoudhar.
show details 3:30 PM (18 hours ago)
Dear Colleagues, Director has approved the mediclaim (please see the approval proposal in the trail of the mail) proposal. We are purchasing the Insurance cover from Oriental Insurance. I mentioned in my earlier mail, that Insured member above 60 years of age will have to undertake few medical tests as required by the Oriental Insurance. CIMP has tied up with Jeevak Hospital for conducting these investigations. The cost of these investigations is borne by CIMP. Accounts will circulate the list of investigations required by Insurance Company on Aug 30. I request you to take your dependants to Jeevak Hospital for investigations. Please note that you may require an authorization letter from Accounts. Please contact Arvindji for the same. I also want to underscore that without the investigations, the insurance company will not provide cover for the under-mentioned.
Name
Jagdishwar Sahay Lalli Sahay Ujjayini Bandyopadhyaya Devi Prasad Bandyopadyaya Devendra Prasad Singh Padma Singh Rekha Agrawal Pramod Prasad Agrawal Vyuptakesh Sharan Roopa Sharan Kamala Bala Dinda Binodini Mishra Dina Nath Verma Pushpa Verma Chitragupt Prasad
Group Name
Anup Raj Anup Raj Vijaya Bandhopadhya Vijaya Bandhopadhya Vandana Singh Vandana Singh Kalyan Agrawal Kalyan Agrawal Vyuptakesh Sharan Vyuptakesh Sharan Soumyananda Dinda Champeswar Mishra Rajeev Ranjan Rajeev Ranjan Shweta
Category
Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Officer Officer Officer Officer
Relationship SI
Father Mother Mother Father Father Mother Mother Father Self Wife Mother Mother Father Mother Father
Member D.O.B
7 Family 7 Family 7 Family 7 7 7 7 7 7 7 Family Family Family Family Family Primary Family
12.07.1 27.12.1
17.09.1
05.12.1 23.05.1 22.07.1 19.08.1 04.01.1 01.03.1 15.06.1
7 Family 5 5 5 5 Family Family Family Family
01.07.1
15.08.1 08.04.1 05.05.1 01.11.1
Ribhu
From: Ribhu [mailto:[email protected]] Sent: Monday, August 08, 2011 11:38 AM To: '[email protected]' Cc: '[email protected]' Subject: FW: Approval for mediclaim insurance To The Director Chandragupt Institute of Management Patna Sub: Approval for the annual mediclaim premium payment of Rs. 3,96,220 Dear Sir, Currently, the faculty, officers and their family members are not covered under mediclaim health insurance policy. In the unfortunate situation of any of them and their family members suffering from any disease which requires hospitalization, would make them financially vulnerable. It is also perceived that the healthcare services are becoming expensive in near future. We are proposing CIMP to buy insurance protection to meet unforeseen increasing financial expenses towards healthcare challenges. We propose to buy the mediclaim insurance for coverage of Rs. 7 lacs for faculty and Rs. 5 lacs for officers from a public sector company. The maximum claim amount of Rs. 1 crore and 11 lacs can be made in a year against the annual mediclaim premium. The insurance premium rates of all the four public sector insurance companies are the same. The insurance premium is required to be paid every year to avail the mediclaim facility. The details of annual premium of about Rs. 3,96,220 for the mediclaim insurance is given below: S.No. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 Category Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Officers Officers Officers Officers Sum Insured 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 5 lacs 5 lacs 5 lacs 5 lacs Faculty Dr. V Mukundas Anup Raj Kalyan Agrawal Kumar Alok Navneet Kaur Ribhu Kumar Shireesh Somnath Dutta Soumyananda Dinda Surya Prakash Pati Vandana Singh Vijaya Bandhopadhya Vyuptakesh Sharan Bishnu Shankar Prasad Champeswar Mishra Rajeev Ranjan Arvind Kumar Choudhary Total Insurance premium Service tax Total Insurance premium Premium 23,030 36,680 29,790 18,090 11,630 22,080 19,580 13,420 22,520 16,430 35,250 31,690 25,670 7180 11970 19650 14560 359,220 10.30% 396,220
The family member includes spouse, children, mother and father. I am giving below the salient features of medicliam policy. Policy Type: Family floater (The individual limit and the cumulative limit for the family is Rs. 7 lacs per year. For example: a) Insured father can claim for Rs. 4 lacs and insured wife can remaining claim Rs. 3 lacs b) Father or any individual member of the insured family can claim upto Rs. 7 lacs) Medical Examination may be required for person above 60 years of age Pre-existing disease are covered after four consecutive renewals with the Company . For example: In case the insured is suffering from any cardiac or other disease and Insurance company provides insurance cover, then after four successive renewals, the insured will be given hospitalization benefit on account of pre-existing disease such as cardiac problem. Please note that insurance company may not provide insurance coverage to the insured and his family member who are suffering from serious diseases. Exclusions: Any disease contracted by the insured during the first 30 days of the inception of the policy Pre-existing disease for the first four years The policy details are enclosed with this letter. Please approve the above mentioned annual mediclaim premium payment. Thanks and Regards Ribhu
Reply Reply to all Forward Reply Ribhu [email protected] [email protected], Shweta P <[email protected]>, to [email protected], [email protected] [email protected], hide details 5:38 PM (16 hours ago) cc [email protected] date Mon, Aug 29, 2011 at 5:38 PM subject RE: Mediclaim Investigations mailed-by cimp.ac.in Important mainly because of the people in the conversation. Dear All, List of medical investigations required by Oriental Insurance. Physical Examination report Urine (Microalbumin Urea) Glycocylated, Heamoglobin USG (Whole Abdomen & Pelvis) Complete Eye Test including Fundus ECG Report from
Ribhu
From: Ribhu [mailto:[email protected]] Sent: Monday, August 29, 2011 3:31 PM To: [email protected]; 'Shweta P'; [email protected]; [email protected] Cc: [email protected]; [email protected] Subject: Mediclaim Investigations - Hide quoted text -
Dear Colleagues,
Director has approved the mediclaim (please see the approval proposal in the trail of the mail) proposal. We are purchasing the Insurance cover from Oriental Insurance. I mentioned in my earlier mail, that Insured member above 60 years of age will have to undertake few medical tests as required by the Oriental Insurance. CIMP has tied up with Jeevak Hospital for conducting these investigations. The cost of these investigations is borne by CIMP.
