Title Insurance Rates

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Title Insurance Rates

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Title Insurance is bought and paid for at the time of the closing. Typically, a seller purchases an
"Owners Policy" to assure and protect the buyer and the buyer in turn purchases a "Lenders Policy" to
assure and protect the mortgage companies. The lenders often require special additions to the loan

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policies known as "title endorsements." The title companies all charge an additional fee to cover the
expenses of supervising the closing process. When the lender insists on an escrow closing, the buyer
usually pays the closing fee. Where the parties request the escrow, the fee is usually shared.
Ultimately the contracts tend to dictate who pays for what and the title companies determine what it

T HE  W A SSE RB LA W G

will all cost. Here are sone typical charges you might expect to pay:.

Heroes Home Advantage ­ Happy
Veterans' Day

ESCROW CLOSING FEES

Ghoulish Web­Site Offers New

RESIDENTIAL (AGENCY) CLOSING ESCROW FEES
Policy
Amount
(effective
date)

PNTN

CTIC

1st

ATG

Greater

Prairie

Republic Stewart

Illinois

Title

Title

American
(10/10/05) (10/1/09) (8/1/08) (8/1/08) (6/17/07) (2/1/09) (5/15/07) (9/1/04)

TICOR
(1/2/09)

Information for Curious Home Buyers
CITY CLERK offers LOCAL REAL
ESTATE BROKERS an ACTUAL CITY

100,000.00 400.00

600.00

525.00

500.00

495.00

550.00

450.00

325.00.00 550.00

SERVICE!

150,000.00 460.00

650.00

525.00

550.00

Up to

600.00

500.00

375.00

600.00

BEWARE ­ SUSPICIOUS EMAIL

650.00

525.00

415.00

650.00

700.00

550.00

435.00

700.00

750.00

600.00

450.00

750.00

800.00

675.00

525.00

800.00

50.00

10.00

.25 per

50.00

535.00
200,000.00 500.00

700.00

575.00

600.00

250,000.00 520.00

750.00

625.00

650.00

Up to
575.00
Up to

AHEAD....
COOK COUNTY 2014 ­ PROPERTY
TAX BILLS AVAILABLE NOW ONLINE

615.00
300,000.00 535.00

800.00

675.00

700.00

Up to
655.00

300­500K

610.00

850.00

725.00

750.00

each adtl.

35.00

50.00

50.00

50.00

50K

.80 per
$1,000

$1,000

.

OWNERS POLICY PREMIUMS
NOTE:These rates are based on the most recently available "card rates" of the listed companies and
are not guaranteed. Title Premium charges change (increase) from time to time. On the other hand,
your title agent may be able/willing to offer a discount in some (but not all) situations.
TITLE INSURANCE RATES ­ OWNERS POLICIES
AMOUNT OF PNTN

CTIC
ATG
Greater Prairie Republic Stewart Ticor
1st
INSURANCE (10/10/05) (10/1/09) American (8/1/08) Illinois Title
Title 
(9/1/04) (1/2/09)
for SALE
(6/1/07) (2/1/09) (5/15/07)

Sign the ATA petition to separate
bicyclists and pedestrians on the
Lakefront Trail

PRICE UP TO:

(8/1/08)

$100,000.00 765.00

950.00

975.00

875.00

925.00

895.00

830.00

625.00

895.00

$110,000.00 780.00

970.00

975.00

895.00

945.00

915.00

845.00

640.00

915.00

$120,000.00 795.00

990.00

975.00

915.00

965.00

935.00

865.00

655.00

935.00

$130,000.00 810.00

1,010.00 975.00

935.00

985.00

955.00

885.00

670.00

955.00

$140,000.00 825.00

1,030.00 975.00

955.00

1,005.00 975.00

905.00

685.00

975.00

$150,000.00 840.00

1,050.00 975.00

975.00

1,025.00 995.00

925.00

700.00

995.00

$160,000.00 855.00

1,070.00 1,020.00 995.00

1,045.00 1,015.00 945.00

715.00

1,015.00

$170,000.00 870.00

1,090.00 1,040.00 1,015.00 1,065.00 1,035.00 965.00

730.00

1,035.00

$180,000.00 885.00

1,110.00 1,060.00 1,035.00 1,085.00 1,055.00 985.00

745.00

1,055.00

$190,000.00 900.00

1,130.00 1,080.00 1,055.00 1,105.00 1,075.00 1,005.00 760.00

1,075.00

$200,000.00 915.00

1,150.00 1,100.00 1,075.00 1,125.00 1,095.00 1,025.00 775.00

1,095.00

$210,000.00 930.00

1,170.00 1,120.00 1,095.00 1,145.00 1,115.00 1,045.00 790.00

1,115.00

$220,000.00 945.00

1,190.00 1,140.00 1,115.00 1,165.00 1,135.00 1,065.00 805.00

1,135.00

$230,000.00 960.00

1,210.00 1,160.00 1,135.00 1,185.00 1,155.00 1,085.00 820.00

1,155.00

$240,000.00 975.00

1,230.00 1,180.00 1,155.00 1,205.00 1,175.00 1,105.00 835.00

1,175.00

$250,000.00 990.00

1,250.00 1,200.00 1,175.00 1,225.00 1,195.00 1,125.00 850.00

1,195.00

$260,000.00 1,005.00

1,270.00 1,220.00 1,195.00 1,245.00 1,215.00 1,145.00 865.00

1,215.00

$270,000.00 1,020.00

1.290.00 1,240.00 1,215.00 1,265.00 1,235.00 1,165.00 880.00

1,235.00

$280,000.00 1,035.00

1,310.00 1,260.00 1,235.00 1,285.00 1,255.00 1,185.00 895.00

1,255.00

$290,000.00 1,050.00

1,330.00 1,280.00 1,255.00 1,305.00 1,275.00 1,205.00 910.00

1,275.00

$300,00.00

1,350.00 1,300.00 1,275.00 1,325.00 1,295.00 1,225.00 925.00

1,295.00

$310,000.00 1,080.00

1,370.00 1,320.00 1,295.00

1,315.00 1,245.00 940.00

1,315.00

$320,000.00 1,095.00

1,390.00 1,340.00 1,315.00

1,335.00 1,265.00 955.00

1,335.00

$330,000.00 1,110.00

1,410.00 1,360.00 1,335.00

1,355.00 1,285.00 970.00

1,355.00

$340,000.00 1,125.00

1,430.00 1,380.00 1,355.00

1,375.00 1,305.00 985.00

1,375.00

$350,000.00 1,140.00

1,450.00 1,400.00 1,375.00

1,395.00 1,325.00 1,000.00 1,395.00

$360,000.00 1,155.00

1,470.00 1,420.00 1,395.00

1,415.00 1,345.00 1,015.00 1,415.00

$370,000.00 1,170.00

1,490.00 1,440.00 1,415.00

1,435.00 1,365.00 1,030.00 1,435.00

$380,000.00 1,185.00

1,510.00 1,460.00 1,435.00

1,455.00 1,385.00 1,045.00 1,455.00

$390,000.00 1,200.00

1,530.00 1,480.00 1,455.00

1,475.00 1,405.00 1,060.00 1,475.00

$400,000.00 1,215.00

1,550.00 1,500.00 1,475.00

1,495.00 1,425.00 1,075.00 1,495.00

$410,000.00 1,230.00