Accounts will circulate the list of investigations required by Insurance Company on Aug 30. I request you to take your dependants to Jeevak Hospital for investigations. Please note that you may require an authorization letter from Accounts. Please contact Arvindji for the same. I also want to underscore that without the investigations, the insurance company will not provide cover for the under-mentioned.
Name Jagdishwar Sahay Lalli Sahay Ujjayini Bandyopadhyaya Devi Prasad Bandyopadyaya Devendra Prasad Singh Padma Singh Rekha Agrawal Pramod Prasad Agrawal Vyuptakesh Sharan Roopa Sharan Kamala Bala Dinda Binodini Mishra Dina Nath Verma Pushpa Verma Chitragupt Prasad
Group Name Anup Raj Anup Raj Vijaya Bandhopadhya Vijaya Bandhopadhya Vandana Singh Vandana Singh Kalyan Agrawal Kalyan Agrawal Vyuptakesh Sharan Vyuptakesh Sharan Soumyananda Dinda Champeswar Mishra Rajeev Ranjan Rajeev Ranjan Shweta
Category Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Officer Officer Officer Officer
Relationship Father Mother Mother Father Father Mother Mother Father Self Wife Mother Mother Father Mother Father
SI 7 7 7 7 7 7 7 7 7 7 7 5 5 5 5
Member Family Family Family Family Family Family Family Family Primary Family Family Family Family Family Family
D.O.B 12.07.1937 27.12.1943 17.09.1947 05.12.1936 23.05.1932 22.07.1937 19.08.1948 04.01.1946 01.03.1943 15.06.1948 01.07.1941 15.08.1947 08.04.1947 05.05.1950 01.11.1946
Ribhu
From: Ribhu [mailto:[email protected]] Sent: Monday, August 08, 2011 11:38 AM To: '[email protected]'
Cc: '[email protected]' Subject: FW: Approval for mediclaim insurance
To The Director Chandragupt Institute of Management Patna
Sub: Approval for the annual mediclaim premium payment of Rs. 3,96,220
Dear Sir,
Currently, the faculty, officers and their family members are not covered under mediclaim health insurance policy. In the unfortunate situation of any of them and their family members suffering from any disease which requires hospitalization, would make them financially vulnerable. It is also perceived that the healthcare services are becoming expensive in near future. We are proposing CIMP to buy insurance protection to meet unforeseen increasing financial expenses towards healthcare challenges.
We propose to buy the mediclaim insurance for coverage of Rs. 7 lacs for faculty and Rs. 5 lacs for officers from a public sector company. The maximum claim amount of Rs. 1 crore and 11 lacs can be made in a year against the annual mediclaim premium. The insurance premium rates of all the four public sector insurance companies are the same. The insurance premium is required to be paid every year to avail the mediclaim facility. The details of annual premium of about Rs. 3,96,220 for the mediclaim insurance is given below:
S.No. 1 2 3 4 5 6 7 8 9 10 11 12
Category Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty
Sum Insured 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs
Faculty Dr. V Mukundas Anup Raj Kalyan Agrawal Kumar Alok Navneet Kaur Ribhu Kumar Shireesh Somnath Dutta Soumyananda Dinda Surya Prakash Pati Vandana Singh Vijaya Bandhopadhya
Premium 23,030 36,680 29,790 18,090 11,630 22,080 19,580 13,420 22,520 16,430 35,250 31,690
13 14 15 16 17
Faculty Officers Officers Officers Officers
7 lacs 5 lacs 5 lacs 5 lacs 5 lacs
Vyuptakesh Sharan Bishnu Shankar Prasad Champeswar Mishra Rajeev Ranjan Arvind Kumar Choudhary Total Insurance premium Service tax Total Insurance premium
25,670 7180 11970 19650 14560 359,220 10.30% 396,220
The family member includes spouse, children, mother and father. I am giving below the salient features of medicliam policy.
Policy Type: Family floater (The individual limit and the cumulative limit for the family is Rs. 7 lacs per year. For example: a) Insured father can claim for Rs. 4 lacs and insured wife can remaining claim Rs. 3 lacs b) Father or any individual member of the insured family can claim upto Rs. 7 lacs)
Medical Examination may be required for person above 60 years of age
Pre-existing disease are covered after four consecutive renewals with the Company . For example: In case the insured is suffering from any cardiac or other disease and Insurance company provides insurance cover, then after four successive renewals, the insured will be given hospitalization benefit on account of pre-existing disease such as cardiac problem. Please note that insurance company may not provide insurance coverage to the insured and his family member who are suffering from serious diseases.
Exclusions: Any disease contracted by the insured during the first 30 days of the inception of the policy Pre-existing disease for the first four years
The policy details are enclosed with this letter. Please approve the above mentioned annual mediclaim premium payment.
Thanks and Regards Ribhu
Bihar state depends 90% on agriculture. The land is most fertile and produces several types of agriculture products such as: rice, wheat, maize, joe, gram, oilseeds, sugarcane, jute etc. Several rivers such as Ganga, Saryu, Gandak, Bagmati, Kamla, Kosi etc. emerging from Himalayas Mountain flow through the Bihar planes and makes them fertile. Some channels such as Triveni, Kosi, Kamla, channel from Canada Dam, channel from Gandak Dam, etc. helps in irrigation. Industries based on agricultural products have enough scope i.e., sugar mills, jute mills, edible oil mills, spices and agro based industries have a good potential. http://www.biharonline.gov.in/Site/Content/Citizen/Citizen.aspx?u=1
Agriculture is the key to the overall development of the State economy. Agriculture is the backbone of Bihar's economy 81% of workforce and generating nearly 42% of the State Domestic Product. The percentage of population employed in agriculture production system in Bihar is estimated to 81%, which s much higher than the national average. Nearly 42 per cent of GDP of the state (2004-05) has been from agriculture sector (including forestry and fishing). The state has attained self sufficiency in food grains production. Barring maize and pulses productivity of various farm produce in Bihar is much below the national average. Though the area under cultivation is shrinking, there is tremendous scope for income generation, by improving productivity. Adverse climatic condition, like draught and floods, do play a role in decreasing products. But these adverse conditions can be overcome to some extent by irrigation, flood control and drainage schemes. The agriculture production can only be increased to some extent through enhanced cropping intensity, change in cropping pattern, improvement in seeds of high yielding varieties, cultivation practices and with the availability of better post harvest technology etc. State Govt. is trying to re-orient agriculture through diversification policy and other measures. The gross and net sown area in the State is estimated at 80.26 lakh ha and 56.38 lakh h, respectively. The intensity of cropping is 1.42%. The principal crops are paddy, wheat, pulses, maize, potato, sugarcane, oil seeds, tobacco and jute. Rice, wheat and maize are the major crops. The average yields of rice and wheat are 1.45 and 2.19 t/ha, respectively, as against the production potential (experimental yields at research farm as well as realized in frontline demonstration) of 4.5-5.0 t/ha. Similar, the average of maize yields of the State is about2.38 t/ha as against its yield potential of 5 t/ha. State is rich in soil and water resources, its average yields of Rice, Wheat, Maize in the state are only about 32,44 and 40 percents of the potential yields, respectively. Although, Horticulture (Fruits, vegetables, spices, honey, medicinal and aromatic plants) occupies 15 percent of land area but income generated from horticulture is much higher. The state has a monopoly in production of litchi and makhana and continues to grow various fruits, vegetables, spices and floriculture is catching the imagination of people, reflected in their growing interest, across the state, ion diversification of horticulture. Agriculture productivity in Bihar was much better, compared to other states in fifties which is now much below the national average. In last two years, there has been an approachable growth, due to improved seeds, technologies and inputs. Agriculture is the single largest private sector occupation in Bihar. The goal of the agriculture production system should be to maximize income of land owing and landless rural populace to improve their livelihoods. The vulnerability to income and consumption shocks makes it imperative to develop formal agriculture insurance mechanisms to cope with such risks. http://krishi.bih.nic.in/defolt1.html