1,570.00 1,520.00 1,495.00

1,515.00 1,445.00 1,090.00 1,515.00

$420,000.00 1,245.00

1,590.00 1,540.00 1,515.00

1,535.00 1,465.00 1,105.00 1,535.00

$430,000.00 1,260.00

1,610.00 1,560.00 1,535.00

1,555.00 1,485.00 1,120.00 1,555.00

$440,000.00 1,275.00

1,630.00 1,580.00 1,555.00

1,575.00 1,505.00 1,135.00 1,575.00

$450,000.00 1,290.00

1,650.00 1,600.00 1,575.00

1,595.00 1,525.00 1,150.00 1,595.00

$460,000.00 1,305.00

1,670.00 1,620.00 1,595.00

1,615.00 1,545.00 1,165.00 1,615.00

$470,000.00 1,320.00

1,690.00 1,640.00 1,615.00

1,635.00 1,565.00 1,180.00 1,635.00

$480,000.00 1,335.00

1,710.00 1,660.00 1,635.00

1,655.00 1,585.00 1,195.00 1,655.00

$490,000.00 1,350.00

1,730.00 1,680.00 1,655.00

1,675.00 1,605.00 1,210.00 1,675.00

$500,000.00 1,365.00

1,750.00 1,700.00 1,675.00

1,695.00 1,625.00 1,225.00 1,695.00

$510,000.00 1,380.00

1,770.00 1,720.00 1,695.00

1,715.00 1,645.00 1,240.00 1,715.00

$520,000.00 1,395.00

1,790.00 1,740.00 1,715.00

1,735.00 1,665.00 1,255.00 1,735.00

$530,000.00 1,410.00

1,810.00 1,760.00 1,735.00

1,755.00 1,685.00 1,270.00 1,755.00

$540,000.00 1,425.00

1,830.00 1,780.00 1,755.00

1,775.00 1,705.00 1,285.00 1,775.00

$550,000.00 1,440.00

1,850.00 1,800.00 1,775.00

1,795.00 1,725.00 1,300.00 1,795.00

$560,000.00 1,455.00

1,870.00 1,820.00 1,795.00

1,815.00 1,745.00 1,315.00 1,815.00

$570,000.00 1,470.00

1,890.00 1,840.00 1,815.00

1,835.00 1,765.00 1,330.00 1,835.00

$580,000.00 1,485.00

1,910.00 1,860.00 1,835.00

1,855.00 1,785.00 1,345.00 1,855.00

1,065.00

$590,000.00 1,500.00

1,930.00 1,880.00 1,855.00

1,875.00 1,805.00 1,360.00 1,875.00

$600,000.00 1,515.00

1,950.00 1,900.00 1,875.00

1,895.00 1,825.00 1,375.00 1,895.00

$610,000.00 1,530.00

1,970.00 1,920.00 1,895.00

1,915.00 1,845.00 1,390.00 1,915.00

$620,000.00 1,545.00

1,990.00 1,940.00 1,915.00

1,935.00 1,865.00 1,405.00 1,935.00

$630,000.00 1,560.00

2,010.00 1,960.00 1,935.00

1,955.00 1,885.00 1,420.00 1,955.00

$640,000.00 1,575.00

2,030.00 1,980.00 1,955.00

1,975.00 1,905.00 1,435.00 1,975.00

$650,000.00 1,590.00

2,050.00 2,000.00 1,975.00

1,995.00 1,925.00 1,450.00 1,995.00

$660,000.00 1,605.00

2,070.00 2,020.00 1,995..00

2,015.00 1,945.00 1,465.00 2,015.00

$670,000.00 1,620.00

2,090.00 2,040.00 2,015.00

2,035.00 1,965.00 1,480.00 2,035.00

$680,000.00 1,645.00

2,110.00 2,060.00 2,035.00

2,055.00 1,985.00 1,495.00 2,055.00

$690,000.00 1,650.00

2,130.00 2,080.00 2,055.00

2,075.00 2,005.00 1,510.00 2,075.00

$700,000.00 1,665.00

2,150.00 2,100.00 2,075.00

2,095.00 2,025.00 1,525.00 2,095.00

$710,000.00

2,170.00 2,120.00 2,095.00

2,115.00

2,115.00

$720,000.00

2,190.00 2,140.00 2,115.00

2,135.00

2,135.00

$730,000.00

2,210.00 2,160.00 2,135.00

2,155.00