The economy of Bihar is largely service orientated, but it also has a significant agricultural base. The state also has a small industrial sector. As of today, agriculture accounts for 35%, industry 9% and service 55% of the economy of the state. The state has a per capita income of $148 a year against India's average of $997 and 30.6% of the state's population lives below the poverty line against India's average of 22.15%. However, Bihar's GSDP grew by 18% over the period 2006-2007, which was higher than in the past 10 years. Agriculture Bihar accounts for 65 per cent of India's annual litchi production, Bihar has significant levels of production for the products of mango, guava, litchi, pineapple, brinjal, cauliflower, bhindi, and cabbage in India. Despite the state's leading role in food production, investment in irrigation and other agriculture facilities has been inadequate in the past. The sugar and vegetable oil industries were flourishing sectors of Bihar. Until the mid fifties, 25% of India's sugar output was from Bihar. Dalmianagar was a large agro - industrial town. और र र Industry Bihar has a number of major public sector projects like the Oil refinery of Indian Oil Corporation and Fertilizer manufacturing plant of Hindustan Fertilizer Corporation Ltd (HPCL) at Barauni, Pyrites, Phosphates and Chemicals Ltd (PPCL) at Amjhor; Cotton spinning mills at Siwan, Pandaul, Bhagalpur, Mokamah and Gaya; 13 sugar mills in private sector and 15 in public section located in South and North Bihar. In addition distilleries at Gopalganj, West Champaran, Bhagalpur and Riga (Sitamarhi District); finish leather industry in West Champaran, Muzaffarpur and Barauni; Jute mills at Katihar and Samastipur; Medicine manufacturing unit at Hajipur; Food processing units and Vanaspati manufacturing units at Aurangabad and Patna; Kalyanpur Cement Ltd at Banjari are some of the notable industries in Bihar. Bihar has tremendous resources and their utilisation in the interest of its growing population has to be the supreme responsibility of both the state administration and the national planners. . There have been attempts to industrialize the state between 1950 and 1980: an oil refinery in Barauni, a motor scooter plant at Fatuha, and a power plant at Muzaffarpur. Hajipur, near Patna, remains a major industrial town in the state, linked to the capital city through the Ganga bridge and good road infrastructure. और र र village market The Finance Ministry has given top priority to create investment opportunities for big industrial houses like Reliance. The capital city, Patna, is one of the better off cities in India when measured by per capita income. http://www.biharonline.gov.in/Site/Content/Business/Business.aspx?u=5
Dear Sir, After working incessantly for the last 21 (Twenty One) hours or so on the project report (since 09:03 AM yesterday dated 25th August’11), as may be cross-checked with the Biometric Attendance System, I'm no longer in a position to sit anymore... I immediately need rest. Therefore in anticipation of your kind permission, I'm leaving my office at 06:40 hrs of date to have rest. I’ll be in office tomorrow (Saturday, 27th August) as usual by 09:.00 AM. The finalized draft report is attached herewith for your kind perusal please.
Questionnaire S.N Objectives DCS Members Awareness Analysis: Whether the schemes 1 implemented are known to the dairy farmers and the concerned people. Need Assessment: Whether the schemes are 2 according to the need of the actual people working in the dairy farming/industry. 3 Gap Analysis: Analysis of the gap in the actual planning and implementation of the schemes. Training Assessment: Whether there has been 4 any change(s) in the Working DCS Secretaries MDs/CE of MUs Retailers
Method/Behavior after training. Quantitative Changes: Whether the schemes implemented are generating the required 5 changes in terms of greater milk productivity, types of milk product produced, number of plants increased etc. and the extent to which
the schemes are successful.
Qualitative Changes: Whether there has been any positive impact in terms of their income appreciation, social status like education of children, improvement in health, improvement in sanitation, work culture etc. It would be analyzed whether the scheme has generated employment opportunity. Financing from banks for various scheme would also be assessed. Market linkage: With the schemes running, whether they are able to help the dairy farmers in getting better price for their product, decreasing the cost of milk production etc.
Cooperative societies: Whether the DCSs are working properly and how far they have been able to achieve its objective.
Dated-27.05.2011
To The Branch Manager ICICI Bank, Fraser Road, Patna. Sub: Request for Cancellation of DD No.204999, Dated-13.01.2011. Dear Sir, Please arrange to cancel DD No. 204999, Dated-13.01.2011 issued for an amount of Rs.37,100/(Thirty Seven Thousand One Hundred) Only & Credit the amount in my A/c No.057901502399. Yours Faithfully,
(SHISHIR RANJAN) A/c No. 057901502399
Sanc·ti·mo·ni·ous- adjective (disapproving)- giving the impression that you feel you are better and more moral than other people Soph·is·try - noun (pl. -ies) (formal) 1[U] the use of clever arguments to persuade people that sth is true when it is really false 2[C] a reason or an explanation that tries to show that sth is true when it is really false
Bihar State Co-operative Milk Producers' Federation Ltd. Patna Fund Utilisation Report of Schemes Approved Under State Plan for RKVY
Mar,10 State Plan 200809/RKVY Sl. 1 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 Organisation of DCS Establishment of AI Centres Supply of Milkotesters to DCS Establishment of Liquid Nitrogen Storage/Distribution System Establishment of Adarsh Dairy Gram Establishment of Mini Dairy Establishment of Mineral Mixture Plant Establishment of Fodder Demo Units Ration Balancing Scheme Strengthening/Capacity Enhancement of Training Centre Training of Farmers in Society Operation Artificial Insemination Training Study Tour of Farmers Awareness Program for Milk Producers Establishment of Bulk Milk Coolers Establishment of Automatic Milk Collection Centres Refurbishing of Dairy Plants Establishment of Whole Day Milk Booth with Cold Chain Facility Establishment of Walk-in-Cold Store Establishment of Cold Chain (Visicooler./ deep freezes) Establishment of Enterprise Resource Planning System (ERP) Total 269711655 12205730.94 163742130.42 61 2 21000000 0 0.00 2 243000.00 1 11 136 11630850 2856000 0 0 151677.00 0.00 11 134 8764980.37 2346295.00 75 82 2 50 36750000 13125000 0 6 2143445.00 730937.00 2 49 14928445.00 9424526.25 41 72 626 120 982 8136 31 74 3417960 1008000 2887080 1494990 74865000 15540000 3 1 0 0 1 0 16380.00 8400.00 0.00 0.00 5979247.00 1054464.00 519 120 989 8136 31 74 2822300.00 1008000.00 2794375.00 1402007.70 58075065.00 11196902.00 83 100 97 94 78 72 24 45 1 225 15 1 38304000 1013400 1680000 316575 472500 7875000 0 10 0 0 0 0 1041361.44 227180.00 0.00 0.00 0.00 636082.00 23 41 0 225 15 1 16060667.84 813130.00 0.00 254460.90 472500.00 1444082.00 42 80 0 80 100 18 Name of the Scheme 2 3 626 135 482 1
Target
(Phy.) (Fin.) 4 13146000 6583500 14170800 1575000
Ach. during month
(Phy.) 5 0 0 0 0 (Fin.) 6 84088.50 0.00 61380.00 71089.00 7
Cumulative Ach. (Phy.) 626 135 482 1 (Fin.) 8 11965892.20 5289226.56 13143148.60 1293126.00
% Expenditure 9 91 80 93 82
Site r Applic banks
Site r
In pro
Civil w
In pro
Civil w
Work
Site r
In pro
Tende
receiv
Bihar State Co-operative Milk Producers' Federation Ltd., Patna Fund Utilisation Report of Schemes Approved Under State Plan for RKVY
Mar,10 State Plan 200809/RKVY Sl. 1 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 Organisation of DCS Establishment of AI Centres Supply of Milkotesters to DCS Establishment of Liquid Nitrogen Storage/Distribution System Establishment of Adarsh Dairy Gram Establishment of Mini Dairy Establishment of Mineral Mixture Plant Establishment of Fodder Demo Units Ration Balancing Scheme Strengthening/Capacity Enhancement of Training Centre Training of Farmers in Society Operation Artificial Insemination Training Study Tour of Farmers Awareness Program for Milk Producers Establishment of Bulk Milk Coolers Establishment of Automatic Milk Collection Centres Refurbishing of Dairy Plants Establishment of Whole Day Milk Booth with Cold Chain Facility Establishment of Walk-in-Cold Store Establishment of Cold Chain (Visicooler./ deep freezes) Establishment of Enterprise Resource Planning System (ERP) Total 269711655 12205730.94 163742130.42 61 2 21000000 0 0.00 2 243000.00 1 11 136 11630850 2856000 0 0 151677.00 0.00 11 134 8764980.37 2346295.00 75 82 2 50 36750000 13125000 0 6 2143445.00 730937.00 2 49 14928445.00 9424526.25 41 72 626 120 982 8136 31 74 3417960 1008000 2887080 1494990 74865000 15540000 3 1 0 0 1 0 16380.00 8400.00 0.00 0.00 5979247.00 1054464.00 519 120 989 8136 31 74 2822300.00 1008000.00 2794375.00 1402007.70 58075065.00 11196902.00 83 100 97 94 78 72 24 45 1 225 15 1 38304000 1013400 1680000 316575 472500 7875000 0 10 0 0 0 0 1041361.44 227180.00 0.00 0.00 0.00 636082.00 23 41 0 225 15 1 16060667.84 813130.00 0.00 254460.90 472500.00 1444082.00 42 80 0 80 100 18 Name of the Scheme 2 3 626 135 482 1
Target
(Phy.) (Fin.) 4 13146000 6583500 14170800 1575000
Ach. during month
(Phy.) 5 0 0 0 0 (Fin.) 6 84088.50 0.00 61380.00 71089.00 7
Cumulative Ach. (Phy.) 626 135 482 1 (Fin.) 8 11965892.20 5289226.56 13143148.60 1293126.00
% Expenditure 9 91 80 93 82
Ribhu [email protected] to faculty, Shweta, champeswarm, po, director, arvindchoudhar.
show details 3:30 PM (18 hours ago)
Dear Colleagues, Director has approved the mediclaim (please see the approval proposal in the trail of the mail) proposal. We are purchasing the Insurance cover from Oriental Insurance. I mentioned in my earlier mail, that Insured member above 60 years of age will have to undertake few medical tests as required by the Oriental Insurance. CIMP has tied up with Jeevak Hospital for conducting these investigations. The cost of these investigations is borne by CIMP. Accounts will circulate the list of investigations required by Insurance Company on Aug 30. I request you to take your dependants to Jeevak Hospital for investigations. Please note that you may require an authorization letter from Accounts. Please contact Arvindji for the same. I also want to underscore that without the investigations, the insurance company will not provide cover for the under-mentioned.