2,155.00

$740,000.00

2,230.00 2,180.00 2,155.00

2,175.00

2,175.00

$750,000.00

2,250.00 2,200.00 2,175.00

2,195.00

2,195.00

$760,000.00

2,270.00 2,220.00 2,195.00

2,215.00

2,215.00

$770,000.00

2,290.00 2,240.00 2,215.00

2,235.00

2,235.00

$780,000.00

2,310.00 2,260.00 2,235.00

2,255.00

2,255.00

$790,000.00

2,330.00 2,280.00 2,255.00

2,275.00

2,275.00

$800,000.00

2,350.00 2,300.00 2,275.00

2,295.00

2,295.00

$810,000.00

2,370.00 2,320.00 2,295.00

2,315.00

2,315.00

$820,000.00

2,390.00 2,340.00 2,315.00

2,335.00

2,335.00

$830,000.00

2,410.00 2,360.00 2,335.00

2,355.00

2,355.00

$840,000.00

2,430.00 2,380.00 2,355.00

2,375.00

2,375.00

$850,000.00

2,450.00 2,400.00 2,375.00

2,395.00

2,395.00

$860,000.00

2,470.00 2,420.00 2,395.00

2,415.00

2,415.00

$870,000.00

2,490.00 2,440.00 2,415.00

2,435.00

2,435.00

$880,000.00

2,510.00 2,460.00 2,435.00

2,455.00

2,455.00

$890,000.00

2,530.00 2,480.00 2,455.00

2,475.00

2,475.00

$900,000.00

2,550.00 2,500.00 2,475.00

2,495.00

2,495.00

$910,000.00

2,570.00 2,520.00 2,495.00

2,515.00

2,515.00

$920,000.00

2,590.00 2,540.00 2,515.00

2,535.00

2,535.00

$930,000.00

2,610.00 2,560.00 2,535.00

2,555.00

2,555.00

$940,000.00

2,630.00 2,580.00 2,555.00

2,575.00

2,575.00

$950,000.00

2,650.00 2,600.00 2,575.00

2,595.00

2,595.00

$960,000.00

2,670.00 2,620.00 2,595.00

2,615.00

2,615.00

$970,000.00

2,690.00 2,640.00 2,615.00

2,635.00

2,635.00

$980,000.00

2,710.00 2,660.00 2,635.00

2,655.00

2,655.00

$990,000.00

2,730.00 2,680.00 2,655.00

2,675.00

2,675.00

$1,000.000.00

2,750.00 2,700.00 2,675.00

2,695.00

2,695.00

each adtl.

1.50

1.50

1.50

2.00

1.50

1.50

1.00

1.50

$1,000

LENDERS POLICY RATES
TITLE ENDORSEMENTS
PNTN

CTIC
Greater Prairie Republic Stewart TICOR
1stAmerican ATG
(10/10/05) (10/1/09) (8/1/08)
(8/1/08) Illinois Title
Title 
(9/1/04) (1/2/09)
(6/1/07) (2/1/09) (5/15/04)

BASIC LOAN 275.00

350.00.00 310.00

300.00

330.00

320.00

295.00

250.00

315.00

110.00

150.00

135.00

125.00

130.00

135.00

125.00

95.00

135.00

Condominium 110.00

150.00

135.00

125.00

130.00

135.00

125.00

95.00

135.00

EPA

110.00

150.00

135.00

125.00

130.00

135.00

125.00

95.00

135.00

Location

110.00

150.00

135.00

125.00

130.00

135.00

125.00

95.00

135.00

Revolving

110.00

150.00

135.00

125.00

130.00

135.00

125.00

95.00

PUD

110.00

150.00

135.00

125.00

130.00

135.00

125.00

95.00

135.00

Title

100.00

175.00

125.00

150.00

125.00

175.00

125.00

75.00

165.00

POLICY
ARM

­­

Credit

Indemnity

Material Copyright © 2000 ­ 2016 Michael H. Wasserman. Website design by Small Business Consulting. Content by Susan Jenks.
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