Name
Jagdishwar Sahay Lalli Sahay Ujjayini Bandyopadhyaya Devi Prasad Bandyopadyaya Devendra Prasad Singh Padma Singh Rekha Agrawal Pramod Prasad Agrawal Vyuptakesh Sharan Roopa Sharan Kamala Bala Dinda Binodini Mishra Dina Nath Verma Pushpa Verma Chitragupt Prasad
Group Name
Anup Raj Anup Raj Vijaya Bandhopadhya Vijaya Bandhopadhya Vandana Singh Vandana Singh Kalyan Agrawal Kalyan Agrawal Vyuptakesh Sharan Vyuptakesh Sharan Soumyananda Dinda Champeswar Mishra Rajeev Ranjan Rajeev Ranjan Shweta
Category
Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Officer Officer Officer Officer
Relationship SI
Father Mother Mother Father Father Mother Mother Father Self Wife Mother Mother Father Mother Father
Member D.O.B
7 Family 7 Family 7 Family 7 7 7 7 7 7 7 Family Family Family Family Family Primary Family
12.07.1 27.12.1
17.09.1
05.12.1 23.05.1 22.07.1 19.08.1 04.01.1 01.03.1 15.06.1
7 Family 5 5 5 5 Family Family Family Family
01.07.1
15.08.1 08.04.1 05.05.1 01.11.1
Ribhu
From: Ribhu [mailto:[email protected]] Sent: Monday, August 08, 2011 11:38 AM To: '[email protected]' Cc: '[email protected]' Subject: FW: Approval for mediclaim insurance To The Director Chandragupt Institute of Management Patna Sub: Approval for the annual mediclaim premium payment of Rs. 3,96,220 Dear Sir, Currently, the faculty, officers and their family members are not covered under mediclaim health insurance policy. In the unfortunate situation of any of them and their family members suffering from any disease which requires hospitalization, would make them financially vulnerable. It is also perceived that the healthcare services are becoming expensive in near future. We are proposing CIMP to buy insurance protection to meet unforeseen increasing financial expenses towards healthcare challenges. We propose to buy the mediclaim insurance for coverage of Rs. 7 lacs for faculty and Rs. 5 lacs for officers from a public sector company. The maximum claim amount of Rs. 1 crore and 11 lacs can be made in a year against the annual mediclaim premium. The insurance premium rates of all the four public sector insurance companies are the same. The insurance premium is required to be paid every year to avail the mediclaim facility. The details of annual premium of about Rs. 3,96,220 for the mediclaim insurance is given below: S.No. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 Category Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Officers Officers Officers Officers Sum Insured 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 5 lacs 5 lacs 5 lacs 5 lacs Faculty Dr. V Mukundas Anup Raj Kalyan Agrawal Kumar Alok Navneet Kaur Ribhu Kumar Shireesh Somnath Dutta Soumyananda Dinda Surya Prakash Pati Vandana Singh Vijaya Bandhopadhya Vyuptakesh Sharan Bishnu Shankar Prasad Champeswar Mishra Rajeev Ranjan Arvind Kumar Choudhary Total Insurance premium Service tax Total Insurance premium Premium 23,030 36,680 29,790 18,090 11,630 22,080 19,580 13,420 22,520 16,430 35,250 31,690 25,670 7180 11970 19650 14560 359,220 10.30% 396,220
The family member includes spouse, children, mother and father. I am giving below the salient features of medicliam policy. Policy Type: Family floater (The individual limit and the cumulative limit for the family is Rs. 7 lacs per year. For example: a) Insured father can claim for Rs. 4 lacs and insured wife can remaining claim Rs. 3 lacs b) Father or any individual member of the insured family can claim upto Rs. 7 lacs) Medical Examination may be required for person above 60 years of age Pre-existing disease are covered after four consecutive renewals with the Company . For example: In case the insured is suffering from any cardiac or other disease and Insurance company provides insurance cover, then after four successive renewals, the insured will be given hospitalization benefit on account of pre-existing disease such as cardiac problem. Please note that insurance company may not provide insurance coverage to the insured and his family member who are suffering from serious diseases. Exclusions: Any disease contracted by the insured during the first 30 days of the inception of the policy Pre-existing disease for the first four years The policy details are enclosed with this letter. Please approve the above mentioned annual mediclaim premium payment. Thanks and Regards Ribhu
Reply Reply to all Forward Reply Ribhu [email protected] [email protected], Shweta P <[email protected]>, to [email protected], [email protected] [email protected], hide details 5:38 PM (16 hours ago) cc [email protected] date Mon, Aug 29, 2011 at 5:38 PM subject RE: Mediclaim Investigations mailed-by cimp.ac.in Important mainly because of the people in the conversation. Dear All, List of medical investigations required by Oriental Insurance. Physical Examination report Urine (Microalbumin Urea) Glycocylated, Heamoglobin USG (Whole Abdomen & Pelvis) Complete Eye Test including Fundus ECG Report from
Ribhu
From: Ribhu [mailto:[email protected]] Sent: Monday, August 29, 2011 3:31 PM To: [email protected]; 'Shweta P'; [email protected]; [email protected] Cc: [email protected]; [email protected] Subject: Mediclaim Investigations - Hide quoted text -
Dear Colleagues,
Director has approved the mediclaim (please see the approval proposal in the trail of the mail) proposal. We are purchasing the Insurance cover from Oriental Insurance. I mentioned in my earlier mail, that Insured member above 60 years of age will have to undertake few medical tests as required by the Oriental Insurance. CIMP has tied up with Jeevak Hospital for conducting these investigations. The cost of these investigations is borne by CIMP.
Accounts will circulate the list of investigations required by Insurance Company on Aug 30. I request you to take your dependants to Jeevak Hospital for investigations. Please note that you may require an authorization letter from Accounts. Please contact Arvindji for the same. I also want to underscore that without the investigations, the insurance company will not provide cover for the under-mentioned.
Name Jagdishwar Sahay Lalli Sahay Ujjayini Bandyopadhyaya Devi Prasad Bandyopadyaya Devendra Prasad Singh Padma Singh Rekha Agrawal Pramod Prasad Agrawal Vyuptakesh Sharan Roopa Sharan Kamala Bala Dinda Binodini Mishra Dina Nath Verma Pushpa Verma Chitragupt Prasad
Group Name Anup Raj Anup Raj Vijaya Bandhopadhya Vijaya Bandhopadhya Vandana Singh Vandana Singh Kalyan Agrawal Kalyan Agrawal Vyuptakesh Sharan Vyuptakesh Sharan Soumyananda Dinda Champeswar Mishra Rajeev Ranjan Rajeev Ranjan Shweta
Category Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Officer Officer Officer Officer
Relationship Father Mother Mother Father Father Mother Mother Father Self Wife Mother Mother Father Mother Father
SI 7 7 7 7 7 7 7 7 7 7 7 5 5 5 5
Member Family Family Family Family Family Family Family Family Primary Family Family Family Family Family Family
D.O.B 12.07.1937 27.12.1943 17.09.1947 05.12.1936 23.05.1932 22.07.1937 19.08.1948 04.01.1946 01.03.1943 15.06.1948 01.07.1941 15.08.1947 08.04.1947 05.05.1950 01.11.1946
Ribhu
From: Ribhu [mailto:[email protected]] Sent: Monday, August 08, 2011 11:38 AM To: '[email protected]'
Cc: '[email protected]' Subject: FW: Approval for mediclaim insurance
To The Director Chandragupt Institute of Management Patna
Sub: Approval for the annual mediclaim premium payment of Rs. 3,96,220
Dear Sir,
Currently, the faculty, officers and their family members are not covered under mediclaim health insurance policy. In the unfortunate situation of any of them and their family members suffering from any disease which requires hospitalization, would make them financially vulnerable. It is also perceived that the healthcare services are becoming expensive in near future. We are proposing CIMP to buy insurance protection to meet unforeseen increasing financial expenses towards healthcare challenges.
We propose to buy the mediclaim insurance for coverage of Rs. 7 lacs for faculty and Rs. 5 lacs for officers from a public sector company. The maximum claim amount of Rs. 1 crore and 11 lacs can be made in a year against the annual mediclaim premium. The insurance premium rates of all the four public sector insurance companies are the same. The insurance premium is required to be paid every year to avail the mediclaim facility. The details of annual premium of about Rs. 3,96,220 for the mediclaim insurance is given below:
S.No. 1 2 3 4 5 6 7 8 9 10 11 12
Category Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty Faculty
Sum Insured 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs 7 lacs
Faculty Dr. V Mukundas Anup Raj Kalyan Agrawal Kumar Alok Navneet Kaur Ribhu Kumar Shireesh Somnath Dutta Soumyananda Dinda Surya Prakash Pati Vandana Singh Vijaya Bandhopadhya
Premium 23,030 36,680 29,790 18,090 11,630 22,080 19,580 13,420 22,520 16,430 35,250 31,690
13 14 15 16 17
Faculty Officers Officers Officers Officers
7 lacs 5 lacs 5 lacs 5 lacs 5 lacs
Vyuptakesh Sharan Bishnu Shankar Prasad Champeswar Mishra Rajeev Ranjan Arvind Kumar Choudhary Total Insurance premium Service tax Total Insurance premium
25,670 7180 11970 19650 14560 359,220 10.30% 396,220
The family member includes spouse, children, mother and father. I am giving below the salient features of medicliam policy.
Policy Type: Family floater (The individual limit and the cumulative limit for the family is Rs. 7 lacs per year. For example: a) Insured father can claim for Rs. 4 lacs and insured wife can remaining claim Rs. 3 lacs b) Father or any individual member of the insured family can claim upto Rs. 7 lacs)
Medical Examination may be required for person above 60 years of age
Pre-existing disease are covered after four consecutive renewals with the Company . For example: In case the insured is suffering from any cardiac or other disease and Insurance company provides insurance cover, then after four successive renewals, the insured will be given hospitalization benefit on account of pre-existing disease such as cardiac problem. Please note that insurance company may not provide insurance coverage to the insured and his family member who are suffering from serious diseases.
Exclusions: Any disease contracted by the insured during the first 30 days of the inception of the policy Pre-existing disease for the first four years
The policy details are enclosed with this letter. Please approve the above mentioned annual mediclaim premium payment.
Thanks and Regards Ribhu
Bihar state depends 90% on agriculture. The land is most fertile and produces several types of agriculture products such as: rice, wheat, maize, joe, gram, oilseeds, sugarcane, jute etc. Several rivers such as Ganga, Saryu, Gandak, Bagmati, Kamla, Kosi etc. emerging from Himalayas Mountain flow through the Bihar planes and makes them fertile. Some channels such as Triveni, Kosi, Kamla, channel from Canada Dam, channel from Gandak Dam, etc. helps in irrigation. Industries based on agricultural products have enough scope i.e., sugar mills, jute mills, edible oil mills, spices and agro based industries have a good potential. http://www.biharonline.gov.in/Site/Content/Citizen/Citizen.aspx?u=1
Agriculture is the key to the overall development of the State economy. Agriculture is the backbone of Bihar's economy 81% of workforce and generating nearly 42% of the State Domestic Product. The percentage of population employed in agriculture production system in Bihar is estimated to 81%, which s much higher than the national average. Nearly 42 per cent of GDP of the state (2004-05) has been from agriculture sector (including forestry and fishing). The state has attained self sufficiency in food grains production. Barring maize and pulses productivity of various farm produce in Bihar is much below the national average. Though the area under cultivation is shrinking, there is tremendous scope for income generation, by improving productivity. Adverse climatic condition, like draught and floods, do play a role in decreasing products. But these adverse conditions can be overcome to some extent by irrigation, flood control and drainage schemes. The agriculture production can only be increased to some extent through enhanced cropping intensity, change in cropping pattern, improvement in seeds of high yielding varieties, cultivation practices and with the availability of better post harvest technology etc. State Govt. is trying to re-orient agriculture through diversification policy and other measures. The gross and net sown area in the State is estimated at 80.26 lakh ha and 56.38 lakh h, respectively. The intensity of cropping is 1.42%. The principal crops are paddy, wheat, pulses, maize, potato, sugarcane, oil seeds, tobacco and jute. Rice, wheat and maize are the major crops. The average yields of rice and wheat are 1.45 and 2.19 t/ha, respectively, as against the production potential (experimental yields at research farm as well as realized in frontline demonstration) of 4.5-5.0 t/ha. Similar, the average of maize yields of the State is about2.38 t/ha as against its yield potential of 5 t/ha. State is rich in soil and water resources, its average yields of Rice, Wheat, Maize in the state are only about 32,44 and 40 percents of the potential yields, respectively. Although, Horticulture (Fruits, vegetables, spices, honey, medicinal and aromatic plants) occupies 15 percent of land area but income generated from horticulture is much higher. The state has a monopoly in production of litchi and makhana and continues to grow various fruits, vegetables, spices and floriculture is catching the imagination of people, reflected in their growing interest, across the state, ion diversification of horticulture. Agriculture productivity in Bihar was much better, compared to other states in fifties which is now much below the national average. In last two years, there has been an approachable growth, due to improved seeds, technologies and inputs. Agriculture is the single largest private sector occupation in Bihar. The goal of the agriculture production system should be to maximize income of land owing and landless rural populace to improve their livelihoods. The vulnerability to income and consumption shocks makes it imperative to develop formal agriculture insurance mechanisms to cope with such risks. http://krishi.bih.nic.in/defolt1.html
The economy of Bihar is largely service orientated, but it also has a significant agricultural base. The state also has a small industrial sector. As of today, agriculture accounts for 35%, industry 9% and service 55% of the economy of the state. The state has a per capita income of $148 a year against India's average of $997 and 30.6% of the state's population lives below the poverty line against India's average of 22.15%. However, Bihar's GSDP grew by 18% over the period 2006-2007, which was higher than in the past 10 years. Agriculture Bihar accounts for 65 per cent of India's annual litchi production, Bihar has significant levels of production for the products of mango, guava, litchi, pineapple, brinjal, cauliflower, bhindi, and cabbage in India. Despite the state's leading role in food production, investment in irrigation and other agriculture facilities has been inadequate in the past. The sugar and vegetable oil industries were flourishing sectors of Bihar. Until the mid fifties, 25% of India's sugar output was from Bihar. Dalmianagar was a large agro - industrial town. और र र Industry Bihar has a number of major public sector projects like the Oil refinery of Indian Oil Corporation and Fertilizer manufacturing plant of Hindustan Fertilizer Corporation Ltd (HPCL) at Barauni, Pyrites, Phosphates and Chemicals Ltd (PPCL) at Amjhor; Cotton spinning mills at Siwan, Pandaul, Bhagalpur, Mokamah and Gaya; 13 sugar mills in private sector and 15 in public section located in South and North Bihar. In addition distilleries at Gopalganj, West Champaran, Bhagalpur and Riga (Sitamarhi District); finish leather industry in West Champaran, Muzaffarpur and Barauni; Jute mills at Katihar and Samastipur; Medicine manufacturing unit at Hajipur; Food processing units and Vanaspati manufacturing units at Aurangabad and Patna; Kalyanpur Cement Ltd at Banjari are some of the notable industries in Bihar. Bihar has tremendous resources and their utilisation in the interest of its growing population has to be the supreme responsibility of both the state administration and the national planners. . There have been attempts to industrialize the state between 1950 and 1980: an oil refinery in Barauni, a motor scooter plant at Fatuha, and a power plant at Muzaffarpur. Hajipur, near Patna, remains a major industrial town in the state, linked to the capital city through the Ganga bridge and good road infrastructure. और र र village market The Finance Ministry has given top priority to create investment opportunities for big industrial houses like Reliance. The capital city, Patna, is one of the better off cities in India when measured by per capita income. http://www.biharonline.gov.in/Site/Content/Business/Business.aspx?u=5
